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City · 14,714 residents · Paulding County, Georgia

Dallas , Georgia

In Dallas, a typical home is worth $251,800 and typical rent is $1,492 a month. Compared with all of Paulding County, typical household income is 23% lower, the typical home value is 23% lower, and the share of households that own their home is 23 points lower.

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  • Typical home value

    $251,800

    23% below the county

    17% below Georgia

    • Dallas
    • Paulding
    • Georgia

  • Typical rent

    $1,492a month

    16% below the county

    7% above Georgia

    • Dallas
    • Paulding
    • Georgia

  • Typical household income

    $75,545a year

    23% below the county

    2% below Georgia

    • Dallas
    • Paulding
    • Georgia

  • Households that own their home

    58%

    23 points below the county

    8 points below Georgia

    • Dallas
    • Paulding
    • Georgia

Source: U.S. Census Bureau, Average 2020–2024

Market now, with Zillow data

Zillow data
Typical home value
$351,162
0.6% less than 12 months ago
Typical rent
$2,159 a month
2% more than 12 months ago

From Zillow (ZHVI/ZORI), September 2026. The Census figures above are 5-year averages (2020–2024).

Dallas is in Paulding County. The FHA loan limit ($718,750 for a one-unit home), the fair market rents and the help on this page are those of all of Paulding County. See the county

Data updated: October 1, 2026 11 official sources

Only here

What sets Dallas apart

What this place has that others do not, from public data, most unusual first.

  1. 58% of households in Dallas own their home, against 81% in Paulding County.

  2. Nearby, in Rockmart, the typical rent is $986: 34% less than in Dallas ($1,492).

  3. Nearby, in Rockmart, the typical home value is $201,700: 20% less than in Dallas ($251,800).

  4. The typical household income in Dallas is $75,545, 23% less than in Paulding County as a whole ($98,031).

  5. The typical home in Dallas is worth $251,800, 23% less than in Paulding County as a whole ($326,300).

  6. The typical rent in Dallas is $1,492 a month, 16% less than in Paulding County as a whole ($1,772).

Sources: U.S. Census Bureau (Average 2020–2024).

The homes here

Housing in Dallas

What homes there are in Dallas, what they cost, how that changed and how people live, from Census figures (2020–2024).

What homes there are

U.S. Census Bureau, ACS 5-year, 2020–2024

Kind of home

In Dallas, 6 in 10 homes are single-family detached houses; in Paulding County, 9.

Year built

The typical year built in Dallas is 2002, about the same as in Paulding County (2002).

There are fewer big homes in Dallas than in Paulding County: 65% have 3 bedrooms or more, against 88%.

All homes, occupied or empty. A figure the Census cannot measure precisely enough here is not shown.

Census tables: B25024, B25034, B25035, B25041

What it costs here

U.S. Census Bureau, ACS 5-year, 2020–2024

Value of owner-occupied homes
Monthly rent with utilities

With a mortgage

$1,440 a month

Paulding County: $1,747 a month

Without a mortgage

$450 a month

Paulding County: $547 a month

Owners with a mortgage

75%

Paulding County: 76%

In Dallas, 75% of owners have a mortgage, and their typical cost is $1,440 a month, against $1,747 in Paulding County. Without one it drops to $450.

Value: what owners think their home is worth. Rent: rent plus utilities, for homes of every size. The FHA limit is the most an FHA loan (Federal Housing Administration) lends for a one-unit home; the fair market rent (FMR) is the one HUD uses for housing vouchers.

Census tables: B25075, B25063, B25088, B25081

How it changed

U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024

Change since 2015–2019

Homes in Dallas gained value more slowly than in Paulding County: 63% since 2015–2019, against 88%.

Since 2015–2019, the typical rent in Dallas rose 43%, less than in Paulding County (52%).

The typical household income in Dallas rose 75%: more than home values (+63%) and rent (+43%).

Change between two 5-year periods that do not overlap, in each period's dollars, not adjusted for inflation.

Census tables: B25077, B25064, B19013

How people live

U.S. Census Bureau, ACS 5-year, 2020–2024

MeasureDallasPaulding CountyGeorgiaUnited States
Rental vacancy Unreliable estimate7.1%6.8%5.5%
Homeowner vacancy Unreliable estimateUnreliable estimate1.1%0.9%
More than one person per room Unreliable estimate1.8%2.4%3.4%
People per household 2.782.972.622.53
Drive alone 75%75%71%69%
Carpool 10%8%9%9%
Public transit Unreliable estimateUnreliable estimate1%3%
Walk or bike Unreliable estimateUnreliable estimate1%3%
Work from home 13%15%16%15%
Other means Unreliable estimate1%2%2%
Typical commute Unreliable estimate30 to 39 minutes20 to 29 minutes20 to 29 minutes

On average, a household in Dallas has 2.78 people, fewer than in Paulding County (2.97).

To get to work, 75% of workers in Dallas drive alone; in Paulding County, 75%.

Vacancy: empty homes offered for rent or for sale. Rooms: every room in the home, not only bedrooms. Commute: the minute range of the typical worker.

Census tables: B25004, B25003, B25014, B25010, B08301, B08303

Do the math

What would you pay each month for a home in Dallas?

A typical home is tight for the typical income

We start with a typical home in Dallas, worth $251,800, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 33% of the typical household income in Dallas, which is $75,545 a year. For that payment to be 28% of income, a household would need to earn about $89,414 a year.

The calculator's FHA and conventional loan limits are those of all of Paulding County.

Your numbers

Local data
$

Starts at the typical home value in Dallas. Change it to the price you have in mind.

Loan type
Your credit score

Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.

Down payment
%

That is $8,813 (3.5% of the price). The usual minimum for this loan is 3.5%.

This week's average ± a quarter or half point.

Term

National average as of November 5, 2026 (Freddie Mac); your rate may be different.

Adjust advanced details

Estimated monthly payment

Local data

$2,086

at 7.18% · 30 years

Loan amount
$247,239
Total interest
$355,719
Paid off in
November 2056

Includes $4,252 FHA upfront mortgage insurance premium.

Does it fit the income?

  • Comfortable

    up to $1,763 a month

  • Tight

    $1,763 to $2,266 a month

    Your payment · 33%

  • Hard

    more than $2,266 a month

Compared with the typical household income in Dallas ($75,545 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.

Show the result as
per month$2,086
Principal & interest$1,675
Property tax$195
Home insurance$105
FHA mortgage insurance (MIP)$111

You need at least $8,813 for the down payment, plus closing costs.

Next step

This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.

The city and its county

Dallas and Paulding County

Dallas is in Paulding County, Georgia. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).

Dallas's own numbers

Typical home value
$251,800
Typical monthly rent
$1,492
Typical yearly household income
$75,545
Households that own their home
58%
Effective property tax rate
0.93%

U.S. Census Bureau, American Community Survey (average 2020–2024).

Numbers for all of Paulding County

FHA limit, one-unit home
$718,750
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$1,762
Price change over 5 years (FHFA)
+60%
Homes in a high flood-risk zone
0.3%

HUD, FHFA and FEMA don't publish these numbers by city.

Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Paulding County.

Everything about Paulding County

Buying

Buying a home in Dallas

A typical home in Dallas is worth $251,800: 23% below the county and 17% below Georgia. With the typical household income in Dallas ($75,545 a year), a typical home costs 3.3 times what the household earns in a year.

Years of income to pay for a typical home

The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.

  • Dallas 3.3 years
  • Paulding 3.3 years
  • Georgia 3.9 years
  • United States 4.1 years
Source: U.S. Census Bureau, Average 2020–2024

How prices have changed in Paulding County

According to FHFA’s house price index, home prices in Paulding County rose 133% in the 10 years through 2025.

FHFA does not publish this index by city: these are the numbers for all of Paulding County.

Period County Georgia U.S.
Last year (2025) −0.1% +2.2% +2.9%
5 years (2020–2025) +60% +58% +47%
10 years (2015–2025) +133% +110% +85%

The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data

Dallas next to Paulding County, Georgia and the U.S.

Three numbers side by side. “Typical” means the median: half are above it and half below.

Typical home value
  • Dallas $251,800
  • Paulding $326,300
  • Georgia $303,300
  • United States $332,700
Typical monthly rent
  • Dallas $1,492
  • Paulding $1,772
  • Georgia $1,393
  • United States $1,413
Typical yearly household income
  • Dallas $75,545
  • Paulding $98,031
  • Georgia $77,353
  • United States $80,734
See the full table
Dallas next to Paulding County and Georgia
Measure Dallas Paulding County Georgia U.S.
Typical home value $251,800 $326,300 $303,300 $332,700
Typical monthly rent $1,492 $1,772 $1,393 $1,413
Typical yearly household income $75,545 $98,031 $77,353 $80,734
Households that own their home 58% 81% 66% 65%
Typical yearly property tax $2,333 $2,619 $2,341 $3,119
Effective property tax rate 0.93% 0.8% 0.77% 0.94%
Renters with high rent for their income 56% 46% 52% 51%

“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Paulding County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.

Four ways to pay for a typical home in Dallas

For a typical $251,800 home in Dallas, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Dallas's typical property tax, an example home insurance and mortgage insurance when it applies.

  • FHA, 3.5% down $2,086a month

    Least cash to close
    Down payment
    $8,813
    Cash to close
    $16,367
    Rate
    7.18%
    Mortgage insurance
    FHA MIP · $111

  • Conventional, 5% down $2,040a month

    Down payment
    $12,590
    Cash to close
    $20,144
    Rate
    7.18%
    Mortgage insurance
    PMI · $120

  • Conventional, 20% down, no PMI $1,665a month

    Down payment
    $50,360
    Cash to close
    $57,914
    Rate
    7.18%
    Mortgage insurance
    None

  • ITIN, 15% down (example) $1,897a month

    Down payment
    $37,770
    Cash to close
    $45,324
    Rate
    8.18%
    Mortgage insurance
    None

The option that asks for the least cash to close is FHA, 3.5% down.

  • Cash to close = down payment plus 3% of the price in closing costs (example).
  • Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
  • The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.

How much house can I afford? Estimate closing costs

Taxes and floods

Two costs that change from place to place

Property tax and flood insurance raise or lower what you pay each month. Here are the numbers for Dallas and for Paulding County.

Property tax

Effective rate in Dallas

0.93%of the home’s value each year

$2,333 a year for the typical owner in Dallas.

  • Dallas 0.93%
  • Paulding 0.8%
  • Georgia 0.77%

What Georgia publishes Standard state homestead exemption (Georgia Department of Revenue)

Exemptions and deadlines in Georgia

Flood risk in Paulding County

FEMA does not publish these numbers by city: they are for all of Paulding County.

Homes in the high-risk zone
0.3%
181
Of those, with NFIP insurance
34%
County Georgia U.S.
Homes in the high-risk zone 0.3% 2% 3.5%
Of those, with NFIP insurance 34% 43% 48%

Most homeowners insurance policies do not cover flood damage.

Look up your address on FEMA’s map

Renting

Renting in Dallas

Typical rent in Dallas is $1,492 a month: 16% below the county. In Dallas, 56% of renter households pay 30% or more of their income in rent.

HUD publishes a fair market rent for all of Paulding County, by unit size. To pay the 2-bedroom one ($1,762 a month) without spending more than 30% of your income, you would need to earn $33.88 an hour working full time.

HUD fair market rent for all of Paulding County

What you need to earn to pay it without spending more than 30% of income, working full time.

Size Fair rent a month Hourly wage Yearly income
Studio $1,554 $29.88 $62,160
1 bedroom $1,619 $31.13 $64,760
2 bedrooms $1,762 $33.88 $70,480
3 bedrooms $2,099 $40.37 $83,960
4 bedrooms $2,493 $47.94 $99,720

Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027

By ZIP code

Fair market rent by ZIP code in Dallas

HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Dallas has 2 ZIP codes with their own.

For 2 bedrooms it runs from $1,680 in 30132 to $1,710 in 30157.

None is above the fair market rent for Paulding County ($1,762).

  • 30132 $1,680$2,000
  • 30157 $1,710$2,040

2 of these ZIP codes cross the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Dallas when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD) Fiscal year 2027 Small Area Fair Market Rents (HUD) Source: Census Bureau ZCTA-to-place relationship file Data from 2020 data Census Bureau ZCTA-to-place relationship file

Is your rent high for your ZIP?

Low-income apartments

Low-income apartments in Dallas

HUD lists 7 buildings with rents for lower incomes in Dallas. These are the largest.

  • Paulding Lane Homes/South Street 434 Paulding Ln, Dallas 30132 157 low-income homes · For families (770) 445-3758
  • Creekstone/Phase II 1390 Merchants Dr, Dallas 30132 68 low-income homes · 1 bd: 16 · 2 bd: 4 · 3 bd: 20 · In service since 1999
  • Campbell Creek 351 W Memorial Dr, Dallas 30132 80 homes, 64 low-income · In service since 2008
  • Dallas Manor 350A Paulding Ln, Dallas 30132 40 low-income homes · For families (770) 445-5059
  • Merchant's Court 1068 Merchants Dr, Dallas 30132 192 homes · In service since 2000

See all 9 buildings in Paulding County Source: HUD, Retrieved November 6, 2026

Free help

Help to buy or rent in Dallas

You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.

We found no HUD-approved agencies with an office in Paulding County. The nearest ones are below; many serve by phone or online.

A grandmother smiles, seated at home.

HUD counseling is free or low-cost

Assistance programs in Dallas

No down payment, repair or rent-help program on our list is for Dallas or Paulding County. The ones below are statewide in Georgia: they work in Dallas the same as in the rest of the state.

Which programs do I qualify for? All programs in Georgia

  • Georgia Dream Homeownership Program

    Statewide in Georgia

    Georgia state program for first-time buyers: a mortgage with down payment assistance of up to 5% of the price or $10,000, as a 0% second mortgage with no monthly payments. Offered by Georgia Department of Community Affairs.

    Deferred

    See the program Official page

  • Georgia Dream Peach Plus Loan Program

    Statewide in Georgia

    FHA or VA mortgage from the Georgia Dream program with down payment assistance of 3.5% of the price (up to $10,000), or 4% (up to $12,500) for police officers, educators, health care workers, military members or families with a person with a disability; no first-time buyer requirement. Offered by Georgia Department of Community Affairs.

    Type not stated

    See the program Official page

Housing counselors near Dallas

The HUD-approved agencies closest to the center of Dallas, in a straight line, nearest first. If one says it serves in Spanish, its card says so.

  • National Faith Homebuyers, Atlanta Branch

    2470 Windy Hill Rd SE, Marietta · 21 miles away

    • Mortgage delinquency and default
    • Budget and financial counseling
    • and 7 more
    (678) 553-3770

  • Horizon Counseling Inc.

    135 Village Ctr W Ste 200, Woodstock · 24 miles away · Spanish

    • Reverse mortgage counseling
    (888) 315-4326

  • Hope Through Divine Intervention

    385 Holly St NW Ofc, Atlanta · 25 miles away

    • Budget and financial counseling
    • Homelessness services
    • and 1 more
    (404) 748-4375

All counseling agencies in Georgia

Help in Spanish near Dallas

1 of the 3 agencies on this list says it serves in Spanish.

Ask for service in Spanish

When you call, say “Spanish, please” or ask if someone speaks Spanish. If not, ask whether they offer an interpreter.

Housing authorities of Dallas

HUD’s record names them for Dallas or Paulding County. They run public housing or Section 8 vouchers. Ask whether their waiting list is open.

  • Housing Authority of the City of Dallas Public housing (770) 445-3758

All housing agencies in Georgia Source: HUD

Cities

Other cities in Paulding County

These cities are also in Paulding County. They share its loan limits and fair market rents, but home values and rent change from one to the next.

Everything about Paulding County Housing in Georgia

Nearby cities

The cities closest to Dallas, with the typical home value.

Neighboring counties

If Paulding County is out of reach, look next door. Each number is that county's own.

Keep going

Guides for your next step

Short explanations, in plain language and with official sources, for buying or renting in Dallas.

All guides
A family roasts marshmallows over a campfire at a forest campsite.

Questions

Housing questions about Dallas

Short answers with the numbers for Dallas and all of Paulding County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.

How much does a typical home cost in Dallas?

The typical home value in Dallas is $251,800, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Paulding County it is $326,300.

How much does it cost to rent in Dallas?

Typical rent in Dallas is $1,492 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Paulding County is $1,762.

What is the FHA loan limit in Dallas?

Dallas uses the FHA limit for all of Paulding County (2026): $718,750 for a one-unit home and $1,382,250 for a four-unit home.

How much property tax do owners pay in Dallas?

The typical homeowner in Dallas pays $2,333 a year, according to the U.S. Census Bureau. That is 0.93% of the home’s value; in Paulding County, the rate is 0.8%.

Where can I find free help to buy or rent in Dallas?

We found no HUD-approved counseling agencies with an office in Paulding County; the nearest ones are on this page. They can help you get ready to buy, with your credit, or with rent.

Sources: American Community Survey (ACS) 5-year estimates (Average 2020–2024); FHA mortgage limits (HUD) (2026 data); Conforming loan limits (FHFA) (2026 data); Fair Market Rents (HUD) (Fiscal year 2027); Small Area Fair Market Rents (HUD) (Fiscal year 2027); Census Bureau ZCTA-to-place relationship file (2020 data); HUD-approved housing counseling agencies (Retrieved November 6, 2026); Public Housing Agencies (HUD) (Retrieved November 6, 2026); Freddie Mac Primary Mortgage Market Survey (PMMS) (As of November 5, 2026); FHFA House Price Index (HPI) (2025 data); Homes with flood insurance (NFIP, FEMA) (As of August 3, 2026).