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City · 17,997 residents · DeKalb County, Georgia

North Druid Hills , Georgia

In North Druid Hills, a typical home is worth $515,900 and typical rent is $1,874 a month. Compared with all of DeKalb County, the typical home value is 44% higher, typical household income is 27% higher, and the share of households that own their home is 17 points lower.

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  • Typical home value

    $515,900

    44% above the county

    70% above Georgia

    • North Druid Hills
    • DeKalb
    • Georgia

  • Typical rent

    $1,874a month

    11% above the county

    35% above Georgia

    • North Druid Hills
    • DeKalb
    • Georgia

  • Typical household income

    $102,742a year

    27% above the county

    33% above Georgia

    • North Druid Hills
    • DeKalb
    • Georgia

  • Households that own their home

    42%

    17 points below the county

    24 points below Georgia

    • North Druid Hills
    • DeKalb
    • Georgia

Source: U.S. Census Bureau, Average 2020–2024

North Druid Hills is in DeKalb County. The FHA loan limit ($718,750 for a one-unit home), the fair market rents and the help on this page are those of all of DeKalb County. See the county

Data updated: October 1, 2026 11 official sources

Only here

What sets North Druid Hills apart

What this place has that others do not, from public data, most unusual first.

  1. The typical home in North Druid Hills is worth $515,900, 44% more than in DeKalb County as a whole ($357,800).

  2. 42% of households in North Druid Hills own their home, against 59% in DeKalb County.

  3. Nearby, in Scottdale, the typical home value is $357,100: 31% less than in North Druid Hills ($515,900).

  4. The typical household income in North Druid Hills is $102,742, 27% more than in DeKalb County as a whole ($80,644).

  5. Nearby, in Scottdale, the typical rent is $1,583: 16% less than in North Druid Hills ($1,874).

  6. North Druid Hills has the 13th highest typical rent of the 162 cities in Georgia with more than 5,000 people ($1,874).

Sources: U.S. Census Bureau (Average 2020–2024).

The homes here

Housing in North Druid Hills

What homes there are in North Druid Hills, what they cost, how that changed and how people live, from Census figures (2020–2024).

What homes there are

U.S. Census Bureau, ACS 5-year, 2020–2024

Kind of home

There are more apartments in North Druid Hills than in DeKalb County: 57% of homes, against 31%.

Year built

In North Druid Hills, half of the homes were built before 1985; in DeKalb County, before 1984.

There are fewer big homes in North Druid Hills than in DeKalb County: 35% have 3 bedrooms or more, against 60%.

All homes, occupied or empty. A figure the Census cannot measure precisely enough here is not shown.

Census tables: B25024, B25034, B25035, B25041

What it costs here

U.S. Census Bureau, ACS 5-year, 2020–2024

Value of owner-occupied homes
Monthly rent with utilities

With a mortgage

$2,698 a month

DeKalb County: $1,979 a month

Without a mortgage

$927 a month

DeKalb County: $715 a month

Owners with a mortgage

67%

DeKalb County: 70%

In North Druid Hills, 67% of owners have a mortgage, and their typical cost is $2,698 a month, against $1,979 in DeKalb County. Without one it drops to $927.

Value: what owners think their home is worth. Rent: rent plus utilities, for homes of every size. The FHA limit is the most an FHA loan (Federal Housing Administration) lends for a one-unit home; the fair market rent (FMR) is the one HUD uses for housing vouchers.

Census tables: B25075, B25063, B25088, B25081

How it changed

U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024

Change since 2015–2019

The Census does not compare North Druid Hills with 2015–2019 because its boundaries changed. In DeKalb County, over that time, the typical home value rose 66%.

Change between two 5-year periods that do not overlap, in each period's dollars, not adjusted for inflation.

Census tables: B25077, B25064, B19013

How people live

U.S. Census Bureau, ACS 5-year, 2020–2024

MeasureNorth Druid HillsDeKalb CountyGeorgiaUnited States
Rental vacancy 15.8%10.9%6.8%5.5%
Homeowner vacancy Unreliable estimate1.6%1.1%0.9%
More than one person per room Unreliable estimate2.9%2.4%3.4%
People per household 2.122.632.622.53
Drive alone 59%61%71%69%
Carpool 4%9%9%9%
Public transit 3%4%1%3%
Walk or bike Unreliable estimate2%1%3%
Work from home 29%23%16%15%
Other means Unreliable estimate2%2%2%
Typical commute 20 to 29 minutesUnreliable estimate20 to 29 minutes20 to 29 minutes

In North Druid Hills, the rental vacancy rate is 15.8%; in DeKalb County, 10.9%.

Households in North Druid Hills are smaller: 2.12 people on average; in DeKalb County, 2.63.

Many people here do not commute at all: 29% work from home; in DeKalb County, 23%.

Vacancy: empty homes offered for rent or for sale. Rooms: every room in the home, not only bedrooms. Commute: the minute range of the typical worker.

Census tables: B25004, B25003, B25014, B25010, B08301, B08303

Do the math

What would you pay each month for a home in North Druid Hills?

A typical home costs more than the typical income allows

We start with a typical home in North Druid Hills, worth $515,900, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 51% of the typical household income in North Druid Hills, which is $102,742 a year. For that payment to be 28% of income, a household would need to earn about $185,590 a year.

The calculator's FHA and conventional loan limits are those of all of DeKalb County.

Your numbers

Local data
$

Starts at the typical home value in North Druid Hills. Change it to the price you have in mind.

Loan type
Your credit score

Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.

Down payment
%

That is $18,057 (3.5% of the price). The usual minimum for this loan is 3.5%.

This week's average ± a quarter or half point.

Term

National average as of November 5, 2026 (Freddie Mac); your rate may be different.

Adjust advanced details

Estimated monthly payment

Local data

$4,331

at 7.18% · 30 years

Loan amount
$506,555
Total interest
$728,814
Paid off in
November 2056

Includes $8,712 FHA upfront mortgage insurance premium.

Does it fit the income?

  • Comfortable

    up to $2,397 a month

  • Tight

    $2,397 to $3,082 a month

  • Hard

    more than $3,082 a month

    Your payment · 51%

Compared with the typical household income in North Druid Hills ($102,742 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.

Show the result as
per month$4,331
Principal & interest$3,432
Property tax$456
Home insurance$215
FHA mortgage insurance (MIP)$228

You need at least $18,057 for the down payment, plus closing costs.

Next step

This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.

The city and its county

North Druid Hills and DeKalb County

North Druid Hills is in DeKalb County, Georgia. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).

North Druid Hills's own numbers

Typical home value
$515,900
Typical monthly rent
$1,874
Typical yearly household income
$102,742
Households that own their home
42%
Effective property tax rate
1.06%

U.S. Census Bureau, American Community Survey (average 2020–2024).

Numbers for all of DeKalb County

FHA limit, one-unit home
$718,750
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$1,762
Price change over 5 years (FHFA)
+41%
Homes in a high flood-risk zone
0.9%

HUD, FHFA and FEMA don't publish these numbers by city.

Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of DeKalb County.

Everything about DeKalb County

Buying

Buying a home in North Druid Hills

A typical home in North Druid Hills is worth $515,900: 44% above the county and 70% above Georgia. With the typical household income in North Druid Hills ($102,742 a year), a typical home costs 5.0 times what the household earns in a year.

Years of income to pay for a typical home

The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.

  • North Druid Hills 5.0 years
  • DeKalb 4.4 years
  • Georgia 3.9 years
  • United States 4.1 years
Source: U.S. Census Bureau, Average 2020–2024

How prices have changed in DeKalb County

According to FHFA’s house price index, home prices in DeKalb County rose 89% in the 10 years through 2025.

FHFA does not publish this index by city: these are the numbers for all of DeKalb County.

Period County Georgia U.S.
Last year (2025) +0.7% +2.2% +2.9%
5 years (2020–2025) +41% +58% +47%
10 years (2015–2025) +89% +110% +85%

The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data

North Druid Hills next to DeKalb County, Georgia and the U.S.

Three numbers side by side. “Typical” means the median: half are above it and half below.

Typical home value
  • North Druid Hills $515,900
  • DeKalb $357,800
  • Georgia $303,300
  • United States $332,700
Typical monthly rent
  • North Druid Hills $1,874
  • DeKalb $1,692
  • Georgia $1,393
  • United States $1,413
Typical yearly household income
  • North Druid Hills $102,742
  • DeKalb $80,644
  • Georgia $77,353
  • United States $80,734
See the full table
North Druid Hills next to DeKalb County and Georgia
Measure North Druid Hills DeKalb County Georgia U.S.
Typical home value $515,900 $357,800 $303,300 $332,700
Typical monthly rent $1,874 $1,692 $1,393 $1,413
Typical yearly household income $102,742 $80,644 $77,353 $80,734
Households that own their home 42% 59% 66% 65%
Typical yearly property tax $5,483 $3,310 $2,341 $3,119
Effective property tax rate 1.06% 0.93% 0.77% 0.94%
Renters with high rent for their income 52% 59% 52% 51%

“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below DeKalb County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.

Four ways to pay for a typical home in North Druid Hills

For a typical $515,900 home in North Druid Hills, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, North Druid Hills's typical property tax, an example home insurance and mortgage insurance when it applies.

  • FHA, 3.5% down $4,330a month

    Least cash to close
    Down payment
    $18,057
    Cash to close
    $33,534
    Rate
    7.18%
    Mortgage insurance
    FHA MIP · $228

  • Conventional, 5% down $4,236a month

    Down payment
    $25,795
    Cash to close
    $41,272
    Rate
    7.18%
    Mortgage insurance
    PMI · $245

  • Conventional, 20% down, no PMI $3,467a month

    Down payment
    $103,180
    Cash to close
    $118,657
    Rate
    7.18%
    Mortgage insurance
    None

  • ITIN, 15% down (example) $3,944a month

    Down payment
    $77,385
    Cash to close
    $92,862
    Rate
    8.18%
    Mortgage insurance
    None

The option that asks for the least cash to close is FHA, 3.5% down.

  • Cash to close = down payment plus 3% of the price in closing costs (example).
  • Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
  • The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.

How much house can I afford? Estimate closing costs

Taxes and floods

Two costs that change from place to place

Property tax and flood insurance raise or lower what you pay each month. Here are the numbers for North Druid Hills and for DeKalb County.

Property tax

Effective rate in North Druid Hills

1.06%of the home’s value each year

$5,483 a year for the typical owner in North Druid Hills.

  • North Druid Hills 1.06%
  • DeKalb 0.93%
  • Georgia 0.77%

What Georgia publishes Standard state homestead exemption (Georgia Department of Revenue)

Exemptions and deadlines in Georgia

Flood risk in DeKalb County

FEMA does not publish these numbers by city: they are for all of DeKalb County.

Homes in the high-risk zone
0.9%
1,927
Of those, with NFIP insurance
72%
County Georgia U.S.
Homes in the high-risk zone 0.9% 2% 3.5%
Of those, with NFIP insurance 72% 43% 48%

Most homeowners insurance policies do not cover flood damage.

Look up your address on FEMA’s map

Renting

Renting in North Druid Hills

Typical rent in North Druid Hills is $1,874 a month: 11% above the county. In North Druid Hills, 52% of renter households pay 30% or more of their income in rent.

HUD publishes a fair market rent for all of DeKalb County, by unit size. To pay the 2-bedroom one ($1,762 a month) without spending more than 30% of your income, you would need to earn $33.88 an hour working full time.

HUD fair market rent for all of DeKalb County

What you need to earn to pay it without spending more than 30% of income, working full time.

Size Fair rent a month Hourly wage Yearly income
Studio $1,554 $29.88 $62,160
1 bedroom $1,619 $31.13 $64,760
2 bedrooms $1,762 $33.88 $70,480
3 bedrooms $2,099 $40.37 $83,960
4 bedrooms $2,493 $47.94 $99,720

Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027

By ZIP code

Fair market rent by ZIP code in North Druid Hills

HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). North Druid Hills has 2 ZIP codes with their own.

For 2 bedrooms it runs from $2,130 in 30329 to $2,410 in 30324.

2 of the 2 are above the fair market rent for DeKalb County ($1,762).

  • 30324 $2,410$2,870
  • 30329 $2,130$2,540

2 of these ZIP codes cross the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for North Druid Hills when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD) Fiscal year 2027 Small Area Fair Market Rents (HUD) Source: Census Bureau ZCTA-to-place relationship file Data from 2020 data Census Bureau ZCTA-to-place relationship file

Is your rent high for your ZIP?

Free help

Help to buy or rent in North Druid Hills

You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.

There are 8 HUD-approved agencies with an office in DeKalb County; 3 say they serve in Spanish.

An older woman smiles in front of her apartment building.

HUD counseling is free or low-cost

Assistance programs in North Druid Hills

No down payment, repair or rent-help program on our list is for North Druid Hills or DeKalb County. The ones below are statewide in Georgia: they work in North Druid Hills the same as in the rest of the state.

Which programs do I qualify for? All programs in Georgia

  • Georgia Dream Homeownership Program

    Statewide in Georgia

    Georgia state program for first-time buyers: a mortgage with down payment assistance of up to 5% of the price or $10,000, as a 0% second mortgage with no monthly payments. Offered by Georgia Department of Community Affairs.

    Deferred

    See the program Official page

  • Georgia Dream Peach Plus Loan Program

    Statewide in Georgia

    FHA or VA mortgage from the Georgia Dream program with down payment assistance of 3.5% of the price (up to $10,000), or 4% (up to $12,500) for police officers, educators, health care workers, military members or families with a person with a disability; no first-time buyer requirement. Offered by Georgia Department of Community Affairs.

    Type not stated

    See the program Official page

Housing counselors near North Druid Hills

The HUD-approved agencies closest to the center of North Druid Hills, in a straight line, nearest first. If one says it serves in Spanish, its card says so.

  • Georgia Housing and Finance Authority

    60 Executive Park South, NE, Atlanta · 1 miles away · Spanish

    Also serves in Mandarin Chinese.

    (404) 492-1095

  • Atlanta Legal Aid Society, Inc.

    246 Sycamore St, Decatur · 4 miles away

    • Mortgage delinquency and default
    • Budget and financial counseling
    • and 2 more
    (770) 817-7538

  • Resources for Residents and Communities of Georgia, Inc.

    100 Flat Shoals Ave SE, Atlanta · 5 miles away

    • Mortgage delinquency and default
    • Budget and financial counseling
    • and 6 more
    (404) 525-4130

Every agency in DeKalb County All counseling agencies in Georgia

Help in Spanish near North Druid Hills

1 of the 3 agencies on this list says it serves in Spanish.

Ask for service in Spanish

When you call, say “Spanish, please” or ask if someone speaks Spanish. If not, ask whether they offer an interpreter.

Housing authorities of North Druid Hills

HUD’s record names them for North Druid Hills or DeKalb County. They run public housing or Section 8 vouchers. Ask whether their waiting list is open.

  • Housing Authority of the County of Dekalb, GA Public housing and Section 8 vouchers (404) 270-2500

3 other authorities have an office in DeKalb County: see the list Source: HUD

Cities

Other cities in DeKalb County

These cities are also in DeKalb County. They share its loan limits and fair market rents, but home values and rent change from one to the next.

Everything about DeKalb County Housing in Georgia
See 5 more cities in DeKalb County, with prices and rents

Every city has its own page with prices, rents and help.

Nearby cities

The cities closest to North Druid Hills, with the typical home value.

Neighboring counties

If DeKalb County is out of reach, look next door. Each number is that county's own.

Keep going

Guides for your next step

Short explanations, in plain language and with official sources, for buying or renting in North Druid Hills.

All guides
A father, a mother and their daughter smile among the avocado trees by their home in Somis, California.

Questions

Housing questions about North Druid Hills

Short answers with the numbers for North Druid Hills and all of DeKalb County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.

How much does a typical home cost in North Druid Hills?

The typical home value in North Druid Hills is $515,900, according to the U.S. Census Bureau (average 2020–2024). For comparison, in DeKalb County it is $357,800.

How much does it cost to rent in North Druid Hills?

Typical rent in North Druid Hills is $1,874 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in DeKalb County is $1,762.

What is the FHA loan limit in North Druid Hills?

North Druid Hills uses the FHA limit for all of DeKalb County (2026): $718,750 for a one-unit home and $1,382,250 for a four-unit home.

How much property tax do owners pay in North Druid Hills?

The typical homeowner in North Druid Hills pays $5,483 a year, according to the U.S. Census Bureau. That is 1.06% of the home’s value; in DeKalb County, the rate is 0.93%.

Where can I find free help to buy or rent in North Druid Hills?

There are 8 HUD-approved counseling agencies with an office in DeKalb County. 3 say they serve in Spanish. They can help you get ready to buy, with your credit, or with rent.

Sources: American Community Survey (ACS) 5-year estimates (Average 2020–2024); FHA mortgage limits (HUD) (2026 data); Conforming loan limits (FHFA) (2026 data); Fair Market Rents (HUD) (Fiscal year 2027); Small Area Fair Market Rents (HUD) (Fiscal year 2027); Census Bureau ZCTA-to-place relationship file (2020 data); HUD-approved housing counseling agencies (Retrieved November 6, 2026); Public Housing Agencies (HUD) (Retrieved November 6, 2026); Freddie Mac Primary Mortgage Market Survey (PMMS) (As of November 5, 2026); FHFA House Price Index (HPI) (2025 data); Homes with flood insurance (NFIP, FEMA) (As of August 3, 2026).