In East Point, a typical home is worth $281,600 and typical rent is $1,364 a month. Compared with all of Fulton County, the typical home value is 39% lower, typical household income is 28% lower, and the share of households that own their home is 11 points lower.
Typical home value from Zillow, September 2021 to September 2026: from $223,168 to $229,938.
Typical rent
$1,516a month
▲ 4.2% more than 12 months ago
Typical rent from Zillow, September 2021 to September 2026: from $1,172 to $1,516.
From Zillow (ZHVI/ZORI), September 2026. The Census figures above are 5-year averages (2020–2024).
East Point is in Fulton County. The FHA loan limit ($718,750 for a one-unit home), the fair market rents and the help on this page are those of all of Fulton County. See the county
What this place has that others do not, from public data, most unusual first.
1
The typical home in East Point is worth $281,600,39% less than in Fulton County as a whole ($458,800).
2
The typical household income in East Point is $68,598,28% less than in Fulton County as a whole ($95,292).
3
According to Zillow, in the 12 months to September 2026 the typical home value in East Point fell 4.8%; in Georgia, it fell 0.6%.
4
The typical rent in East Point is $1,364 a month, 21% less than in Fulton County as a whole ($1,732).
5
44% of households in East Point own their home, against 54% in Fulton County.
Sources: U.S. Census Bureau (Average 2020–2024); Zillow (September 2026 data). Zillow data
The homes here
Housing in East Point
What homes there are in East Point, what they cost, how that changed and how people live, from Census figures (2020–2024).
What homes there are
U.S. Census Bureau, ACS 5-year, 2020–2024
Kind of home
Detached houseAttached houseBuilding of 2 to 4Apartments (5 or more)Mobile homeBoat, RV and otherUnreliable estimate
East Point
Fulton County
Georgia
United States
Kind of home: East Point and its comparisons
Measure
East Point
Fulton County
Georgia
United States
Detached house
52%
46%
66%
61%
Attached house
4%
8%
4%
6%
Building of 2 to 4
10%
5%
5%
8%
Apartments (5 or more)
34%
41%
16%
19%
Mobile home
1%
0%
8%
6%
Boat, RV and other
Unreliable estimate
Unreliable estimate
0%
0%
The detached house rules in East Point: 52% of homes, more than in Fulton County (46%).
Year built
Before 19601960–19791980–19992000–20092010 or later
East Point
Fulton County
Georgia
United States
Year built: East Point and its comparisons
Measure
East Point
Fulton County
Georgia
United States
Before 1960
35%
15%
12%
26%
1960–1979
30%
18%
20%
24%
1980–1999
12%
27%
33%
25%
2000–2009
17%
21%
21%
14%
2010 or later
7%
19%
14%
11%
Homes in East Point are older: the typical year built is 1969; in Fulton County, 1993.
In East Point, 49% of homes have 3 bedrooms or more, about the same as in Fulton County.
What it costs here
U.S. Census Bureau, ACS 5-year, 2020–2024
Value of owner-occupied homes
Under the limitOver the limitUnreliable estimate
Under $100K7%
$100K–$200K16%
$200K–$300K33%
$300K–$500K39%
$500K–$750K4%
FHA limit: $718,750
$750K–$1MUnreliable
$1M or moreUnreliable
Value of owner-occupied homes: East Point and its comparisons
Measure
East Point
Under $100K
7%
$100K–$200K
16%
$200K–$300K
33%
$300K–$500K
39%
$500K–$750K
4%
$750K–$1M
Unreliable estimate
$1M or more
Unreliable estimate
About 98% of owner-occupied homes in East Point are worth less than the FHA loan limit for Fulton County ($718,750).
Monthly rent with utilities
Unreliable estimate
Under $500Unreliable
$500–$99910%
$1,000–$1,49954%
$1,500–$1,99923%
$2,000–$2,4999%
$2,500–$2,999Unreliable
$3,000 or moreUnreliable
Monthly rent with utilities: East Point and its comparisons
Measure
East Point
Under $500
Unreliable estimate
$500–$999
10%
$1,000–$1,499
54%
$1,500–$1,999
23%
$2,000–$2,499
9%
$2,500–$2,999
Unreliable estimate
$3,000 or more
Unreliable estimate
With a mortgage
$1,648 a month
Fulton County: $2,373 a month
Without a mortgage
$536 a month
Fulton County: $831 a month
Owners with a mortgage
74%
Fulton County: 72%
In East Point, 74% of owners have a mortgage, and their typical cost is $1,648 a month, against $2,373 in Fulton County. Without one it drops to $536.
How it changed
U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024
Change since 2015–2019
Typical home value
East Point+101%
Fulton County+46%
Georgia+72%
United States+53%
Typical rent
East Point+32%
Fulton County+44%
Georgia+39%
United States+33%
Typical household income
East Point+58%
Fulton County+37%
Georgia+32%
United States+29%
Change since 2015–2019: East Point and its comparisons
Measure
East Point
Fulton County
Georgia
United States
Typical home value
+101%
+46%
+72%
+53%
Typical rent
+32%
+44%
+39%
+33%
Typical household income
+58%
+37%
+32%
+29%
The typical home value in East Point rose 101% since 2015–2019, more than in Fulton County (46%).
Since 2015–2019, the typical rent in East Point rose 32%, less than in Fulton County (44%).
To compare: typical income in East Point rose 58%; the home, +101%; the rent, +32%.
How people live
U.S. Census Bureau, ACS 5-year, 2020–2024
How people live: East Point and its comparisons
Measure
East Point
Fulton County
Georgia
United States
Rental vacancy
7.7%
7.9%
6.8%
5.5%
Homeowner vacancy
Unreliable estimate
1.3%
1.1%
0.9%
More than one person per room
Unreliable estimate
2.1%
2.4%
3.4%
People per household
2.41
2.26
2.62
2.53
Drive alone
61%
57%
71%
69%
Carpool
8%
6%
9%
9%
Public transit
7%
4%
1%
3%
Walk or bike
Unreliable estimate
3%
1%
3%
Work from home
20%
29%
16%
15%
Other means
Unreliable estimate
2%
2%
2%
Typical commute
Unreliable estimate
20 to 29 minutes
20 to 29 minutes
20 to 29 minutes
Much as in Fulton County, the rental vacancy rate in East Point is 7.7%.
Households in East Point are bigger: 2.41 people on average; in Fulton County, 2.26.
More people ride a bus or train to work in East Point than in Fulton County: 7% against 4%.
Do the math
What would you pay each month for a home in East Point?
A typical home costs more than the typical income allows
We start with a typical home in East Point, worth $281,600, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 40% of the typical household income in East Point, which is $68,598 a year. For that payment to be 28% of income, a household would need to earn about $96,978 a year.
The calculator's FHA and conventional loan limits are those of all of Fulton County.
Change the price, the down payment or the loan: the payment updates right away.
Your numbers
Local data
$
Starts at the typical home value in East Point. Change it to the price you have in mind.
Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.
Down payment
%
That is $9,856 (3.5% of the price). The usual minimum for this loan is 3.5%.
This week's average ± a quarter or half point.
National average as of November 5, 2026 (Freddie Mac); your rate may be different.
Adjust advanced details⌄
Estimated monthly payment
Local data
$2,263
at 7.18% · 30 years
Loan amount
$276,500
Total interest
$397,818
Paid off in
November 2056
Includes $4,756 FHA upfront mortgage insurance premium.
Does it fit the income?
Comfortable
up to $1,601 a month
Tight
$1,601 to $2,058 a month
Hard
more than $2,058 a month
Your payment · 40%
Compared with the typical household income in East Point ($68,598 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.
Monthly payment breakdown
Principal & interest
$1,873
Property tax
$148
Home insurance
$117
FHA mortgage insurance (MIP)
$125
You need at least $9,856 for the down payment, plus closing costs.
This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.
Total monthly payment $2,263; principal and interest $1,873.
The city and its county
East Point and Fulton County
East Point is in Fulton County, Georgia. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).
East Point
Map of Fulton County, Georgia, with East Point marked. Around it, the neighboring counties.
East Point
Fulton County
Other cities with a page
East Point's own numbers
Typical home value
$281,600
Typical monthly rent
$1,364
Typical yearly household income
$68,598
Households that own their home
44%
Effective property tax rate
0.63%
U.S. Census Bureau, American Community Survey (average 2020–2024).
Numbers for all of Fulton County
FHA limit, one-unit home
$718,750
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$1,762
Price change over 5 years (FHFA)
+46%
Homes in a high flood-risk zone
0.9%
HUD, FHFA and FEMA don't publish these numbers by city.
Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Fulton County.
A typical home in East Point is worth $281,600: 39% below the county and 7% below Georgia. With the typical household income in East Point ($68,598 a year), a typical home costs 4.1 times what the household earns in a year.
Years of income to pay for a typical home
The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.
East Point4.1 years
Fulton4.8 years
Georgia3.9 years
United States4.1 years
Source: U.S. Census Bureau, Average 2020–2024
How prices have changed in Fulton County
According to FHFA’s house price index, home prices in Fulton County rose 98% in the 10 years through 2025.
FHFA does not publish this index by city: these are the numbers for all of Fulton County.
Yearly change in FHFA’s price index in Fulton County, 2016 to 2025
2016: +8.0% +8.0% 2016
2017: +6.2% +6.2% 2017
2018: +7.8% +7.8% 2018
2019: +6.3% +6.3% 2019
2020: +3.4% +3.4% 2020
2021: +10.8% +10.8% 2021
2022: +17.9% +17.9% 2022
2023: +7.2% +7.2% 2023
2024: +2.8% +2.8% 2024
2025: +1.2% +1.2% 2025
Change in FHFA’s price index in Fulton County, Georgia and the United States
Period
County
Georgia
U.S.
Last year (2025)
+1.2%
+2.2%
+2.9%
5 years (2020–2025)
+46%
+58%
+47%
10 years (2015–2025)
+98%
+110%
+85%
The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data
East Point next to Fulton County, Georgia and the U.S.
Three numbers side by side. “Typical” means the median: half are above it and half below.
Typical home value
East Point$281,600
Fulton$458,800
Georgia$303,300
United States$332,700
Typical monthly rent
East Point$1,364
Fulton$1,732
Georgia$1,393
United States$1,413
Typical yearly household income
East Point$68,598
Fulton$95,292
Georgia$77,353
United States$80,734
See the full table
East Point next to Fulton County and Georgia
Measure
East Point
Fulton County
Georgia
U.S.
Typical home value
$281,600 ▼39% below the county
$458,800
$303,300
$332,700
Typical monthly rent
$1,364 ▼21% below the county
$1,732
$1,393
$1,413
Typical yearly household income
$68,598 ▼28% below the county
$95,292
$77,353
$80,734
Households that own their home
44% ▼11 points below the county
54%
66%
65%
Typical yearly property tax
$1,773 ▼56% below the county
$4,033
$2,341
$3,119
Effective property tax rate
0.63% ▼0.25 points below the county
0.88%
0.77%
0.94%
Renters with high rent for their income
59% ▲8 points above the county
51%
52%
51%
“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Fulton County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.
Four ways to pay for a typical home in East Point
For a typical $281,600 home in East Point, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, East Point's typical property tax, an example home insurance and mortgage insurance when it applies.
FHA, 3.5% down$2,263a month
Least cash to close
Down payment
$9,856
Cash to close
$18,304
Rate
7.18%
Mortgage insurance
FHA MIP · $125
Conventional, 5% down$2,211a month
Down payment
$14,080
Cash to close
$22,528
Rate
7.18%
Mortgage insurance
PMI · $134
Conventional, 20% down, no PMI$1,791a month
Down payment
$56,320
Cash to close
$64,768
Rate
7.18%
Mortgage insurance
None
ITIN, 15% down (example)$2,052a month
Down payment
$42,240
Cash to close
$50,688
Rate
8.18%
Mortgage insurance
None
Four ways to pay for a typical home in East Point
Loan
Monthly payment
Down payment
Loan amount
Rate
Mortgage insurance
Cash to close
Minimum score
FHA, 3.5% down Least cash to close
$2,263
$9,856
$276,500
7.18%
FHA MIP · $125
$18,304
580
Conventional, 5% down
$2,211
$14,080
$267,520
7.18%
PMI · $134
$22,528
620*
Conventional, 20% down, no PMI
$1,791
$56,320
$225,280
7.18%
None
$64,768
620*
ITIN, 15% down (example)
$2,052
$42,240
$239,360
8.18%
None
$50,688
Set by the lender
The option that asks for the least cash to close is FHA, 3.5% down.
Cash to close = down payment plus 3% of the price in closing costs (example).
Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.
Typical rent in East Point is $1,364 a month: 21% below the county. In East Point, 59% of renter households pay 30% or more of their income in rent.
HUD publishes a fair market rent for all of Fulton County, by unit size. To pay the 2-bedroom one ($1,762 a month) without spending more than 30% of your income, you would need to earn $33.88 an hour working full time.
What you need to earn to pay it without spending more than 30% of income, working full time.
HUD fair market rent in Fulton County (Fiscal year 2027)
Size
Fair rent a month
Hourly wage
Yearly income
Studio
$1,554
$29.88
$62,160
1 bedroom
$1,619
$31.13
$64,760
2 bedrooms
$1,762
$33.88
$70,480
3 bedrooms
$2,099
$40.37
$83,960
4 bedrooms
$2,493
$47.94
$99,720
Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027
By ZIP code
Fair market rent by ZIP code in East Point
HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). East Point has 2 ZIP codes with their own.
For 2 bedrooms it runs from $1,500 in 30349 to $1,520 in 30344.
None is above the fair market rent for Fulton County ($1,762).
Fair market rent by ZIP code and size in East Point, fiscal year 2027.
30344
$1,340
$1,400
$1,520
$1,810
$2,160
30349
$1,320
$1,380
$1,500
$1,790
$2,120
ZIP code2 bd3 bd
30344 $1,520$1,810
30349 $1,500$1,790
1 of these ZIP codes crosses the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for East Point when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD)Fiscal year 2027Small Area Fair Market Rents (HUD) (external site)Source: Census Bureau ZCTA-to-place relationship fileData from 2020 dataCensus Bureau ZCTA-to-place relationship file (external site)
HUD lists 18 buildings with rents for lower incomes in East Point. These are the largest.
Eagles Creste Apartments4135 Washington Rd, East Point 30344284 homes, 281 low-income · 1 bd: 74 · 2 bd: 178 · 3 bd: 32 · In service since 2005
Regency Park/Colony 20003200 Desert Dr, East Point 30344800 homes, 202 low-income · Studio: 136 · 1 bd: 235 · 2 bd: 279 · 3 bd: 150 · In service since 1997
Robbins Creste Apartments3223 Robins Creste Lane, East Point 30344160 homes, 157 low-income · 1 bd: 45 · 2 bd: 90 · 3 bd: 25 · In service since 2004
Martel Homes1022 Calhoun Ave, East Point 30344148 low-income homes · Run by Housing Authority of the City of East Point · Average payment: $495 a month · Average wait: 60 months(404) 768-0078
Gateway East Point1311 Cleveland Ave, East Point 30344101 low-income homes · In service since 2012
You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.
There are 10 HUD-approved agencies with an office in Fulton County; 1 says it serves in Spanish.
No down payment, repair or rent-help program on our list is for East Point or Fulton County. The ones below are statewide in Georgia: they work in East Point the same as in the rest of the state.
Georgia state program for first-time buyers: a mortgage with down payment assistance of up to 5% of the price or $10,000, as a 0% second mortgage with no monthly payments.Offered by Georgia Department of Community Affairs.
FHA or VA mortgage from the Georgia Dream program with down payment assistance of 3.5% of the price (up to $10,000), or 4% (up to $12,500) for police officers, educators, health care workers, military members or families with a person with a disability; no first-time buyer requirement.Offered by Georgia Department of Community Affairs.
Short answers with the numbers for East Point and all of Fulton County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.
How much does a typical home cost in East Point?
The typical home value in East Point is $281,600, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Fulton County it is $458,800.
How much does it cost to rent in East Point?
Typical rent in East Point is $1,364 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Fulton County is $1,762.
What is the FHA loan limit in East Point?
East Point uses the FHA limit for all of Fulton County (2026): $718,750 for a one-unit home and $1,382,250 for a four-unit home.
How much property tax do owners pay in East Point?
The typical homeowner in East Point pays $1,773 a year, according to the U.S. Census Bureau. That is 0.63% of the home’s value; in Fulton County, the rate is 0.88%.
Where can I find free help to buy or rent in East Point?
There are 10 HUD-approved counseling agencies with an office in Fulton County. 1 says it serves in Spanish. They can help you get ready to buy, with your credit, or with rent.
