In Roswell, a typical home is worth $567,100 and typical rent is $1,810 a month. Compared with all of Fulton County, typical household income is 35% higher, the typical home value is 24% higher, and the share of households that own their home is 18 points higher.
Typical home value from Zillow, September 2021 to September 2026: from $493,711 to $650,072.
Typical rent
$1,706a month
▲ 0.5% more than 12 months ago
Typical rent from Zillow, September 2021 to September 2026: from $1,542 to $1,706.
From Zillow (ZHVI/ZORI), September 2026. The Census figures above are 5-year averages (2020–2024).
Roswell is in Fulton County. The FHA loan limit ($718,750 for a one-unit home), the fair market rents and the help on this page are those of all of Fulton County. See the county
What this place has that others do not, from public data, most unusual first.
1
72% of households in Roswell own their home, against 54% in Fulton County.
2
Roswell has the 8th highest typical household income of the 162 cities in Georgia with more than 5,000 people ($128,654).
3
The typical home in Roswell is worth $567,100,24% more than in Fulton County as a whole ($458,800).
Sources: U.S. Census Bureau (Average 2020–2024).
The homes here
Housing in Roswell
What homes there are in Roswell, what they cost, how that changed and how people live, from Census figures (2020–2024).
What homes there are
U.S. Census Bureau, ACS 5-year, 2020–2024
Kind of home
Detached houseAttached houseBuilding of 2 to 4Apartments (5 or more)Mobile homeBoat, RV and otherUnreliable estimate
Roswell
Fulton County
Georgia
United States
Kind of home: Roswell and its comparisons
Measure
Roswell
Fulton County
Georgia
United States
Detached house
60%
46%
66%
61%
Attached house
12%
8%
4%
6%
Building of 2 to 4
4%
5%
5%
8%
Apartments (5 or more)
25%
41%
16%
19%
Mobile home
Unreliable estimate
0%
8%
6%
Boat, RV and other
Unreliable estimate
Unreliable estimate
0%
0%
Detached houses, standing on their own, make up 60% of homes here, against 46% in Fulton County.
Year built
Before 19601960–19791980–19992000–20092010 or later
Roswell
Fulton County
Georgia
United States
Year built: Roswell and its comparisons
Measure
Roswell
Fulton County
Georgia
United States
Before 1960
3%
15%
12%
26%
1960–1979
19%
18%
20%
24%
1980–1999
53%
27%
33%
25%
2000–2009
15%
21%
21%
14%
2010 or later
9%
19%
14%
11%
Homes in Roswell are older: the typical year built is 1989; in Fulton County, 1993.
In Roswell, 71% of homes have 3 bedrooms or more, more than in Fulton County (51%).
What it costs here
U.S. Census Bureau, ACS 5-year, 2020–2024
Value of owner-occupied homes
Unreliable estimate
Under $100KUnreliable
$100K–$200K2%
$200K–$300K5%
$300K–$500K33%
$500K–$750K36%
$750K–$1M16%
$1M or more8%
Value of owner-occupied homes: Roswell and its comparisons
Measure
Roswell
Under $100K
Unreliable estimate
$100K–$200K
2%
$200K–$300K
5%
$300K–$500K
33%
$500K–$750K
36%
$750K–$1M
16%
$1M or more
8%
Monthly rent with utilities
Unreliable estimate
Under $500Unreliable
$500–$999Unreliable
$1,000–$1,49912%
$1,500–$1,99952%
$2,000–$2,49917%
$2,500–$2,9997%
$3,000 or more6%
Monthly rent with utilities: Roswell and its comparisons
Measure
Roswell
Under $500
Unreliable estimate
$500–$999
Unreliable estimate
$1,000–$1,499
12%
$1,500–$1,999
52%
$2,000–$2,499
17%
$2,500–$2,999
7%
$3,000 or more
6%
With a mortgage
$2,584 a month
Fulton County: $2,373 a month
Without a mortgage
$848 a month
Fulton County: $831 a month
Owners with a mortgage
72%
Fulton County: 72%
In Roswell, 72% of owners have a mortgage, and their typical cost is $2,584 a month, against $2,373 in Fulton County. Without one it drops to $848.
How it changed
U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024
Change since 2015–2019
Typical home value
Roswell+51%
Fulton County+46%
Georgia+72%
United States+53%
Typical rent
Roswell+41%
Fulton County+44%
Georgia+39%
United States+33%
Typical household income
Roswell+29%
Fulton County+37%
Georgia+32%
United States+29%
Change since 2015–2019: Roswell and its comparisons
Measure
Roswell
Fulton County
Georgia
United States
Typical home value
+51%
+46%
+72%
+53%
Typical rent
+41%
+44%
+39%
+33%
Typical household income
+29%
+37%
+32%
+29%
The typical home value in Roswell rose 51% since 2015–2019, more than in Fulton County (46%).
Rents in Roswell rose at about the same pace as in Fulton County: 41% since 2015–2019, against 44%.
Here income did not keep up with housing: it rose 29%, while home values changed +51% and rent +41%.
How people live
U.S. Census Bureau, ACS 5-year, 2020–2024
How people live: Roswell and its comparisons
Measure
Roswell
Fulton County
Georgia
United States
Rental vacancy
9.6%
7.9%
6.8%
5.5%
Homeowner vacancy
Unreliable estimate
1.3%
1.1%
0.9%
More than one person per room
2.1%
2.1%
2.4%
3.4%
People per household
2.59
2.26
2.62
2.53
Drive alone
56%
57%
71%
69%
Carpool
8%
6%
9%
9%
Public transit
Unreliable estimate
4%
1%
3%
Walk or bike
2%
3%
1%
3%
Work from home
32%
29%
16%
15%
Other means
2%
2%
2%
2%
Typical commute
20 to 29 minutes
20 to 29 minutes
20 to 29 minutes
20 to 29 minutes
The rental vacancy rate in Roswell is 9.6%, higher than in Fulton County (7.9%).
In Roswell, 2.1% of households live with more than one person per room, about the same as in Fulton County.
On average, a household in Roswell has 2.59 people, more than in Fulton County (2.26).
Working from home is more common in Roswell: 32%, against 29% in Fulton County.
Do the math
What would you pay each month for a home in Roswell?
A typical home costs more than the typical income allows
We start with a typical home in Roswell, worth $567,100, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 43% of the typical household income in Roswell, which is $128,654 a year. For that payment to be 28% of income, a household would need to earn about $198,135 a year.
The calculator's FHA and conventional loan limits are those of all of Fulton County.
Change the price, the down payment or the loan: the payment updates right away.
Your numbers
Local data
$
Starts at the typical home value in Roswell. Change it to the price you have in mind.
Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.
Down payment
%
That is $19,849 (3.5% of the price). The usual minimum for this loan is 3.5%.
This week's average ± a quarter or half point.
National average as of November 5, 2026 (Freddie Mac); your rate may be different.
Adjust advanced details⌄
Estimated monthly payment
Local data
$4,623
at 7.18% · 30 years
Loan amount
$556,828
Total interest
$801,145
Paid off in
November 2056
Includes $9,577 FHA upfront mortgage insurance premium.
Does it fit the income?
Comfortable
up to $3,002 a month
Tight
$3,002 to $3,860 a month
Hard
more than $3,860 a month
Your payment · 43%
Compared with the typical household income in Roswell ($128,654 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.
Monthly payment breakdown
Principal & interest
$3,772
Property tax
$364
Home insurance
$236
FHA mortgage insurance (MIP)
$251
You need at least $19,849 for the down payment, plus closing costs.
This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.
Total monthly payment $4,623; principal and interest $3,772.
The city and its county
Roswell and Fulton County
Roswell is in Fulton County, Georgia. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).
Roswell
Map of Fulton County, Georgia, with Roswell marked. Around it, the neighboring counties.
Roswell
Fulton County
Other cities with a page
Roswell's own numbers
Typical home value
$567,100
Typical monthly rent
$1,810
Typical yearly household income
$128,654
Households that own their home
72%
Effective property tax rate
0.77%
U.S. Census Bureau, American Community Survey (average 2020–2024).
Numbers for all of Fulton County
FHA limit, one-unit home
$718,750
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$1,762
Price change over 5 years (FHFA)
+46%
Homes in a high flood-risk zone
0.9%
HUD, FHFA and FEMA don't publish these numbers by city.
Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Fulton County.
A typical home in Roswell is worth $567,100: 24% above the county and 87% above Georgia. With the typical household income in Roswell ($128,654 a year), a typical home costs 4.4 times what the household earns in a year.
Years of income to pay for a typical home
The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.
Roswell4.4 years
Fulton4.8 years
Georgia3.9 years
United States4.1 years
Source: U.S. Census Bureau, Average 2020–2024
How prices have changed in Fulton County
According to FHFA’s house price index, home prices in Fulton County rose 98% in the 10 years through 2025.
FHFA does not publish this index by city: these are the numbers for all of Fulton County.
Yearly change in FHFA’s price index in Fulton County, 2016 to 2025
2016: +8.0% +8.0% 2016
2017: +6.2% +6.2% 2017
2018: +7.8% +7.8% 2018
2019: +6.3% +6.3% 2019
2020: +3.4% +3.4% 2020
2021: +10.8% +10.8% 2021
2022: +17.9% +17.9% 2022
2023: +7.2% +7.2% 2023
2024: +2.8% +2.8% 2024
2025: +1.2% +1.2% 2025
Change in FHFA’s price index in Fulton County, Georgia and the United States
Period
County
Georgia
U.S.
Last year (2025)
+1.2%
+2.2%
+2.9%
5 years (2020–2025)
+46%
+58%
+47%
10 years (2015–2025)
+98%
+110%
+85%
The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data
Roswell next to Fulton County, Georgia and the U.S.
Three numbers side by side. “Typical” means the median: half are above it and half below.
Typical home value
Roswell$567,100
Fulton$458,800
Georgia$303,300
United States$332,700
Typical monthly rent
Roswell$1,810
Fulton$1,732
Georgia$1,393
United States$1,413
Typical yearly household income
Roswell$128,654
Fulton$95,292
Georgia$77,353
United States$80,734
See the full table
Roswell next to Fulton County and Georgia
Measure
Roswell
Fulton County
Georgia
U.S.
Typical home value
$567,100 ▲24% above the county
$458,800
$303,300
$332,700
Typical monthly rent
$1,810 ▲5% above the county
$1,732
$1,393
$1,413
Typical yearly household income
$128,654 ▲35% above the county
$95,292
$77,353
$80,734
Households that own their home
72% ▲18 points above the county
54%
66%
65%
Typical yearly property tax
$4,383 ▲9% above the county
$4,033
$2,341
$3,119
Effective property tax rate
0.77% ▼0.11 points below the county
0.88%
0.77%
0.94%
Renters with high rent for their income
52% ▲1 points above the county
51%
52%
51%
“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Fulton County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.
Four ways to pay for a typical home in Roswell
For a typical $567,100 home in Roswell, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Roswell's typical property tax, an example home insurance and mortgage insurance when it applies.
FHA, 3.5% down$4,623a month
Least cash to close
Down payment
$19,849
Cash to close
$36,862
Rate
7.18%
Mortgage insurance
FHA MIP · $251
Conventional, 5% down$4,519a month
Down payment
$28,355
Cash to close
$45,368
Rate
7.18%
Mortgage insurance
PMI · $269
Conventional, 20% down, no PMI$3,674a month
Down payment
$113,420
Cash to close
$130,433
Rate
7.18%
Mortgage insurance
None
ITIN, 15% down (example)$4,198a month
Down payment
$85,065
Cash to close
$102,078
Rate
8.18%
Mortgage insurance
None
Four ways to pay for a typical home in Roswell
Loan
Monthly payment
Down payment
Loan amount
Rate
Mortgage insurance
Cash to close
Minimum score
FHA, 3.5% down Least cash to close
$4,623
$19,849
$556,828
7.18%
FHA MIP · $251
$36,862
580
Conventional, 5% down
$4,519
$28,355
$538,745
7.18%
PMI · $269
$45,368
620*
Conventional, 20% down, no PMI
$3,674
$113,420
$453,680
7.18%
None
$130,433
620*
ITIN, 15% down (example)
$4,198
$85,065
$482,035
8.18%
None
$102,078
Set by the lender
The option that asks for the least cash to close is FHA, 3.5% down.
Cash to close = down payment plus 3% of the price in closing costs (example).
Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.
Typical rent in Roswell is $1,810 a month: 5% above the county. In Roswell, 52% of renter households pay 30% or more of their income in rent.
HUD publishes a fair market rent for all of Fulton County, by unit size. To pay the 2-bedroom one ($1,762 a month) without spending more than 30% of your income, you would need to earn $33.88 an hour working full time.
What you need to earn to pay it without spending more than 30% of income, working full time.
HUD fair market rent in Fulton County (Fiscal year 2027)
Size
Fair rent a month
Hourly wage
Yearly income
Studio
$1,554
$29.88
$62,160
1 bedroom
$1,619
$31.13
$64,760
2 bedrooms
$1,762
$33.88
$70,480
3 bedrooms
$2,099
$40.37
$83,960
4 bedrooms
$2,493
$47.94
$99,720
Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027
By ZIP code
Fair market rent by ZIP code in Roswell
HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Roswell has 2 ZIP codes with their own.
For 2 bedrooms it runs from $1,850 in 30076 to $2,020 in 30075.
2 of the 2 are above the fair market rent for Fulton County ($1,762).
Fair market rent by ZIP code and size in Roswell, fiscal year 2027.
30075
$1,780
$1,860
$2,020
$2,410
$2,860
30076
$1,630
$1,700
$1,850
$2,200
$2,620
ZIP code2 bd3 bd
30075 $2,020$2,410
30076 $1,850$2,200
1 of these ZIP codes crosses the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Roswell when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD)Fiscal year 2027Small Area Fair Market Rents (HUD) (external site)Source: Census Bureau ZCTA-to-place relationship fileData from 2020 dataCensus Bureau ZCTA-to-place relationship file (external site)
You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.
There are 10 HUD-approved agencies with an office in Fulton County; 1 says it serves in Spanish.
No down payment, repair or rent-help program on our list is for Roswell or Fulton County. The ones below are statewide in Georgia: they work in Roswell the same as in the rest of the state.
Georgia state program for first-time buyers: a mortgage with down payment assistance of up to 5% of the price or $10,000, as a 0% second mortgage with no monthly payments.Offered by Georgia Department of Community Affairs.
FHA or VA mortgage from the Georgia Dream program with down payment assistance of 3.5% of the price (up to $10,000), or 4% (up to $12,500) for police officers, educators, health care workers, military members or families with a person with a disability; no first-time buyer requirement.Offered by Georgia Department of Community Affairs.
Short answers with the numbers for Roswell and all of Fulton County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.
How much does a typical home cost in Roswell?
The typical home value in Roswell is $567,100, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Fulton County it is $458,800.
How much does it cost to rent in Roswell?
Typical rent in Roswell is $1,810 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Fulton County is $1,762.
What is the FHA loan limit in Roswell?
Roswell uses the FHA limit for all of Fulton County (2026): $718,750 for a one-unit home and $1,382,250 for a four-unit home.
How much property tax do owners pay in Roswell?
The typical homeowner in Roswell pays $4,383 a year, according to the U.S. Census Bureau. That is 0.77% of the home’s value; in Fulton County, the rate is 0.88%.
Where can I find free help to buy or rent in Roswell?
There are 10 HUD-approved counseling agencies with an office in Fulton County. 1 says it serves in Spanish. They can help you get ready to buy, with your credit, or with rent.
