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City · 14,557 residents · DeKalb County, Georgia

Clarkston , Georgia

In Clarkston, a typical home is worth $302,600 and typical rent is $1,422 a month. Compared with all of DeKalb County, typical household income is 40% lower, typical rent is 16% lower, and the share of households that own their home is 40 points lower.

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  • Typical home value

    $302,600

    15% below the county

    About the same as Georgia

    • Clarkston
    • DeKalb
    • Georgia

  • Typical rent

    $1,422a month

    16% below the county

    2% above Georgia

    • Clarkston
    • DeKalb
    • Georgia

  • Typical household income

    $48,564a year

    40% below the county

    37% below Georgia

    • Clarkston
    • DeKalb
    • Georgia

  • Households that own their home

    18%

    40 points below the county

    47 points below Georgia

    • Clarkston
    • DeKalb
    • Georgia

Source: U.S. Census Bureau, Average 2020–2024

Market now, with Zillow data

Zillow data
Typical home value
$261,108
2.8% less than 12 months ago
Typical rent
$1,384 a month
2% more than 12 months ago

From Zillow (ZHVI/ZORI), September 2026. The Census figures above are 5-year averages (2020–2024).

Clarkston is in DeKalb County. The FHA loan limit ($718,750 for a one-unit home), the fair market rents and the help on this page are those of all of DeKalb County. See the county

Data updated: October 1, 2026 11 official sources

Only here

What sets Clarkston apart

What this place has that others do not, from public data, most unusual first.

  1. Clarkston has the lowest homeownership rate of the 165 cities in Georgia with more than 5,000 people: 18%.

  2. The typical household income in Clarkston is $48,564, 40% less than in DeKalb County as a whole ($80,644).

  3. Nearby, in Stone Mountain, the typical home value is $206,400: 32% less than in Clarkston ($302,600).

  4. The typical rent in Clarkston is $1,422 a month, 16% less than in DeKalb County as a whole ($1,692).

  5. The typical home in Clarkston is worth $302,600, 15% less than in DeKalb County as a whole ($357,800).

Sources: U.S. Census Bureau (Average 2020–2024).

The homes here

Housing in Clarkston

What homes there are in Clarkston, what they cost, how that changed and how people live, from Census figures (2020–2024).

What homes there are

U.S. Census Bureau, ACS 5-year, 2020–2024

Kind of home

There are more apartments in Clarkston than in DeKalb County: 54% of homes, against 31%.

Year built

Homes in Clarkston are older: the typical year built is 1979; in DeKalb County, 1984.

All homes, occupied or empty. A figure the Census cannot measure precisely enough here is not shown.

Census tables: B25024, B25034, B25035, B25041

What it costs here

U.S. Census Bureau, ACS 5-year, 2020–2024

Value of owner-occupied homes
Monthly rent with utilities

With a mortgage

$1,630 a month

DeKalb County: $1,979 a month

Without a mortgage

$557 a month

DeKalb County: $715 a month

Owners with a mortgage

64%

DeKalb County: 70%

Owning costs less in Clarkston: with a mortgage, the typical cost is $1,630 a month; in DeKalb County, $1,979. Without one, $557.

Value: what owners think their home is worth. Rent: rent plus utilities, for homes of every size. The FHA limit is the most an FHA loan (Federal Housing Administration) lends for a one-unit home; the fair market rent (FMR) is the one HUD uses for housing vouchers.

Census tables: B25075, B25063, B25088, B25081

How it changed

U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024

Change since 2015–2019

From 2015–2019 to 2020–2024, the typical home value in Clarkston rose 146%; in DeKalb County, it rose 66%.

The typical rent in Clarkston rose 39% over the same time; in DeKalb County, it rose 45%.

The typical household income in Clarkston rose 18%: less than home values (+146%) and rent (+39%).

Change between two 5-year periods that do not overlap, in each period's dollars, not adjusted for inflation.

Census tables: B25077, B25064, B19013

How people live

U.S. Census Bureau, ACS 5-year, 2020–2024

MeasureClarkstonDeKalb CountyGeorgiaUnited States
Rental vacancy 8.9%10.9%6.8%5.5%
Homeowner vacancy Unreliable estimate1.6%1.1%0.9%
More than one person per room 17.5%2.9%2.4%3.4%
People per household 3.682.632.622.53
Drive alone 61%61%71%69%
Carpool 22%9%9%9%
Public transit Unreliable estimate4%1%3%
Walk or bike Unreliable estimate2%1%3%
Work from home 10%23%16%15%
Other means Unreliable estimate2%2%2%
Typical commute Unreliable estimateUnreliable estimate20 to 29 minutes20 to 29 minutes

In Clarkston, the rental vacancy rate is 8.9%; in DeKalb County, 10.9%.

More than one person per room: that is how 17.5% of households in Clarkston live, more than in DeKalb County (2.9%).

On average, a household in Clarkston has 3.68 people, more than in DeKalb County (2.63).

In Clarkston, 22% of workers share a car to get to work; in DeKalb County, 9%.

Vacancy: empty homes offered for rent or for sale. Rooms: every room in the home, not only bedrooms. Commute: the minute range of the typical worker.

Census tables: B25004, B25003, B25014, B25010, B08301, B08303

Do the math

What would you pay each month for a home in Clarkston?

A typical home costs more than the typical income allows

We start with a typical home in Clarkston, worth $302,600, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 63% of the typical household income in Clarkston, which is $48,564 a year. For that payment to be 28% of income, a household would need to earn about $108,965 a year.

The calculator's FHA and conventional loan limits are those of all of DeKalb County.

Your numbers

Local data
$

Starts at the typical home value in Clarkston. Change it to the price you have in mind.

Loan type
Your credit score

Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.

Down payment
%

That is $10,591 (3.5% of the price). The usual minimum for this loan is 3.5%.

This week's average ± a quarter or half point.

Term

National average as of November 5, 2026 (Freddie Mac); your rate may be different.

Adjust advanced details

Estimated monthly payment

Local data

$2,543

at 7.18% · 30 years

Loan amount
$297,119
Total interest
$427,485
Paid off in
November 2056

Includes $5,110 FHA upfront mortgage insurance premium.

Does it fit the income?

  • Comfortable

    up to $1,133 a month

  • Tight

    $1,133 to $1,457 a month

  • Hard

    more than $1,457 a month

    Your payment · 63%

Compared with the typical household income in Clarkston ($48,564 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.

Show the result as
per month$2,543
Principal & interest$2,013
Property tax$270
Home insurance$126
FHA mortgage insurance (MIP)$134

You need at least $10,591 for the down payment, plus closing costs.

Next step

This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.

The city and its county

Clarkston and DeKalb County

Clarkston is in DeKalb County, Georgia. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).

Clarkston's own numbers

Typical home value
$302,600
Typical monthly rent
$1,422
Typical yearly household income
$48,564
Households that own their home
18%
Effective property tax rate
1.07%

U.S. Census Bureau, American Community Survey (average 2020–2024).

Numbers for all of DeKalb County

FHA limit, one-unit home
$718,750
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$1,762
Price change over 5 years (FHFA)
+41%
Homes in a high flood-risk zone
0.9%

HUD, FHFA and FEMA don't publish these numbers by city.

Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of DeKalb County.

Everything about DeKalb County

Buying

Buying a home in Clarkston

A typical home in Clarkston is worth $302,600: 15% below the county and about the same as Georgia. With the typical household income in Clarkston ($48,564 a year), a typical home costs 6.2 times what the household earns in a year.

Years of income to pay for a typical home

The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.

  • Clarkston 6.2 years
  • DeKalb 4.4 years
  • Georgia 3.9 years
  • United States 4.1 years
Source: U.S. Census Bureau, Average 2020–2024

How prices have changed in DeKalb County

According to FHFA’s house price index, home prices in DeKalb County rose 89% in the 10 years through 2025.

FHFA does not publish this index by city: these are the numbers for all of DeKalb County.

Period County Georgia U.S.
Last year (2025) +0.7% +2.2% +2.9%
5 years (2020–2025) +41% +58% +47%
10 years (2015–2025) +89% +110% +85%

The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data

Clarkston next to DeKalb County, Georgia and the U.S.

Three numbers side by side. “Typical” means the median: half are above it and half below.

Typical home value
  • Clarkston $302,600
  • DeKalb $357,800
  • Georgia $303,300
  • United States $332,700
Typical monthly rent
  • Clarkston $1,422
  • DeKalb $1,692
  • Georgia $1,393
  • United States $1,413
Typical yearly household income
  • Clarkston $48,564
  • DeKalb $80,644
  • Georgia $77,353
  • United States $80,734
See the full table
Clarkston next to DeKalb County and Georgia
Measure Clarkston DeKalb County Georgia U.S.
Typical home value $302,600 $357,800 $303,300 $332,700
Typical monthly rent $1,422 $1,692 $1,393 $1,413
Typical yearly household income $48,564 $80,644 $77,353 $80,734
Households that own their home 18% 59% 66% 65%
Typical yearly property tax $3,229 $3,310 $2,341 $3,119
Effective property tax rate 1.07% 0.93% 0.77% 0.94%
Renters with high rent for their income 63% 59% 52% 51%

“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below DeKalb County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.

Four ways to pay for a typical home in Clarkston

For a typical $302,600 home in Clarkston, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Clarkston's typical property tax, an example home insurance and mortgage insurance when it applies.

  • FHA, 3.5% down $2,543a month

    Least cash to close
    Down payment
    $10,591
    Cash to close
    $19,669
    Rate
    7.18%
    Mortgage insurance
    FHA MIP · $134

  • Conventional, 5% down $2,487a month

    Down payment
    $15,130
    Cash to close
    $24,208
    Rate
    7.18%
    Mortgage insurance
    PMI · $144

  • Conventional, 20% down, no PMI $2,036a month

    Down payment
    $60,520
    Cash to close
    $69,598
    Rate
    7.18%
    Mortgage insurance
    None

  • ITIN, 15% down (example) $2,316a month

    Down payment
    $45,390
    Cash to close
    $54,468
    Rate
    8.18%
    Mortgage insurance
    None

The option that asks for the least cash to close is FHA, 3.5% down.

  • Cash to close = down payment plus 3% of the price in closing costs (example).
  • Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
  • The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.

How much house can I afford? Estimate closing costs

Taxes and floods

Two costs that change from place to place

Property tax and flood insurance raise or lower what you pay each month. Here are the numbers for Clarkston and for DeKalb County.

Property tax

Effective rate in Clarkston

1.07%of the home’s value each year

$3,229 a year for the typical owner in Clarkston.

  • Clarkston 1.07%
  • DeKalb 0.93%
  • Georgia 0.77%

What Georgia publishes Standard state homestead exemption (Georgia Department of Revenue)

Exemptions and deadlines in Georgia

Flood risk in DeKalb County

FEMA does not publish these numbers by city: they are for all of DeKalb County.

Homes in the high-risk zone
0.9%
1,927
Of those, with NFIP insurance
72%
County Georgia U.S.
Homes in the high-risk zone 0.9% 2% 3.5%
Of those, with NFIP insurance 72% 43% 48%

Most homeowners insurance policies do not cover flood damage.

Look up your address on FEMA’s map

Renting

Renting in Clarkston

Typical rent in Clarkston is $1,422 a month: 16% below the county. In Clarkston, 63% of renter households pay 30% or more of their income in rent.

HUD publishes a fair market rent for all of DeKalb County, by unit size. To pay the 2-bedroom one ($1,762 a month) without spending more than 30% of your income, you would need to earn $33.88 an hour working full time.

HUD fair market rent for all of DeKalb County

What you need to earn to pay it without spending more than 30% of income, working full time.

Size Fair rent a month Hourly wage Yearly income
Studio $1,554 $29.88 $62,160
1 bedroom $1,619 $31.13 $64,760
2 bedrooms $1,762 $33.88 $70,480
3 bedrooms $2,099 $40.37 $83,960
4 bedrooms $2,493 $47.94 $99,720

Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027

By ZIP code

Fair market rent by ZIP code in Clarkston

HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Clarkston is in ZIP code 30021.

For 2 bedrooms it is $1,490: $272 less than the fair market rent for DeKalb County ($1,762).

  • 30021 $1,490$1,780

1 of these ZIP codes crosses the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Clarkston when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD) Fiscal year 2027 Small Area Fair Market Rents (HUD) Source: Census Bureau ZCTA-to-place relationship file Data from 2020 data Census Bureau ZCTA-to-place relationship file

Is your rent high for your ZIP?

Low-income apartments

Low-income apartments in Clarkston

HUD lists 6 buildings with rents for lower incomes in Clarkston. These are the largest.

  • Mountain Grove Apartments 3954 Memorial College Ave, Clarkston 30021 360 homes, 342 low-income · 1 bd: 126 · 2 bd: 162 · 3 bd: 72 · In service since 2004
  • Lakes at Indian Creek 751 N Indian Creek Dr, Clarkston 30021 603 homes · In service since 2004
  • Woodside Village Apartments 3954 Memorial College Ave, Clarkston 30021 360 homes · In service since 2004
  • Clarkston Station 3629 Montreal Creek Cir, Clarkston 30021 356 homes · In service since 2004
  • Clarkston Station (wyncrest Apartments) 3629 Montreal Creek Cir, Clarkston 30021 356 homes · In service since 2004

See all 135 buildings in DeKalb County Source: HUD, Retrieved November 6, 2026

Free help

Help to buy or rent in Clarkston

You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.

There are 8 HUD-approved agencies with an office in DeKalb County; 3 say they serve in Spanish.

A grandmother pushes her grandson on a playground swing.

HUD counseling is free or low-cost

Assistance programs in Clarkston

No down payment, repair or rent-help program on our list is for Clarkston or DeKalb County. The ones below are statewide in Georgia: they work in Clarkston the same as in the rest of the state.

Which programs do I qualify for? All programs in Georgia

  • Georgia Dream Homeownership Program

    Statewide in Georgia

    Georgia state program for first-time buyers: a mortgage with down payment assistance of up to 5% of the price or $10,000, as a 0% second mortgage with no monthly payments. Offered by Georgia Department of Community Affairs.

    Deferred

    See the program Official page

  • Georgia Dream Peach Plus Loan Program

    Statewide in Georgia

    FHA or VA mortgage from the Georgia Dream program with down payment assistance of 3.5% of the price (up to $10,000), or 4% (up to $12,500) for police officers, educators, health care workers, military members or families with a person with a disability; no first-time buyer requirement. Offered by Georgia Department of Community Affairs.

    Type not stated

    See the program Official page

Housing counselors near Clarkston

The HUD-approved agencies closest to the center of Clarkston, in a straight line, nearest first. If one says it serves in Spanish, its card says so.

  • Refugee Family Assistance Program

    5405 Memorial Drive Suite 101, Stone Mountain · 2 miles away

    Also serves in Arabic, Farsi, other languages, Swahili, and 1 more language.

    • Mortgage delinquency and default
    • Budget and financial counseling
    • and 6 more
    (404) 296-8743

  • Catholic Charities of the Archdiocese of Atlanta

    2305 Parklake Dr NE, Atlanta · 3 miles away · Spanish

    • Mortgage delinquency and default
    • Mortgage delinquency workshops
    • and 8 more
    (770) 790-3112

  • Help the People Program Housing Counseling Agency

    3567 Covington Hwy, Decatur · 3 miles away

    • Mortgage delinquency and default
    • Mortgage delinquency workshops
    • and 5 more
    (404) 688-7766

Every agency in DeKalb County All counseling agencies in Georgia

Help in Spanish near Clarkston

1 of the 3 agencies on this list says it serves in Spanish.

Ask for service in Spanish

When you call, say “Spanish, please” or ask if someone speaks Spanish. If not, ask whether they offer an interpreter.

Housing authorities of Clarkston

HUD’s record names them for Clarkston or DeKalb County. They run public housing or Section 8 vouchers. Ask whether their waiting list is open.

  • Housing Authority of the County of Dekalb, GA Public housing and Section 8 vouchers (404) 270-2500

3 other authorities have an office in DeKalb County: see the list Source: HUD

Cities

Other cities in DeKalb County

These cities are also in DeKalb County. They share its loan limits and fair market rents, but home values and rent change from one to the next.

Everything about DeKalb County Housing in Georgia
See 5 more cities in DeKalb County, with prices and rents

Every city has its own page with prices, rents and help.

Nearby cities

The cities closest to Clarkston, with the typical home value.

Neighboring counties

If DeKalb County is out of reach, look next door. Each number is that county's own.

Keep going

Guides for your next step

Short explanations, in plain language and with official sources, for buying or renting in Clarkston.

All guides
A smiling girl holds up a small mushroom she found on a forest outing.

Questions

Housing questions about Clarkston

Short answers with the numbers for Clarkston and all of DeKalb County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.

How much does a typical home cost in Clarkston?

The typical home value in Clarkston is $302,600, according to the U.S. Census Bureau (average 2020–2024). For comparison, in DeKalb County it is $357,800.

How much does it cost to rent in Clarkston?

Typical rent in Clarkston is $1,422 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in DeKalb County is $1,762.

What is the FHA loan limit in Clarkston?

Clarkston uses the FHA limit for all of DeKalb County (2026): $718,750 for a one-unit home and $1,382,250 for a four-unit home.

How much property tax do owners pay in Clarkston?

The typical homeowner in Clarkston pays $3,229 a year, according to the U.S. Census Bureau. That is 1.07% of the home’s value; in DeKalb County, the rate is 0.93%.

Where can I find free help to buy or rent in Clarkston?

There are 8 HUD-approved counseling agencies with an office in DeKalb County. 3 say they serve in Spanish. They can help you get ready to buy, with your credit, or with rent.

Sources: American Community Survey (ACS) 5-year estimates (Average 2020–2024); FHA mortgage limits (HUD) (2026 data); Conforming loan limits (FHFA) (2026 data); Fair Market Rents (HUD) (Fiscal year 2027); Small Area Fair Market Rents (HUD) (Fiscal year 2027); Census Bureau ZCTA-to-place relationship file (2020 data); HUD-approved housing counseling agencies (Retrieved November 6, 2026); Public Housing Agencies (HUD) (Retrieved November 6, 2026); Freddie Mac Primary Mortgage Market Survey (PMMS) (As of November 5, 2026); FHFA House Price Index (HPI) (2025 data); Homes with flood insurance (NFIP, FEMA) (As of August 3, 2026).