Español

Este sitio también está en español. Leer en español

City · 18,007 residents · Gwinnett County, Georgia

Norcross , Georgia

In Norcross, a typical home is worth $403,400 and typical rent is $1,715 a month. Compared with all of Gwinnett County, typical household income is 14% lower, the typical home value is 6% higher, and the share of households that own their home is 6 points lower.

WhatsApp

  • Typical home value

    $403,400

    6% above the county

    33% above Georgia

    • Norcross
    • Gwinnett
    • Georgia

  • Typical rent

    $1,715a month

    5% below the county

    23% above Georgia

    • Norcross
    • Gwinnett
    • Georgia

  • Typical household income

    $75,266a year

    14% below the county

    3% below Georgia

    • Norcross
    • Gwinnett
    • Georgia

  • Households that own their home

    60%

    6 points below the county

    6 points below Georgia

    • Norcross
    • Gwinnett
    • Georgia

Source: U.S. Census Bureau, Average 2020–2024

Market now, with Zillow data

Zillow data
Typical home value
$321,220
2.3% less than 12 months ago
Typical rent
$1,446 a month
about the same as 12 months ago

From Zillow (ZHVI/ZORI), September 2026. The Census figures above are 5-year averages (2020–2024).

Norcross is in Gwinnett County. The FHA loan limit ($718,750 for a one-unit home), the fair market rents and the help on this page are those of all of Gwinnett County. See the county

Data updated: October 1, 2026 11 official sources

Only here

What sets Norcross apart

What this place has that others do not, from public data, most unusual first.

  1. Norcross has the 7th largest share of rent-burdened renters of the 157 cities in Georgia with more than 5,000 people (72%).

  2. Nearby, in Lilburn, the typical home value is $329,700: 18% less than in Norcross ($403,400).

  3. 60% of households in Norcross own their home, against 66% in Gwinnett County.

Sources: U.S. Census Bureau (Average 2020–2024).

The homes here

Housing in Norcross

What homes there are in Norcross, what they cost, how that changed and how people live, from Census figures (2020–2024).

What homes there are

U.S. Census Bureau, ACS 5-year, 2020–2024

Kind of home

In Norcross there is a bit of everything: no kind of home reaches half. The most common are detached houses (47%); in Gwinnett County, 71%.

Year built

In Norcross, half of the homes were built before 1990; in Gwinnett County, before 1996.

There are fewer big homes in Norcross than in Gwinnett County: 63% have 3 bedrooms or more, against 76%.

All homes, occupied or empty. A figure the Census cannot measure precisely enough here is not shown.

Census tables: B25024, B25034, B25035, B25041

What it costs here

U.S. Census Bureau, ACS 5-year, 2020–2024

Value of owner-occupied homes
Monthly rent with utilities

With a mortgage

$2,253 a month

Gwinnett County: $2,050 a month

Without a mortgage

$656 a month

Gwinnett County: $664 a month

Owners with a mortgage

65%

Gwinnett County: 70%

In Norcross, 65% of owners have a mortgage, and their typical cost is $2,253 a month, against $2,050 in Gwinnett County. Without one it drops to $656.

Value: what owners think their home is worth. Rent: rent plus utilities, for homes of every size. The FHA limit is the most an FHA loan (Federal Housing Administration) lends for a one-unit home; the fair market rent (FMR) is the one HUD uses for housing vouchers.

Census tables: B25075, B25063, B25088, B25081

How it changed

U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024

Change since 2015–2019

The typical home value in Norcross rose 127% since 2015–2019, more than in Gwinnett County (75%).

Rents in Norcross rose at about the same pace as in Gwinnett County: 42% since 2015–2019, against 42%.

Here income did not keep up with housing: it rose 29%, while home values changed +127% and rent +42%.

Change between two 5-year periods that do not overlap, in each period's dollars, not adjusted for inflation.

Census tables: B25077, B25064, B19013

How people live

U.S. Census Bureau, ACS 5-year, 2020–2024

MeasureNorcrossGwinnett CountyGeorgiaUnited States
Rental vacancy Unreliable estimate5.1%6.8%5.5%
Homeowner vacancy Unreliable estimate0.7%1.1%0.9%
More than one person per room 3.7%3.7%2.4%3.4%
People per household 2.432.982.622.53
Drive alone 63%67%71%69%
Carpool 10%12%9%9%
Public transit Unreliable estimate1%1%3%
Walk or bike Unreliable estimate1%1%3%
Work from home 23%18%16%15%
Other means Unreliable estimate2%2%2%
Typical commute Unreliable estimate30 to 39 minutes20 to 29 minutes20 to 29 minutes

Much as in Gwinnett County, 3.7% of households in Norcross have more than one person per room.

Fewer people live in each home here: 2.43 on average, against 2.98 in Gwinnett County.

Working from home is more common in Norcross: 23%, against 18% in Gwinnett County.

Vacancy: empty homes offered for rent or for sale. Rooms: every room in the home, not only bedrooms. Commute: the minute range of the typical worker.

Census tables: B25004, B25003, B25014, B25010, B08301, B08303

Do the math

What would you pay each month for a home in Norcross?

A typical home costs more than the typical income allows

We start with a typical home in Norcross, worth $403,400, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 54% of the typical household income in Norcross, which is $75,266 a year. For that payment to be 28% of income, a household would need to earn about $143,967 a year.

The calculator's FHA and conventional loan limits are those of all of Gwinnett County.

Your numbers

Local data
$

Starts at the typical home value in Norcross. Change it to the price you have in mind.

Loan type
Your credit score

Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.

Down payment
%

That is $14,119 (3.5% of the price). The usual minimum for this loan is 3.5%.

This week's average ± a quarter or half point.

Term

National average as of November 5, 2026 (Freddie Mac); your rate may be different.

Adjust advanced details

Estimated monthly payment

Local data

$3,359

at 7.18% · 30 years

Loan amount
$396,093
Total interest
$569,886
Paid off in
November 2056

Includes $6,812 FHA upfront mortgage insurance premium.

Does it fit the income?

  • Comfortable

    up to $1,756 a month

  • Tight

    $1,756 to $2,258 a month

  • Hard

    more than $2,258 a month

    Your payment · 54%

Compared with the typical household income in Norcross ($75,266 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.

Show the result as
per month$3,359
Principal & interest$2,683
Property tax$329
Home insurance$168
FHA mortgage insurance (MIP)$178

You need at least $14,119 for the down payment, plus closing costs.

Next step

This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.

The city and its county

Norcross and Gwinnett County

Norcross is in Gwinnett County, Georgia. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).

Norcross's own numbers

Typical home value
$403,400
Typical monthly rent
$1,715
Typical yearly household income
$75,266
Households that own their home
60%
Effective property tax rate
0.98%

U.S. Census Bureau, American Community Survey (average 2020–2024).

Numbers for all of Gwinnett County

FHA limit, one-unit home
$718,750
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$1,762
Price change over 5 years (FHFA)
+67%
Homes in a high flood-risk zone
0.3%

HUD, FHFA and FEMA don't publish these numbers by city.

Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Gwinnett County.

Everything about Gwinnett County

Buying

Buying a home in Norcross

A typical home in Norcross is worth $403,400: 6% above the county and 33% above Georgia. With the typical household income in Norcross ($75,266 a year), a typical home costs 5.4 times what the household earns in a year.

Years of income to pay for a typical home

The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.

  • Norcross 5.4 years
  • Gwinnett 4.3 years
  • Georgia 3.9 years
  • United States 4.1 years
Source: U.S. Census Bureau, Average 2020–2024

How prices have changed in Gwinnett County

According to FHFA’s house price index, home prices in Gwinnett County rose 137% in the 10 years through 2025.

FHFA does not publish this index by city: these are the numbers for all of Gwinnett County.

Period County Georgia U.S.
Last year (2025) +1.7% +2.2% +2.9%
5 years (2020–2025) +67% +58% +47%
10 years (2015–2025) +137% +110% +85%

The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data

Norcross next to Gwinnett County, Georgia and the U.S.

Three numbers side by side. “Typical” means the median: half are above it and half below.

Typical home value
  • Norcross $403,400
  • Gwinnett $380,900
  • Georgia $303,300
  • United States $332,700
Typical monthly rent
  • Norcross $1,715
  • Gwinnett $1,810
  • Georgia $1,393
  • United States $1,413
Typical yearly household income
  • Norcross $75,266
  • Gwinnett $87,890
  • Georgia $77,353
  • United States $80,734
See the full table
Norcross next to Gwinnett County and Georgia
Measure Norcross Gwinnett County Georgia U.S.
Typical home value $403,400 $380,900 $303,300 $332,700
Typical monthly rent $1,715 $1,810 $1,393 $1,413
Typical yearly household income $75,266 $87,890 $77,353 $80,734
Households that own their home 60% 66% 66% 65%
Typical yearly property tax $3,967 $3,617 $2,341 $3,119
Effective property tax rate 0.98% 0.95% 0.77% 0.94%
Renters with high rent for their income 72% 62% 52% 51%

“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Gwinnett County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.

Four ways to pay for a typical home in Norcross

For a typical $403,400 home in Norcross, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Norcross's typical property tax, an example home insurance and mortgage insurance when it applies.

  • FHA, 3.5% down $3,359a month

    Least cash to close
    Down payment
    $14,119
    Cash to close
    $26,221
    Rate
    7.18%
    Mortgage insurance
    FHA MIP · $178

  • Conventional, 5% down $3,285a month

    Down payment
    $20,170
    Cash to close
    $32,272
    Rate
    7.18%
    Mortgage insurance
    PMI · $192

  • Conventional, 20% down, no PMI $2,684a month

    Down payment
    $80,680
    Cash to close
    $92,782
    Rate
    7.18%
    Mortgage insurance
    None

  • ITIN, 15% down (example) $3,057a month

    Down payment
    $60,510
    Cash to close
    $72,612
    Rate
    8.18%
    Mortgage insurance
    None

The option that asks for the least cash to close is FHA, 3.5% down.

  • Cash to close = down payment plus 3% of the price in closing costs (example).
  • Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
  • The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.

How much house can I afford? Estimate closing costs

Taxes and floods

Two costs that change from place to place

Property tax and flood insurance raise or lower what you pay each month. Here are the numbers for Norcross and for Gwinnett County.

Property tax

Effective rate in Norcross

0.98%of the home’s value each year

$3,967 a year for the typical owner in Norcross.

  • Norcross 0.98%
  • Gwinnett 0.95%
  • Georgia 0.77%

What Georgia publishes Standard state homestead exemption (Georgia Department of Revenue)

Exemptions and deadlines in Georgia

Flood risk in Gwinnett County

FEMA does not publish these numbers by city: they are for all of Gwinnett County.

Homes in the high-risk zone
0.3%
745
Of those, with NFIP insurance
63%
County Georgia U.S.
Homes in the high-risk zone 0.3% 2% 3.5%
Of those, with NFIP insurance 63% 43% 48%

Most homeowners insurance policies do not cover flood damage.

Look up your address on FEMA’s map

Renting

Renting in Norcross

Typical rent in Norcross is $1,715 a month: 5% below the county. In Norcross, 72% of renter households pay 30% or more of their income in rent.

HUD publishes a fair market rent for all of Gwinnett County, by unit size. To pay the 2-bedroom one ($1,762 a month) without spending more than 30% of your income, you would need to earn $33.88 an hour working full time.

HUD fair market rent for all of Gwinnett County

What you need to earn to pay it without spending more than 30% of income, working full time.

Size Fair rent a month Hourly wage Yearly income
Studio $1,554 $29.88 $62,160
1 bedroom $1,619 $31.13 $64,760
2 bedrooms $1,762 $33.88 $70,480
3 bedrooms $2,099 $40.37 $83,960
4 bedrooms $2,493 $47.94 $99,720

Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027

By ZIP code

Fair market rent by ZIP code in Norcross

HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Norcross is in ZIP code 30071.

For 2 bedrooms it is $1,770: $8 more than the fair market rent for Gwinnett County ($1,762).

  • 30071 $1,770$2,110

1 of these ZIP codes crosses the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Norcross when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD) Fiscal year 2027 Small Area Fair Market Rents (HUD) Source: Census Bureau ZCTA-to-place relationship file Data from 2020 data Census Bureau ZCTA-to-place relationship file

Is your rent high for your ZIP?

Low-income apartments

Low-income apartments in Norcross

HUD lists 3 buildings with rents for lower incomes in Norcross. These are the largest.

  • Bradford Gwinnett 100 Castor Dr, Norcross 30071 196 homes, 194 low-income · 1 bd: 40 · 2 bd: 94 · 3 bd: 60 · In service since 2007 · For families (770) 447-4162
  • Unnamed Project 566 Nesbit St, Norcross 30071 17 low-income homes · Run by Housing Authority of the City of Norcross · Average payment: $615 a month · Homes at several sites (770) 448-3668
  • North Glen Apartments 4025 Arc Way, Norcross 30093 284 homes

See all 44 buildings in Gwinnett County Source: HUD, Retrieved November 6, 2026

Free help

Help to buy or rent in Norcross

You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.

We found no HUD-approved agencies with an office in Gwinnett County. The nearest ones are below; many serve by phone or online.

A young man and a young woman look something up together on a laptop.

HUD counseling is free or low-cost

Assistance programs in Norcross

No down payment, repair or rent-help program on our list is for Norcross or Gwinnett County. The ones below are statewide in Georgia: they work in Norcross the same as in the rest of the state.

Which programs do I qualify for? All programs in Georgia

  • Georgia Dream Homeownership Program

    Statewide in Georgia

    Georgia state program for first-time buyers: a mortgage with down payment assistance of up to 5% of the price or $10,000, as a 0% second mortgage with no monthly payments. Offered by Georgia Department of Community Affairs.

    Deferred

    See the program Official page

  • Georgia Dream Peach Plus Loan Program

    Statewide in Georgia

    FHA or VA mortgage from the Georgia Dream program with down payment assistance of 3.5% of the price (up to $10,000), or 4% (up to $12,500) for police officers, educators, health care workers, military members or families with a person with a disability; no first-time buyer requirement. Offered by Georgia Department of Community Affairs.

    Type not stated

    See the program Official page

Housing counselors near Norcross

The HUD-approved agencies closest to the center of Norcross, in a straight line, nearest first. If one says it serves in Spanish, its card says so.

  • Center for Pan Asian Community Services, Inc

    3510 Shallowford Rd NE, Atlanta · 6 miles away

    • Mortgage delinquency and default
    • Budget and financial counseling
    • and 5 more
    (770) 936-0969

  • NSC (naca Counseling Subsidiary) - Atlanta, GA

    3690 N Peachtree Rd, Atlanta · 6 miles away · Spanish

    • Mortgage delinquency and default
    • Budget and financial counseling
    • and 6 more
    (404) 377-4545

  • Catholic Charities of the Archdiocese of Atlanta

    2305 Parklake Dr NE, Atlanta · 6 miles away · Spanish

    • Mortgage delinquency and default
    • Mortgage delinquency workshops
    • and 8 more
    (770) 790-3112

All counseling agencies in Georgia

Help in Spanish near Norcross

2 of the 3 agencies on this list say they serve in Spanish.

Ask for service in Spanish

When you call, say “Spanish, please” or ask if someone speaks Spanish. If not, ask whether they offer an interpreter.

Housing authorities of Norcross

HUD’s record names them for Norcross or Gwinnett County. They run public housing or Section 8 vouchers. Ask whether their waiting list is open.

  • Housing Authority of the City of Norcross Public housing (770) 448-3668

2 other authorities have an office in Gwinnett County: see the list Source: HUD

Cities

Other cities in Gwinnett County

These cities are also in Gwinnett County. They share its loan limits and fair market rents, but home values and rent change from one to the next.

Everything about Gwinnett County Housing in Georgia

Nearby cities

The cities closest to Norcross, with the typical home value.

Neighboring counties

If Gwinnett County is out of reach, look next door. Each number is that county's own.

Keep going

Guides for your next step

Short explanations, in plain language and with official sources, for buying or renting in Norcross.

All guides
A father, a mother and their daughter smile among the avocado trees by their home in Somis, California.

Questions

Housing questions about Norcross

Short answers with the numbers for Norcross and all of Gwinnett County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.

How much does a typical home cost in Norcross?

The typical home value in Norcross is $403,400, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Gwinnett County it is $380,900.

How much does it cost to rent in Norcross?

Typical rent in Norcross is $1,715 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Gwinnett County is $1,762.

What is the FHA loan limit in Norcross?

Norcross uses the FHA limit for all of Gwinnett County (2026): $718,750 for a one-unit home and $1,382,250 for a four-unit home.

How much property tax do owners pay in Norcross?

The typical homeowner in Norcross pays $3,967 a year, according to the U.S. Census Bureau. That is 0.98% of the home’s value; in Gwinnett County, the rate is 0.95%.

Where can I find free help to buy or rent in Norcross?

We found no HUD-approved counseling agencies with an office in Gwinnett County; the nearest ones are on this page. They can help you get ready to buy, with your credit, or with rent.

Sources: American Community Survey (ACS) 5-year estimates (Average 2020–2024); FHA mortgage limits (HUD) (2026 data); Conforming loan limits (FHFA) (2026 data); Fair Market Rents (HUD) (Fiscal year 2027); Small Area Fair Market Rents (HUD) (Fiscal year 2027); Census Bureau ZCTA-to-place relationship file (2020 data); HUD-approved housing counseling agencies (Retrieved November 6, 2026); Public Housing Agencies (HUD) (Retrieved November 6, 2026); Freddie Mac Primary Mortgage Market Survey (PMMS) (As of November 5, 2026); FHFA House Price Index (HPI) (2025 data); Homes with flood insurance (NFIP, FEMA) (As of August 3, 2026).