In South Fulton, a typical home is worth $309,800 and typical rent is $1,702 a month. Compared with all of Fulton County, the typical home value is 32% lower, typical household income is 14% lower, and the share of households that own their home is 17 points higher.
South Fulton is in Fulton County. The FHA loan limit ($718,750 for a one-unit home), the fair market rents and the help on this page are those of all of Fulton County. See the county
What this place has that others do not, from public data, most unusual first.
1
72% of households in South Fulton own their home, against 54% in Fulton County.
2
Nearby, in College Park, the typical rent is $1,207: 29% less than in South Fulton ($1,702).
3
The typical home in South Fulton is worth $309,800,32% less than in Fulton County as a whole ($458,800).
4
Nearby, in Union City, the typical home value is $245,600: 21% less than in South Fulton ($309,800).
Sources: U.S. Census Bureau (Average 2020–2024).
The homes here
Housing in South Fulton
What homes there are in South Fulton, what they cost, how that changed and how people live, from Census figures (2020–2024).
What homes there are
U.S. Census Bureau, ACS 5-year, 2020–2024
Kind of home
Detached houseAttached houseBuilding of 2 to 4Apartments (5 or more)Mobile homeBoat, RV and otherUnreliable estimate
South Fulton
Fulton County
Georgia
United States
Kind of home: South Fulton and its comparisons
Measure
South Fulton
Fulton County
Georgia
United States
Detached house
79%
46%
66%
61%
Attached house
6%
8%
4%
6%
Building of 2 to 4
3%
5%
5%
8%
Apartments (5 or more)
11%
41%
16%
19%
Mobile home
Unreliable estimate
0%
8%
6%
Boat, RV and other
Unreliable estimate
Unreliable estimate
0%
0%
The detached house rules in South Fulton: 79% of homes, more than in Fulton County (46%).
Year built
Before 19601960–19791980–19992000–20092010 or later
South Fulton
Fulton County
Georgia
United States
Year built: South Fulton and its comparisons
Measure
South Fulton
Fulton County
Georgia
United States
Before 1960
3%
15%
12%
26%
1960–1979
20%
18%
20%
24%
1980–1999
16%
27%
33%
25%
2000–2009
38%
21%
21%
14%
2010 or later
23%
19%
14%
11%
Homes in South Fulton are newer: the typical year built is 2003; in Fulton County, 1993.
Homes in South Fulton are bigger: 86% have 3 bedrooms or more; in Fulton County, 51%.
What it costs here
U.S. Census Bureau, ACS 5-year, 2020–2024
Value of owner-occupied homes
Under the limitOver the limitUnreliable estimate
Under $100K4%
$100K–$200K14%
$200K–$300K29%
$300K–$500K42%
$500K–$750K9%
FHA limit: $718,750
$750K–$1MUnreliable
$1M or moreUnreliable
Value of owner-occupied homes: South Fulton and its comparisons
Measure
South Fulton
Under $100K
4%
$100K–$200K
14%
$200K–$300K
29%
$300K–$500K
42%
$500K–$750K
9%
$750K–$1M
Unreliable estimate
$1M or more
Unreliable estimate
About 97% of owner-occupied homes in South Fulton are worth less than the FHA loan limit for Fulton County ($718,750).
Monthly rent with utilities
Unreliable estimate
Under $500Unreliable
$500–$9995%
$1,000–$1,49930%
$1,500–$1,99933%
$2,000–$2,49923%
$2,500–$2,9997%
$3,000 or moreUnreliable
Monthly rent with utilities: South Fulton and its comparisons
Measure
South Fulton
Under $500
Unreliable estimate
$500–$999
5%
$1,000–$1,499
30%
$1,500–$1,999
33%
$2,000–$2,499
23%
$2,500–$2,999
7%
$3,000 or more
Unreliable estimate
With a mortgage
$1,806 a month
Fulton County: $2,373 a month
Without a mortgage
$562 a month
Fulton County: $831 a month
Owners with a mortgage
79%
Fulton County: 72%
Owning costs less in South Fulton: with a mortgage, the typical cost is $1,806 a month; in Fulton County, $2,373. Without one, $562.
How it changed
U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024
Change since 2015–2019
Typical home value
South Fulton+90%
Fulton County+46%
Georgia+72%
United States+53%
Typical rent
South Fulton+45%
Fulton County+44%
Georgia+39%
United States+33%
Typical household income
South Fulton+25%
Fulton County+37%
Georgia+32%
United States+29%
Change since 2015–2019: South Fulton and its comparisons
Measure
South Fulton
Fulton County
Georgia
United States
Typical home value
+90%
+46%
+72%
+53%
Typical rent
+45%
+44%
+39%
+33%
Typical household income
+25%
+37%
+32%
+29%
The typical home value in South Fulton rose 90% since 2015–2019, more than in Fulton County (46%).
The typical rent in South Fulton rose 45% since 2015–2019, about the same as in Fulton County (44%).
The typical household income in South Fulton rose 25%: less than home values (+90%) and rent (+45%).
How people live
U.S. Census Bureau, ACS 5-year, 2020–2024
How people live: South Fulton and its comparisons
Measure
South Fulton
Fulton County
Georgia
United States
Rental vacancy
7.2%
7.9%
6.8%
5.5%
Homeowner vacancy
2.6%
1.3%
1.1%
0.9%
More than one person per room
1.3%
2.1%
2.4%
3.4%
People per household
2.73
2.26
2.62
2.53
Drive alone
69%
57%
71%
69%
Carpool
9%
6%
9%
9%
Public transit
3%
4%
1%
3%
Walk or bike
Unreliable estimate
3%
1%
3%
Work from home
18%
29%
16%
15%
Other means
2%
2%
2%
2%
Typical commute
Unreliable estimate
20 to 29 minutes
20 to 29 minutes
20 to 29 minutes
In South Fulton, the rental vacancy rate is 7.2%, about the same as in Fulton County.
Much as in Fulton County, 1.3% of households in South Fulton have more than one person per room.
On average, a household in South Fulton has 2.73 people, more than in Fulton County (2.26).
Carpooling is common in South Fulton: 9% of workers get to work that way, against 6% in Fulton County.
Do the math
What would you pay each month for a home in South Fulton?
A typical home costs more than the typical income allows
We start with a typical home in South Fulton, worth $309,800, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 37% of the typical household income in South Fulton, which is $82,324 a year. For that payment to be 28% of income, a household would need to earn about $107,354 a year.
The calculator's FHA and conventional loan limits are those of all of Fulton County.
Change the price, the down payment or the loan: the payment updates right away.
Your numbers
Local data
$
Starts at the typical home value in South Fulton. Change it to the price you have in mind.
Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.
Down payment
%
That is $10,843 (3.5% of the price). The usual minimum for this loan is 3.5%.
This week's average ± a quarter or half point.
National average as of November 5, 2026 (Freddie Mac); your rate may be different.
Adjust advanced details⌄
Estimated monthly payment
Local data
$2,505
at 7.18% · 30 years
Loan amount
$304,189
Total interest
$437,656
Paid off in
November 2056
Includes $5,232 FHA upfront mortgage insurance premium.
Does it fit the income?
Comfortable
up to $1,921 a month
Tight
$1,921 to $2,470 a month
Hard
more than $2,470 a month
Your payment · 37%
Compared with the typical household income in South Fulton ($82,324 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.
Monthly payment breakdown
Principal & interest
$2,061
Property tax
$178
Home insurance
$129
FHA mortgage insurance (MIP)
$137
You need at least $10,843 for the down payment, plus closing costs.
This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.
Total monthly payment $2,505; principal and interest $2,061.
The city and its county
South Fulton and Fulton County
South Fulton is in Fulton County, Georgia. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).
South Fulton
Map of Fulton County, Georgia, with South Fulton marked. Around it, the neighboring counties.
South Fulton
Fulton County
Other cities with a page
South Fulton's own numbers
Typical home value
$309,800
Typical monthly rent
$1,702
Typical yearly household income
$82,324
Households that own their home
72%
Effective property tax rate
0.69%
U.S. Census Bureau, American Community Survey (average 2020–2024).
Numbers for all of Fulton County
FHA limit, one-unit home
$718,750
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$1,762
Price change over 5 years (FHFA)
+46%
Homes in a high flood-risk zone
0.9%
HUD, FHFA and FEMA don't publish these numbers by city.
Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Fulton County.
A typical home in South Fulton is worth $309,800: 32% below the county and 2% above Georgia. With the typical household income in South Fulton ($82,324 a year), a typical home costs 3.8 times what the household earns in a year.
Years of income to pay for a typical home
The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.
South Fulton3.8 years
Fulton4.8 years
Georgia3.9 years
United States4.1 years
Source: U.S. Census Bureau, Average 2020–2024
How prices have changed in Fulton County
According to FHFA’s house price index, home prices in Fulton County rose 98% in the 10 years through 2025.
FHFA does not publish this index by city: these are the numbers for all of Fulton County.
Yearly change in FHFA’s price index in Fulton County, 2016 to 2025
2016: +8.0% +8.0% 2016
2017: +6.2% +6.2% 2017
2018: +7.8% +7.8% 2018
2019: +6.3% +6.3% 2019
2020: +3.4% +3.4% 2020
2021: +10.8% +10.8% 2021
2022: +17.9% +17.9% 2022
2023: +7.2% +7.2% 2023
2024: +2.8% +2.8% 2024
2025: +1.2% +1.2% 2025
Change in FHFA’s price index in Fulton County, Georgia and the United States
Period
County
Georgia
U.S.
Last year (2025)
+1.2%
+2.2%
+2.9%
5 years (2020–2025)
+46%
+58%
+47%
10 years (2015–2025)
+98%
+110%
+85%
The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data
South Fulton next to Fulton County, Georgia and the U.S.
Three numbers side by side. “Typical” means the median: half are above it and half below.
Typical home value
South Fulton$309,800
Fulton$458,800
Georgia$303,300
United States$332,700
Typical monthly rent
South Fulton$1,702
Fulton$1,732
Georgia$1,393
United States$1,413
Typical yearly household income
South Fulton$82,324
Fulton$95,292
Georgia$77,353
United States$80,734
See the full table
South Fulton next to Fulton County and Georgia
Measure
South Fulton
Fulton County
Georgia
U.S.
Typical home value
$309,800 ▼32% below the county
$458,800
$303,300
$332,700
Typical monthly rent
$1,702
$1,732
$1,393
$1,413
Typical yearly household income
$82,324 ▼14% below the county
$95,292
$77,353
$80,734
Households that own their home
72% ▲17 points above the county
54%
66%
65%
Typical yearly property tax
$2,146 ▼47% below the county
$4,033
$2,341
$3,119
Effective property tax rate
0.69% ▼0.19 points below the county
0.88%
0.77%
0.94%
Renters with high rent for their income
56% ▲6 points above the county
51%
52%
51%
“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Fulton County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.
Four ways to pay for a typical home in South Fulton
For a typical $309,800 home in South Fulton, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, South Fulton's typical property tax, an example home insurance and mortgage insurance when it applies.
FHA, 3.5% down$2,505a month
Least cash to close
Down payment
$10,843
Cash to close
$20,137
Rate
7.18%
Mortgage insurance
FHA MIP · $137
Conventional, 5% down$2,448a month
Down payment
$15,490
Cash to close
$24,784
Rate
7.18%
Mortgage insurance
PMI · $147
Conventional, 20% down, no PMI$1,986a month
Down payment
$61,960
Cash to close
$71,254
Rate
7.18%
Mortgage insurance
None
ITIN, 15% down (example)$2,273a month
Down payment
$46,470
Cash to close
$55,764
Rate
8.18%
Mortgage insurance
None
Four ways to pay for a typical home in South Fulton
Loan
Monthly payment
Down payment
Loan amount
Rate
Mortgage insurance
Cash to close
Minimum score
FHA, 3.5% down Least cash to close
$2,505
$10,843
$304,189
7.18%
FHA MIP · $137
$20,137
580
Conventional, 5% down
$2,448
$15,490
$294,310
7.18%
PMI · $147
$24,784
620*
Conventional, 20% down, no PMI
$1,986
$61,960
$247,840
7.18%
None
$71,254
620*
ITIN, 15% down (example)
$2,273
$46,470
$263,330
8.18%
None
$55,764
Set by the lender
The option that asks for the least cash to close is FHA, 3.5% down.
Cash to close = down payment plus 3% of the price in closing costs (example).
Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.
Typical rent in South Fulton is $1,702 a month: about the same as the county. In South Fulton, 56% of renter households pay 30% or more of their income in rent.
HUD publishes a fair market rent for all of Fulton County, by unit size. To pay the 2-bedroom one ($1,762 a month) without spending more than 30% of your income, you would need to earn $33.88 an hour working full time.
What you need to earn to pay it without spending more than 30% of income, working full time.
HUD fair market rent in Fulton County (Fiscal year 2027)
Size
Fair rent a month
Hourly wage
Yearly income
Studio
$1,554
$29.88
$62,160
1 bedroom
$1,619
$31.13
$64,760
2 bedrooms
$1,762
$33.88
$70,480
3 bedrooms
$2,099
$40.37
$83,960
4 bedrooms
$2,493
$47.94
$99,720
Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027
By ZIP code
Fair market rent by ZIP code in South Fulton
HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). South Fulton has 4 ZIP codes with their own.
For 2 bedrooms it runs from $1,440 in 30331 to $1,880 in 30213.
2 of the 4 are above the fair market rent for Fulton County ($1,762).
2-bedroom fair market rent in each of the 4 ZIP codes of South Fulton, beside the one for Fulton County. For 2 bedrooms it runs from $1,440 in 30331 to $1,880 in 30213. 2 of the 4 are above the fair market rent for Fulton County ($1,762).
2-bedroom fair market rent in each ZIP code
Each line is one ZIP code: in color, those above the county's fair market rent; in gray, the rest.
County: $1,762
Lowest: $1,440 (30331)Highest: $1,880 (30213)
Fair market rent by ZIP code and size in South Fulton, fiscal year 2027.
30213
$1,660
$1,730
$1,880
$2,240
$2,660
30272
$1,630
$1,700
$1,850
$2,200
$2,620
30331
$1,270
$1,320
$1,440
$1,730
$2,070
30349
$1,320
$1,380
$1,500
$1,790
$2,120
ZIP code2 bd3 bd
30213 $1,880$2,240
30272 $1,850$2,200
30331 $1,440$1,730
30349 $1,500$1,790
3 of these ZIP codes cross the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for South Fulton when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD)Fiscal year 2027Small Area Fair Market Rents (HUD) (external site)Source: Census Bureau ZCTA-to-place relationship fileData from 2020 dataCensus Bureau ZCTA-to-place relationship file (external site)
You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.
There are 10 HUD-approved agencies with an office in Fulton County; 1 says it serves in Spanish.
No down payment, repair or rent-help program on our list is for South Fulton or Fulton County. The ones below are statewide in Georgia: they work in South Fulton the same as in the rest of the state.
Georgia state program for first-time buyers: a mortgage with down payment assistance of up to 5% of the price or $10,000, as a 0% second mortgage with no monthly payments.Offered by Georgia Department of Community Affairs.
FHA or VA mortgage from the Georgia Dream program with down payment assistance of 3.5% of the price (up to $10,000), or 4% (up to $12,500) for police officers, educators, health care workers, military members or families with a person with a disability; no first-time buyer requirement.Offered by Georgia Department of Community Affairs.
The HUD-approved agencies closest to the center of South Fulton, in a straight line, nearest first. If one says it serves in Spanish, its card says so.
NG
Nid-Hca Georgia
4788 Jonesboro Rd, Bldg B, Ste1, Union City · 5 miles away
Short answers with the numbers for South Fulton and all of Fulton County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.
How much does a typical home cost in South Fulton?
The typical home value in South Fulton is $309,800, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Fulton County it is $458,800.
How much does it cost to rent in South Fulton?
Typical rent in South Fulton is $1,702 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Fulton County is $1,762.
What is the FHA loan limit in South Fulton?
South Fulton uses the FHA limit for all of Fulton County (2026): $718,750 for a one-unit home and $1,382,250 for a four-unit home.
How much property tax do owners pay in South Fulton?
The typical homeowner in South Fulton pays $2,146 a year, according to the U.S. Census Bureau. That is 0.69% of the home’s value; in Fulton County, the rate is 0.88%.
Where can I find free help to buy or rent in South Fulton?
There are 10 HUD-approved counseling agencies with an office in Fulton County. 1 says it serves in Spanish. They can help you get ready to buy, with your credit, or with rent.
