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City · 9,053 residents · DeKalb County, Georgia

Panthersville , Georgia

In Panthersville, a typical home is worth $222,600 and typical rent is $1,401 a month. Compared with all of DeKalb County, the typical home value is 38% lower, typical household income is 35% lower, and the share of households that own their home is 10 points lower.

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  • Typical home value

    $222,600

    38% below the county

    27% below Georgia

    • Panthersville
    • DeKalb
    • Georgia

  • Typical rent

    $1,401a month

    17% below the county

    About the same as Georgia

    • Panthersville
    • DeKalb
    • Georgia

  • Typical household income

    $52,236a year

    35% below the county

    32% below Georgia

    • Panthersville
    • DeKalb
    • Georgia

  • Households that own their home

    48%

    10 points below the county

    17 points below Georgia

    • Panthersville
    • DeKalb
    • Georgia

Source: U.S. Census Bureau, Average 2020–2024

Panthersville is in DeKalb County. The FHA loan limit ($718,750 for a one-unit home), the fair market rents and the help on this page are those of all of DeKalb County. See the county

Data updated: October 1, 2026 11 official sources

Only here

What sets Panthersville apart

What this place has that others do not, from public data, most unusual first.

  1. The typical home in Panthersville is worth $222,600, 38% less than in DeKalb County as a whole ($357,800).

  2. The typical household income in Panthersville is $52,236, 35% less than in DeKalb County as a whole ($80,644).

  3. Nearby, in Conley, the typical home value is $183,000: 18% less than in Panthersville ($222,600).

  4. The typical rent in Panthersville is $1,401 a month, 17% less than in DeKalb County as a whole ($1,692).

  5. 48% of households in Panthersville own their home, against 59% in DeKalb County.

Sources: U.S. Census Bureau (Average 2020–2024).

The homes here

Housing in Panthersville

What homes there are in Panthersville, what they cost, how that changed and how people live, from Census figures (2020–2024).

What homes there are

U.S. Census Bureau, ACS 5-year, 2020–2024

Kind of home

In Panthersville there is a bit of everything: no kind of home reaches half. The most common are detached houses (46%); in DeKalb County, 56%.

Year built

The typical home in Panthersville was built in 1975, 9 years before the typical one in DeKalb County.

All homes, occupied or empty. A figure the Census cannot measure precisely enough here is not shown.

Census tables: B25024, B25034, B25035, B25041

What it costs here

U.S. Census Bureau, ACS 5-year, 2020–2024

Value of owner-occupied homes
Monthly rent with utilities

With a mortgage

$1,296 a month

DeKalb County: $1,979 a month

Without a mortgage

$553 a month

DeKalb County: $715 a month

Owners with a mortgage

62%

DeKalb County: 70%

In Panthersville, 62% of owners have a mortgage, and their typical cost is $1,296 a month, against $1,979 in DeKalb County. Without one it drops to $553.

Value: what owners think their home is worth. Rent: rent plus utilities, for homes of every size. The FHA limit is the most an FHA loan (Federal Housing Administration) lends for a one-unit home; the fair market rent (FMR) is the one HUD uses for housing vouchers.

Census tables: B25075, B25063, B25088, B25081

How it changed

U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024

Change since 2015–2019

The typical home value in Panthersville rose 107% since 2015–2019, more than in DeKalb County (66%).

Rents in Panthersville rose faster than in DeKalb County: 55% since 2015–2019, against 45%.

The typical household income in Panthersville rose 38%: less than home values (+107%) and rent (+55%).

Change between two 5-year periods that do not overlap, in each period's dollars, not adjusted for inflation.

Census tables: B25077, B25064, B19013

How people live

U.S. Census Bureau, ACS 5-year, 2020–2024

MeasurePanthersvilleDeKalb CountyGeorgiaUnited States
Rental vacancy 26.1%10.9%6.8%5.5%
Homeowner vacancy Unreliable estimate1.6%1.1%0.9%
More than one person per room Unreliable estimate2.9%2.4%3.4%
People per household 2.132.632.622.53
Drive alone 66%61%71%69%
Carpool Unreliable estimate9%9%9%
Public transit Unreliable estimate4%1%3%
Walk or bike Unreliable estimate2%1%3%
Work from home 13%23%16%15%
Other means Unreliable estimate2%2%2%
Typical commute Unreliable estimateUnreliable estimate20 to 29 minutes20 to 29 minutes

There is more rental housing open in Panthersville: 26.1% is empty and offered for rent, against 10.9% in DeKalb County.

Fewer people live in each home here: 2.13 on average, against 2.63 in DeKalb County.

To get to work, 66% of workers in Panthersville drive alone; in DeKalb County, 61%.

Vacancy: empty homes offered for rent or for sale. Rooms: every room in the home, not only bedrooms. Commute: the minute range of the typical worker.

Census tables: B25004, B25003, B25014, B25010, B08301, B08303

Do the math

What would you pay each month for a home in Panthersville?

A typical home costs more than the typical income allows

We start with a typical home in Panthersville, worth $222,600, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 41% of the typical household income in Panthersville, which is $52,236 a year. For that payment to be 28% of income, a household would need to earn about $76,739 a year.

The calculator's FHA and conventional loan limits are those of all of DeKalb County.

Your numbers

Local data
$

Starts at the typical home value in Panthersville. Change it to the price you have in mind.

Loan type
Your credit score

Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.

Down payment
%

That is $7,791 (3.5% of the price). The usual minimum for this loan is 3.5%.

This week's average ± a quarter or half point.

Term

National average as of November 5, 2026 (Freddie Mac); your rate may be different.

Adjust advanced details

Estimated monthly payment

Local data

$1,791

at 7.18% · 30 years

Loan amount
$218,568
Total interest
$314,468
Paid off in
November 2056

Includes $3,759 FHA upfront mortgage insurance premium.

Does it fit the income?

  • Comfortable

    up to $1,219 a month

  • Tight

    $1,219 to $1,567 a month

  • Hard

    more than $1,567 a month

    Your payment · 41%

Compared with the typical household income in Panthersville ($52,236 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.

Show the result as
per month$1,791
Principal & interest$1,481
Property tax$119
Home insurance$93
FHA mortgage insurance (MIP)$98

You need at least $7,791 for the down payment, plus closing costs.

Next step

This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.

The city and its county

Panthersville and DeKalb County

Panthersville is in DeKalb County, Georgia. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).

Panthersville's own numbers

Typical home value
$222,600
Typical monthly rent
$1,401
Typical yearly household income
$52,236
Households that own their home
48%
Effective property tax rate
0.64%

U.S. Census Bureau, American Community Survey (average 2020–2024).

Numbers for all of DeKalb County

FHA limit, one-unit home
$718,750
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$1,762
Price change over 5 years (FHFA)
+41%
Homes in a high flood-risk zone
0.9%

HUD, FHFA and FEMA don't publish these numbers by city.

Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of DeKalb County.

Everything about DeKalb County

Buying

Buying a home in Panthersville

A typical home in Panthersville is worth $222,600: 38% below the county and 27% below Georgia. With the typical household income in Panthersville ($52,236 a year), a typical home costs 4.3 times what the household earns in a year.

Years of income to pay for a typical home

The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.

  • Panthersville 4.3 years
  • DeKalb 4.4 years
  • Georgia 3.9 years
  • United States 4.1 years
Source: U.S. Census Bureau, Average 2020–2024

How prices have changed in DeKalb County

According to FHFA’s house price index, home prices in DeKalb County rose 89% in the 10 years through 2025.

FHFA does not publish this index by city: these are the numbers for all of DeKalb County.

Period County Georgia U.S.
Last year (2025) +0.7% +2.2% +2.9%
5 years (2020–2025) +41% +58% +47%
10 years (2015–2025) +89% +110% +85%

The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data

Panthersville next to DeKalb County, Georgia and the U.S.

Three numbers side by side. “Typical” means the median: half are above it and half below.

Typical home value
  • Panthersville $222,600
  • DeKalb $357,800
  • Georgia $303,300
  • United States $332,700
Typical monthly rent
  • Panthersville $1,401
  • DeKalb $1,692
  • Georgia $1,393
  • United States $1,413
Typical yearly household income
  • Panthersville $52,236
  • DeKalb $80,644
  • Georgia $77,353
  • United States $80,734
See the full table
Panthersville next to DeKalb County and Georgia
Measure Panthersville DeKalb County Georgia U.S.
Typical home value $222,600 $357,800 $303,300 $332,700
Typical monthly rent $1,401 $1,692 $1,393 $1,413
Typical yearly household income $52,236 $80,644 $77,353 $80,734
Households that own their home 48% 59% 66% 65%
Typical yearly property tax $1,428 $3,310 $2,341 $3,119
Effective property tax rate 0.64% 0.93% 0.77% 0.94%
Renters with high rent for their income 62% 59% 52% 51%

“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below DeKalb County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.

Four ways to pay for a typical home in Panthersville

For a typical $222,600 home in Panthersville, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Panthersville's typical property tax, an example home insurance and mortgage insurance when it applies.

  • FHA, 3.5% down $1,791a month

    Least cash to close
    Down payment
    $7,791
    Cash to close
    $14,469
    Rate
    7.18%
    Mortgage insurance
    FHA MIP · $98

  • Conventional, 5% down $1,750a month

    Down payment
    $11,130
    Cash to close
    $17,808
    Rate
    7.18%
    Mortgage insurance
    PMI · $106

  • Conventional, 20% down, no PMI $1,418a month

    Down payment
    $44,520
    Cash to close
    $51,198
    Rate
    7.18%
    Mortgage insurance
    None

  • ITIN, 15% down (example) $1,624a month

    Down payment
    $33,390
    Cash to close
    $40,068
    Rate
    8.18%
    Mortgage insurance
    None

The option that asks for the least cash to close is FHA, 3.5% down.

  • Cash to close = down payment plus 3% of the price in closing costs (example).
  • Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
  • The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.

How much house can I afford? Estimate closing costs

Taxes and floods

Two costs that change from place to place

Property tax and flood insurance raise or lower what you pay each month. Here are the numbers for Panthersville and for DeKalb County.

Property tax

Effective rate in Panthersville

0.64%of the home’s value each year

$1,428 a year for the typical owner in Panthersville.

  • Panthersville 0.64%
  • DeKalb 0.93%
  • Georgia 0.77%

What Georgia publishes Standard state homestead exemption (Georgia Department of Revenue)

Exemptions and deadlines in Georgia

Flood risk in DeKalb County

FEMA does not publish these numbers by city: they are for all of DeKalb County.

Homes in the high-risk zone
0.9%
1,927
Of those, with NFIP insurance
72%
County Georgia U.S.
Homes in the high-risk zone 0.9% 2% 3.5%
Of those, with NFIP insurance 72% 43% 48%

Most homeowners insurance policies do not cover flood damage.

Look up your address on FEMA’s map

Renting

Renting in Panthersville

Typical rent in Panthersville is $1,401 a month: 17% below the county. In Panthersville, 62% of renter households pay 30% or more of their income in rent.

HUD publishes a fair market rent for all of DeKalb County, by unit size. To pay the 2-bedroom one ($1,762 a month) without spending more than 30% of your income, you would need to earn $33.88 an hour working full time.

HUD fair market rent for all of DeKalb County

What you need to earn to pay it without spending more than 30% of income, working full time.

Size Fair rent a month Hourly wage Yearly income
Studio $1,554 $29.88 $62,160
1 bedroom $1,619 $31.13 $64,760
2 bedrooms $1,762 $33.88 $70,480
3 bedrooms $2,099 $40.37 $83,960
4 bedrooms $2,493 $47.94 $99,720

Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027

By ZIP code

Fair market rent by ZIP code in Panthersville

HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Panthersville is in ZIP code 30034.

For 2 bedrooms it is $1,580: $182 less than the fair market rent for DeKalb County ($1,762).

  • 30034 $1,580$1,880

1 of these ZIP codes crosses the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Panthersville when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD) Fiscal year 2027 Small Area Fair Market Rents (HUD) Source: Census Bureau ZCTA-to-place relationship file Data from 2020 data Census Bureau ZCTA-to-place relationship file

Is your rent high for your ZIP?

Free help

Help to buy or rent in Panthersville

You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.

There are 8 HUD-approved agencies with an office in DeKalb County; 3 say they serve in Spanish.

A grandmother pushes her grandson on a playground swing.

HUD counseling is free or low-cost

Assistance programs in Panthersville

No down payment, repair or rent-help program on our list is for Panthersville or DeKalb County. The ones below are statewide in Georgia: they work in Panthersville the same as in the rest of the state.

Which programs do I qualify for? All programs in Georgia

  • Georgia Dream Homeownership Program

    Statewide in Georgia

    Georgia state program for first-time buyers: a mortgage with down payment assistance of up to 5% of the price or $10,000, as a 0% second mortgage with no monthly payments. Offered by Georgia Department of Community Affairs.

    Deferred

    See the program Official page

  • Georgia Dream Peach Plus Loan Program

    Statewide in Georgia

    FHA or VA mortgage from the Georgia Dream program with down payment assistance of 3.5% of the price (up to $10,000), or 4% (up to $12,500) for police officers, educators, health care workers, military members or families with a person with a disability; no first-time buyer requirement. Offered by Georgia Department of Community Affairs.

    Type not stated

    See the program Official page

Housing counselors near Panthersville

The HUD-approved agencies closest to the center of Panthersville, in a straight line, nearest first. If one says it serves in Spanish, its card says so.

  • Help the People Program Housing Counseling Agency

    3567 Covington Hwy, Decatur · 4 miles away

    • Mortgage delinquency and default
    • Mortgage delinquency workshops
    • and 5 more
    (404) 688-7766

  • Atlanta Legal Aid Society, Inc.

    246 Sycamore St, Decatur · 5 miles away

    • Mortgage delinquency and default
    • Budget and financial counseling
    • and 2 more
    (770) 817-7538

  • Resources for Residents and Communities of Georgia, Inc.

    100 Flat Shoals Ave SE, Atlanta · 6 miles away

    • Mortgage delinquency and default
    • Budget and financial counseling
    • and 6 more
    (404) 525-4130

Every agency in DeKalb County All counseling agencies in Georgia

Help in Spanish near Panthersville

None of the 3 agencies on this list say they serve in Spanish.

Ask for service in Spanish

When you call, say “Spanish, please” or ask if someone speaks Spanish. If not, ask whether they offer an interpreter.

Housing authorities of Panthersville

HUD’s record names them for Panthersville or DeKalb County. They run public housing or Section 8 vouchers. Ask whether their waiting list is open.

  • Housing Authority of the County of Dekalb, GA Public housing and Section 8 vouchers (404) 270-2500

3 other authorities have an office in DeKalb County: see the list Source: HUD

Cities

Other cities in DeKalb County

These cities are also in DeKalb County. They share its loan limits and fair market rents, but home values and rent change from one to the next.

Everything about DeKalb County Housing in Georgia
See 5 more cities in DeKalb County, with prices and rents

Every city has its own page with prices, rents and help.

Nearby cities

The cities closest to Panthersville, with the typical home value.

Neighboring counties

If DeKalb County is out of reach, look next door. Each number is that county's own.

Keep going

Guides for your next step

Short explanations, in plain language and with official sources, for buying or renting in Panthersville.

All guides
A smiling girl holds up a small mushroom she found on a forest outing.

Questions

Housing questions about Panthersville

Short answers with the numbers for Panthersville and all of DeKalb County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.

How much does a typical home cost in Panthersville?

The typical home value in Panthersville is $222,600, according to the U.S. Census Bureau (average 2020–2024). For comparison, in DeKalb County it is $357,800.

How much does it cost to rent in Panthersville?

Typical rent in Panthersville is $1,401 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in DeKalb County is $1,762.

What is the FHA loan limit in Panthersville?

Panthersville uses the FHA limit for all of DeKalb County (2026): $718,750 for a one-unit home and $1,382,250 for a four-unit home.

How much property tax do owners pay in Panthersville?

The typical homeowner in Panthersville pays $1,428 a year, according to the U.S. Census Bureau. That is 0.64% of the home’s value; in DeKalb County, the rate is 0.93%.

Where can I find free help to buy or rent in Panthersville?

There are 8 HUD-approved counseling agencies with an office in DeKalb County. 3 say they serve in Spanish. They can help you get ready to buy, with your credit, or with rent.

Sources: American Community Survey (ACS) 5-year estimates (Average 2020–2024); FHA mortgage limits (HUD) (2026 data); Conforming loan limits (FHFA) (2026 data); Fair Market Rents (HUD) (Fiscal year 2027); Small Area Fair Market Rents (HUD) (Fiscal year 2027); Census Bureau ZCTA-to-place relationship file (2020 data); HUD-approved housing counseling agencies (Retrieved November 6, 2026); Public Housing Agencies (HUD) (Retrieved November 6, 2026); Freddie Mac Primary Mortgage Market Survey (PMMS) (As of November 5, 2026); FHFA House Price Index (HPI) (2025 data); Homes with flood insurance (NFIP, FEMA) (As of August 3, 2026).