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City · 60,501 residents · DeKalb County, Georgia

Stonecrest , Georgia

In Stonecrest, a typical home is worth $243,500 and typical rent is $1,601 a month. Compared with all of DeKalb County, the typical home value is 32% lower and typical household income is 20% lower.

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  • Typical home value

    $243,500

    32% below the county

    20% below Georgia

    • Stonecrest
    • DeKalb
    • Georgia

  • Typical rent

    $1,601a month

    5% below the county

    15% above Georgia

    • Stonecrest
    • DeKalb
    • Georgia

  • Typical household income

    $64,591a year

    20% below the county

    16% below Georgia

    • Stonecrest
    • DeKalb
    • Georgia

  • Households that own their home

    56%

    3 points below the county

    9 points below Georgia

    • Stonecrest
    • DeKalb
    • Georgia

Source: U.S. Census Bureau, Average 2020–2024

Stonecrest is in DeKalb County. The FHA loan limit ($718,750 for a one-unit home), the fair market rents and the help on this page are those of all of DeKalb County. See the county

Data updated: October 1, 2026 11 official sources

Only here

What sets Stonecrest apart

What this place has that others do not, from public data, most unusual first.

  1. The typical home in Stonecrest is worth $243,500, 32% less than in DeKalb County as a whole ($357,800).

  2. Nearby, in Stone Mountain, the typical home value is $206,400: 15% less than in Stonecrest ($243,500).

  3. The typical household income in Stonecrest is $64,591, 20% less than in DeKalb County as a whole ($80,644).

Sources: U.S. Census Bureau (Average 2020–2024).

The homes here

Housing in Stonecrest

What homes there are in Stonecrest, what they cost, how that changed and how people live, from Census figures (2020–2024).

What homes there are

U.S. Census Bureau, ACS 5-year, 2020–2024

Kind of home

The detached house is the most common home in Stonecrest: 57% of homes, near the figure in DeKalb County (56%).

Year built

Here half of the homes date from 1999 or later; in DeKalb County, from 1984 or later.

Homes in Stonecrest are bigger: 67% have 3 bedrooms or more; in DeKalb County, 60%.

All homes, occupied or empty. A figure the Census cannot measure precisely enough here is not shown.

Census tables: B25024, B25034, B25035, B25041

What it costs here

U.S. Census Bureau, ACS 5-year, 2020–2024

Value of owner-occupied homes

About 98% of owner-occupied homes in Stonecrest are worth less than the FHA loan limit for DeKalb County ($718,750).

Monthly rent with utilities

With a mortgage

$1,471 a month

DeKalb County: $1,979 a month

Without a mortgage

$625 a month

DeKalb County: $715 a month

Owners with a mortgage

77%

DeKalb County: 70%

Owning costs less in Stonecrest: with a mortgage, the typical cost is $1,471 a month; in DeKalb County, $1,979. Without one, $625.

Value: what owners think their home is worth. Rent: rent plus utilities, for homes of every size. The FHA limit is the most an FHA loan (Federal Housing Administration) lends for a one-unit home; the fair market rent (FMR) is the one HUD uses for housing vouchers.

Census tables: B25075, B25063, B25088, B25081

How it changed

U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024

Change since 2015–2019

Since 2015–2019, homes in Stonecrest gained value faster than in DeKalb County: 93% against 66%.

Rents in Stonecrest rose at about the same pace as in DeKalb County: 43% since 2015–2019, against 45%.

The typical household income in Stonecrest rose 30%: less than home values (+93%) and rent (+43%).

Change between two 5-year periods that do not overlap, in each period's dollars, not adjusted for inflation.

Census tables: B25077, B25064, B19013

How people live

U.S. Census Bureau, ACS 5-year, 2020–2024

MeasureStonecrestDeKalb CountyGeorgiaUnited States
Rental vacancy 8.7%10.9%6.8%5.5%
Homeowner vacancy Unreliable estimate1.6%1.1%0.9%
More than one person per room Unreliable estimate2.9%2.4%3.4%
People per household 2.872.632.622.53
Drive alone 65%61%71%69%
Carpool 10%9%9%9%
Public transit Unreliable estimate4%1%3%
Walk or bike Unreliable estimate2%1%3%
Work from home 18%23%16%15%
Other means 2%2%2%2%
Typical commute 30 to 39 minutesUnreliable estimate20 to 29 minutes20 to 29 minutes

The rental vacancy rate in Stonecrest is 8.7%, lower than in DeKalb County (10.9%).

More people live in each home here: 2.87 on average, against 2.63 in DeKalb County.

To get to work, 65% of workers in Stonecrest drive alone; in DeKalb County, 61%.

Vacancy: empty homes offered for rent or for sale. Rooms: every room in the home, not only bedrooms. Commute: the minute range of the typical worker.

Census tables: B25004, B25003, B25014, B25010, B08301, B08303

Do the math

What would you pay each month for a home in Stonecrest?

A typical home costs more than the typical income allows

We start with a typical home in Stonecrest, worth $243,500, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 38% of the typical household income in Stonecrest, which is $64,591 a year. For that payment to be 28% of income, a household would need to earn about $86,553 a year.

The calculator's FHA and conventional loan limits are those of all of DeKalb County.

Your numbers

Local data
$

Starts at the typical home value in Stonecrest. Change it to the price you have in mind.

Loan type
Your credit score

Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.

Down payment
%

That is $8,523 (3.5% of the price). The usual minimum for this loan is 3.5%.

This week's average ± a quarter or half point.

Term

National average as of November 5, 2026 (Freddie Mac); your rate may be different.

Adjust advanced details

Estimated monthly payment

Local data

$2,020

at 7.18% · 30 years

Loan amount
$239,089
Total interest
$343,993
Paid off in
November 2056

Includes $4,112 FHA upfront mortgage insurance premium.

Does it fit the income?

  • Comfortable

    up to $1,507 a month

  • Tight

    $1,507 to $1,938 a month

  • Hard

    more than $1,938 a month

    Your payment · 38%

Compared with the typical household income in Stonecrest ($64,591 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.

Show the result as
per month$2,020
Principal & interest$1,620
Property tax$191
Home insurance$102
FHA mortgage insurance (MIP)$108

You need at least $8,523 for the down payment, plus closing costs.

Next step

This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.

The city and its county

Stonecrest and DeKalb County

Stonecrest is in DeKalb County, Georgia. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).

Stonecrest's own numbers

Typical home value
$243,500
Typical monthly rent
$1,601
Typical yearly household income
$64,591
Households that own their home
56%
Effective property tax rate
0.94%

U.S. Census Bureau, American Community Survey (average 2020–2024).

Numbers for all of DeKalb County

FHA limit, one-unit home
$718,750
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$1,762
Price change over 5 years (FHFA)
+41%
Homes in a high flood-risk zone
0.9%

HUD, FHFA and FEMA don't publish these numbers by city.

Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of DeKalb County.

Everything about DeKalb County

Buying

Buying a home in Stonecrest

A typical home in Stonecrest is worth $243,500: 32% below the county and 20% below Georgia. With the typical household income in Stonecrest ($64,591 a year), a typical home costs 3.8 times what the household earns in a year.

Years of income to pay for a typical home

The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.

  • Stonecrest 3.8 years
  • DeKalb 4.4 years
  • Georgia 3.9 years
  • United States 4.1 years
Source: U.S. Census Bureau, Average 2020–2024

How prices have changed in DeKalb County

According to FHFA’s house price index, home prices in DeKalb County rose 89% in the 10 years through 2025.

FHFA does not publish this index by city: these are the numbers for all of DeKalb County.

Period County Georgia U.S.
Last year (2025) +0.7% +2.2% +2.9%
5 years (2020–2025) +41% +58% +47%
10 years (2015–2025) +89% +110% +85%

The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data

Stonecrest next to DeKalb County, Georgia and the U.S.

Three numbers side by side. “Typical” means the median: half are above it and half below.

Typical home value
  • Stonecrest $243,500
  • DeKalb $357,800
  • Georgia $303,300
  • United States $332,700
Typical monthly rent
  • Stonecrest $1,601
  • DeKalb $1,692
  • Georgia $1,393
  • United States $1,413
Typical yearly household income
  • Stonecrest $64,591
  • DeKalb $80,644
  • Georgia $77,353
  • United States $80,734
See the full table
Stonecrest next to DeKalb County and Georgia
Measure Stonecrest DeKalb County Georgia U.S.
Typical home value $243,500 $357,800 $303,300 $332,700
Typical monthly rent $1,601 $1,692 $1,393 $1,413
Typical yearly household income $64,591 $80,644 $77,353 $80,734
Households that own their home 56% 59% 66% 65%
Typical yearly property tax $2,279 $3,310 $2,341 $3,119
Effective property tax rate 0.94% 0.93% 0.77% 0.94%
Renters with high rent for their income 60% 59% 52% 51%

“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below DeKalb County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.

Four ways to pay for a typical home in Stonecrest

For a typical $243,500 home in Stonecrest, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Stonecrest's typical property tax, an example home insurance and mortgage insurance when it applies.

  • FHA, 3.5% down $2,020a month

    Least cash to close
    Down payment
    $8,523
    Cash to close
    $15,828
    Rate
    7.18%
    Mortgage insurance
    FHA MIP · $108

  • Conventional, 5% down $1,975a month

    Down payment
    $12,175
    Cash to close
    $19,480
    Rate
    7.18%
    Mortgage insurance
    PMI · $116

  • Conventional, 20% down, no PMI $1,612a month

    Down payment
    $48,700
    Cash to close
    $56,005
    Rate
    7.18%
    Mortgage insurance
    None

  • ITIN, 15% down (example) $1,837a month

    Down payment
    $36,525
    Cash to close
    $43,830
    Rate
    8.18%
    Mortgage insurance
    None

The option that asks for the least cash to close is FHA, 3.5% down.

  • Cash to close = down payment plus 3% of the price in closing costs (example).
  • Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
  • The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.

How much house can I afford? Estimate closing costs

Taxes and floods

Two costs that change from place to place

Property tax and flood insurance raise or lower what you pay each month. Here are the numbers for Stonecrest and for DeKalb County.

Property tax

Effective rate in Stonecrest

0.94%of the home’s value each year

$2,279 a year for the typical owner in Stonecrest.

  • Stonecrest 0.94%
  • DeKalb 0.93%
  • Georgia 0.77%

What Georgia publishes Standard state homestead exemption (Georgia Department of Revenue)

Exemptions and deadlines in Georgia

Flood risk in DeKalb County

FEMA does not publish these numbers by city: they are for all of DeKalb County.

Homes in the high-risk zone
0.9%
1,927
Of those, with NFIP insurance
72%
County Georgia U.S.
Homes in the high-risk zone 0.9% 2% 3.5%
Of those, with NFIP insurance 72% 43% 48%

Most homeowners insurance policies do not cover flood damage.

Look up your address on FEMA’s map

Renting

Renting in Stonecrest

Typical rent in Stonecrest is $1,601 a month: 5% below the county. In Stonecrest, 60% of renter households pay 30% or more of their income in rent.

HUD publishes a fair market rent for all of DeKalb County, by unit size. To pay the 2-bedroom one ($1,762 a month) without spending more than 30% of your income, you would need to earn $33.88 an hour working full time.

HUD fair market rent for all of DeKalb County

What you need to earn to pay it without spending more than 30% of income, working full time.

Size Fair rent a month Hourly wage Yearly income
Studio $1,554 $29.88 $62,160
1 bedroom $1,619 $31.13 $64,760
2 bedrooms $1,762 $33.88 $70,480
3 bedrooms $2,099 $40.37 $83,960
4 bedrooms $2,493 $47.94 $99,720

Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027

By ZIP code

Fair market rent by ZIP code in Stonecrest

HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Stonecrest has 2 ZIP codes with their own.

For 2 bedrooms it runs from $1,650 in 30058 to $1,710 in 30038.

None is above the fair market rent for DeKalb County ($1,762).

  • 30038 $1,710$2,040
  • 30058 $1,650$1,970

1 of these ZIP codes crosses the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Stonecrest when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD) Fiscal year 2027 Small Area Fair Market Rents (HUD) Source: Census Bureau ZCTA-to-place relationship file Data from 2020 data Census Bureau ZCTA-to-place relationship file

Is your rent high for your ZIP?

Free help

Help to buy or rent in Stonecrest

You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.

There are 8 HUD-approved agencies with an office in DeKalb County; 3 say they serve in Spanish.

A man leans over the armchair where a girl is reading a book.

HUD counseling is free or low-cost

Assistance programs in Stonecrest

No down payment, repair or rent-help program on our list is for Stonecrest or DeKalb County. The ones below are statewide in Georgia: they work in Stonecrest the same as in the rest of the state.

Which programs do I qualify for? All programs in Georgia

  • Georgia Dream Homeownership Program

    Statewide in Georgia

    Georgia state program for first-time buyers: a mortgage with down payment assistance of up to 5% of the price or $10,000, as a 0% second mortgage with no monthly payments. Offered by Georgia Department of Community Affairs.

    Deferred

    See the program Official page

  • Georgia Dream Peach Plus Loan Program

    Statewide in Georgia

    FHA or VA mortgage from the Georgia Dream program with down payment assistance of 3.5% of the price (up to $10,000), or 4% (up to $12,500) for police officers, educators, health care workers, military members or families with a person with a disability; no first-time buyer requirement. Offered by Georgia Department of Community Affairs.

    Type not stated

    See the program Official page

Housing counselors near Stonecrest

The HUD-approved agencies closest to the center of Stonecrest, in a straight line, nearest first. If one says it serves in Spanish, its card says so.

  • Morningstar Urban Development, Inc.

    2501 Lantrac Ct, Decatur · 3 miles away

    • Mortgage delinquency and default
    • Mortgage delinquency workshops
    • and 8 more
    (770) 492-4037

  • The Homeowners Employment Corporation

    1500 Klondike Rd SW, Conyers · 6 miles away

    • Mortgage delinquency and default
    • Mortgage delinquency workshops
    • and 5 more
    404-492-6554-503

  • Help the People Program Housing Counseling Agency

    3567 Covington Hwy, Decatur · 8 miles away

    • Mortgage delinquency and default
    • Mortgage delinquency workshops
    • and 5 more
    (404) 688-7766

Every agency in DeKalb County All counseling agencies in Georgia

Help in Spanish near Stonecrest

None of the 3 agencies on this list say they serve in Spanish.

Ask for service in Spanish

When you call, say “Spanish, please” or ask if someone speaks Spanish. If not, ask whether they offer an interpreter.

Housing authorities of Stonecrest

HUD’s record names them for Stonecrest or DeKalb County. They run public housing or Section 8 vouchers. Ask whether their waiting list is open.

  • Housing Authority of the County of Dekalb, GA Public housing and Section 8 vouchers (404) 270-2500

3 other authorities have an office in DeKalb County: see the list Source: HUD

Cities

Other cities in DeKalb County

These cities are also in DeKalb County. They share its loan limits and fair market rents, but home values and rent change from one to the next.

Everything about DeKalb County Housing in Georgia
See 5 more cities in DeKalb County, with prices and rents

Every city has its own page with prices, rents and help.

Nearby cities

The cities closest to Stonecrest, with the typical home value.

Neighboring counties

If DeKalb County is out of reach, look next door. Each number is that county's own.

Keep going

Guides for your next step

Short explanations, in plain language and with official sources, for buying or renting in Stonecrest.

All guides
A father holds his baby and his young son by a white picket fence.

Questions

Housing questions about Stonecrest

Short answers with the numbers for Stonecrest and all of DeKalb County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.

How much does a typical home cost in Stonecrest?

The typical home value in Stonecrest is $243,500, according to the U.S. Census Bureau (average 2020–2024). For comparison, in DeKalb County it is $357,800.

How much does it cost to rent in Stonecrest?

Typical rent in Stonecrest is $1,601 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in DeKalb County is $1,762.

What is the FHA loan limit in Stonecrest?

Stonecrest uses the FHA limit for all of DeKalb County (2026): $718,750 for a one-unit home and $1,382,250 for a four-unit home.

How much property tax do owners pay in Stonecrest?

The typical homeowner in Stonecrest pays $2,279 a year, according to the U.S. Census Bureau. That is 0.94% of the home’s value; in DeKalb County, the rate is 0.93%.

Where can I find free help to buy or rent in Stonecrest?

There are 8 HUD-approved counseling agencies with an office in DeKalb County. 3 say they serve in Spanish. They can help you get ready to buy, with your credit, or with rent.

Sources: American Community Survey (ACS) 5-year estimates (Average 2020–2024); FHA mortgage limits (HUD) (2026 data); Conforming loan limits (FHFA) (2026 data); Fair Market Rents (HUD) (Fiscal year 2027); Small Area Fair Market Rents (HUD) (Fiscal year 2027); Census Bureau ZCTA-to-place relationship file (2020 data); HUD-approved housing counseling agencies (Retrieved November 6, 2026); Public Housing Agencies (HUD) (Retrieved November 6, 2026); Freddie Mac Primary Mortgage Market Survey (PMMS) (As of November 5, 2026); FHFA House Price Index (HPI) (2025 data); Homes with flood insurance (NFIP, FEMA) (As of August 3, 2026).