In Johns Creek, a typical home is worth $629,400 and typical rent is $2,257 a month. Compared with all of Fulton County, typical household income is 68% higher, the typical home value is 37% higher, and the share of households that own their home is 26 points higher.
Typical home value from Zillow, September 2021 to September 2026: from $515,404 to $689,664.
Typical rent
$2,492a month
▼ 0.7% less than 12 months ago
Typical rent from Zillow, September 2021 to September 2026: from $2,195 to $2,492.
From Zillow (ZHVI/ZORI), September 2026. The Census figures above are 5-year averages (2020–2024).
Johns Creek is in Fulton County. The FHA loan limit ($718,750 for a one-unit home), the fair market rents and the help on this page are those of all of Fulton County. See the county
What this place has that others do not, from public data, most unusual first.
1
Johns Creek has the 2nd highest typical rent of the 162 cities in Georgia with more than 5,000 people ($2,257).
2
Johns Creek has the 2nd highest typical household income of the 162 cities in Georgia with more than 5,000 people ($160,093).
3
80% of households in Johns Creek own their home, against 54% in Fulton County.
4
Johns Creek has the 7th highest typical home value of the 164 cities in Georgia with more than 5,000 people ($629,400).
5
Nearby, in Duluth, the typical home value is $400,800: 36% less than in Johns Creek ($629,400).
6
Nearby, in Peachtree Corners, the typical rent is $1,701: 25% less than in Johns Creek ($2,257).
Sources: U.S. Census Bureau (Average 2020–2024).
The homes here
Housing in Johns Creek
What homes there are in Johns Creek, what they cost, how that changed and how people live, from Census figures (2020–2024).
What homes there are
U.S. Census Bureau, ACS 5-year, 2020–2024
Kind of home
Detached houseAttached houseBuilding of 2 to 4Apartments (5 or more)Mobile homeBoat, RV and otherUnreliable estimate
Johns Creek
Fulton County
Georgia
United States
Kind of home: Johns Creek and its comparisons
Measure
Johns Creek
Fulton County
Georgia
United States
Detached house
79%
46%
66%
61%
Attached house
8%
8%
4%
6%
Building of 2 to 4
Unreliable estimate
5%
5%
8%
Apartments (5 or more)
12%
41%
16%
19%
Mobile home
Unreliable estimate
0%
8%
6%
Boat, RV and other
Unreliable estimate
Unreliable estimate
0%
0%
In Johns Creek, 8 in 10 homes are single-family detached houses; in Fulton County, 5.
Year built
Before 19601960–19791980–19992000–20092010 or laterUnreliable estimate
Johns Creek
Fulton County
Georgia
United States
Year built: Johns Creek and its comparisons
Measure
Johns Creek
Fulton County
Georgia
United States
Before 1960
Unreliable estimate
15%
12%
26%
1960–1979
4%
18%
20%
24%
1980–1999
68%
27%
33%
25%
2000–2009
18%
21%
21%
14%
2010 or later
10%
19%
14%
11%
By age, homes in Johns Creek look like those in Fulton County: the typical year built is 1995.
Homes in Johns Creek are bigger: 87% have 3 bedrooms or more; in Fulton County, 51%.
What it costs here
U.S. Census Bureau, ACS 5-year, 2020–2024
Value of owner-occupied homes
Unreliable estimate
Under $100KUnreliable
$100K–$200K1%
$200K–$300K2%
$300K–$500K25%
$500K–$750K40%
$750K–$1M21%
$1M or more10%
Value of owner-occupied homes: Johns Creek and its comparisons
Measure
Johns Creek
Under $100K
Unreliable estimate
$100K–$200K
1%
$200K–$300K
2%
$300K–$500K
25%
$500K–$750K
40%
$750K–$1M
21%
$1M or more
10%
Monthly rent with utilities
Unreliable estimate
Under $500Unreliable
$500–$999Unreliable
$1,000–$1,499Unreliable
$1,500–$1,99922%
$2,000–$2,49945%
$2,500–$2,99922%
$3,000 or more7%
Monthly rent with utilities: Johns Creek and its comparisons
Measure
Johns Creek
Under $500
Unreliable estimate
$500–$999
Unreliable estimate
$1,000–$1,499
Unreliable estimate
$1,500–$1,999
22%
$2,000–$2,499
45%
$2,500–$2,999
22%
$3,000 or more
7%
With a mortgage
$2,809 a month
Fulton County: $2,373 a month
Without a mortgage
$976 a month
Fulton County: $831 a month
Owners with a mortgage
69%
Fulton County: 72%
The typical cost for an owner with a mortgage in Johns Creek is $2,809 a month, more than in Fulton County ($2,373); without one, $976.
How it changed
U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024
Change since 2015–2019
Typical home value
Johns Creek+57%
Fulton County+46%
Georgia+72%
United States+53%
Typical rent
Johns Creek+35%
Fulton County+44%
Georgia+39%
United States+33%
Typical household income
Johns Creek+31%
Fulton County+37%
Georgia+32%
United States+29%
Change since 2015–2019: Johns Creek and its comparisons
Measure
Johns Creek
Fulton County
Georgia
United States
Typical home value
+57%
+46%
+72%
+53%
Typical rent
+35%
+44%
+39%
+33%
Typical household income
+31%
+37%
+32%
+29%
From 2015–2019 to 2020–2024, the typical home value in Johns Creek rose 57%; in Fulton County, it rose 46%.
The typical rent in Johns Creek rose 35% over the same time; in Fulton County, it rose 44%.
Housing prices ran ahead of income in Johns Creek: typical income rose 31%, against +57% for home values and +35% for rent.
How people live
U.S. Census Bureau, ACS 5-year, 2020–2024
How people live: Johns Creek and its comparisons
Measure
Johns Creek
Fulton County
Georgia
United States
Rental vacancy
Unreliable estimate
7.9%
6.8%
5.5%
Homeowner vacancy
Unreliable estimate
1.3%
1.1%
0.9%
More than one person per room
Unreliable estimate
2.1%
2.4%
3.4%
People per household
2.82
2.26
2.62
2.53
Drive alone
54%
57%
71%
69%
Carpool
6%
6%
9%
9%
Public transit
Unreliable estimate
4%
1%
3%
Walk or bike
1%
3%
1%
3%
Work from home
38%
29%
16%
15%
Other means
1%
2%
2%
2%
Typical commute
Unreliable estimate
20 to 29 minutes
20 to 29 minutes
20 to 29 minutes
Households in Johns Creek are bigger: 2.82 people on average; in Fulton County, 2.26.
Working from home is more common in Johns Creek: 38%, against 29% in Fulton County.
Do the math
What would you pay each month for a home in Johns Creek?
A typical home costs more than the typical income allows
We start with a typical home in Johns Creek, worth $629,400, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 39% of the typical household income in Johns Creek, which is $160,093 a year. For that payment to be 28% of income, a household would need to earn about $220,576 a year.
The calculator's FHA and conventional loan limits are those of all of Fulton County.
Change the price, the down payment or the loan: the payment updates right away.
Your numbers
Local data
$
Starts at the typical home value in Johns Creek. Change it to the price you have in mind.
Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.
Down payment
%
That is $22,029 (3.5% of the price). The usual minimum for this loan is 3.5%.
This week's average ± a quarter or half point.
National average as of November 5, 2026 (Freddie Mac); your rate may be different.
Adjust advanced details⌄
Estimated monthly payment
Local data
$5,147
at 7.18% · 30 years
Loan amount
$618,000
Total interest
$889,157
Paid off in
November 2056
Includes $10,629 FHA upfront mortgage insurance premium.
Does it fit the income?
Comfortable
up to $3,736 a month
Tight
$3,736 to $4,803 a month
Hard
more than $4,803 a month
Your payment · 39%
Compared with the typical household income in Johns Creek ($160,093 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.
Monthly payment breakdown
Principal & interest
$4,187
Property tax
$420
Home insurance
$262
FHA mortgage insurance (MIP)
$278
You need at least $22,029 for the down payment, plus closing costs.
This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.
Total monthly payment $5,147; principal and interest $4,187.
The city and its county
Johns Creek and Fulton County
Johns Creek is in Fulton County, Georgia. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).
Johns Creek
Map of Fulton County, Georgia, with Johns Creek marked. Around it, the neighboring counties.
Johns Creek
Fulton County
Other cities with a page
Johns Creek's own numbers
Typical home value
$629,400
Typical monthly rent
$2,257
Typical yearly household income
$160,093
Households that own their home
80%
Effective property tax rate
0.8%
U.S. Census Bureau, American Community Survey (average 2020–2024).
Numbers for all of Fulton County
FHA limit, one-unit home
$718,750
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$1,762
Price change over 5 years (FHFA)
+46%
Homes in a high flood-risk zone
0.9%
HUD, FHFA and FEMA don't publish these numbers by city.
Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Fulton County.
A typical home in Johns Creek is worth $629,400: 37% above the county and 108% above Georgia. With the typical household income in Johns Creek ($160,093 a year), a typical home costs 3.9 times what the household earns in a year.
Years of income to pay for a typical home
The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.
Johns Creek3.9 years
Fulton4.8 years
Georgia3.9 years
United States4.1 years
Source: U.S. Census Bureau, Average 2020–2024
How prices have changed in Fulton County
According to FHFA’s house price index, home prices in Fulton County rose 98% in the 10 years through 2025.
FHFA does not publish this index by city: these are the numbers for all of Fulton County.
Yearly change in FHFA’s price index in Fulton County, 2016 to 2025
2016: +8.0% +8.0% 2016
2017: +6.2% +6.2% 2017
2018: +7.8% +7.8% 2018
2019: +6.3% +6.3% 2019
2020: +3.4% +3.4% 2020
2021: +10.8% +10.8% 2021
2022: +17.9% +17.9% 2022
2023: +7.2% +7.2% 2023
2024: +2.8% +2.8% 2024
2025: +1.2% +1.2% 2025
Change in FHFA’s price index in Fulton County, Georgia and the United States
Period
County
Georgia
U.S.
Last year (2025)
+1.2%
+2.2%
+2.9%
5 years (2020–2025)
+46%
+58%
+47%
10 years (2015–2025)
+98%
+110%
+85%
The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data
Johns Creek next to Fulton County, Georgia and the U.S.
Three numbers side by side. “Typical” means the median: half are above it and half below.
Typical home value
Johns Creek$629,400
Fulton$458,800
Georgia$303,300
United States$332,700
Typical monthly rent
Johns Creek$2,257
Fulton$1,732
Georgia$1,393
United States$1,413
Typical yearly household income
Johns Creek$160,093
Fulton$95,292
Georgia$77,353
United States$80,734
See the full table
Johns Creek next to Fulton County and Georgia
Measure
Johns Creek
Fulton County
Georgia
U.S.
Typical home value
$629,400 ▲37% above the county
$458,800
$303,300
$332,700
Typical monthly rent
$2,257 ▲30% above the county
$1,732
$1,393
$1,413
Typical yearly household income
$160,093 ▲68% above the county
$95,292
$77,353
$80,734
Households that own their home
80% ▲26 points above the county
54%
66%
65%
Typical yearly property tax
$5,007 ▲24% above the county
$4,033
$2,341
$3,119
Effective property tax rate
0.8% ▼0.08 points below the county
0.88%
0.77%
0.94%
Renters with high rent for their income
50%
51%
52%
51%
“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Fulton County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.
Four ways to pay for a typical home in Johns Creek
For a typical $629,400 home in Johns Creek, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Johns Creek's typical property tax, an example home insurance and mortgage insurance when it applies.
FHA, 3.5% down$5,147a month
Least cash to close
Down payment
$22,029
Cash to close
$40,911
Rate
7.18%
Mortgage insurance
FHA MIP · $278
Conventional, 5% down$5,031a month
Down payment
$31,470
Cash to close
$50,352
Rate
7.18%
Mortgage insurance
PMI · $299
Conventional, 20% down, no PMI$4,093a month
Down payment
$125,880
Cash to close
$144,762
Rate
7.18%
Mortgage insurance
None
ITIN, 15% down (example)$4,675a month
Down payment
$94,410
Cash to close
$113,292
Rate
8.18%
Mortgage insurance
None
Four ways to pay for a typical home in Johns Creek
Loan
Monthly payment
Down payment
Loan amount
Rate
Mortgage insurance
Cash to close
Minimum score
FHA, 3.5% down Least cash to close
$5,147
$22,029
$618,000
7.18%
FHA MIP · $278
$40,911
580
Conventional, 5% down
$5,031
$31,470
$597,930
7.18%
PMI · $299
$50,352
620*
Conventional, 20% down, no PMI
$4,093
$125,880
$503,520
7.18%
None
$144,762
620*
ITIN, 15% down (example)
$4,675
$94,410
$534,990
8.18%
None
$113,292
Set by the lender
The option that asks for the least cash to close is FHA, 3.5% down.
Cash to close = down payment plus 3% of the price in closing costs (example).
Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.
Typical rent in Johns Creek is $2,257 a month: 30% above the county. In Johns Creek, 50% of renter households pay 30% or more of their income in rent.
HUD publishes a fair market rent for all of Fulton County, by unit size. To pay the 2-bedroom one ($1,762 a month) without spending more than 30% of your income, you would need to earn $33.88 an hour working full time.
What you need to earn to pay it without spending more than 30% of income, working full time.
HUD fair market rent in Fulton County (Fiscal year 2027)
Size
Fair rent a month
Hourly wage
Yearly income
Studio
$1,554
$29.88
$62,160
1 bedroom
$1,619
$31.13
$64,760
2 bedrooms
$1,762
$33.88
$70,480
3 bedrooms
$2,099
$40.37
$83,960
4 bedrooms
$2,493
$47.94
$99,720
Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027
By ZIP code
Fair market rent by ZIP code in Johns Creek
HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Johns Creek has 2 ZIP codes with their own.
For 2 bedrooms it runs from $2,090 in 30097 to $2,160 in 30022.
2 of the 2 are above the fair market rent for Fulton County ($1,762).
Fair market rent by ZIP code and size in Johns Creek, fiscal year 2027.
30022
$1,900
$1,980
$2,160
$2,570
$3,060
30097
$1,840
$1,920
$2,090
$2,490
$2,960
ZIP code2 bd3 bd
30022 $2,160$2,570
30097 $2,090$2,490
2 of these ZIP codes cross the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Johns Creek when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD)Fiscal year 2027Small Area Fair Market Rents (HUD) (external site)Source: Census Bureau ZCTA-to-place relationship fileData from 2020 dataCensus Bureau ZCTA-to-place relationship file (external site)
You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.
There are 10 HUD-approved agencies with an office in Fulton County; 1 says it serves in Spanish.
No down payment, repair or rent-help program on our list is for Johns Creek or Fulton County. The ones below are statewide in Georgia: they work in Johns Creek the same as in the rest of the state.
Georgia state program for first-time buyers: a mortgage with down payment assistance of up to 5% of the price or $10,000, as a 0% second mortgage with no monthly payments.Offered by Georgia Department of Community Affairs.
FHA or VA mortgage from the Georgia Dream program with down payment assistance of 3.5% of the price (up to $10,000), or 4% (up to $12,500) for police officers, educators, health care workers, military members or families with a person with a disability; no first-time buyer requirement.Offered by Georgia Department of Community Affairs.
Short answers with the numbers for Johns Creek and all of Fulton County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.
How much does a typical home cost in Johns Creek?
The typical home value in Johns Creek is $629,400, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Fulton County it is $458,800.
How much does it cost to rent in Johns Creek?
Typical rent in Johns Creek is $2,257 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Fulton County is $1,762.
What is the FHA loan limit in Johns Creek?
Johns Creek uses the FHA limit for all of Fulton County (2026): $718,750 for a one-unit home and $1,382,250 for a four-unit home.
How much property tax do owners pay in Johns Creek?
The typical homeowner in Johns Creek pays $5,007 a year, according to the U.S. Census Bureau. That is 0.8% of the home’s value; in Fulton County, the rate is 0.88%.
Where can I find free help to buy or rent in Johns Creek?
There are 10 HUD-approved counseling agencies with an office in Fulton County. 1 says it serves in Spanish. They can help you get ready to buy, with your credit, or with rent.
