In Vinings, a typical home is worth $604,600 and typical rent is $1,839 a month. Compared with all of Cobb County, the typical home value is 48% higher, typical household income is 8% lower, and the share of households that own their home is 34 points lower.
Typical home value from Zillow, September 2021 to September 2026: from $449,716 to $485,212.
Typical rent
$1,789a month
▼ 0.7% less than 12 months ago
Typical rent from Zillow, September 2021 to September 2026: from $1,840 to $1,789.
From Zillow (ZHVI/ZORI), September 2026. The Census figures above are 5-year averages (2020–2024).
Vinings is in Cobb County. The FHA loan limit ($718,750 for a one-unit home), the fair market rents and the help on this page are those of all of Cobb County. See the county
What this place has that others do not, from public data, most unusual first.
1
33% of households in Vinings own their home, against 67% in Cobb County.
2
Nearby, in Fair Oaks, the typical home value is $199,600: 67% less than in Vinings ($604,600).
3
The typical home in Vinings is worth $604,600,48% more than in Cobb County as a whole ($407,200).
4
Vinings has the 7th smallest share of rent-burdened renters of the 157 cities in Georgia with more than 5,000 people (40%).
5
Nearby, in Fair Oaks, the typical rent is $1,314: 29% less than in Vinings ($1,839).
Sources: U.S. Census Bureau (Average 2020–2024).
The homes here
Housing in Vinings
What homes there are in Vinings, what they cost, how that changed and how people live, from Census figures (2020–2024).
What homes there are
U.S. Census Bureau, ACS 5-year, 2020–2024
Kind of home
Detached houseAttached houseBuilding of 2 to 4Apartments (5 or more)Mobile homeBoat, RV and otherUnreliable estimate
Vinings
Cobb County
Georgia
United States
Kind of home: Vinings and its comparisons
Measure
Vinings
Cobb County
Georgia
United States
Detached house
15%
65%
66%
61%
Attached house
11%
9%
4%
6%
Building of 2 to 4
Unreliable estimate
3%
5%
8%
Apartments (5 or more)
71%
22%
16%
19%
Mobile home
Unreliable estimate
1%
8%
6%
Boat, RV and other
Unreliable estimate
Unreliable estimate
0%
0%
Many people here live in apartments: 7 in 10 homes; in Cobb County, 2.
Year built
Before 19601960–19791980–19992000–20092010 or laterUnreliable estimate
Vinings
Cobb County
Georgia
United States
Year built: Vinings and its comparisons
Measure
Vinings
Cobb County
Georgia
United States
Before 1960
Unreliable estimate
5%
12%
26%
1960–1979
19%
22%
20%
24%
1980–1999
35%
42%
33%
25%
2000–2009
18%
18%
21%
14%
2010 or later
26%
13%
14%
11%
Here half of the homes date from 1996 or later; in Cobb County, from 1990 or later.
There are fewer big homes in Vinings than in Cobb County: 29% have 3 bedrooms or more, against 71%.
What it costs here
U.S. Census Bureau, ACS 5-year, 2020–2024
Value of owner-occupied homes
Unreliable estimate
Under $100KUnreliable
$100K–$200KUnreliable
$200K–$300KUnreliable
$300K–$500K32%
$500K–$750K20%
$750K–$1M11%
$1M or more28%
Value of owner-occupied homes: Vinings and its comparisons
Measure
Vinings
Under $100K
Unreliable estimate
$100K–$200K
Unreliable estimate
$200K–$300K
Unreliable estimate
$300K–$500K
32%
$500K–$750K
20%
$750K–$1M
11%
$1M or more
28%
Monthly rent with utilities
Unreliable estimate
Under $500Unreliable
$500–$999Unreliable
$1,000–$1,49915%
$1,500–$1,99947%
$2,000–$2,49924%
$2,500–$2,999Unreliable
$3,000 or moreUnreliable
Monthly rent with utilities: Vinings and its comparisons
Measure
Vinings
Under $500
Unreliable
$500–$999
Unreliable estimate
$1,000–$1,499
15%
$1,500–$1,999
47%
$2,000–$2,499
24%
$2,500–$2,999
Unreliable estimate
$3,000 or more
Unreliable estimate
With a mortgage
$2,713 a month
Cobb County: $2,084 a month
Without a mortgage
$1,063 a month
Cobb County: $589 a month
Owners with a mortgage
70%
Cobb County: 71%
The typical cost for an owner with a mortgage in Vinings is $2,713 a month, more than in Cobb County ($2,084); without one, $1,063.
How it changed
U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024
Change since 2015–2019
Typical home value
ViningsNo clear change
Cobb County+60%
Georgia+72%
United States+53%
Typical rent
Vinings+28%
Cobb County+44%
Georgia+39%
United States+33%
Typical household income
Vinings+16%
Cobb County+32%
Georgia+32%
United States+29%
Change since 2015–2019: Vinings and its comparisons
Measure
Vinings
Cobb County
Georgia
United States
Typical home value
No clear change
+60%
+72%
+53%
Typical rent
+28%
+44%
+39%
+33%
Typical household income
+16%
+32%
+32%
+29%
Since 2015–2019, home values in Vinings moved so little that the Census cannot say whether they rose or fell.
The typical rent in Vinings rose 28% over the same time; in Cobb County, it rose 44%.
How people live
U.S. Census Bureau, ACS 5-year, 2020–2024
How people live: Vinings and its comparisons
Measure
Vinings
Cobb County
Georgia
United States
Rental vacancy
Unreliable estimate
5.3%
6.8%
5.5%
Homeowner vacancy
Unreliable estimate
0.8%
1.1%
0.9%
More than one person per room
Unreliable estimate
2.0%
2.4%
3.4%
People per household
1.83
2.59
2.62
2.53
Drive alone
58%
65%
71%
69%
Carpool
Unreliable estimate
8%
9%
9%
Public transit
Unreliable estimate
1%
1%
3%
Walk or bike
Unreliable estimate
1%
1%
3%
Work from home
32%
24%
16%
15%
Other means
Unreliable estimate
2%
2%
2%
Typical commute
20 to 29 minutes
Unreliable estimate
20 to 29 minutes
20 to 29 minutes
Households in Vinings are smaller: 1.83 people on average; in Cobb County, 2.59.
In Vinings, 32% of workers work from home, more than in Cobb County (24%).
Do the math
What would you pay each month for a home in Vinings?
A typical home costs more than the typical income allows
We start with a typical home in Vinings, worth $604,600, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 61% of the typical household income in Vinings, which is $94,982 a year. For that payment to be 28% of income, a household would need to earn about $208,214 a year.
The calculator's FHA and conventional loan limits are those of all of Cobb County.
Change the price, the down payment or the loan: the payment updates right away.
Your numbers
Local data
$
Starts at the typical home value in Vinings. Change it to the price you have in mind.
Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.
Down payment
%
That is $21,161 (3.5% of the price). The usual minimum for this loan is 3.5%.
This week's average ± a quarter or half point.
National average as of November 5, 2026 (Freddie Mac); your rate may be different.
Adjust advanced details⌄
Estimated monthly payment
Local data
$4,858
at 7.18% · 30 years
Loan amount
$593,649
Total interest
$854,122
Paid off in
November 2056
Includes $10,210 FHA upfront mortgage insurance premium.
Does it fit the income?
Comfortable
up to $2,216 a month
Tight
$2,216 to $2,849 a month
Hard
more than $2,849 a month
Your payment · 61%
Compared with the typical household income in Vinings ($94,982 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.
Monthly payment breakdown
Principal & interest
$4,022
Property tax
$317
Home insurance
$252
FHA mortgage insurance (MIP)
$267
You need at least $21,161 for the down payment, plus closing costs.
This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.
Total monthly payment $4,858; principal and interest $4,022.
The city and its county
Vinings and Cobb County
Vinings is in Cobb County, Georgia. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).
Vinings
Map of Cobb County, Georgia, with Vinings marked. Around it, the neighboring counties.
Vinings
Cobb County
Other cities with a page
Vinings's own numbers
Typical home value
$604,600
Typical monthly rent
$1,839
Typical yearly household income
$94,982
Households that own their home
33%
Effective property tax rate
0.63%
U.S. Census Bureau, American Community Survey (average 2020–2024).
Numbers for all of Cobb County
FHA limit, one-unit home
$718,750
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$1,762
Price change over 5 years (FHFA)
+61%
Homes in a high flood-risk zone
0.6%
HUD, FHFA and FEMA don't publish these numbers by city.
Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Cobb County.
A typical home in Vinings is worth $604,600: 48% above the county and 99% above Georgia. With the typical household income in Vinings ($94,982 a year), a typical home costs 6.4 times what the household earns in a year.
Years of income to pay for a typical home
The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.
Vinings6.4 years
Cobb4.0 years
Georgia3.9 years
United States4.1 years
Source: U.S. Census Bureau, Average 2020–2024
How prices have changed in Cobb County
According to FHFA’s house price index, home prices in Cobb County rose 127% in the 10 years through 2025.
FHFA does not publish this index by city: these are the numbers for all of Cobb County.
Yearly change in FHFA’s price index in Cobb County, 2016 to 2025
2016: +8.2% +8.2% 2016
2017: +7.7% +7.7% 2017
2018: +8.5% +8.5% 2018
2019: +6.3% +6.3% 2019
2020: +5.0% +5.0% 2020
2021: +14.1% +14.1% 2021
2022: +21.7% +21.7% 2022
2023: +8.1% +8.1% 2023
2024: +5.0% +5.0% 2024
2025: +2.1% +2.1% 2025
Change in FHFA’s price index in Cobb County, Georgia and the United States
Period
County
Georgia
U.S.
Last year (2025)
+2.1%
+2.2%
+2.9%
5 years (2020–2025)
+61%
+58%
+47%
10 years (2015–2025)
+127%
+110%
+85%
The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data
Vinings next to Cobb County, Georgia and the U.S.
Three numbers side by side. “Typical” means the median: half are above it and half below.
Typical home value
Vinings$604,600
Cobb$407,200
Georgia$303,300
United States$332,700
Typical monthly rent
Vinings$1,839
Cobb$1,730
Georgia$1,393
United States$1,413
Typical yearly household income
Vinings$94,982
Cobb$102,738
Georgia$77,353
United States$80,734
See the full table
Vinings next to Cobb County and Georgia
Measure
Vinings
Cobb County
Georgia
U.S.
Typical home value
$604,600 ▲48% above the county
$407,200
$303,300
$332,700
Typical monthly rent
$1,839 ▲6% above the county
$1,730
$1,393
$1,413
Typical yearly household income
$94,982 ▼8% below the county
$102,738
$77,353
$80,734
Households that own their home
33% ▼34 points below the county
67%
66%
65%
Typical yearly property tax
$3,802 ▲40% above the county
$2,720
$2,341
$3,119
Effective property tax rate
0.63% ▼0.04 points below the county
0.67%
0.77%
0.94%
Renters with high rent for their income
40% ▼10 points below the county
50%
52%
51%
“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Cobb County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.
Four ways to pay for a typical home in Vinings
For a typical $604,600 home in Vinings, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Vinings's typical property tax, an example home insurance and mortgage insurance when it applies.
FHA, 3.5% down$4,858a month
Least cash to close
Down payment
$21,161
Cash to close
$39,299
Rate
7.18%
Mortgage insurance
FHA MIP · $267
Conventional, 5% down$4,747a month
Down payment
$30,230
Cash to close
$48,368
Rate
7.18%
Mortgage insurance
PMI · $287
Conventional, 20% down, no PMI$3,846a month
Down payment
$120,920
Cash to close
$139,058
Rate
7.18%
Mortgage insurance
None
ITIN, 15% down (example)$4,405a month
Down payment
$90,690
Cash to close
$108,828
Rate
8.18%
Mortgage insurance
None
Four ways to pay for a typical home in Vinings
Loan
Monthly payment
Down payment
Loan amount
Rate
Mortgage insurance
Cash to close
Minimum score
FHA, 3.5% down Least cash to close
$4,858
$21,161
$593,649
7.18%
FHA MIP · $267
$39,299
580
Conventional, 5% down
$4,747
$30,230
$574,370
7.18%
PMI · $287
$48,368
620*
Conventional, 20% down, no PMI
$3,846
$120,920
$483,680
7.18%
None
$139,058
620*
ITIN, 15% down (example)
$4,405
$90,690
$513,910
8.18%
None
$108,828
Set by the lender
The option that asks for the least cash to close is FHA, 3.5% down.
Cash to close = down payment plus 3% of the price in closing costs (example).
Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.
Typical rent in Vinings is $1,839 a month: 6% above the county. In Vinings, 40% of renter households pay 30% or more of their income in rent.
HUD publishes a fair market rent for all of Cobb County, by unit size. To pay the 2-bedroom one ($1,762 a month) without spending more than 30% of your income, you would need to earn $33.88 an hour working full time.
What you need to earn to pay it without spending more than 30% of income, working full time.
HUD fair market rent in Cobb County (Fiscal year 2027)
Size
Fair rent a month
Hourly wage
Yearly income
Studio
$1,554
$29.88
$62,160
1 bedroom
$1,619
$31.13
$64,760
2 bedrooms
$1,762
$33.88
$70,480
3 bedrooms
$2,099
$40.37
$83,960
4 bedrooms
$2,493
$47.94
$99,720
Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027
By ZIP code
Fair market rent by ZIP code in Vinings
HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Vinings is in ZIP code 30339.
For 2 bedrooms it is $2,220: $458 more than the fair market rent for Cobb County ($1,762).
Fair market rent by ZIP code and size in Vinings, fiscal year 2027.
ZIP code
Studio
1 bd
2 bd
3 bd
4 bd
30339
$1,950
$2,030
$2,220
$2,660
$3,170
ZIP code2 bd3 bd
30339 $2,220$2,660
1 of these ZIP codes crosses the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Vinings when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD)Fiscal year 2027Small Area Fair Market Rents (HUD) (external site)Source: Census Bureau ZCTA-to-place relationship fileData from 2020 dataCensus Bureau ZCTA-to-place relationship file (external site)
You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.
There is 1 HUD-approved agency with an office in Cobb County; none says it serves in Spanish.
No down payment, repair or rent-help program on our list is for Vinings or Cobb County. The ones below are statewide in Georgia: they work in Vinings the same as in the rest of the state.
Georgia state program for first-time buyers: a mortgage with down payment assistance of up to 5% of the price or $10,000, as a 0% second mortgage with no monthly payments.Offered by Georgia Department of Community Affairs.
FHA or VA mortgage from the Georgia Dream program with down payment assistance of 3.5% of the price (up to $10,000), or 4% (up to $12,500) for police officers, educators, health care workers, military members or families with a person with a disability; no first-time buyer requirement.Offered by Georgia Department of Community Affairs.
Short answers with the numbers for Vinings and all of Cobb County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.
How much does a typical home cost in Vinings?
The typical home value in Vinings is $604,600, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Cobb County it is $407,200.
How much does it cost to rent in Vinings?
Typical rent in Vinings is $1,839 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Cobb County is $1,762.
What is the FHA loan limit in Vinings?
Vinings uses the FHA limit for all of Cobb County (2026): $718,750 for a one-unit home and $1,382,250 for a four-unit home.
How much property tax do owners pay in Vinings?
The typical homeowner in Vinings pays $3,802 a year, according to the U.S. Census Bureau. That is 0.63% of the home’s value; in Cobb County, the rate is 0.67%.
Where can I find free help to buy or rent in Vinings?
There is 1 HUD-approved counseling agency with an office in Cobb County. They can help you get ready to buy, with your credit, or with rent.
