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City · 8,169 residents · DeKalb County, Georgia

Druid Hills , Georgia

In Druid Hills, a typical home is worth $793,200 and typical rent is $2,022 a month. Compared with all of DeKalb County, the typical home value is 122% higher and typical household income is 61% higher.

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  • Typical home value

    $793,200

    122% above the county

    162% above Georgia

    • Druid Hills
    • DeKalb
    • Georgia

  • Typical rent

    $2,022a month

    20% above the county

    45% above Georgia

    • Druid Hills
    • DeKalb
    • Georgia

  • Typical household income

    $130,139a year

    61% above the county

    68% above Georgia

    • Druid Hills
    • DeKalb
    • Georgia

  • Households that own their home

    58%

    1 points below the county

    8 points below Georgia

    • Druid Hills
    • DeKalb
    • Georgia

Source: U.S. Census Bureau, Average 2020–2024

Druid Hills is in DeKalb County. The FHA loan limit ($718,750 for a one-unit home), the fair market rents and the help on this page are those of all of DeKalb County. See the county

Data updated: October 1, 2026 11 official sources

Only here

What sets Druid Hills apart

What this place has that others do not, from public data, most unusual first.

  1. Druid Hills has the 2nd highest typical home value of the 164 cities in Georgia with more than 5,000 people ($793,200).

  2. Nearby, in Belvedere Park, the typical home value is $296,600: 63% less than in Druid Hills ($793,200).

  3. The typical household income in Druid Hills is $130,139, 61% more than in DeKalb County as a whole ($80,644).

  4. Druid Hills has the 7th highest typical rent of the 162 cities in Georgia with more than 5,000 people ($2,022).

  5. Nearby, in Belvedere Park, the typical rent is $1,534: 24% less than in Druid Hills ($2,022).

Sources: U.S. Census Bureau (Average 2020–2024).

The homes here

Housing in Druid Hills

What homes there are in Druid Hills, what they cost, how that changed and how people live, from Census figures (2020–2024).

What homes there are

U.S. Census Bureau, ACS 5-year, 2020–2024

Kind of home

As in DeKalb County, most homes in Druid Hills are detached houses (54%).

Year built

Homes in Druid Hills are smaller: 52% have 3 bedrooms or more; in DeKalb County, 60%.

All homes, occupied or empty. A figure the Census cannot measure precisely enough here is not shown.

Census tables: B25024, B25034, B25035, B25041

What it costs here

U.S. Census Bureau, ACS 5-year, 2020–2024

Value of owner-occupied homes
Monthly rent with utilities

With a mortgage

$3,189 a month

DeKalb County: $1,979 a month

Without a mortgage

$1,006 a month

DeKalb County: $715 a month

Owners with a mortgage

62%

DeKalb County: 70%

Owning costs more in Druid Hills: with a mortgage, the typical cost is $3,189 a month; in DeKalb County, $1,979. Without one, $1,006.

Value: what owners think their home is worth. Rent: rent plus utilities, for homes of every size. The FHA limit is the most an FHA loan (Federal Housing Administration) lends for a one-unit home; the fair market rent (FMR) is the one HUD uses for housing vouchers.

Census tables: B25075, B25063, B25088, B25081

How it changed

U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024

Change since 2015–2019

The Census does not compare Druid Hills with 2015–2019 because its boundaries changed. In DeKalb County, over that time, the typical home value rose 66%.

Change between two 5-year periods that do not overlap, in each period's dollars, not adjusted for inflation.

Census tables: B25077, B25064, B19013

How people live

U.S. Census Bureau, ACS 5-year, 2020–2024

MeasureDruid HillsDeKalb CountyGeorgiaUnited States
Rental vacancy Unreliable estimate10.9%6.8%5.5%
Homeowner vacancy Unreliable estimate1.6%1.1%0.9%
More than one person per room Unreliable estimate2.9%2.4%3.4%
People per household 2.222.632.622.53
Drive alone 61%61%71%69%
Carpool Unreliable estimate9%9%9%
Public transit Unreliable estimate4%1%3%
Walk or bike 10%2%1%3%
Work from home 25%23%16%15%
Other means Unreliable estimate2%2%2%
Typical commute 20 to 29 minutesUnreliable estimate20 to 29 minutes20 to 29 minutes

On average, a household in Druid Hills has 2.22 people, fewer than in DeKalb County (2.63).

Many here get to work on foot or by bike: 10%, more than in DeKalb County (2%).

Vacancy: empty homes offered for rent or for sale. Rooms: every room in the home, not only bedrooms. Commute: the minute range of the typical worker.

Census tables: B25004, B25003, B25014, B25010, B08301, B08303

Do the math

What would you pay each month for a home in Druid Hills?

A typical home costs more than the typical income allows

We start with a typical home in Druid Hills, worth $793,200, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 60% of the typical household income in Druid Hills, which is $130,139 a year. For that payment to be 28% of income, a household would need to earn about $279,397 a year. Note: at that price the loan is above the FHA limit for DeKalb County ($718,750), so FHA would not insure it; the payment is only a reference.

The calculator's FHA and conventional loan limits are those of all of DeKalb County.

Your numbers

Local data
$

Starts at the typical home value in Druid Hills. Change it to the price you have in mind.

Loan type
Your credit score

Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.

Down payment
%

That is $27,762 (3.5% of the price). The usual minimum for this loan is 3.5%.

This week's average ± a quarter or half point.

Term

National average as of November 5, 2026 (Freddie Mac); your rate may be different.

Adjust advanced details

Estimated monthly payment

Local data

$6,519

at 7.18% · 30 years

Loan amount
$778,833
Total interest
$1,120,558
Paid off in
November 2056

Includes $13,395 FHA upfront mortgage insurance premium.

Does it fit the income?

  • Comfortable

    up to $3,037 a month

  • Tight

    $3,037 to $3,904 a month

  • Hard

    more than $3,904 a month

    Your payment · 60%

Compared with the typical household income in Druid Hills ($130,139 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.

Show the result as
per month$6,519
Principal & interest$5,276
Property tax$562
Home insurance$331
FHA mortgage insurance (MIP)$351

This loan is over the FHA limit

You'd borrow $765,438, but the FHA limit for a one-unit home in Druid Hills is $718,750. You'd need a bigger down payment or a different loan.

You need at least $27,762 for the down payment, plus closing costs.

Next step

This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.

The city and its county

Druid Hills and DeKalb County

Druid Hills is in DeKalb County, Georgia. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).

Druid Hills's own numbers

Typical home value
$793,200
Typical monthly rent
$2,022
Typical yearly household income
$130,139
Households that own their home
58%
Effective property tax rate
0.85%

U.S. Census Bureau, American Community Survey (average 2020–2024).

Numbers for all of DeKalb County

FHA limit, one-unit home
$718,750
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$1,762
Price change over 5 years (FHFA)
+41%
Homes in a high flood-risk zone
0.9%

HUD, FHFA and FEMA don't publish these numbers by city.

Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of DeKalb County.

Everything about DeKalb County

Buying

Buying a home in Druid Hills

A typical home in Druid Hills is worth $793,200: 122% above the county and 162% above Georgia. With the typical household income in Druid Hills ($130,139 a year), a typical home costs 6.1 times what the household earns in a year.

Years of income to pay for a typical home

The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.

  • Druid Hills 6.1 years
  • DeKalb 4.4 years
  • Georgia 3.9 years
  • United States 4.1 years
Source: U.S. Census Bureau, Average 2020–2024

How prices have changed in DeKalb County

According to FHFA’s house price index, home prices in DeKalb County rose 89% in the 10 years through 2025.

FHFA does not publish this index by city: these are the numbers for all of DeKalb County.

Period County Georgia U.S.
Last year (2025) +0.7% +2.2% +2.9%
5 years (2020–2025) +41% +58% +47%
10 years (2015–2025) +89% +110% +85%

The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data

Druid Hills next to DeKalb County, Georgia and the U.S.

Three numbers side by side. “Typical” means the median: half are above it and half below.

Typical home value
  • Druid Hills $793,200
  • DeKalb $357,800
  • Georgia $303,300
  • United States $332,700
Typical monthly rent
  • Druid Hills $2,022
  • DeKalb $1,692
  • Georgia $1,393
  • United States $1,413
Typical yearly household income
  • Druid Hills $130,139
  • DeKalb $80,644
  • Georgia $77,353
  • United States $80,734
See the full table
Druid Hills next to DeKalb County and Georgia
Measure Druid Hills DeKalb County Georgia U.S.
Typical home value $793,200 $357,800 $303,300 $332,700
Typical monthly rent $2,022 $1,692 $1,393 $1,413
Typical yearly household income $130,139 $80,644 $77,353 $80,734
Households that own their home 58% 59% 66% 65%
Typical yearly property tax $6,706 $3,310 $2,341 $3,119
Effective property tax rate 0.85% 0.93% 0.77% 0.94%
Renters with high rent for their income 53% 59% 52% 51%

“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below DeKalb County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.

Four ways to pay for a typical home in Druid Hills

For a typical $793,200 home in Druid Hills, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Druid Hills's typical property tax, an example home insurance and mortgage insurance when it applies.

  • FHA, 3.5% down $6,519a month

    Above the FHA limit for DeKalb County ($718,750)
    Down payment
    $27,762
    Cash to close
    $51,558
    Rate
    7.18%
    Mortgage insurance
    FHA MIP · $351

  • Conventional, 5% down $6,374a month

    Least cash to close
    Down payment
    $39,660
    Cash to close
    $63,456
    Rate
    7.18%
    Mortgage insurance
    PMI · $377

  • Conventional, 20% down, no PMI $5,191a month

    Down payment
    $158,640
    Cash to close
    $182,436
    Rate
    7.18%
    Mortgage insurance
    None

  • ITIN, 15% down (example) $5,924a month

    Down payment
    $118,980
    Cash to close
    $142,776
    Rate
    8.18%
    Mortgage insurance
    None

The option that asks for the least cash to close is Conventional, 5% down.

  • Cash to close = down payment plus 3% of the price in closing costs (example).
  • Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
  • The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.

How much house can I afford? Estimate closing costs

Taxes and floods

Two costs that change from place to place

Property tax and flood insurance raise or lower what you pay each month. Here are the numbers for Druid Hills and for DeKalb County.

Property tax

Effective rate in Druid Hills

0.85%of the home’s value each year

$6,706 a year for the typical owner in Druid Hills.

  • Druid Hills 0.85%
  • DeKalb 0.93%
  • Georgia 0.77%

What Georgia publishes Standard state homestead exemption (Georgia Department of Revenue)

Exemptions and deadlines in Georgia

Flood risk in DeKalb County

FEMA does not publish these numbers by city: they are for all of DeKalb County.

Homes in the high-risk zone
0.9%
1,927
Of those, with NFIP insurance
72%
County Georgia U.S.
Homes in the high-risk zone 0.9% 2% 3.5%
Of those, with NFIP insurance 72% 43% 48%

Most homeowners insurance policies do not cover flood damage.

Look up your address on FEMA’s map

Renting

Renting in Druid Hills

Typical rent in Druid Hills is $2,022 a month: 20% above the county. In Druid Hills, 53% of renter households pay 30% or more of their income in rent.

HUD publishes a fair market rent for all of DeKalb County, by unit size. To pay the 2-bedroom one ($1,762 a month) without spending more than 30% of your income, you would need to earn $33.88 an hour working full time.

HUD fair market rent for all of DeKalb County

What you need to earn to pay it without spending more than 30% of income, working full time.

Size Fair rent a month Hourly wage Yearly income
Studio $1,554 $29.88 $62,160
1 bedroom $1,619 $31.13 $64,760
2 bedrooms $1,762 $33.88 $70,480
3 bedrooms $2,099 $40.37 $83,960
4 bedrooms $2,493 $47.94 $99,720

Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027

By ZIP code

Fair market rent by ZIP code in Druid Hills

HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Druid Hills has 2 ZIP codes with their own.

For 2 bedrooms it runs from $2,150 in 30306 to $2,220 in 30307.

2 of the 2 are above the fair market rent for DeKalb County ($1,762).

  • 30306 $2,150$2,560
  • 30307 $2,220$2,650

2 of these ZIP codes cross the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Druid Hills when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD) Fiscal year 2027 Small Area Fair Market Rents (HUD) Source: Census Bureau ZCTA-to-place relationship file Data from 2020 data Census Bureau ZCTA-to-place relationship file

Is your rent high for your ZIP?

Free help

Help to buy or rent in Druid Hills

You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.

There are 8 HUD-approved agencies with an office in DeKalb County; 3 say they serve in Spanish.

A grandmother smiles, seated at home.

HUD counseling is free or low-cost

Assistance programs in Druid Hills

No down payment, repair or rent-help program on our list is for Druid Hills or DeKalb County. The ones below are statewide in Georgia: they work in Druid Hills the same as in the rest of the state.

Which programs do I qualify for? All programs in Georgia

  • Georgia Dream Homeownership Program

    Statewide in Georgia

    Georgia state program for first-time buyers: a mortgage with down payment assistance of up to 5% of the price or $10,000, as a 0% second mortgage with no monthly payments. Offered by Georgia Department of Community Affairs.

    Deferred

    See the program Official page

  • Georgia Dream Peach Plus Loan Program

    Statewide in Georgia

    FHA or VA mortgage from the Georgia Dream program with down payment assistance of 3.5% of the price (up to $10,000), or 4% (up to $12,500) for police officers, educators, health care workers, military members or families with a person with a disability; no first-time buyer requirement. Offered by Georgia Department of Community Affairs.

    Type not stated

    See the program Official page

Housing counselors near Druid Hills

The HUD-approved agencies closest to the center of Druid Hills, in a straight line, nearest first. If one says it serves in Spanish, its card says so.

  • Atlanta Legal Aid Society, Inc.

    246 Sycamore St, Decatur · 2 miles away

    • Mortgage delinquency and default
    • Budget and financial counseling
    • and 2 more
    (770) 817-7538

  • Resources for Residents and Communities of Georgia, Inc.

    100 Flat Shoals Ave SE, Atlanta · 3 miles away

    • Mortgage delinquency and default
    • Budget and financial counseling
    • and 6 more
    (404) 525-4130

  • Georgia Housing and Finance Authority

    60 Executive Park South, NE, Atlanta · 3 miles away · Spanish

    Also serves in Mandarin Chinese.

    (404) 492-1095

Every agency in DeKalb County All counseling agencies in Georgia

Help in Spanish near Druid Hills

1 of the 3 agencies on this list says it serves in Spanish.

Ask for service in Spanish

When you call, say “Spanish, please” or ask if someone speaks Spanish. If not, ask whether they offer an interpreter.

Housing authorities of Druid Hills

HUD’s record names them for Druid Hills or DeKalb County. They run public housing or Section 8 vouchers. Ask whether their waiting list is open.

  • Housing Authority of the County of Dekalb, GA Public housing and Section 8 vouchers (404) 270-2500

3 other authorities have an office in DeKalb County: see the list Source: HUD

Cities

Other cities in DeKalb County

These cities are also in DeKalb County. They share its loan limits and fair market rents, but home values and rent change from one to the next.

Everything about DeKalb County Housing in Georgia
See 5 more cities in DeKalb County, with prices and rents

Every city has its own page with prices, rents and help.

Nearby cities

The cities closest to Druid Hills, with the typical home value.

Neighboring counties

If DeKalb County is out of reach, look next door. Each number is that county's own.

Keep going

Guides for your next step

Short explanations, in plain language and with official sources, for buying or renting in Druid Hills.

All guides
A mother smiles as she carries her young daughter on her shoulders (black and white).

Questions

Housing questions about Druid Hills

Short answers with the numbers for Druid Hills and all of DeKalb County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.

How much does a typical home cost in Druid Hills?

The typical home value in Druid Hills is $793,200, according to the U.S. Census Bureau (average 2020–2024). For comparison, in DeKalb County it is $357,800.

How much does it cost to rent in Druid Hills?

Typical rent in Druid Hills is $2,022 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in DeKalb County is $1,762.

What is the FHA loan limit in Druid Hills?

Druid Hills uses the FHA limit for all of DeKalb County (2026): $718,750 for a one-unit home and $1,382,250 for a four-unit home.

How much property tax do owners pay in Druid Hills?

The typical homeowner in Druid Hills pays $6,706 a year, according to the U.S. Census Bureau. That is 0.85% of the home’s value; in DeKalb County, the rate is 0.93%.

Where can I find free help to buy or rent in Druid Hills?

There are 8 HUD-approved counseling agencies with an office in DeKalb County. 3 say they serve in Spanish. They can help you get ready to buy, with your credit, or with rent.

Sources: American Community Survey (ACS) 5-year estimates (Average 2020–2024); FHA mortgage limits (HUD) (2026 data); Conforming loan limits (FHFA) (2026 data); Fair Market Rents (HUD) (Fiscal year 2027); Small Area Fair Market Rents (HUD) (Fiscal year 2027); Census Bureau ZCTA-to-place relationship file (2020 data); HUD-approved housing counseling agencies (Retrieved November 6, 2026); Public Housing Agencies (HUD) (Retrieved November 6, 2026); Freddie Mac Primary Mortgage Market Survey (PMMS) (As of November 5, 2026); FHFA House Price Index (HPI) (2025 data); Homes with flood insurance (NFIP, FEMA) (As of August 3, 2026).