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City · 16,875 residents · Douglas County, Georgia

Lithia Springs , Georgia

In Lithia Springs, a typical home is worth $220,000 and typical rent is $1,402 a month. Compared with all of Douglas County, the typical home value is 26% lower, typical household income is 25% lower, and the share of households that own their home is 21 points lower.

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  • Typical home value

    $220,000

    26% below the county

    27% below Georgia

    • Lithia Springs
    • Douglas
    • Georgia

  • Typical rent

    $1,402a month

    11% below the county

    About the same as Georgia

    • Lithia Springs
    • Douglas
    • Georgia

  • Typical household income

    $62,417a year

    25% below the county

    19% below Georgia

    • Lithia Springs
    • Douglas
    • Georgia

  • Households that own their home

    46%

    21 points below the county

    20 points below Georgia

    • Lithia Springs
    • Douglas
    • Georgia

Source: U.S. Census Bureau, Average 2020–2024

Market now, with Zillow data

Zillow data
Typical home value
$276,513
2.4% less than 12 months ago
Typical rent
$1,582 a month
2.7% more than 12 months ago

From Zillow (ZHVI/ZORI), September 2026. The Census figures above are 5-year averages (2020–2024).

Lithia Springs is in Douglas County. The FHA loan limit ($718,750 for a one-unit home), the fair market rents and the help on this page are those of all of Douglas County. See the county

Data updated: October 1, 2026 11 official sources

Only here

What sets Lithia Springs apart

What this place has that others do not, from public data, most unusual first.

  1. 46% of households in Lithia Springs own their home, against 67% in Douglas County.

  2. The typical home in Lithia Springs is worth $220,000, 26% less than in Douglas County as a whole ($296,900).

  3. The typical household income in Lithia Springs is $62,417, 25% less than in Douglas County as a whole ($82,984).

Sources: U.S. Census Bureau (Average 2020–2024).

The homes here

Housing in Lithia Springs

What homes there are in Lithia Springs, what they cost, how that changed and how people live, from Census figures (2020–2024).

What homes there are

U.S. Census Bureau, ACS 5-year, 2020–2024

Kind of home

In Lithia Springs, 5 in 10 homes are single-family detached houses; in Douglas County, 8.

In Lithia Springs there are many mobile homes: 10% of homes; in Douglas County, 5%.

Year built

The typical home in Lithia Springs was built in 1987, 9 years before the typical one in Douglas County.

All homes, occupied or empty. A figure the Census cannot measure precisely enough here is not shown.

Census tables: B25024, B25034, B25035, B25041

What it costs here

U.S. Census Bureau, ACS 5-year, 2020–2024

Value of owner-occupied homes

With an FHA limit of $718,750, at least 98% of owner-occupied homes in Lithia Springs sit below it: they are worth less than $500,000.

Monthly rent with utilities

With a mortgage

$1,441 a month

Douglas County: $1,704 a month

Without a mortgage

$445 a month

Douglas County: $507 a month

Owners with a mortgage

54%

Douglas County: 72%

Owning costs less in Lithia Springs: with a mortgage, the typical cost is $1,441 a month; in Douglas County, $1,704. Without one, $445.

Value: what owners think their home is worth. Rent: rent plus utilities, for homes of every size. The FHA limit is the most an FHA loan (Federal Housing Administration) lends for a one-unit home; the fair market rent (FMR) is the one HUD uses for housing vouchers.

Census tables: B25075, B25063, B25088, B25081

How it changed

U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024

Change since 2015–2019

Homes in Lithia Springs gained value more slowly than in Douglas County: 68% since 2015–2019, against 84%.

Since 2015–2019, the typical rent in Lithia Springs rose 33%, less than in Douglas County (44%).

Here income did not keep up with housing: it rose 27%, while home values changed +68% and rent +33%.

Change between two 5-year periods that do not overlap, in each period's dollars, not adjusted for inflation.

Census tables: B25077, B25064, B19013

How people live

U.S. Census Bureau, ACS 5-year, 2020–2024

MeasureLithia SpringsDouglas CountyGeorgiaUnited States
Rental vacancy Unreliable estimate7.0%6.8%5.5%
Homeowner vacancy Unreliable estimate1.3%1.1%0.9%
More than one person per room Unreliable estimate2.8%2.4%3.4%
People per household 2.472.812.622.53
Drive alone 73%74%71%69%
Carpool 11%8%9%9%
Public transit Unreliable estimateUnreliable estimate1%3%
Walk or bike Unreliable estimateUnreliable estimate1%3%
Work from home 14%15%16%15%
Other means Unreliable estimate1%2%2%
Typical commute Unreliable estimate30 to 39 minutes20 to 29 minutes20 to 29 minutes

Households in Lithia Springs are smaller: 2.47 people on average; in Douglas County, 2.81.

To get to work, 73% of workers in Lithia Springs drive alone; in Douglas County, 74%.

Vacancy: empty homes offered for rent or for sale. Rooms: every room in the home, not only bedrooms. Commute: the minute range of the typical worker.

Census tables: B25004, B25003, B25014, B25010, B08301, B08303

Do the math

What would you pay each month for a home in Lithia Springs?

A typical home is tight for the typical income

We start with a typical home in Lithia Springs, worth $220,000, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 34% of the typical household income in Lithia Springs, which is $62,417 a year. For that payment to be 28% of income, a household would need to earn about $75,921 a year.

The calculator's FHA and conventional loan limits are those of all of Douglas County.

Your numbers

Local data
$

Starts at the typical home value in Lithia Springs. Change it to the price you have in mind.

Loan type
Your credit score

Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.

Down payment
%

That is $7,700 (3.5% of the price). The usual minimum for this loan is 3.5%.

This week's average ± a quarter or half point.

Term

National average as of November 5, 2026 (Freddie Mac); your rate may be different.

Adjust advanced details

Estimated monthly payment

Local data

$1,772

at 7.18% · 30 years

Loan amount
$216,015
Total interest
$310,795
Paid off in
November 2056

Includes $3,715 FHA upfront mortgage insurance premium.

Does it fit the income?

  • Comfortable

    up to $1,456 a month

  • Tight

    $1,456 to $1,873 a month

    Your payment · 34%

  • Hard

    more than $1,873 a month

Compared with the typical household income in Lithia Springs ($62,417 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.

Show the result as
per month$1,772
Principal & interest$1,463
Property tax$119
Home insurance$92
FHA mortgage insurance (MIP)$97

You need at least $7,700 for the down payment, plus closing costs.

Next step

This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.

The city and its county

Lithia Springs and Douglas County

Lithia Springs is in Douglas County, Georgia. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).

Lithia Springs's own numbers

Typical home value
$220,000
Typical monthly rent
$1,402
Typical yearly household income
$62,417
Households that own their home
46%
Effective property tax rate
0.65%

U.S. Census Bureau, American Community Survey (average 2020–2024).

Numbers for all of Douglas County

FHA limit, one-unit home
$718,750
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$1,762
Price change over 5 years (FHFA)
+60%
Homes in a high flood-risk zone
0.3%

HUD, FHFA and FEMA don't publish these numbers by city.

Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Douglas County.

Everything about Douglas County

Buying

Buying a home in Lithia Springs

A typical home in Lithia Springs is worth $220,000: 26% below the county and 27% below Georgia. With the typical household income in Lithia Springs ($62,417 a year), a typical home costs 3.5 times what the household earns in a year.

Years of income to pay for a typical home

The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.

  • Lithia Springs 3.5 years
  • Douglas 3.6 years
  • Georgia 3.9 years
  • United States 4.1 years
Source: U.S. Census Bureau, Average 2020–2024

How prices have changed in Douglas County

According to FHFA’s house price index, home prices in Douglas County rose 136% in the 10 years through 2025.

FHFA does not publish this index by city: these are the numbers for all of Douglas County.

Period County Georgia U.S.
Last year (2025) −2.0% +2.2% +2.9%
5 years (2020–2025) +60% +58% +47%
10 years (2015–2025) +136% +110% +85%

The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data

Lithia Springs next to Douglas County, Georgia and the U.S.

Three numbers side by side. “Typical” means the median: half are above it and half below.

Typical home value
  • Lithia Springs $220,000
  • Douglas $296,900
  • Georgia $303,300
  • United States $332,700
Typical monthly rent
  • Lithia Springs $1,402
  • Douglas $1,570
  • Georgia $1,393
  • United States $1,413
Typical yearly household income
  • Lithia Springs $62,417
  • Douglas $82,984
  • Georgia $77,353
  • United States $80,734
See the full table
Lithia Springs next to Douglas County and Georgia
Measure Lithia Springs Douglas County Georgia U.S.
Typical home value $220,000 $296,900 $303,300 $332,700
Typical monthly rent $1,402 $1,570 $1,393 $1,413
Typical yearly household income $62,417 $82,984 $77,353 $80,734
Households that own their home 46% 67% 66% 65%
Typical yearly property tax $1,422 $2,212 $2,341 $3,119
Effective property tax rate 0.65% 0.75% 0.77% 0.94%
Renters with high rent for their income 60% 50% 52% 51%

“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Douglas County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.

Four ways to pay for a typical home in Lithia Springs

For a typical $220,000 home in Lithia Springs, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Lithia Springs's typical property tax, an example home insurance and mortgage insurance when it applies.

  • FHA, 3.5% down $1,772a month

    Least cash to close
    Down payment
    $7,700
    Cash to close
    $14,300
    Rate
    7.18%
    Mortgage insurance
    FHA MIP · $97

  • Conventional, 5% down $1,731a month

    Down payment
    $11,000
    Cash to close
    $17,600
    Rate
    7.18%
    Mortgage insurance
    PMI · $105

  • Conventional, 20% down, no PMI $1,403a month

    Down payment
    $44,000
    Cash to close
    $50,600
    Rate
    7.18%
    Mortgage insurance
    None

  • ITIN, 15% down (example) $1,607a month

    Down payment
    $33,000
    Cash to close
    $39,600
    Rate
    8.18%
    Mortgage insurance
    None

The option that asks for the least cash to close is FHA, 3.5% down.

  • Cash to close = down payment plus 3% of the price in closing costs (example).
  • Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
  • The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.

How much house can I afford? Estimate closing costs

Taxes and floods

Two costs that change from place to place

Property tax and flood insurance raise or lower what you pay each month. Here are the numbers for Lithia Springs and for Douglas County.

Property tax

Effective rate in Lithia Springs

0.65%of the home’s value each year

$1,422 a year for the typical owner in Lithia Springs.

  • Lithia Springs 0.65%
  • Douglas 0.75%
  • Georgia 0.77%

What Georgia publishes Standard state homestead exemption (Georgia Department of Revenue)

Exemptions and deadlines in Georgia

Flood risk in Douglas County

FEMA does not publish these numbers by city: they are for all of Douglas County.

Homes in the high-risk zone
0.3%
122
Of those, with NFIP insurance
62%
County Georgia U.S.
Homes in the high-risk zone 0.3% 2% 3.5%
Of those, with NFIP insurance 62% 43% 48%

Most homeowners insurance policies do not cover flood damage.

Look up your address on FEMA’s map

Renting

Renting in Lithia Springs

Typical rent in Lithia Springs is $1,402 a month: 11% below the county. In Lithia Springs, 60% of renter households pay 30% or more of their income in rent.

HUD publishes a fair market rent for all of Douglas County, by unit size. To pay the 2-bedroom one ($1,762 a month) without spending more than 30% of your income, you would need to earn $33.88 an hour working full time.

HUD fair market rent for all of Douglas County

What you need to earn to pay it without spending more than 30% of income, working full time.

Size Fair rent a month Hourly wage Yearly income
Studio $1,554 $29.88 $62,160
1 bedroom $1,619 $31.13 $64,760
2 bedrooms $1,762 $33.88 $70,480
3 bedrooms $2,099 $40.37 $83,960
4 bedrooms $2,493 $47.94 $99,720

Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027

By ZIP code

Fair market rent by ZIP code in Lithia Springs

HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Lithia Springs is in ZIP code 30122.

For 2 bedrooms it is $1,650: $112 less than the fair market rent for Douglas County ($1,762).

  • 30122 $1,650$1,970

1 of these ZIP codes crosses the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Lithia Springs when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD) Fiscal year 2027 Small Area Fair Market Rents (HUD) Source: Census Bureau ZCTA-to-place relationship file Data from 2020 data Census Bureau ZCTA-to-place relationship file

Is your rent high for your ZIP?

Free help

Help to buy or rent in Lithia Springs

You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.

We found no HUD-approved agencies with an office in Douglas County. The nearest ones are below; many serve by phone or online.

A grandmother pushes her grandson on a playground swing.

HUD counseling is free or low-cost

Assistance programs in Lithia Springs

No down payment, repair or rent-help program on our list is for Lithia Springs or Douglas County. The ones below are statewide in Georgia: they work in Lithia Springs the same as in the rest of the state.

Which programs do I qualify for? All programs in Georgia

  • Georgia Dream Homeownership Program

    Statewide in Georgia

    Georgia state program for first-time buyers: a mortgage with down payment assistance of up to 5% of the price or $10,000, as a 0% second mortgage with no monthly payments. Offered by Georgia Department of Community Affairs.

    Deferred

    See the program Official page

  • Georgia Dream Peach Plus Loan Program

    Statewide in Georgia

    FHA or VA mortgage from the Georgia Dream program with down payment assistance of 3.5% of the price (up to $10,000), or 4% (up to $12,500) for police officers, educators, health care workers, military members or families with a person with a disability; no first-time buyer requirement. Offered by Georgia Department of Community Affairs.

    Type not stated

    See the program Official page

Housing counselors near Lithia Springs

The HUD-approved agencies closest to the center of Lithia Springs, in a straight line, nearest first. If one says it serves in Spanish, its card says so.

  • Hope Through Divine Intervention

    385 Holly St NW Ofc, Atlanta · 12 miles away

    • Budget and financial counseling
    • Homelessness services
    • and 1 more
    (404) 748-4375

  • National Faith Homebuyers, Atlanta Branch

    2470 Windy Hill Rd SE, Marietta · 13 miles away

    • Mortgage delinquency and default
    • Budget and financial counseling
    • and 7 more
    (678) 553-3770

  • Operation Hope-Jefferson ST- Atlanta Ga

    970 Jefferson St NW, Atlanta · 13 miles away

    • Mortgage delinquency and default
    • Mortgage delinquency workshops
    • and 5 more
    (470) 240-1693

All counseling agencies in Georgia

Help in Spanish near Lithia Springs

None of the 3 agencies on this list say they serve in Spanish.

Ask for service in Spanish

When you call, say “Spanish, please” or ask if someone speaks Spanish. If not, ask whether they offer an interpreter.

Housing authorities of Lithia Springs

HUD’s record names them for Lithia Springs or Douglas County. They run public housing or Section 8 vouchers. Ask whether their waiting list is open.

  • Housing Authority of the County of Douglas Public housing (770) 942-3121

All housing agencies in Georgia Source: HUD

Cities

Other cities in Douglas County

These cities are also in Douglas County. They share its loan limits and fair market rents, but home values and rent change from one to the next.

Everything about Douglas County Housing in Georgia

Nearby cities

The cities closest to Lithia Springs, with the typical home value.

Neighboring counties

If Douglas County is out of reach, look next door. Each number is that county's own.

Keep going

Guides for your next step

Short explanations, in plain language and with official sources, for buying or renting in Lithia Springs.

All guides
Three generations of a family gather on the porch of their home.

Questions

Housing questions about Lithia Springs

Short answers with the numbers for Lithia Springs and all of Douglas County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.

How much does a typical home cost in Lithia Springs?

The typical home value in Lithia Springs is $220,000, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Douglas County it is $296,900.

How much does it cost to rent in Lithia Springs?

Typical rent in Lithia Springs is $1,402 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Douglas County is $1,762.

What is the FHA loan limit in Lithia Springs?

Lithia Springs uses the FHA limit for all of Douglas County (2026): $718,750 for a one-unit home and $1,382,250 for a four-unit home.

How much property tax do owners pay in Lithia Springs?

The typical homeowner in Lithia Springs pays $1,422 a year, according to the U.S. Census Bureau. That is 0.65% of the home’s value; in Douglas County, the rate is 0.75%.

Where can I find free help to buy or rent in Lithia Springs?

We found no HUD-approved counseling agencies with an office in Douglas County; the nearest ones are on this page. They can help you get ready to buy, with your credit, or with rent.

Sources: American Community Survey (ACS) 5-year estimates (Average 2020–2024); FHA mortgage limits (HUD) (2026 data); Conforming loan limits (FHFA) (2026 data); Fair Market Rents (HUD) (Fiscal year 2027); Small Area Fair Market Rents (HUD) (Fiscal year 2027); Census Bureau ZCTA-to-place relationship file (2020 data); HUD-approved housing counseling agencies (Retrieved November 6, 2026); Public Housing Agencies (HUD) (Retrieved November 6, 2026); Freddie Mac Primary Mortgage Market Survey (PMMS) (As of November 5, 2026); FHFA House Price Index (HPI) (2025 data); Homes with flood insurance (NFIP, FEMA) (As of August 3, 2026).