In Austell, a typical home is worth $284,900 and typical rent is $1,494 a month. Compared with all of Cobb County, the typical home value is 30% lower and typical household income is 29% lower.
Typical home value from Zillow, September 2021 to September 2026: from $246,851 to $292,882.
Typical rent
$1,669a month
▼ 2.7% less than 12 months ago
Typical rent from Zillow, September 2021 to September 2026: from $1,394 to $1,669.
From Zillow (ZHVI/ZORI), September 2026. The Census figures above are 5-year averages (2020–2024).
Austell is in Cobb County. The FHA loan limit ($718,750 for a one-unit home), the fair market rents and the help on this page are those of all of Cobb County. See the county
What this place has that others do not, from public data, most unusual first.
1
The typical home in Austell is worth $284,900,30% less than in Cobb County as a whole ($407,200).
2
The typical household income in Austell is $72,938,29% less than in Cobb County as a whole ($102,738).
3
Nearby, in Lithia Springs, the typical home value is $220,000: 23% less than in Austell ($284,900).
Sources: U.S. Census Bureau (Average 2020–2024).
The homes here
Housing in Austell
What homes there are in Austell, what they cost, how that changed and how people live, from Census figures (2020–2024).
What homes there are
U.S. Census Bureau, ACS 5-year, 2020–2024
Kind of home
Detached houseAttached houseBuilding of 2 to 4Apartments (5 or more)Mobile homeBoat, RV and otherUnreliable estimate
Austell
Cobb County
Georgia
United States
Kind of home: Austell and its comparisons
Measure
Austell
Cobb County
Georgia
United States
Detached house
79%
65%
66%
61%
Attached house
Unreliable estimate
9%
4%
6%
Building of 2 to 4
Unreliable estimate
3%
5%
8%
Apartments (5 or more)
Unreliable estimate
22%
16%
19%
Mobile home
Unreliable estimate
1%
8%
6%
Boat, RV and other
Unreliable estimate
Unreliable estimate
0%
0%
Detached houses, standing on their own, make up 79% of homes here, against 65% in Cobb County.
Year built
Before 19601960–19791980–19992000–20092010 or later
Austell
Cobb County
Georgia
United States
Year built: Austell and its comparisons
Measure
Austell
Cobb County
Georgia
United States
Before 1960
14%
5%
12%
26%
1960–1979
27%
22%
20%
24%
1980–1999
16%
42%
33%
25%
2000–2009
33%
18%
21%
14%
2010 or later
10%
13%
14%
11%
What it costs here
U.S. Census Bureau, ACS 5-year, 2020–2024
Value of owner-occupied homes
Unreliable estimate
Under $100KUnreliable
$100K–$200K18%
$200K–$300K31%
$300K–$500K41%
$500K–$750KUnreliable
$750K–$1MUnreliable
$1M or moreUnreliable
Value of owner-occupied homes: Austell and its comparisons
Measure
Austell
Under $100K
Unreliable estimate
$100K–$200K
18%
$200K–$300K
31%
$300K–$500K
41%
$500K–$750K
Unreliable estimate
$750K–$1M
Unreliable
$1M or more
Unreliable
Monthly rent with utilities
Unreliable estimate
Under $500Unreliable
$500–$999Unreliable
$1,000–$1,49932%
$1,500–$1,999Unreliable
$2,000–$2,499Unreliable
$2,500–$2,999Unreliable
$3,000 or moreUnreliable
Monthly rent with utilities: Austell and its comparisons
Measure
Austell
Under $500
Unreliable
$500–$999
Unreliable estimate
$1,000–$1,499
32%
$1,500–$1,999
Unreliable estimate
$2,000–$2,499
Unreliable estimate
$2,500–$2,999
Unreliable estimate
$3,000 or more
Unreliable
With a mortgage
$1,400 a month
Cobb County: $2,084 a month
Without a mortgage
$536 a month
Cobb County: $589 a month
Owners with a mortgage
77%
Cobb County: 71%
The typical cost for an owner with a mortgage in Austell is $1,400 a month, less than in Cobb County ($2,084); without one, $536.
How it changed
U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024
Change since 2015–2019
Typical home value
Austell+114%
Cobb County+60%
Georgia+72%
United States+53%
Typical rent
Austell+39%
Cobb County+44%
Georgia+39%
United States+33%
Typical household income
Austell+36%
Cobb County+32%
Georgia+32%
United States+29%
Change since 2015–2019: Austell and its comparisons
Measure
Austell
Cobb County
Georgia
United States
Typical home value
+114%
+60%
+72%
+53%
Typical rent
+39%
+44%
+39%
+33%
Typical household income
+36%
+32%
+32%
+29%
The typical home value in Austell rose 114% since 2015–2019, more than in Cobb County (60%).
Rents in Austell rose more slowly than in Cobb County: 39% since 2015–2019, against 44%.
While home values in Austell changed +114% and rent +39%, the typical household income rose 36%.
How people live
U.S. Census Bureau, ACS 5-year, 2020–2024
How people live: Austell and its comparisons
Measure
Austell
Cobb County
Georgia
United States
Rental vacancy
Unreliable estimate
5.3%
6.8%
5.5%
Homeowner vacancy
Unreliable estimate
0.8%
1.1%
0.9%
More than one person per room
Unreliable estimate
2.0%
2.4%
3.4%
People per household
2.78
2.59
2.62
2.53
Drive alone
68%
65%
71%
69%
Carpool
16%
8%
9%
9%
Public transit
Unreliable estimate
1%
1%
3%
Walk or bike
Unreliable estimate
1%
1%
3%
Work from home
13%
24%
16%
15%
Other means
Unreliable estimate
2%
2%
2%
Typical commute
Unreliable estimate
Unreliable estimate
20 to 29 minutes
20 to 29 minutes
On average, a household in Austell has 2.78 people, more than in Cobb County (2.59).
Carpooling is common in Austell: 16% of workers get to work that way, against 8% in Cobb County.
Do the math
What would you pay each month for a home in Austell?
A typical home costs more than the typical income allows
We start with a typical home in Austell, worth $284,900, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 37% of the typical household income in Austell, which is $72,938 a year. For that payment to be 28% of income, a household would need to earn about $96,690 a year.
The calculator's FHA and conventional loan limits are those of all of Cobb County.
Change the price, the down payment or the loan: the payment updates right away.
Your numbers
Local data
$
Starts at the typical home value in Austell. Change it to the price you have in mind.
Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.
Down payment
%
That is $9,972 (3.5% of the price). The usual minimum for this loan is 3.5%.
This week's average ± a quarter or half point.
National average as of November 5, 2026 (Freddie Mac); your rate may be different.
Adjust advanced details⌄
Estimated monthly payment
Local data
$2,256
at 7.18% · 30 years
Loan amount
$279,739
Total interest
$402,479
Paid off in
November 2056
Includes $4,811 FHA upfront mortgage insurance premium.
Does it fit the income?
Comfortable
up to $1,702 a month
Tight
$1,702 to $2,188 a month
Hard
more than $2,188 a month
Your payment · 37%
Compared with the typical household income in Austell ($72,938 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.
Monthly payment breakdown
Principal & interest
$1,895
Property tax
$116
Home insurance
$119
FHA mortgage insurance (MIP)
$126
You need at least $9,972 for the down payment, plus closing costs.
This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.
Total monthly payment $2,256; principal and interest $1,895.
The city and its county
Austell and Cobb County
Austell is in Cobb County, Georgia. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).
Austell
Map of Cobb County, Georgia, with Austell marked. Around it, the neighboring counties.
Austell
Cobb County
Other cities with a page
Austell's own numbers
Typical home value
$284,900
Typical monthly rent
$1,494
Typical yearly household income
$72,938
Households that own their home
65%
Effective property tax rate
0.49%
U.S. Census Bureau, American Community Survey (average 2020–2024).
Numbers for all of Cobb County
FHA limit, one-unit home
$718,750
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$1,762
Price change over 5 years (FHFA)
+61%
Homes in a high flood-risk zone
0.6%
HUD, FHFA and FEMA don't publish these numbers by city.
Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Cobb County.
A typical home in Austell is worth $284,900: 30% below the county and 6% below Georgia. With the typical household income in Austell ($72,938 a year), a typical home costs 3.9 times what the household earns in a year.
Years of income to pay for a typical home
The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.
Austell3.9 years
Cobb4.0 years
Georgia3.9 years
United States4.1 years
Source: U.S. Census Bureau, Average 2020–2024
How prices have changed in Cobb County
According to FHFA’s house price index, home prices in Cobb County rose 127% in the 10 years through 2025.
FHFA does not publish this index by city: these are the numbers for all of Cobb County.
Yearly change in FHFA’s price index in Cobb County, 2016 to 2025
2016: +8.2% +8.2% 2016
2017: +7.7% +7.7% 2017
2018: +8.5% +8.5% 2018
2019: +6.3% +6.3% 2019
2020: +5.0% +5.0% 2020
2021: +14.1% +14.1% 2021
2022: +21.7% +21.7% 2022
2023: +8.1% +8.1% 2023
2024: +5.0% +5.0% 2024
2025: +2.1% +2.1% 2025
Change in FHFA’s price index in Cobb County, Georgia and the United States
Period
County
Georgia
U.S.
Last year (2025)
+2.1%
+2.2%
+2.9%
5 years (2020–2025)
+61%
+58%
+47%
10 years (2015–2025)
+127%
+110%
+85%
The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data
Austell next to Cobb County, Georgia and the U.S.
Three numbers side by side. “Typical” means the median: half are above it and half below.
Typical home value
Austell$284,900
Cobb$407,200
Georgia$303,300
United States$332,700
Typical monthly rent
Austell$1,494
Cobb$1,730
Georgia$1,393
United States$1,413
Typical yearly household income
Austell$72,938
Cobb$102,738
Georgia$77,353
United States$80,734
See the full table
Austell next to Cobb County and Georgia
Measure
Austell
Cobb County
Georgia
U.S.
Typical home value
$284,900 ▼30% below the county
$407,200
$303,300
$332,700
Typical monthly rent
$1,494 ▼14% below the county
$1,730
$1,393
$1,413
Typical yearly household income
$72,938 ▼29% below the county
$102,738
$77,353
$80,734
Households that own their home
65% ▼2 points below the county
67%
66%
65%
Typical yearly property tax
$1,405 ▼48% below the county
$2,720
$2,341
$3,119
Effective property tax rate
0.49% ▼0.18 points below the county
0.67%
0.77%
0.94%
“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Cobb County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.
Four ways to pay for a typical home in Austell
For a typical $284,900 home in Austell, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Austell's typical property tax, an example home insurance and mortgage insurance when it applies.
FHA, 3.5% down$2,256a month
Least cash to close
Down payment
$9,972
Cash to close
$18,519
Rate
7.18%
Mortgage insurance
FHA MIP · $126
Conventional, 5% down$2,204a month
Down payment
$14,245
Cash to close
$22,792
Rate
7.18%
Mortgage insurance
PMI · $135
Conventional, 20% down, no PMI$1,779a month
Down payment
$56,980
Cash to close
$65,527
Rate
7.18%
Mortgage insurance
None
ITIN, 15% down (example)$2,042a month
Down payment
$42,735
Cash to close
$51,282
Rate
8.18%
Mortgage insurance
None
Four ways to pay for a typical home in Austell
Loan
Monthly payment
Down payment
Loan amount
Rate
Mortgage insurance
Cash to close
Minimum score
FHA, 3.5% down Least cash to close
$2,256
$9,972
$279,740
7.18%
FHA MIP · $126
$18,519
580
Conventional, 5% down
$2,204
$14,245
$270,655
7.18%
PMI · $135
$22,792
620*
Conventional, 20% down, no PMI
$1,779
$56,980
$227,920
7.18%
None
$65,527
620*
ITIN, 15% down (example)
$2,042
$42,735
$242,165
8.18%
None
$51,282
Set by the lender
The option that asks for the least cash to close is FHA, 3.5% down.
Cash to close = down payment plus 3% of the price in closing costs (example).
Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.
Typical rent in Austell is $1,494 a month: 14% below the county.
HUD publishes a fair market rent for all of Cobb County, by unit size. To pay the 2-bedroom one ($1,762 a month) without spending more than 30% of your income, you would need to earn $33.88 an hour working full time.
What you need to earn to pay it without spending more than 30% of income, working full time.
HUD fair market rent in Cobb County (Fiscal year 2027)
Size
Fair rent a month
Hourly wage
Yearly income
Studio
$1,554
$29.88
$62,160
1 bedroom
$1,619
$31.13
$64,760
2 bedrooms
$1,762
$33.88
$70,480
3 bedrooms
$2,099
$40.37
$83,960
4 bedrooms
$2,493
$47.94
$99,720
Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027
By ZIP code
Fair market rent by ZIP code in Austell
HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Austell has 2 ZIP codes with their own.
For 2 bedrooms it runs from $1,590 in 30106 to $1,830 in 30111.
1 of the 2 is above the fair market rent for Cobb County ($1,762).
Fair market rent by ZIP code and size in Austell, fiscal year 2027.
30106
$1,400
$1,460
$1,590
$1,890
$2,250
30111
$1,610
$1,680
$1,830
$2,180
$2,590
ZIP code2 bd3 bd
30106 $1,590$1,890
30111 $1,830$2,180
1 of these ZIP codes crosses the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Austell when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD)Fiscal year 2027Small Area Fair Market Rents (HUD) (external site)Source: Census Bureau ZCTA-to-place relationship fileData from 2020 dataCensus Bureau ZCTA-to-place relationship file (external site)
You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.
There is 1 HUD-approved agency with an office in Cobb County; none says it serves in Spanish.
No down payment, repair or rent-help program on our list is for Austell or Cobb County. The ones below are statewide in Georgia: they work in Austell the same as in the rest of the state.
Georgia state program for first-time buyers: a mortgage with down payment assistance of up to 5% of the price or $10,000, as a 0% second mortgage with no monthly payments.Offered by Georgia Department of Community Affairs.
FHA or VA mortgage from the Georgia Dream program with down payment assistance of 3.5% of the price (up to $10,000), or 4% (up to $12,500) for police officers, educators, health care workers, military members or families with a person with a disability; no first-time buyer requirement.Offered by Georgia Department of Community Affairs.
Short answers with the numbers for Austell and all of Cobb County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.
How much does a typical home cost in Austell?
The typical home value in Austell is $284,900, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Cobb County it is $407,200.
How much does it cost to rent in Austell?
Typical rent in Austell is $1,494 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Cobb County is $1,762.
What is the FHA loan limit in Austell?
Austell uses the FHA limit for all of Cobb County (2026): $718,750 for a one-unit home and $1,382,250 for a four-unit home.
How much property tax do owners pay in Austell?
The typical homeowner in Austell pays $1,405 a year, according to the U.S. Census Bureau. That is 0.49% of the home’s value; in Cobb County, the rate is 0.67%.
Where can I find free help to buy or rent in Austell?
There is 1 HUD-approved counseling agency with an office in Cobb County. They can help you get ready to buy, with your credit, or with rent.
