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City · 27,336 residents · Winnebago County, Wisconsin

Neenah , Wisconsin

In Neenah, a typical home is worth $210,700 and typical rent is $1,006 a month. Compared with all of Winnebago County, the typical home value is 7% lower.

Neenah in numbers

  • Typical home value

    $210,700

    7% below the county

    21% below Wisconsin

    • Neenah
    • Winnebago
    • Wisconsin
  • Typical rent

    $1,006a month

    4% above the county

    7% below Wisconsin

    • Neenah
    • Winnebago
    • Wisconsin
  • Typical household income

    $75,374a year

    About the same as the county

    3% below Wisconsin

    • Neenah
    • Winnebago
    • Wisconsin
  • Households that own their home

    66%

    About the same as the county

    2 points below Wisconsin

    • Neenah
    • Winnebago
    • Wisconsin

Source: U.S. Census Bureau, Average 2020–2024

Market now, with Zillow data

Zillow data
Typical home value
$310,764
3.4% more than 12 months ago
Typical home value from Zillow, September 2021 to September 2026: from $228,251 to $310,764.
Typical rent
$1,175 a month
3.6% more than 12 months ago
Typical rent from Zillow, December 2023 to September 2026: from $1,010 to $1,175.

From Zillow (ZHVI/ZORI), September 2026. The Census figures above are 5-year averages (2020–2024).

Neenah is in Winnebago County. The FHA loan limit ($541,287 for a one-unit home), the fair market rents and the help on this page are those of all of Winnebago County. See the county

Data updated: October 1, 2026 11 official sources

The homes here

Housing in Neenah

What homes there are in Neenah, what they cost, how that changed and how people live, from Census figures (2020–2024).

What homes there are

U.S. Census Bureau, ACS 5-year, 2020–2024

Kind of home
Kind of home: Neenah and its comparisons
MeasureNeenahWinnebago CountyWisconsinUnited States
Detached house 68%66%66%61%
Attached house 3%4%4%6%
Building of 2 to 4 8%9%9%8%
Apartments (5 or more) 20%20%17%19%
Mobile home Unreliable estimate2%3%6%
Boat, RV and other Unreliable estimateUnreliable estimate0%0%

In Neenah, 7 in 10 homes are single-family detached houses, about the same as in Winnebago County.

Year built
Year built: Neenah and its comparisons
MeasureNeenahWinnebago CountyWisconsinUnited States
Before 1960 39%33%33%26%
1960–1979 25%24%24%24%
1980–1999 19%23%22%25%
2000–2009 10%12%13%14%
2010 or later 7%8%9%11%

Homes in Neenah are older: the typical year built is 1970; in Winnebago County, 1975.

In Neenah, 62% of homes have 3 bedrooms or more, about the same as in Winnebago County.

All homes, occupied or empty. A figure the Census cannot measure precisely enough here is not shown.

Census tables: B25024, B25034, B25035, B25041

What it costs here

U.S. Census Bureau, ACS 5-year, 2020–2024

Value of owner-occupied homes
Value of owner-occupied homes: Neenah and its comparisons
MeasureNeenah
Under $100K 6%
$100K–$200K 41%
$200K–$300K 24%
$300K–$500K 21%
$500K–$750K 6%
$750K–$1M Unreliable estimate
$1M or more 1%

The FHA loan limit for Winnebago County is $541,287, and about 93% of owner-occupied homes in Neenah are worth less than that.

Monthly rent with utilities
Monthly rent with utilities: Neenah and its comparisons
MeasureNeenah
Under $500 Unreliable estimate
$500–$999 47%
$1,000–$1,499 34%
$1,500–$1,999 11%
$2,000–$2,499 Unreliable estimate
$2,500–$2,999 Unreliable
$3,000 or more Unreliable estimate

With a mortgage

$1,415 a month

Winnebago County: $1,494 a month

Without a mortgage

$667 a month

Winnebago County: $656 a month

Owners with a mortgage

66%

Winnebago County: 60%

Owning costs less in Neenah: with a mortgage, the typical cost is $1,415 a month; in Winnebago County, $1,494. Without one, $667.

Value: what owners think their home is worth. Rent: rent plus utilities, for homes of every size. The FHA limit is the most an FHA loan (Federal Housing Administration) lends for a one-unit home; the fair market rent (FMR) is the one HUD uses for housing vouchers.

Census tables: B25075, B25063, B25088, B25081

How it changed

U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024

Change since 2015–2019
Change since 2015–2019: Neenah and its comparisons
MeasureNeenahWinnebago CountyWisconsinUnited States
Typical home value +49%+48%+48%+53%
Typical rent +34%+26%+27%+33%
Typical household income +26%+28%+26%+29%

Much as in Winnebago County, the typical home value in Neenah rose 49% since 2015–2019.

The typical rent in Neenah rose 34% over the same time; in Winnebago County, it rose 26%.

Here income did not keep up with housing: it rose 26%, while home values changed +49% and rent +34%.

Change between two 5-year periods that do not overlap, in each period's dollars, not adjusted for inflation.

Census tables: B25077, B25064, B19013

How people live

U.S. Census Bureau, ACS 5-year, 2020–2024

How people live: Neenah and its comparisons
MeasureNeenahWinnebago CountyWisconsinUnited States
Rental vacancy Unreliable estimate4.4%4.5%5.5%
Homeowner vacancy Unreliable estimateUnreliable estimate0.5%0.9%
More than one person per room Unreliable estimate1.4%1.7%3.4%
People per household 2.392.272.332.53
Drive alone 80%77%74%69%
Carpool 6%7%7%9%
Public transit Unreliable estimate1%1%3%
Walk or bike 3%3%3%3%
Work from home 10%12%13%15%
Other means 1%1%1%2%
Typical commute 10 to 19 minutes10 to 19 minutes10 to 19 minutes20 to 29 minutes

Households in Neenah are bigger: 2.39 people on average; in Winnebago County, 2.27.

To get to work, 80% of workers in Neenah drive alone; in Winnebago County, 77%.

Vacancy: empty homes offered for rent or for sale. Rooms: every room in the home, not only bedrooms. Commute: the minute range of the typical worker.

Census tables: B25004, B25003, B25014, B25010, B08301, B08303

Do the math

What would you pay each month for a home in Neenah?

A typical home is tight for the typical income

We start with a typical home in Neenah, worth $210,700, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 30% of the typical household income in Neenah, which is $75,374 a year. For that payment to be 28% of income, a household would need to earn about $80,237 a year.

The calculator's FHA and conventional loan limits are those of all of Winnebago County.

Your numbers

Local data
$

Starts at the typical home value in Neenah. Change it to the price you have in mind.

Loan type
Your credit score

Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.

Down payment
%

That is $7,375 (3.5% of the price). The usual minimum for this loan is 3.5%.

This week's average ± a quarter or half point.

Term

National average as of November 5, 2026 (Freddie Mac); your rate may be different.

Adjust advanced details

Estimated monthly payment

Local data

$1,872

at 7.18% · 30 years

Loan amount
$206,883
Total interest
$297,656
Paid off in
November 2056

Includes $3,558 FHA upfront mortgage insurance premium.

Does it fit the income?

  • Comfortable

    up to $1,759 a month

  • Tight

    $1,759 to $2,261 a month

    Your payment · 30%

  • Hard

    more than $2,261 a month

Compared with the typical household income in Neenah ($75,374 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.

Show the result as
per month$1,872
Monthly payment breakdown
Principal & interest$1,401
Property tax$290
Home insurance$88
FHA mortgage insurance (MIP)$93

You need at least $7,375 for the down payment, plus closing costs.

This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.

Total monthly payment $1,872; principal and interest $1,401.

The city and its county

Neenah and Winnebago County

Neenah is in Winnebago County, Wisconsin. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).

Map of Winnebago County, Wisconsin, with Neenah marked. Around it, the neighboring counties.

Neenah's own numbers

Typical home value
$210,700
Typical monthly rent
$1,006
Typical yearly household income
$75,374
Households that own their home
66%
Effective property tax rate
1.65%

U.S. Census Bureau, American Community Survey (average 2020–2024).

Numbers for all of Winnebago County

FHA limit, one-unit home
$541,287
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$1,195
Price change over 5 years (FHFA)
+64%
Homes in a high flood-risk zone
2.8%

HUD, FHFA and FEMA don't publish these numbers by city.

Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Winnebago County.

Everything about Winnebago County

Buying

Buying a home in Neenah

A typical home in Neenah is worth $210,700: 7% below the county and 21% below Wisconsin. With the typical household income in Neenah ($75,374 a year), a typical home costs 2.8 times what the household earns in a year.

Years of income to pay for a typical home

The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.

  • Neenah 2.8 years
  • Winnebago 3.0 years
  • Wisconsin 3.4 years
  • United States 4.1 years
Source: U.S. Census Bureau, Average 2020–2024

How prices have changed in Winnebago County

According to FHFA’s house price index, home prices in Winnebago County rose 105% in the 10 years through 2025.

FHFA does not publish this index by city: these are the numbers for all of Winnebago County.

Yearly change in FHFA’s price index in Winnebago County, 2016 to 2025
  1. 2020: +3.1%
  2. 2021: +10.7%
  3. 2022: +15.8%
  4. 2023: +10.8%
  5. 2024: +8.3%
  6. 2025: +6.3%
Change in FHFA’s price index in Winnebago County, Wisconsin and the United States
Period County Wisconsin U.S.
Last year (2025) +6.3% +5.4% +2.9%
5 years (2020–2025) +64% +57% +47%
10 years (2015–2025) +105% +96% +85%

The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data

Neenah next to Winnebago County, Wisconsin and the U.S.

Three numbers side by side. “Typical” means the median: half are above it and half below.

Typical home value
  • Neenah $210,700
  • Winnebago $225,800
  • Wisconsin $266,500
  • United States $332,700
Typical monthly rent
  • Neenah $1,006
  • Winnebago $965
  • Wisconsin $1,087
  • United States $1,413
Typical yearly household income
  • Neenah $75,374
  • Winnebago $74,925
  • Wisconsin $77,485
  • United States $80,734
See the full table
Neenah next to Winnebago County and Wisconsin
Measure Neenah Winnebago County Wisconsin U.S.
Typical home value $210,700 7% below the county $225,800 $266,500 $332,700
Typical monthly rent $1,006 4% above the county $965 $1,087 $1,413
Typical yearly household income $75,374 $74,925 $77,485 $80,734
Households that own their home 66% 66% 68% 65%
Typical yearly property tax $3,477 5% below the county $3,679 $3,792 $3,119
Effective property tax rate 1.65% 0.02 points above the county 1.63% 1.42% 0.94%
Renters with high rent for their income 43% 2 points above the county 41% 44% 51%

“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Winnebago County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.

Four ways to pay for a typical home in Neenah

For a typical $210,700 home in Neenah, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Neenah's typical property tax, an example home insurance and mortgage insurance when it applies.

  • FHA, 3.5% down $1,872a month

    Least cash to close
    Down payment
    $7,375
    Cash to close
    $13,696
    Rate
    7.18%
    Mortgage insurance
    FHA MIP · $93
  • Conventional, 5% down $1,834a month

    Down payment
    $10,535
    Cash to close
    $16,856
    Rate
    7.18%
    Mortgage insurance
    PMI · $100
  • Conventional, 20% down, no PMI $1,519a month

    Down payment
    $42,140
    Cash to close
    $48,461
    Rate
    7.18%
    Mortgage insurance
    None
  • ITIN, 15% down (example) $1,714a month

    Down payment
    $31,605
    Cash to close
    $37,926
    Rate
    8.18%
    Mortgage insurance
    None

The option that asks for the least cash to close is FHA, 3.5% down.

  • Cash to close = down payment plus 3% of the price in closing costs (example).
  • Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
  • The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.

How much house can I afford? Estimate closing costs

Taxes and floods

Two costs that change from place to place

Property tax and flood insurance raise or lower what you pay each month. Here are the numbers for Neenah and for Winnebago County.

Property tax

Effective rate in Neenah

1.65%of the home’s value each year

$3,477 a year for the typical owner in Neenah.

  • Neenah 1.65%
  • Winnebago 1.63%
  • Wisconsin 1.42%

What Wisconsin publishes Lottery and Gaming Credit for your primary residence (Wisconsin Department of Revenue)

Exemptions and deadlines in Wisconsin

Flood risk in Winnebago County

FEMA does not publish these numbers by city: they are for all of Winnebago County.

Homes in the high-risk zone
2.8%
1,411
Of those, with NFIP insurance
20%
Homes in the high-risk zone and with NFIP insurance: Winnebago County, Wisconsin and the U.S.
Measure County Wisconsin U.S.
Homes in the high-risk zone 2.8% 1.4% 3.5%
Of those, with NFIP insurance 20% 19% 48%

Most homeowners insurance policies do not cover flood damage.

Look up your address on FEMA’s map

Renting

Renting in Neenah

Typical rent in Neenah is $1,006 a month: 4% above the county. In Neenah, 43% of renter households pay 30% or more of their income in rent.

HUD publishes a fair market rent for all of Winnebago County, by unit size. To pay the 2-bedroom one ($1,195 a month) without spending more than 30% of your income, you would need to earn $22.98 an hour working full time.

HUD fair market rent for all of Winnebago County

What you need to earn to pay it without spending more than 30% of income, working full time.

HUD fair market rent in Winnebago County (Fiscal year 2027)
Size Fair rent a month Hourly wage Yearly income
Studio $909 $17.48 $36,360
1 bedroom $936 $18.00 $37,440
2 bedrooms $1,195 $22.98 $47,800
3 bedrooms $1,609 $30.94 $64,360
4 bedrooms $1,646 $31.65 $65,840

Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027

By ZIP code

Fair market rent by ZIP code in Neenah

HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Neenah is in ZIP code 54956.

For 2 bedrooms it is $1,380: $185 more than the fair market rent for Winnebago County ($1,195).

  • 54956 $1,380$1,860

1 of these ZIP codes crosses the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Neenah when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD) Fiscal year 2027 Small Area Fair Market Rents (HUD) (external site) Source: Census Bureau ZCTA-to-place relationship file Data from 2020 data Census Bureau ZCTA-to-place relationship file (external site)

Is your rent high for your ZIP?

Low-income apartments

Low-income apartments in Neenah

HUD lists 12 buildings with rents for lower incomes in Neenah. These are the largest.

  • Fireside Commons Apartments 115 Professional Plz, Neenah 54956 76 low-income homes · For families (920) 722-2242
  • Primrose Apts 1310 Primrose Ln, Neenah 54956 72 low-income homes · 2 bd: 16 · 3 bd: 56 · In service since 2001 · For families (920) 729-0672
  • HEARTHSIDE APARTMENTS aka HEARTHSIDE COMMONS 210 Haylett St, Neenah 54956 61 homes, 60 low-income · For older adults (920) 725-8816
  • Neenah Court/Janesville Commons 2116 Marathon Ave, Neenah 54956 56 low-income homes · For families (920) 722-9136
  • Brookstone Commons 120 Byrd Ave, Neenah 54956 52 homes, 48 low-income · 1 bd: 21 · 2 bd: 31 · In service since 2004 · For older adults

See all 51 buildings in Winnebago County Source: HUD, Retrieved November 6, 2026

Free help

Help to buy or rent in Neenah

You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.

We found no HUD-approved agencies with an office in Winnebago County. The nearest ones are below; many serve by phone or online.

A young woman and a young man point to a line in their notes beside a laptop in a library.

HUD counseling is free or low-cost

Assistance programs in Neenah

No down payment, repair or rent-help program on our list is for Neenah or Winnebago County. The ones below are statewide in Wisconsin: they work in Neenah the same as in the rest of the state.

  • WHEDA Easy Close Advantage DPA

    Statewide in Wisconsin

    Wisconsin state agency second mortgage for the down payment: up to 6% of the price, over 10 years with a monthly payment and the same rate as the WHEDA first mortgage. Offered by Wisconsin Housing and Economic Development Authority (WHEDA).

  • WHEDA Capital Access DPA

    Statewide in Wisconsin

    Limited funds remain, per the source

    $7,500 loan from the Wisconsin state agency for the down payment and closing costs, over 30 years, at 0% and with no monthly payments, alongside a WHEDA mortgage; limited funds, first come, first served. Offered by Wisconsin Housing and Economic Development Authority (WHEDA).

Housing counselors near Neenah

The HUD-approved agencies closest to the center of Neenah, in a straight line, nearest first. If one says it serves in Spanish, its card says so.

  • CCCS of Sheboygan

    17 Forest Avenue, Suite 016, Fond Du Lac · 27 miles away

    • Mortgage delinquency and default
    • Budget and financial counseling
    • and 4 more
  • Catholic Charities Diocese of Green Bay

    1825 Riverside Dr, Green Bay · 32 miles away · Spanish

    • Mortgage delinquency and default
    • Budget and financial counseling
    • and 6 more
  • Neighborworks Green Bay

    437 S Jackson St, Green Bay · 33 miles away · Spanish

    • Mortgage delinquency and default
    • Budget and financial counseling
    • and 7 more

All counseling agencies in Wisconsin

Help in Spanish near Neenah

2 of the 3 agencies on this list say they serve in Spanish.

Ask for service in Spanish

When you call, say “Spanish, please” or ask if someone speaks Spanish. If not, ask whether they offer an interpreter.

Housing authorities of Neenah

HUD’s record names them for Neenah or Winnebago County. They run public housing or Section 8 vouchers. Ask whether their waiting list is open.

  • Housing Authority of Winnebago County, WI Public housing and Section 8 vouchers (920) 424-1450

One other authority has an office in Winnebago County: see the list Source: HUD

Cities

Other cities in Winnebago County

These cities are also in Winnebago County. They share its loan limits and fair market rents, but home values and rent change from one to the next.

Questions

Housing questions about Neenah

Short answers with the numbers for Neenah and all of Winnebago County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.

How much does a typical home cost in Neenah?

The typical home value in Neenah is $210,700, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Winnebago County it is $225,800.

How much does it cost to rent in Neenah?

Typical rent in Neenah is $1,006 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Winnebago County is $1,195.

What is the FHA loan limit in Neenah?

Neenah uses the FHA limit for all of Winnebago County (2026): $541,287 for a one-unit home and $1,041,125 for a four-unit home.

How much property tax do owners pay in Neenah?

The typical homeowner in Neenah pays $3,477 a year, according to the U.S. Census Bureau. That is 1.65% of the home’s value; in Winnebago County, the rate is 1.63%.

Where can I find free help to buy or rent in Neenah?

We found no HUD-approved counseling agencies with an office in Winnebago County; the nearest ones are on this page. They can help you get ready to buy, with your credit, or with rent.

Sources: American Community Survey (ACS) 5-year estimates (Average 2020–2024); FHA mortgage limits (HUD) (2026 data); Conforming loan limits (FHFA) (2026 data); Fair Market Rents (HUD) (Fiscal year 2027); Small Area Fair Market Rents (HUD) (Fiscal year 2027); Census Bureau ZCTA-to-place relationship file (2020 data); HUD-approved housing counseling agencies (Retrieved November 6, 2026); Public Housing Agencies (HUD) (Retrieved November 6, 2026); Freddie Mac Primary Mortgage Market Survey (PMMS) (As of November 5, 2026); FHFA House Price Index (HPI) (2025 data); Homes with flood insurance (NFIP, FEMA) (As of August 3, 2026).