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City · 18,273 residents · Winnebago County, Wisconsin

Menasha , Wisconsin

In Menasha, a typical home is worth $191,800 and typical rent is $903 a month. Compared with all of Winnebago County, the typical home value is 15% lower and typical household income is 14% lower.

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  • Typical home value

    $191,800

    15% below the county

    28% below Wisconsin

    • Menasha
    • Winnebago
    • Wisconsin

  • Typical rent

    $903a month

    6% below the county

    17% below Wisconsin

    • Menasha
    • Winnebago
    • Wisconsin

  • Typical household income

    $64,698a year

    14% below the county

    17% below Wisconsin

    • Menasha
    • Winnebago
    • Wisconsin

  • Households that own their home

    64%

    1 points below the county

    4 points below Wisconsin

    • Menasha
    • Winnebago
    • Wisconsin

Source: U.S. Census Bureau, Average 2020–2024

Market now, with Zillow data

Zillow data
Typical home value
$315,199
4.9% more than 12 months ago
Typical rent
$1,457 a month
9.5% more than 12 months ago

From Zillow (ZHVI/ZORI), September 2026. The Census figures above are 5-year averages (2020–2024).

Menasha is in Winnebago County. The FHA loan limit ($541,287 for a one-unit home), the fair market rents and the help on this page are those of all of Winnebago County. See the county

Data updated: October 1, 2026 11 official sources

Only here

What sets Menasha apart

What this place has that others do not, from public data, most unusual first.

  1. The typical home in Menasha is worth $191,800, 15% less than in Winnebago County as a whole ($225,800).

Sources: U.S. Census Bureau (Average 2020–2024).

The homes here

Housing in Menasha

What homes there are in Menasha, what they cost, how that changed and how people live, from Census figures (2020–2024).

What homes there are

U.S. Census Bureau, ACS 5-year, 2020–2024

Kind of home

In Menasha, 6 in 10 homes are single-family detached houses; in Winnebago County, 7.

There are more mobile homes here than in Winnebago County: 5% of homes, against 2%.

Year built

The typical year built in Menasha is 1974, about the same as in Winnebago County (1975).

There are fewer big homes in Menasha than in Winnebago County: 56% have 3 bedrooms or more, against 59%.

All homes, occupied or empty. A figure the Census cannot measure precisely enough here is not shown.

Census tables: B25024, B25034, B25035, B25041

What it costs here

U.S. Census Bureau, ACS 5-year, 2020–2024

Value of owner-occupied homes

With an FHA limit of $541,287, at least 95% of owner-occupied homes in Menasha sit below it: they are worth less than $500,000.

Monthly rent with utilities

With a mortgage

$1,438 a month

Winnebago County: $1,494 a month

Without a mortgage

$612 a month

Winnebago County: $656 a month

Owners with a mortgage

59%

Winnebago County: 60%

The typical cost for an owner with a mortgage in Menasha is $1,438 a month, near the figure in Winnebago County ($1,494).

Value: what owners think their home is worth. Rent: rent plus utilities, for homes of every size. The FHA limit is the most an FHA loan (Federal Housing Administration) lends for a one-unit home; the fair market rent (FMR) is the one HUD uses for housing vouchers.

Census tables: B25075, B25063, B25088, B25081

How it changed

U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024

Change since 2015–2019

The typical home value in Menasha rose 46% since 2015–2019, about the same as in Winnebago County (48%).

Since 2015–2019, the typical rent in Menasha rose 19%, less than in Winnebago County (26%).

To compare: typical income in Menasha rose 19%; the home, +46%; the rent, +19%.

Change between two 5-year periods that do not overlap, in each period's dollars, not adjusted for inflation.

Census tables: B25077, B25064, B19013

How people live

U.S. Census Bureau, ACS 5-year, 2020–2024

MeasureMenashaWinnebago CountyWisconsinUnited States
Rental vacancy Unreliable estimate4.4%4.5%5.5%
Homeowner vacancy Unreliable estimateUnreliable estimate0.5%0.9%
More than one person per room Unreliable estimate1.4%1.7%3.4%
People per household 2.242.272.332.53
Drive alone 75%77%74%69%
Carpool 9%7%7%9%
Public transit Unreliable estimate1%1%3%
Walk or bike Unreliable estimate3%3%3%
Work from home 13%12%13%15%
Other means Unreliable estimate1%1%2%
Typical commute 10 to 19 minutes10 to 19 minutes10 to 19 minutes20 to 29 minutes

By size, households in Menasha look like those in Winnebago County: 2.24 people on average.

To get to work, 75% of workers in Menasha drive alone; in Winnebago County, 77%.

Vacancy: empty homes offered for rent or for sale. Rooms: every room in the home, not only bedrooms. Commute: the minute range of the typical worker.

Census tables: B25004, B25003, B25014, B25010, B08301, B08303

Do the math

What would you pay each month for a home in Menasha?

A typical home is tight for the typical income

We start with a typical home in Menasha, worth $191,800, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 32% of the typical household income in Menasha, which is $64,698 a year. For that payment to be 28% of income, a household would need to earn about $74,684 a year.

The calculator's FHA and conventional loan limits are those of all of Winnebago County.

Your numbers

Local data
$

Starts at the typical home value in Menasha. Change it to the price you have in mind.

Loan type
Your credit score

Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.

Down payment
%

That is $6,713 (3.5% of the price). The usual minimum for this loan is 3.5%.

This week's average ± a quarter or half point.

Term

National average as of November 5, 2026 (Freddie Mac); your rate may be different.

Adjust advanced details

Estimated monthly payment

Local data

$1,743

at 7.18% · 30 years

Loan amount
$188,326
Total interest
$270,957
Paid off in
November 2056

Includes $3,239 FHA upfront mortgage insurance premium.

Does it fit the income?

  • Comfortable

    up to $1,510 a month

  • Tight

    $1,510 to $1,941 a month

    Your payment · 32%

  • Hard

    more than $1,941 a month

Compared with the typical household income in Menasha ($64,698 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.

Show the result as
per month$1,743
Principal & interest$1,276
Property tax$302
Home insurance$80
FHA mortgage insurance (MIP)$85

You need at least $6,713 for the down payment, plus closing costs.

Next step

This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.

The city and its county

Menasha and Winnebago County

Menasha is in Winnebago County, Wisconsin. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).

Menasha's own numbers

Typical home value
$191,800
Typical monthly rent
$903
Typical yearly household income
$64,698
Households that own their home
64%
Effective property tax rate
1.89%

U.S. Census Bureau, American Community Survey (average 2020–2024).

Numbers for all of Winnebago County

FHA limit, one-unit home
$541,287
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$1,195
Price change over 5 years (FHFA)
+64%
Homes in a high flood-risk zone
2.8%

HUD, FHFA and FEMA don't publish these numbers by city.

Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Winnebago County.

Everything about Winnebago County

Buying

Buying a home in Menasha

A typical home in Menasha is worth $191,800: 15% below the county and 28% below Wisconsin. With the typical household income in Menasha ($64,698 a year), a typical home costs 3.0 times what the household earns in a year.

Years of income to pay for a typical home

The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.

  • Menasha 3.0 years
  • Winnebago 3.0 years
  • Wisconsin 3.4 years
  • United States 4.1 years
Source: U.S. Census Bureau, Average 2020–2024

How prices have changed in Winnebago County

According to FHFA’s house price index, home prices in Winnebago County rose 105% in the 10 years through 2025.

FHFA does not publish this index by city: these are the numbers for all of Winnebago County.

Period County Wisconsin U.S.
Last year (2025) +6.3% +5.4% +2.9%
5 years (2020–2025) +64% +57% +47%
10 years (2015–2025) +105% +96% +85%

The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data

Menasha next to Winnebago County, Wisconsin and the U.S.

Three numbers side by side. “Typical” means the median: half are above it and half below.

Typical home value
  • Menasha $191,800
  • Winnebago $225,800
  • Wisconsin $266,500
  • United States $332,700
Typical monthly rent
  • Menasha $903
  • Winnebago $965
  • Wisconsin $1,087
  • United States $1,413
Typical yearly household income
  • Menasha $64,698
  • Winnebago $74,925
  • Wisconsin $77,485
  • United States $80,734
See the full table
Menasha next to Winnebago County and Wisconsin
Measure Menasha Winnebago County Wisconsin U.S.
Typical home value $191,800 $225,800 $266,500 $332,700
Typical monthly rent $903 $965 $1,087 $1,413
Typical yearly household income $64,698 $74,925 $77,485 $80,734
Households that own their home 64% 66% 68% 65%
Typical yearly property tax $3,621 $3,679 $3,792 $3,119
Effective property tax rate 1.89% 1.63% 1.42% 0.94%
Renters with high rent for their income 45% 41% 44% 51%

“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Winnebago County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.

Four ways to pay for a typical home in Menasha

For a typical $191,800 home in Menasha, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Menasha's typical property tax, an example home insurance and mortgage insurance when it applies.

  • FHA, 3.5% down $1,743a month

    Least cash to close
    Down payment
    $6,713
    Cash to close
    $12,467
    Rate
    7.18%
    Mortgage insurance
    FHA MIP · $85

  • Conventional, 5% down $1,707a month

    Down payment
    $9,590
    Cash to close
    $15,344
    Rate
    7.18%
    Mortgage insurance
    PMI · $91

  • Conventional, 20% down, no PMI $1,421a month

    Down payment
    $38,360
    Cash to close
    $44,114
    Rate
    7.18%
    Mortgage insurance
    None

  • ITIN, 15% down (example) $1,599a month

    Down payment
    $28,770
    Cash to close
    $34,524
    Rate
    8.18%
    Mortgage insurance
    None

The option that asks for the least cash to close is FHA, 3.5% down.

  • Cash to close = down payment plus 3% of the price in closing costs (example).
  • Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
  • The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.

How much house can I afford? Estimate closing costs

Taxes and floods

Two costs that change from place to place

Property tax and flood insurance raise or lower what you pay each month. Here are the numbers for Menasha and for Winnebago County.

Property tax

Effective rate in Menasha

1.89%of the home’s value each year

$3,621 a year for the typical owner in Menasha.

  • Menasha 1.89%
  • Winnebago 1.63%
  • Wisconsin 1.42%

What Wisconsin publishes Lottery and Gaming Credit for your primary residence (Wisconsin Department of Revenue)

Exemptions and deadlines in Wisconsin

Flood risk in Winnebago County

FEMA does not publish these numbers by city: they are for all of Winnebago County.

Homes in the high-risk zone
2.8%
1,411
Of those, with NFIP insurance
20%
County Wisconsin U.S.
Homes in the high-risk zone 2.8% 1.4% 3.5%
Of those, with NFIP insurance 20% 19% 48%

Most homeowners insurance policies do not cover flood damage.

Look up your address on FEMA’s map

Renting

Renting in Menasha

Typical rent in Menasha is $903 a month: 6% below the county. In Menasha, 45% of renter households pay 30% or more of their income in rent.

HUD publishes a fair market rent for all of Winnebago County, by unit size. To pay the 2-bedroom one ($1,195 a month) without spending more than 30% of your income, you would need to earn $22.98 an hour working full time.

HUD fair market rent for all of Winnebago County

What you need to earn to pay it without spending more than 30% of income, working full time.

Size Fair rent a month Hourly wage Yearly income
Studio $909 $17.48 $36,360
1 bedroom $936 $18.00 $37,440
2 bedrooms $1,195 $22.98 $47,800
3 bedrooms $1,609 $30.94 $64,360
4 bedrooms $1,646 $31.65 $65,840

Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027

By ZIP code

Fair market rent by ZIP code in Menasha

HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Menasha is in ZIP code 54952.

For 2 bedrooms it is $1,190: $5 less than the fair market rent for Winnebago County ($1,195).

  • 54952 $1,190$1,610

1 of these ZIP codes crosses the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Menasha when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD) Fiscal year 2027 Small Area Fair Market Rents (HUD) Source: Census Bureau ZCTA-to-place relationship file Data from 2020 data Census Bureau ZCTA-to-place relationship file

Is your rent high for your ZIP?

Low-income apartments

Low-income apartments in Menasha

HUD lists 5 buildings with rents for lower incomes in Menasha. These are the largest.

  • Scattered Sites - Menasha 84 Lush St, Menasha 54952 84 low-income homes · Run by Housing Authority of Winnebago County, WI · Average payment: $652 a month · Average wait: 59 months · Homes at several sites (920) 424-1450
  • Craftsman Village of Appleton 540 Schindler Pl, Menasha 54952 63 low-income homes · 2 bd: 42 · 3 bd: 22 · In service since 2004 · For families
  • Elizabeth Court 936 6th St, Menasha 54952 61 homes, 58 low-income · For older adults (920) 729-9253
  • Menasha Woods 1810 Chain Dr, Menasha 54952 40 low-income homes · For families (920) 738-1946
  • Mission Village of Menasha 1427 Kenwood Dr, Menasha 54952 66 homes, 4 low-income · 2 bd: 66 · In service since 2010

See all 51 buildings in Winnebago County Source: HUD, Retrieved November 6, 2026

Free help

Help to buy or rent in Menasha

You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.

We found no HUD-approved agencies with an office in Winnebago County. The nearest ones are below; many serve by phone or online.

An older woman smiles in front of her apartment building.

HUD counseling is free or low-cost

Assistance programs in Menasha

No down payment, repair or rent-help program on our list is for Menasha or Winnebago County. The ones below are statewide in Wisconsin: they work in Menasha the same as in the rest of the state.

Which programs do I qualify for? All programs in Wisconsin

  • WHEDA Easy Close Advantage DPA

    Statewide in Wisconsin

    Wisconsin state agency second mortgage for the down payment: up to 6% of the price, over 10 years with a monthly payment and the same rate as the WHEDA first mortgage. Offered by Wisconsin Housing and Economic Development Authority (WHEDA).

    Repayable

    See the program Official page

  • WHEDA Capital Access DPA

    Statewide in Wisconsin

    Limited funds remain, per the source

    $7,500 loan from the Wisconsin state agency for the down payment and closing costs, over 30 years, at 0% and with no monthly payments, alongside a WHEDA mortgage; limited funds, first come, first served. Offered by Wisconsin Housing and Economic Development Authority (WHEDA).

    Deferred

    See the program Official page

Housing counselors near Menasha

The HUD-approved agencies closest to the center of Menasha, in a straight line, nearest first. If one says it serves in Spanish, its card says so.

  • Catholic Charities Diocese of Green Bay

    1825 Riverside Dr, Green Bay · 28 miles away · Spanish

    • Mortgage delinquency and default
    • Budget and financial counseling
    • and 6 more
    (920) 272-8234

  • Neighborworks Green Bay

    437 S Jackson St, Green Bay · 29 miles away · Spanish

    • Mortgage delinquency and default
    • Budget and financial counseling
    • and 7 more
    (920) 448-3075

  • CCCS of Sheboygan

    17 Forest Avenue, Suite 016, Fond Du Lac · 30 miles away

    • Mortgage delinquency and default
    • Budget and financial counseling
    • and 4 more
    (920) 907-4344

All counseling agencies in Wisconsin

Help in Spanish near Menasha

2 of the 3 agencies on this list say they serve in Spanish.

Ask for service in Spanish

When you call, say “Spanish, please” or ask if someone speaks Spanish. If not, ask whether they offer an interpreter.

Housing authorities of Menasha

HUD’s record names them for Menasha or Winnebago County. They run public housing or Section 8 vouchers. Ask whether their waiting list is open.

  • Housing Authority of Winnebago County, WI Public housing and Section 8 vouchers (920) 424-1450

One other authority has an office in Winnebago County: see the list Source: HUD

Cities

Other cities in Winnebago County

These cities are also in Winnebago County. They share its loan limits and fair market rents, but home values and rent change from one to the next.

Everything about Winnebago County Housing in Wisconsin

Nearby cities

The cities closest to Menasha, with the typical home value.

Neighboring counties

If Winnebago County is out of reach, look next door. Each number is that county's own.

Keep going

Guides for your next step

Short explanations, in plain language and with official sources, for buying or renting in Menasha.

All guides
A man and two girls read a book together on the sofa.

Questions

Housing questions about Menasha

Short answers with the numbers for Menasha and all of Winnebago County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.

How much does a typical home cost in Menasha?

The typical home value in Menasha is $191,800, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Winnebago County it is $225,800.

How much does it cost to rent in Menasha?

Typical rent in Menasha is $903 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Winnebago County is $1,195.

What is the FHA loan limit in Menasha?

Menasha uses the FHA limit for all of Winnebago County (2026): $541,287 for a one-unit home and $1,041,125 for a four-unit home.

How much property tax do owners pay in Menasha?

The typical homeowner in Menasha pays $3,621 a year, according to the U.S. Census Bureau. That is 1.89% of the home’s value; in Winnebago County, the rate is 1.63%.

Where can I find free help to buy or rent in Menasha?

We found no HUD-approved counseling agencies with an office in Winnebago County; the nearest ones are on this page. They can help you get ready to buy, with your credit, or with rent.

Sources: American Community Survey (ACS) 5-year estimates (Average 2020–2024); FHA mortgage limits (HUD) (2026 data); Conforming loan limits (FHFA) (2026 data); Fair Market Rents (HUD) (Fiscal year 2027); Small Area Fair Market Rents (HUD) (Fiscal year 2027); Census Bureau ZCTA-to-place relationship file (2020 data); HUD-approved housing counseling agencies (Retrieved November 6, 2026); Public Housing Agencies (HUD) (Retrieved November 6, 2026); Freddie Mac Primary Mortgage Market Survey (PMMS) (As of November 5, 2026); FHFA House Price Index (HPI) (2025 data); Homes with flood insurance (NFIP, FEMA) (As of August 3, 2026).