In Conley, a typical home is worth $183,000 and typical rent is $1,264 a month. Compared with all of Clayton County, typical household income is 26% lower, the typical home value is 18% lower, and the share of households that own their home is 11 points higher.
Typical home value from Zillow, September 2021 to September 2026: from $205,796 to $224,806.
Typical rent
$1,768a month
▼ 2.1% less than 12 months ago
Typical rent from Zillow, December 2022 to September 2026: from $1,556 to $1,768.
From Zillow (ZHVI/ZORI), September 2026. The Census figures above are 5-year averages (2020–2024).
Conley is in Clayton County. The FHA loan limit ($718,750 for a one-unit home), the fair market rents and the help on this page are those of all of Clayton County. See the county
What this place has that others do not, from public data, most unusual first.
1
Nearby, in Forest Park, the typical home value is $143,400: 22% less than in Conley ($183,000).
2
The typical household income in Conley is $44,056,26% less than in Clayton County as a whole ($59,806).
3
According to Zillow, in the 12 months to September 2026 the typical home value in Conley fell 3.8%; in Georgia, it fell 0.6%.
4
The typical home in Conley is worth $183,000,18% less than in Clayton County as a whole ($222,300).
5
65% of households in Conley own their home, against 55% in Clayton County.
6
Conley has the 15th largest share of rent-burdened renters of the 157 cities in Georgia with more than 5,000 people (66%).
Sources: U.S. Census Bureau (Average 2020–2024); Zillow (September 2026 data). Zillow data
The homes here
Housing in Conley
What homes there are in Conley, what they cost, how that changed and how people live, from Census figures (2020–2024).
What homes there are
U.S. Census Bureau, ACS 5-year, 2020–2024
Kind of home
Detached houseAttached houseBuilding of 2 to 4Apartments (5 or more)Mobile homeBoat, RV and otherUnreliable estimate
Conley
Clayton County
Georgia
United States
Kind of home: Conley and its comparisons
Measure
Conley
Clayton County
Georgia
United States
Detached house
68%
65%
66%
61%
Attached house
Unreliable estimate
5%
4%
6%
Building of 2 to 4
Unreliable estimate
6%
5%
8%
Apartments (5 or more)
Unreliable estimate
22%
16%
19%
Mobile home
Unreliable estimate
3%
8%
6%
Boat, RV and other
Unreliable estimate
Unreliable estimate
0%
0%
Detached houses, standing on their own, make up 68% of homes here, against 65% in Clayton County.
Year built
Before 19601960–19791980–19992000–20092010 or laterUnreliable estimate
Conley
Clayton County
Georgia
United States
Year built: Conley and its comparisons
Measure
Conley
Clayton County
Georgia
United States
Before 1960
Unreliable estimate
8%
12%
26%
1960–1979
40%
28%
20%
24%
1980–1999
Unreliable estimate
33%
33%
25%
2000–2009
36%
23%
21%
14%
2010 or later
Unreliable estimate
9%
14%
11%
What it costs here
U.S. Census Bureau, ACS 5-year, 2020–2024
Value of owner-occupied homes
Unreliable estimate
Under $100KUnreliable
$100K–$200K17%
$200K–$300K39%
$300K–$500KUnreliable
$500K–$750KUnreliable
$750K–$1MUnreliable
$1M or moreUnreliable
Value of owner-occupied homes: Conley and its comparisons
Measure
Conley
Under $100K
Unreliable estimate
$100K–$200K
17%
$200K–$300K
39%
$300K–$500K
Unreliable estimate
$500K–$750K
Unreliable
$750K–$1M
Unreliable
$1M or more
Unreliable estimate
Monthly rent with utilities
Unreliable estimate
Under $500Unreliable
$500–$999Unreliable
$1,000–$1,49944%
$1,500–$1,999Unreliable
$2,000–$2,499Unreliable
$2,500–$2,999Unreliable
$3,000 or moreUnreliable
Monthly rent with utilities: Conley and its comparisons
Measure
Conley
Under $500
Unreliable estimate
$500–$999
Unreliable estimate
$1,000–$1,499
44%
$1,500–$1,999
Unreliable estimate
$2,000–$2,499
Unreliable estimate
$2,500–$2,999
Unreliable
$3,000 or more
Unreliable
With a mortgage
$1,144 a month
Clayton County: $1,453 a month
Owners with a mortgage
60%
Clayton County: 69%
How it changed
U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024
Change since 2015–2019
Typical home value
Conley+137%
Clayton County+105%
Georgia+72%
United States+53%
Typical rent
Conley+38%
Clayton County+45%
Georgia+39%
United States+33%
Typical household income
ConleyNo clear change
Clayton County+25%
Georgia+32%
United States+29%
Change since 2015–2019: Conley and its comparisons
Measure
Conley
Clayton County
Georgia
United States
Typical home value
+137%
+105%
+72%
+53%
Typical rent
+38%
+45%
+39%
+33%
Typical household income
No clear change
+25%
+32%
+29%
From 2015–2019 to 2020–2024, the typical home value in Conley rose 137%; in Clayton County, it rose 105%.
Rents in Conley rose more slowly than in Clayton County: 38% since 2015–2019, against 45%.
How people live
U.S. Census Bureau, ACS 5-year, 2020–2024
How people live: Conley and its comparisons
Measure
Conley
Clayton County
Georgia
United States
Rental vacancy
Unreliable estimate
10.3%
6.8%
5.5%
Homeowner vacancy
Unreliable estimate
1.6%
1.1%
0.9%
More than one person per room
Unreliable estimate
3.4%
2.4%
3.4%
People per household
2.34
2.79
2.62
2.53
Drive alone
65%
72%
71%
69%
Carpool
Unreliable estimate
12%
9%
9%
Public transit
Unreliable estimate
2%
1%
3%
Walk or bike
Unreliable estimate
1%
1%
3%
Work from home
12%
11%
16%
15%
Other means
Unreliable estimate
3%
2%
2%
Typical commute
30 to 39 minutes
Unreliable estimate
20 to 29 minutes
20 to 29 minutes
Households in Conley are smaller: 2.34 people on average; in Clayton County, 2.79.
The car rules in Conley: 65% of workers drive to work alone, and the typical trip takes 30 to 39 minutes.
Do the math
What would you pay each month for a home in Conley?
A typical home costs more than the typical income allows
We start with a typical home in Conley, worth $183,000, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 37% of the typical household income in Conley, which is $44,056 a year. For that payment to be 28% of income, a household would need to earn about $58,905 a year.
The calculator's FHA and conventional loan limits are those of all of Clayton County.
Change the price, the down payment or the loan: the payment updates right away.
Your numbers
Local data
$
Starts at the typical home value in Conley. Change it to the price you have in mind.
Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.
Down payment
%
That is $6,405 (3.5% of the price). The usual minimum for this loan is 3.5%.
This week's average ± a quarter or half point.
National average as of November 5, 2026 (Freddie Mac); your rate may be different.
Adjust advanced details⌄
Estimated monthly payment
Local data
$1,507
at 7.18% · 30 years
Loan amount
$179,685
Total interest
$258,525
Paid off in
November 2056
Includes $3,090 FHA upfront mortgage insurance premium.
Does it fit the income?
Comfortable
up to $1,028 a month
Tight
$1,028 to $1,322 a month
Hard
more than $1,322 a month
Your payment · 41%
Compared with the typical household income in Conley ($44,056 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.
Monthly payment breakdown
Principal & interest
$1,217
Property tax
$133
Home insurance
$76
FHA mortgage insurance (MIP)
$81
You need at least $6,405 for the down payment, plus closing costs.
This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.
Total monthly payment $1,507; principal and interest $1,217.
The city and its county
Conley and Clayton County
Conley is in Clayton County, Georgia. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).
Conley
Map of Clayton County, Georgia, with Conley marked. Around it, the neighboring counties.
Conley
Clayton County
Other cities with a page
Conley's own numbers
Typical home value
$183,000
Typical monthly rent
$1,264
Typical yearly household income
$44,056
Households that own their home
65%
U.S. Census Bureau, American Community Survey (average 2020–2024).
Numbers for all of Clayton County
FHA limit, one-unit home
$718,750
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$1,762
Price change over 5 years (FHFA)
+68%
Homes in a high flood-risk zone
1.1%
HUD, FHFA and FEMA don't publish these numbers by city.
Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Clayton County.
A typical home in Conley is worth $183,000: 18% below the county and 40% below Georgia. With the typical household income in Conley ($44,056 a year), a typical home costs 4.2 times what the household earns in a year.
Years of income to pay for a typical home
The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.
Conley4.2 years
Clayton3.7 years
Georgia3.9 years
United States4.1 years
Source: U.S. Census Bureau, Average 2020–2024
How prices have changed in Clayton County
According to FHFA’s house price index, home prices in Clayton County rose 176% in the 10 years through 2025.
FHFA does not publish this index by city: these are the numbers for all of Clayton County.
Yearly change in FHFA’s price index in Clayton County, 2016 to 2025
2016: +6.9% +6.9% 2016
2017: +11.5% +11.5% 2017
2018: +15.8% +15.8% 2018
2019: +11.8% +11.8% 2019
2020: +6.5% +6.5% 2020
2021: +20.5% +20.5% 2021
2022: +27.1% +27.1% 2022
2023: +9.9% +9.9% 2023
2024: +2.1% +2.1% 2024
2025: −2.3% −2.3% 2025
Change in FHFA’s price index in Clayton County, Georgia and the United States
Period
County
Georgia
U.S.
Last year (2025)
−2.3%
+2.2%
+2.9%
5 years (2020–2025)
+68%
+58%
+47%
10 years (2015–2025)
+176%
+110%
+85%
The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data
Conley next to Clayton County, Georgia and the U.S.
Three numbers side by side. “Typical” means the median: half are above it and half below.
Typical home value
Conley$183,000
Clayton$222,300
Georgia$303,300
United States$332,700
Typical monthly rent
Conley$1,264
Clayton$1,433
Georgia$1,393
United States$1,413
Typical yearly household income
Conley$44,056
Clayton$59,806
Georgia$77,353
United States$80,734
See the full table
Conley next to Clayton County and Georgia
Measure
Conley
Clayton County
Georgia
U.S.
Typical home value
$183,000 ▼18% below the county
$222,300
$303,300
$332,700
Typical monthly rent
$1,264 ▼12% below the county
$1,433
$1,393
$1,413
Typical yearly household income
$44,056 ▼26% below the county
$59,806
$77,353
$80,734
Households that own their home
65% ▲11 points above the county
55%
66%
65%
Typical yearly property tax
$1,422 ▼26% below the county
$1,933
$2,341
$3,119
Renters with high rent for their income
66% ▲3 points above the county
63%
52%
51%
“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Clayton County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.
Four ways to pay for a typical home in Conley
For a typical $183,000 home in Conley, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, an example home insurance and mortgage insurance when it applies. It leaves out property tax because the Census Bureau doesn't publish Conley's rate.
FHA, 3.5% down$1,374a month
Least cash to close
Down payment
$6,405
Cash to close
$11,895
Rate
7.18%
Mortgage insurance
FHA MIP · $81
Conventional, 5% down$1,341a month
Down payment
$9,150
Cash to close
$14,640
Rate
7.18%
Mortgage insurance
PMI · $87
Conventional, 20% down, no PMI$1,068a month
Down payment
$36,600
Cash to close
$42,090
Rate
7.18%
Mortgage insurance
None
ITIN, 15% down (example)$1,237a month
Down payment
$27,450
Cash to close
$32,940
Rate
8.18%
Mortgage insurance
None
Four ways to pay for a typical home in Conley
Loan
Monthly payment
Down payment
Loan amount
Rate
Mortgage insurance
Cash to close
Minimum score
FHA, 3.5% down Least cash to close
$1,374
$6,405
$179,685
7.18%
FHA MIP · $81
$11,895
580
Conventional, 5% down
$1,341
$9,150
$173,850
7.18%
PMI · $87
$14,640
620*
Conventional, 20% down, no PMI
$1,068
$36,600
$146,400
7.18%
None
$42,090
620*
ITIN, 15% down (example)
$1,237
$27,450
$155,550
8.18%
None
$32,940
Set by the lender
The option that asks for the least cash to close is FHA, 3.5% down.
Cash to close = down payment plus 3% of the price in closing costs (example).
Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.
Typical rent in Conley is $1,264 a month: 12% below the county. In Conley, 66% of renter households pay 30% or more of their income in rent.
HUD publishes a fair market rent for all of Clayton County, by unit size. To pay the 2-bedroom one ($1,762 a month) without spending more than 30% of your income, you would need to earn $33.88 an hour working full time.
What you need to earn to pay it without spending more than 30% of income, working full time.
HUD fair market rent in Clayton County (Fiscal year 2027)
Size
Fair rent a month
Hourly wage
Yearly income
Studio
$1,554
$29.88
$62,160
1 bedroom
$1,619
$31.13
$64,760
2 bedrooms
$1,762
$33.88
$70,480
3 bedrooms
$2,099
$40.37
$83,960
4 bedrooms
$2,493
$47.94
$99,720
Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027
By ZIP code
Fair market rent by ZIP code in Conley
HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Conley has 2 ZIP codes with their own.
For 2 bedrooms it is $1,290 in all of them.
None is above the fair market rent for Clayton County ($1,762).
Fair market rent by ZIP code and size in Conley, fiscal year 2027.
30288
$1,140
$1,190
$1,290
$1,540
$1,830
30297
$1,140
$1,190
$1,290
$1,540
$1,830
ZIP code2 bd3 bd
30288 $1,290$1,540
30297 $1,290$1,540
2 of these ZIP codes cross the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Conley when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD)Fiscal year 2027Small Area Fair Market Rents (HUD) (external site)Source: Census Bureau ZCTA-to-place relationship fileData from 2020 dataCensus Bureau ZCTA-to-place relationship file (external site)
You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.
There is 1 HUD-approved agency with an office in Clayton County; none says it serves in Spanish.
No down payment, repair or rent-help program on our list is for Conley or Clayton County. The ones below are statewide in Georgia: they work in Conley the same as in the rest of the state.
Georgia state program for first-time buyers: a mortgage with down payment assistance of up to 5% of the price or $10,000, as a 0% second mortgage with no monthly payments.Offered by Georgia Department of Community Affairs.
FHA or VA mortgage from the Georgia Dream program with down payment assistance of 3.5% of the price (up to $10,000), or 4% (up to $12,500) for police officers, educators, health care workers, military members or families with a person with a disability; no first-time buyer requirement.Offered by Georgia Department of Community Affairs.
No legal help resource on our list is for Conley or Clayton County in particular.
If you have a problem with your landlord, an eviction notice or a scam, the Legal Services Corporation (LSC) search shows the free legal aid offices that serve your area.
Short answers with the numbers for Conley and all of Clayton County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.
How much does a typical home cost in Conley?
The typical home value in Conley is $183,000, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Clayton County it is $222,300.
How much does it cost to rent in Conley?
Typical rent in Conley is $1,264 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Clayton County is $1,762.
What is the FHA loan limit in Conley?
Conley uses the FHA limit for all of Clayton County (2026): $718,750 for a one-unit home and $1,382,250 for a four-unit home.
How much property tax do owners pay in Conley?
The typical homeowner in Conley pays $1,422 a year, according to the U.S. Census Bureau. That is Data not available for this place of the home’s value; in Clayton County, the rate is 0.87%.
Where can I find free help to buy or rent in Conley?
There is 1 HUD-approved counseling agency with an office in Clayton County. They can help you get ready to buy, with your credit, or with rent.
