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City · 14,181 residents · DeKalb County, Georgia

Belvedere Park , Georgia

In Belvedere Park, a typical home is worth $296,600 and typical rent is $1,534 a month. Compared with all of DeKalb County, typical household income is 19% lower and the typical home value is 17% lower.

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  • Typical home value

    $296,600

    17% below the county

    2% below Georgia

    • Belvedere Park
    • DeKalb
    • Georgia

  • Typical rent

    $1,534a month

    9% below the county

    10% above Georgia

    • Belvedere Park
    • DeKalb
    • Georgia

  • Typical household income

    $65,462a year

    19% below the county

    15% below Georgia

    • Belvedere Park
    • DeKalb
    • Georgia

  • Households that own their home

    60%

    1 points above the county

    6 points below Georgia

    • Belvedere Park
    • DeKalb
    • Georgia

Source: U.S. Census Bureau, Average 2020–2024

Belvedere Park is in DeKalb County. The FHA loan limit ($718,750 for a one-unit home), the fair market rents and the help on this page are those of all of DeKalb County. See the county

Data updated: October 1, 2026 11 official sources

Only here

What sets Belvedere Park apart

What this place has that others do not, from public data, most unusual first.

  1. Nearby, in Panthersville, the typical home value is $222,600: 25% less than in Belvedere Park ($296,600).

  2. The typical household income in Belvedere Park is $65,462, 19% less than in DeKalb County as a whole ($80,644).

  3. The typical home in Belvedere Park is worth $296,600, 17% less than in DeKalb County as a whole ($357,800).

  4. Belvedere Park has the 14th largest share of rent-burdened renters of the 157 cities in Georgia with more than 5,000 people (66%).

Sources: U.S. Census Bureau (Average 2020–2024).

The homes here

Housing in Belvedere Park

What homes there are in Belvedere Park, what they cost, how that changed and how people live, from Census figures (2020–2024).

What homes there are

U.S. Census Bureau, ACS 5-year, 2020–2024

Kind of home

Detached houses, standing on their own, make up 77% of homes here, against 56% in DeKalb County.

Year built

Homes in Belvedere Park are older: the typical year built is 1961; in DeKalb County, 1984.

All homes, occupied or empty. A figure the Census cannot measure precisely enough here is not shown.

Census tables: B25024, B25034, B25035, B25041

What it costs here

U.S. Census Bureau, ACS 5-year, 2020–2024

Value of owner-occupied homes
Monthly rent with utilities

With a mortgage

$1,849 a month

DeKalb County: $1,979 a month

Without a mortgage

$495 a month

DeKalb County: $715 a month

Owners with a mortgage

70%

DeKalb County: 70%

Owning costs less in Belvedere Park: with a mortgage, the typical cost is $1,849 a month; in DeKalb County, $1,979. Without one, $495.

Value: what owners think their home is worth. Rent: rent plus utilities, for homes of every size. The FHA limit is the most an FHA loan (Federal Housing Administration) lends for a one-unit home; the fair market rent (FMR) is the one HUD uses for housing vouchers.

Census tables: B25075, B25063, B25088, B25081

How it changed

U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024

Change since 2015–2019

From 2015–2019 to 2020–2024, the typical home value in Belvedere Park rose 88%; in DeKalb County, it rose 66%.

Since 2015–2019, the typical rent in Belvedere Park rose 52%, more than in DeKalb County (45%).

Here income did not keep up with housing: it rose 41%, while home values changed +88% and rent +52%.

Change between two 5-year periods that do not overlap, in each period's dollars, not adjusted for inflation.

Census tables: B25077, B25064, B19013

How people live

U.S. Census Bureau, ACS 5-year, 2020–2024

MeasureBelvedere ParkDeKalb CountyGeorgiaUnited States
Rental vacancy Unreliable estimate10.9%6.8%5.5%
Homeowner vacancy Unreliable estimate1.6%1.1%0.9%
More than one person per room Unreliable estimate2.9%2.4%3.4%
People per household 2.432.632.622.53
Drive alone 58%61%71%69%
Carpool Unreliable estimate9%9%9%
Public transit Unreliable estimate4%1%3%
Walk or bike Unreliable estimate2%1%3%
Work from home 31%23%16%15%
Other means Unreliable estimate2%2%2%
Typical commute Unreliable estimateUnreliable estimate20 to 29 minutes20 to 29 minutes

Fewer people live in each home here: 2.43 on average, against 2.63 in DeKalb County.

Working from home is more common in Belvedere Park: 31%, against 23% in DeKalb County.

Vacancy: empty homes offered for rent or for sale. Rooms: every room in the home, not only bedrooms. Commute: the minute range of the typical worker.

Census tables: B25004, B25003, B25014, B25010, B08301, B08303

Do the math

What would you pay each month for a home in Belvedere Park?

A typical home costs more than the typical income allows

We start with a typical home in Belvedere Park, worth $296,600, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 45% of the typical household income in Belvedere Park, which is $65,462 a year. For that payment to be 28% of income, a household would need to earn about $104,580 a year.

The calculator's FHA and conventional loan limits are those of all of DeKalb County.

Your numbers

Local data
$

Starts at the typical home value in Belvedere Park. Change it to the price you have in mind.

Loan type
Your credit score

Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.

Down payment
%

That is $10,381 (3.5% of the price). The usual minimum for this loan is 3.5%.

This week's average ± a quarter or half point.

Term

National average as of November 5, 2026 (Freddie Mac); your rate may be different.

Adjust advanced details

Estimated monthly payment

Local data

$2,440

at 7.18% · 30 years

Loan amount
$291,228
Total interest
$419,009
Paid off in
November 2056

Includes $5,009 FHA upfront mortgage insurance premium.

Does it fit the income?

  • Comfortable

    up to $1,527 a month

  • Tight

    $1,527 to $1,964 a month

  • Hard

    more than $1,964 a month

    Your payment · 45%

Compared with the typical household income in Belvedere Park ($65,462 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.

Show the result as
per month$2,440
Principal & interest$1,973
Property tax$213
Home insurance$124
FHA mortgage insurance (MIP)$131

You need at least $10,381 for the down payment, plus closing costs.

Next step

This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.

The city and its county

Belvedere Park and DeKalb County

Belvedere Park is in DeKalb County, Georgia. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).

Belvedere Park's own numbers

Typical home value
$296,600
Typical monthly rent
$1,534
Typical yearly household income
$65,462
Households that own their home
60%
Effective property tax rate
0.86%

U.S. Census Bureau, American Community Survey (average 2020–2024).

Numbers for all of DeKalb County

FHA limit, one-unit home
$718,750
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$1,762
Price change over 5 years (FHFA)
+41%
Homes in a high flood-risk zone
0.9%

HUD, FHFA and FEMA don't publish these numbers by city.

Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of DeKalb County.

Everything about DeKalb County

Buying

Buying a home in Belvedere Park

A typical home in Belvedere Park is worth $296,600: 17% below the county and 2% below Georgia. With the typical household income in Belvedere Park ($65,462 a year), a typical home costs 4.5 times what the household earns in a year.

Years of income to pay for a typical home

The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.

  • Belvedere Park 4.5 years
  • DeKalb 4.4 years
  • Georgia 3.9 years
  • United States 4.1 years
Source: U.S. Census Bureau, Average 2020–2024

How prices have changed in DeKalb County

According to FHFA’s house price index, home prices in DeKalb County rose 89% in the 10 years through 2025.

FHFA does not publish this index by city: these are the numbers for all of DeKalb County.

Period County Georgia U.S.
Last year (2025) +0.7% +2.2% +2.9%
5 years (2020–2025) +41% +58% +47%
10 years (2015–2025) +89% +110% +85%

The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data

Belvedere Park next to DeKalb County, Georgia and the U.S.

Three numbers side by side. “Typical” means the median: half are above it and half below.

Typical home value
  • Belvedere Park $296,600
  • DeKalb $357,800
  • Georgia $303,300
  • United States $332,700
Typical monthly rent
  • Belvedere Park $1,534
  • DeKalb $1,692
  • Georgia $1,393
  • United States $1,413
Typical yearly household income
  • Belvedere Park $65,462
  • DeKalb $80,644
  • Georgia $77,353
  • United States $80,734
See the full table
Belvedere Park next to DeKalb County and Georgia
Measure Belvedere Park DeKalb County Georgia U.S.
Typical home value $296,600 $357,800 $303,300 $332,700
Typical monthly rent $1,534 $1,692 $1,393 $1,413
Typical yearly household income $65,462 $80,644 $77,353 $80,734
Households that own their home 60% 59% 66% 65%
Typical yearly property tax $2,537 $3,310 $2,341 $3,119
Effective property tax rate 0.86% 0.93% 0.77% 0.94%
Renters with high rent for their income 66% 59% 52% 51%

“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below DeKalb County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.

Four ways to pay for a typical home in Belvedere Park

For a typical $296,600 home in Belvedere Park, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Belvedere Park's typical property tax, an example home insurance and mortgage insurance when it applies.

  • FHA, 3.5% down $2,440a month

    Least cash to close
    Down payment
    $10,381
    Cash to close
    $19,279
    Rate
    7.18%
    Mortgage insurance
    FHA MIP · $131

  • Conventional, 5% down $2,386a month

    Down payment
    $14,830
    Cash to close
    $23,728
    Rate
    7.18%
    Mortgage insurance
    PMI · $141

  • Conventional, 20% down, no PMI $1,944a month

    Down payment
    $59,320
    Cash to close
    $68,218
    Rate
    7.18%
    Mortgage insurance
    None

  • ITIN, 15% down (example) $2,218a month

    Down payment
    $44,490
    Cash to close
    $53,388
    Rate
    8.18%
    Mortgage insurance
    None

The option that asks for the least cash to close is FHA, 3.5% down.

  • Cash to close = down payment plus 3% of the price in closing costs (example).
  • Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
  • The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.

How much house can I afford? Estimate closing costs

Taxes and floods

Two costs that change from place to place

Property tax and flood insurance raise or lower what you pay each month. Here are the numbers for Belvedere Park and for DeKalb County.

Property tax

Effective rate in Belvedere Park

0.86%of the home’s value each year

$2,537 a year for the typical owner in Belvedere Park.

  • Belvedere Park 0.86%
  • DeKalb 0.93%
  • Georgia 0.77%

What Georgia publishes Standard state homestead exemption (Georgia Department of Revenue)

Exemptions and deadlines in Georgia

Flood risk in DeKalb County

FEMA does not publish these numbers by city: they are for all of DeKalb County.

Homes in the high-risk zone
0.9%
1,927
Of those, with NFIP insurance
72%
County Georgia U.S.
Homes in the high-risk zone 0.9% 2% 3.5%
Of those, with NFIP insurance 72% 43% 48%

Most homeowners insurance policies do not cover flood damage.

Look up your address on FEMA’s map

Renting

Renting in Belvedere Park

Typical rent in Belvedere Park is $1,534 a month: 9% below the county. In Belvedere Park, 66% of renter households pay 30% or more of their income in rent.

HUD publishes a fair market rent for all of DeKalb County, by unit size. To pay the 2-bedroom one ($1,762 a month) without spending more than 30% of your income, you would need to earn $33.88 an hour working full time.

HUD fair market rent for all of DeKalb County

What you need to earn to pay it without spending more than 30% of income, working full time.

Size Fair rent a month Hourly wage Yearly income
Studio $1,554 $29.88 $62,160
1 bedroom $1,619 $31.13 $64,760
2 bedrooms $1,762 $33.88 $70,480
3 bedrooms $2,099 $40.37 $83,960
4 bedrooms $2,493 $47.94 $99,720

Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027

By ZIP code

Fair market rent by ZIP code in Belvedere Park

HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Belvedere Park is in ZIP code 30032.

For 2 bedrooms it is $1,490: $272 less than the fair market rent for DeKalb County ($1,762).

  • 30032 $1,490$1,780

1 of these ZIP codes crosses the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Belvedere Park when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD) Fiscal year 2027 Small Area Fair Market Rents (HUD) Source: Census Bureau ZCTA-to-place relationship file Data from 2020 data Census Bureau ZCTA-to-place relationship file

Is your rent high for your ZIP?

Free help

Help to buy or rent in Belvedere Park

You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.

There are 8 HUD-approved agencies with an office in DeKalb County; 3 say they serve in Spanish.

A young woman and a young man point to a line in their notes beside a laptop in a library.

HUD counseling is free or low-cost

Assistance programs in Belvedere Park

No down payment, repair or rent-help program on our list is for Belvedere Park or DeKalb County. The ones below are statewide in Georgia: they work in Belvedere Park the same as in the rest of the state.

Which programs do I qualify for? All programs in Georgia

  • Georgia Dream Homeownership Program

    Statewide in Georgia

    Georgia state program for first-time buyers: a mortgage with down payment assistance of up to 5% of the price or $10,000, as a 0% second mortgage with no monthly payments. Offered by Georgia Department of Community Affairs.

    Deferred

    See the program Official page

  • Georgia Dream Peach Plus Loan Program

    Statewide in Georgia

    FHA or VA mortgage from the Georgia Dream program with down payment assistance of 3.5% of the price (up to $10,000), or 4% (up to $12,500) for police officers, educators, health care workers, military members or families with a person with a disability; no first-time buyer requirement. Offered by Georgia Department of Community Affairs.

    Type not stated

    See the program Official page

Housing counselors near Belvedere Park

The HUD-approved agencies closest to the center of Belvedere Park, in a straight line, nearest first. If one says it serves in Spanish, its card says so.

  • Help the People Program Housing Counseling Agency

    3567 Covington Hwy, Decatur · 1 miles away

    • Mortgage delinquency and default
    • Mortgage delinquency workshops
    • and 5 more
    (404) 688-7766

  • Atlanta Legal Aid Society, Inc.

    246 Sycamore St, Decatur · 3 miles away

    • Mortgage delinquency and default
    • Budget and financial counseling
    • and 2 more
    (770) 817-7538

  • Refugee Family Assistance Program

    5405 Memorial Drive Suite 101, Stone Mountain · 4 miles away

    Also serves in Arabic, Farsi, other languages, Swahili, and 1 more language.

    • Mortgage delinquency and default
    • Budget and financial counseling
    • and 6 more
    (404) 296-8743

Every agency in DeKalb County All counseling agencies in Georgia

Help in Spanish near Belvedere Park

None of the 3 agencies on this list say they serve in Spanish.

Ask for service in Spanish

When you call, say “Spanish, please” or ask if someone speaks Spanish. If not, ask whether they offer an interpreter.

Housing authorities of Belvedere Park

HUD’s record names them for Belvedere Park or DeKalb County. They run public housing or Section 8 vouchers. Ask whether their waiting list is open.

  • Housing Authority of the County of Dekalb, GA Public housing and Section 8 vouchers (404) 270-2500

3 other authorities have an office in DeKalb County: see the list Source: HUD

Cities

Other cities in DeKalb County

These cities are also in DeKalb County. They share its loan limits and fair market rents, but home values and rent change from one to the next.

Everything about DeKalb County Housing in Georgia
See 5 more cities in DeKalb County, with prices and rents

Every city has its own page with prices, rents and help.

Nearby cities

The cities closest to Belvedere Park, with the typical home value.

Neighboring counties

If DeKalb County is out of reach, look next door. Each number is that county's own.

Keep going

Guides for your next step

Short explanations, in plain language and with official sources, for buying or renting in Belvedere Park.

All guides
A man and two girls read a book together on the sofa.

Questions

Housing questions about Belvedere Park

Short answers with the numbers for Belvedere Park and all of DeKalb County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.

How much does a typical home cost in Belvedere Park?

The typical home value in Belvedere Park is $296,600, according to the U.S. Census Bureau (average 2020–2024). For comparison, in DeKalb County it is $357,800.

How much does it cost to rent in Belvedere Park?

Typical rent in Belvedere Park is $1,534 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in DeKalb County is $1,762.

What is the FHA loan limit in Belvedere Park?

Belvedere Park uses the FHA limit for all of DeKalb County (2026): $718,750 for a one-unit home and $1,382,250 for a four-unit home.

How much property tax do owners pay in Belvedere Park?

The typical homeowner in Belvedere Park pays $2,537 a year, according to the U.S. Census Bureau. That is 0.86% of the home’s value; in DeKalb County, the rate is 0.93%.

Where can I find free help to buy or rent in Belvedere Park?

There are 8 HUD-approved counseling agencies with an office in DeKalb County. 3 say they serve in Spanish. They can help you get ready to buy, with your credit, or with rent.

Sources: American Community Survey (ACS) 5-year estimates (Average 2020–2024); FHA mortgage limits (HUD) (2026 data); Conforming loan limits (FHFA) (2026 data); Fair Market Rents (HUD) (Fiscal year 2027); Small Area Fair Market Rents (HUD) (Fiscal year 2027); Census Bureau ZCTA-to-place relationship file (2020 data); HUD-approved housing counseling agencies (Retrieved November 6, 2026); Public Housing Agencies (HUD) (Retrieved November 6, 2026); Freddie Mac Primary Mortgage Market Survey (PMMS) (As of November 5, 2026); FHFA House Price Index (HPI) (2025 data); Homes with flood insurance (NFIP, FEMA) (As of August 3, 2026).