In DeLand, a typical home is worth $330,900 and typical rent is $1,355 a month. Compared with all of Volusia County, typical rent is 8% lower, the typical home value is 6% higher, and the share of households that own their home is 9 points lower.
Typical home value from Zillow, September 2021 to September 2026: from $284,785 to $337,546.
Typical rent
$1,853a month
▲ 2.2% more than 12 months ago
Typical rent from Zillow, September 2021 to September 2026: from $1,427 to $1,853.
From Zillow (ZHVI/ZORI), September 2026. The Census figures above are 5-year averages (2020–2024).
DeLand is in Volusia County. The FHA loan limit ($541,287 for a one-unit home), the fair market rents and the help on this page are those of all of Volusia County. See the county
What this place has that others do not, from public data, most unusual first.
1
Nearby, in Orange City, the typical home value is $259,100: 22% less than in DeLand ($330,900).
2
64% of households in DeLand own their home, against 74% in Volusia County.
Sources: U.S. Census Bureau (Average 2020–2024).
The homes here
Housing in DeLand
What homes there are in DeLand, what they cost, how that changed and how people live, from Census figures (2020–2024).
What homes there are
U.S. Census Bureau, ACS 5-year, 2020–2024
Kind of home
Detached houseAttached houseBuilding of 2 to 4Apartments (5 or more)Mobile homeBoat, RV and otherUnreliable estimate
DeLand
Volusia County
Florida
United States
Kind of home: DeLand and its comparisons
Measure
DeLand
Volusia County
Florida
United States
Detached house
65%
65%
55%
61%
Attached house
4%
4%
7%
6%
Building of 2 to 4
6%
5%
6%
8%
Apartments (5 or more)
19%
19%
25%
19%
Mobile home
6%
8%
8%
6%
Boat, RV and other
Unreliable estimate
0%
0%
0%
As in Volusia County, most homes in DeLand are detached houses (65%).
Year built
Before 19601960–19791980–19992000–20092010 or later
DeLand
Volusia County
Florida
United States
Year built: DeLand and its comparisons
Measure
DeLand
Volusia County
Florida
United States
Before 1960
17%
11%
10%
26%
1960–1979
17%
24%
24%
24%
1980–1999
19%
37%
34%
25%
2000–2009
19%
17%
18%
14%
2010 or later
28%
11%
14%
11%
Here half of the homes date from 1996 or later; in Volusia County, from 1986 or later.
Much as in Volusia County, 59% of homes in DeLand have 3 bedrooms or more.
What it costs here
U.S. Census Bureau, ACS 5-year, 2020–2024
Value of owner-occupied homes
Under the limitOver the limitUnreliable estimate
Under $100K10%
$100K–$200K11%
$200K–$300K20%
$300K–$500K49%
$500K–$750K9%
FHA limit: $541,287
$750K–$1MUnreliable
$1M or moreUnreliable
Value of owner-occupied homes: DeLand and its comparisons
Measure
DeLand
Under $100K
10%
$100K–$200K
11%
$200K–$300K
20%
$300K–$500K
49%
$500K–$750K
9%
$750K–$1M
Unreliable estimate
$1M or more
Unreliable estimate
About 91% of owner-occupied homes in DeLand are worth less than the FHA loan limit for Volusia County ($541,287).
Monthly rent with utilities
Unreliable estimate
Under $500Unreliable
$500–$99919%
$1,000–$1,49936%
$1,500–$1,99919%
$2,000–$2,4999%
$2,500–$2,999Unreliable
$3,000 or moreUnreliable
Monthly rent with utilities: DeLand and its comparisons
Measure
DeLand
Under $500
Unreliable estimate
$500–$999
19%
$1,000–$1,499
36%
$1,500–$1,999
19%
$2,000–$2,499
9%
$2,500–$2,999
Unreliable estimate
$3,000 or more
Unreliable estimate
With a mortgage
$1,837 a month
Volusia County: $1,688 a month
Without a mortgage
$693 a month
Volusia County: $636 a month
Owners with a mortgage
60%
Volusia County: 56%
In DeLand, 60% of owners have a mortgage, and their typical cost is $1,837 a month, against $1,688 in Volusia County. Without one it drops to $693.
How it changed
U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024
Change since 2015–2019
Typical home value
DeLand+58%
Volusia County+79%
Florida+67%
United States+53%
Typical rent
DeLand+40%
Volusia County+40%
Florida+42%
United States+33%
Typical household income
DeLand+50%
Volusia County+42%
Florida+34%
United States+29%
Change since 2015–2019: DeLand and its comparisons
Measure
DeLand
Volusia County
Florida
United States
Typical home value
+58%
+79%
+67%
+53%
Typical rent
+40%
+40%
+42%
+33%
Typical household income
+50%
+42%
+34%
+29%
Homes in DeLand gained value more slowly than in Volusia County: 58% since 2015–2019, against 79%.
The typical rent in DeLand rose 40% since 2015–2019, about the same as in Volusia County (40%).
To compare: typical income in DeLand rose 50%; the home, +58%; the rent, +40%.
How people live
U.S. Census Bureau, ACS 5-year, 2020–2024
How people live: DeLand and its comparisons
Measure
DeLand
Volusia County
Florida
United States
Rental vacancy
Unreliable estimate
7.4%
7.6%
5.5%
Homeowner vacancy
Unreliable estimate
1.4%
1.4%
0.9%
More than one person per room
2.8%
2.2%
3.3%
3.4%
People per household
2.43
2.33
2.51
2.53
Drive alone
66%
73%
70%
69%
Carpool
12%
9%
9%
9%
Public transit
Unreliable estimate
0%
1%
3%
Walk or bike
2%
2%
2%
3%
Work from home
18%
14%
16%
15%
Other means
Unreliable estimate
2%
2%
2%
Typical commute
20 to 29 minutes
20 to 29 minutes
20 to 29 minutes
20 to 29 minutes
Much as in Volusia County, 2.8% of households in DeLand have more than one person per room.
Much as in Volusia County, a household in DeLand has 2.43 people on average.
Working from home is more common in DeLand: 18%, against 14% in Volusia County.
Do the math
What would you pay each month for a home in DeLand?
A typical home costs more than the typical income allows
We start with a typical home in DeLand, worth $330,900, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 46% of the typical household income in DeLand, which is $71,863 a year. For that payment to be 28% of income, a household would need to earn about $117,147 a year.
The calculator's FHA and conventional loan limits are those of all of Volusia County.
Change the price, the down payment or the loan: the payment updates right away.
Your numbers
Local data
$
Starts at the typical home value in DeLand. Change it to the price you have in mind.
Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.
Down payment
%
That is $11,582 (3.5% of the price). The usual minimum for this loan is 3.5%.
This week's average ± a quarter or half point.
National average as of November 5, 2026 (Freddie Mac); your rate may be different.
Adjust advanced details⌄
Estimated monthly payment
Local data
$2,733
at 7.18% · 30 years
Loan amount
$324,906
Total interest
$467,464
Paid off in
November 2056
Includes $5,588 FHA upfront mortgage insurance premium.
Does it fit the income?
Comfortable
up to $1,677 a month
Tight
$1,677 to $2,156 a month
Hard
more than $2,156 a month
Your payment · 46%
Compared with the typical household income in DeLand ($71,863 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.
Monthly payment breakdown
Principal & interest
$2,201
Property tax
$248
Home insurance
$138
FHA mortgage insurance (MIP)
$146
You need at least $11,582 for the down payment, plus closing costs.
This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.
Total monthly payment $2,733; principal and interest $2,201.
The city and its county
DeLand and Volusia County
DeLand is in Volusia County, Florida. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).
DeLand
Map of Volusia County, Florida, with DeLand marked. Around it, the neighboring counties.
DeLand
Volusia County
Other cities with a page
DeLand's own numbers
Typical home value
$330,900
Typical monthly rent
$1,355
Typical yearly household income
$71,863
Households that own their home
64%
Effective property tax rate
0.9%
U.S. Census Bureau, American Community Survey (average 2020–2024).
Numbers for all of Volusia County
FHA limit, one-unit home
$541,287
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$1,673
Price change over 5 years (FHFA)
+56%
Homes in a high flood-risk zone
8.4%
HUD, FHFA and FEMA don't publish these numbers by city.
Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Volusia County.
A typical home in DeLand is worth $330,900: 6% above the county and 8% below Florida. With the typical household income in DeLand ($71,863 a year), a typical home costs 4.6 times what the household earns in a year.
Years of income to pay for a typical home
The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.
DeLand4.6 years
Volusia4.5 years
Florida4.8 years
United States4.1 years
Source: U.S. Census Bureau, Average 2020–2024
How prices have changed in Volusia County
According to FHFA’s house price index, home prices in Volusia County rose 140% in the 10 years through 2025.
FHFA does not publish this index by city: these are the numbers for all of Volusia County.
Yearly change in FHFA’s price index in Volusia County, 2016 to 2025
2016: +11.1% +11.1% 2016
2017: +12.3% +12.3% 2017
2018: +9.8% +9.8% 2018
2019: +6.5% +6.5% 2019
2020: +5.9% +5.9% 2020
2021: +16.6% +16.6% 2021
2022: +23.1% +23.1% 2022
2023: +7.3% +7.3% 2023
2024: +2.0% +2.0% 2024
2025: −1.0% −1.0% 2025
Change in FHFA’s price index in Volusia County, Florida and the United States
Period
County
Florida
U.S.
Last year (2025)
−1.0%
−0.5%
+2.9%
5 years (2020–2025)
+56%
+60%
+47%
10 years (2015–2025)
+140%
+127%
+85%
The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data
DeLand next to Volusia County, Florida and the U.S.
Three numbers side by side. “Typical” means the median: half are above it and half below.
Typical home value
DeLand$330,900
Volusia$313,000
Florida$359,000
United States$332,700
Typical monthly rent
DeLand$1,355
Volusia$1,467
Florida$1,669
United States$1,413
Typical yearly household income
DeLand$71,863
Volusia$70,044
Florida$74,568
United States$80,734
See the full table
DeLand next to Volusia County and Florida
Measure
DeLand
Volusia County
Florida
U.S.
Typical home value
$330,900 ▲6% above the county
$313,000
$359,000
$332,700
Typical monthly rent
$1,355 ▼8% below the county
$1,467
$1,669
$1,413
Typical yearly household income
$71,863 ▲3% above the county
$70,044
$74,568
$80,734
Households that own their home
64% ▼9 points below the county
74%
68%
65%
Typical yearly property tax
$2,979 ▲24% above the county
$2,395
$2,730
$3,119
Effective property tax rate
0.9% ▲0.13 points above the county
0.77%
0.76%
0.94%
Renters with high rent for their income
58%
58%
60%
51%
“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Volusia County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.
Four ways to pay for a typical home in DeLand
For a typical $330,900 home in DeLand, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, DeLand's typical property tax, an example home insurance and mortgage insurance when it applies.
FHA, 3.5% down$2,733a month
Least cash to close
Down payment
$11,582
Cash to close
$21,509
Rate
7.18%
Mortgage insurance
FHA MIP · $146
Conventional, 5% down$2,673a month
Down payment
$16,545
Cash to close
$26,472
Rate
7.18%
Mortgage insurance
PMI · $157
Conventional, 20% down, no PMI$2,179a month
Down payment
$66,180
Cash to close
$76,107
Rate
7.18%
Mortgage insurance
None
ITIN, 15% down (example)$2,485a month
Down payment
$49,635
Cash to close
$59,562
Rate
8.18%
Mortgage insurance
None
Four ways to pay for a typical home in DeLand
Loan
Monthly payment
Down payment
Loan amount
Rate
Mortgage insurance
Cash to close
Minimum score
FHA, 3.5% down Least cash to close
$2,733
$11,582
$324,907
7.18%
FHA MIP · $146
$21,509
580
Conventional, 5% down
$2,673
$16,545
$314,355
7.18%
PMI · $157
$26,472
620*
Conventional, 20% down, no PMI
$2,179
$66,180
$264,720
7.18%
None
$76,107
620*
ITIN, 15% down (example)
$2,485
$49,635
$281,265
8.18%
None
$59,562
Set by the lender
The option that asks for the least cash to close is FHA, 3.5% down.
Cash to close = down payment plus 3% of the price in closing costs (example).
Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.
Typical rent in DeLand is $1,355 a month: 8% below the county. In DeLand, 58% of renter households pay 30% or more of their income in rent.
HUD publishes a fair market rent for all of Volusia County, by unit size. To pay the 2-bedroom one ($1,673 a month) without spending more than 30% of your income, you would need to earn $32.17 an hour working full time.
What you need to earn to pay it without spending more than 30% of income, working full time.
HUD fair market rent in Volusia County (Fiscal year 2027)
Size
Fair rent a month
Hourly wage
Yearly income
Studio
$1,258
$24.19
$50,320
1 bedroom
$1,363
$26.21
$54,520
2 bedrooms
$1,673
$32.17
$66,920
3 bedrooms
$2,204
$42.38
$88,160
4 bedrooms
$2,403
$46.21
$96,120
Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027
By ZIP code
Fair market rent by ZIP code in DeLand
HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). DeLand has 3 ZIP codes with their own.
For 2 bedrooms it runs from $1,480 in 32720 to $1,670 in 32723.
None is above the fair market rent for Volusia County ($1,673).
2-bedroom fair market rent in each of the 3 ZIP codes of DeLand, beside the one for Volusia County. For 2 bedrooms it runs from $1,480 in 32720 to $1,670 in 32723. None is above the fair market rent for Volusia County ($1,673).
2-bedroom fair market rent in each ZIP code
Each line is one ZIP code: in color, those above the county's fair market rent; in gray, the rest.
County: $1,673
Lowest: $1,480 (32720)Highest: $1,670 (32723)
Fair market rent by ZIP code and size in DeLand, fiscal year 2027.
32720
$1,150
$1,210
$1,480
$1,930
$2,120
32723
$1,260
$1,360
$1,670
$2,200
$2,400
32724
$1,140
$1,250
$1,530
$2,020
$2,190
ZIP code2 bd3 bd
32720 $1,480$1,930
32723 $1,670$2,200
32724 $1,530$2,020
2 of these ZIP codes cross the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for DeLand when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD)Fiscal year 2027Small Area Fair Market Rents (HUD) (external site)Source: Census Bureau ZCTA-to-place relationship fileData from 2020 dataCensus Bureau ZCTA-to-place relationship file (external site)
HUD lists 11 buildings with rents for lower incomes in DeLand. These are the largest.
Enclave at Pine Oaks450 W Euclid Ave, Deland 32720228 low-income homes · 2 bd: 140 · 3 bd: 56 · 4 bd: 32 · In service since 2005 · For families
Lexington Club at Hunters Creek920A Hunters Creek Dr, Deland 32720214 low-income homes · Studio: 6 · 1 bd: 24 · 2 bd: 160 · 3 bd: 16 · 4 bd: 8 · In service since 2001 · For families
Laurel Villas102 Laurel Villas Cir, Deland 32724120 low-income homes · 2 bd: 60 · 3 bd: 60 · In service since 2011 · For families
Banyan Cove250 W International Speedway Blvd, Deland 32720100 low-income homes · 1 bd: 50 · 2 bd: 50 · In service since 2019 · For families
Laurel Villas118 Laurel Villas Cir, Deland 32724120 homes, 90 low-income · Run by DeLand Housing Authority · Average payment: $526 a month · Average wait: 17 months(386) 734-2564
You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.
There are 4 HUD-approved agencies with an office in Volusia County; 3 say they serve in Spanish.
No down payment, repair or rent-help program on our list is for DeLand or Volusia County. The ones below are statewide in Florida: they work in DeLand the same as in the rest of the state.
Florida Housing second loan with no interest and no monthly payments, repaid when you sell or refinance.Offered by Florida Housing Finance Corporation.
No legal help resource on our list is for DeLand or Volusia County in particular.
If you have a problem with your landlord, an eviction notice or a scam, the Legal Services Corporation (LSC) search shows the free legal aid offices that serve your area.
Short answers with the numbers for DeLand and all of Volusia County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.
How much does a typical home cost in DeLand?
The typical home value in DeLand is $330,900, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Volusia County it is $313,000.
How much does it cost to rent in DeLand?
Typical rent in DeLand is $1,355 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Volusia County is $1,673.
What is the FHA loan limit in DeLand?
DeLand uses the FHA limit for all of Volusia County (2026): $541,287 for a one-unit home and $1,041,125 for a four-unit home.
How much property tax do owners pay in DeLand?
The typical homeowner in DeLand pays $2,979 a year, according to the U.S. Census Bureau. That is 0.9% of the home’s value; in Volusia County, the rate is 0.77%.
Where can I find free help to buy or rent in DeLand?
There are 4 HUD-approved counseling agencies with an office in Volusia County. 3 say they serve in Spanish. They can help you get ready to buy, with your credit, or with rent.
