Free help in Wisconsin
Data from November 2026
HUD-approved housing counselors in Wisconsin
26 HUD-approved counseling agencies serve Wisconsin; 14 say they serve in Spanish. They help you prepare to buy, with your credit, with renting, or if you fell behind on payments.
Key numbers in Wisconsin
- Agencies
- 26
- HUD-approved, with an office here
- Serve in Spanish
- 14
- 54% of the agencies, per HUD
- Counties with an office
- 17
- out of 72 in all
How it works
What to expect from counseling
Housing counseling is an appointment with a counselor at a HUD-approved agency. This is how it works, according to HUD.
- Step 1
Free or low cost
HUD-approved agencies receive federal funds. Some charge a reasonable fee for certain services, such as workshops; ask about cost before you start.
- Step 2
For buying, renting or getting out of trouble
They advise on buying a home, renting, credit and budgeting, and help if you fell behind on your mortgage or face foreclosure.
- Step 3
Bring your paperwork
Your income (pay stubs or bank statements), your monthly debts and expenses, and whatever you have saved. With that, the counselor builds a plan with you.
- Step 4
Ask for service in Spanish
When you call, say “Spanish, please” or ask whether someone speaks Spanish; if not, ask whether they offer an interpreter.
According to HUD (U.S. Department of Housing and Urban Development)
HUD’s list
Every agency in Wisconsin
The ones that say they serve in Spanish come first. Search by city, county or name.
14
of the 26 agencies in Wisconsin say they serve in Spanish.
-
Acts Housing
270 E Kilbourn Ave Ste 5, Milwaukee · Milwaukee County · Spanish
Also serves in Hmong.
- Mortgage delinquency and default
- Mortgage delinquency workshops
- and 6 more
-
Catholic Charities - La Crosse, Inc.
3710 East Ave S, La Crosse · La Crosse County · Spanish
- Mortgage delinquency and default
- Budget and financial counseling
- and 7 more
-
Catholic Charities Diocese of Green Bay
1825 Riverside Dr, Green Bay · Brown County · Spanish
- Mortgage delinquency and default
- Budget and financial counseling
- and 6 more
-
City of Kenosha Housing Authority
625-52nd ST., Room 98, Kenosha · Kenosha County · Spanish
Also serves in other languages.
- Budget and credit workshops
- Pre-purchase counseling
- and 2 more
-
Couleecap Inc.
201 Melby St, Westby · Vernon County · Spanish
Also serves in Hmong.
- Mortgage delinquency and default
- Budget and financial counseling
- and 5 more
-
Housing Resources Inc - Waukesha
217 Wisconsin Avenue Suite 411, Waukesha · Waukesha County · Spanish
- Mortgage delinquency and default
- Workshops for new owners
- and 2 more
-
Housing Resources, Inc-Racine
500 Wisconsin Ave. Suite 205, Racine · Racine County · Spanish
- Mortgage delinquency and default
- Workshops for new owners
- and 2 more
-
Housing Resources, Incorporated
7830 W Burleigh St, Milwaukee · Milwaukee County · Spanish
- Mortgage delinquency and default
- Workshops for new owners
- and 3 more
-
Movin' Out, Inc.
902 Royster Oaks Dr, Madison · Dane County · Spanish
Also serves in Hmong.
- Budget and financial counseling
- Budget and credit workshops
- and 5 more
-
Neighborworks Green Bay
437 S Jackson St, Green Bay · Brown County · Spanish
- Mortgage delinquency and default
- Budget and financial counseling
- and 7 more
-
NSC (naca Counseling Subsidiary) - Milwaukee, WI
11707 W North Ave, Wauwatosa · Milwaukee County · Spanish
Also serves in Mandarin Chinese and Vietnamese.
- Mortgage delinquency and default
- Budget and financial counseling
- and 5 more
-
United Community Center
1028 S. 9th Street, Milwaukee · Milwaukee County · Spanish
- Mortgage delinquency and default
- Budget and financial counseling
- and 3 more
-
Urban League of Greater Madison
2222 S Park St Ste 200, Madison · Dane County · Spanish
- Budget and financial counseling
- Budget and credit workshops
- and 4 more
-
Western Dairyland Economic Opportunity Council Inc
1 Better Way, Eau Claire · Eau Claire County · Spanish
Also serves in American Sign Language (ASL) and Hmong.
- Mortgage delinquency and default
- Homelessness services
- and 2 more
-
CCCS of Sheboygan
139 N. Main St. Suite 101, West Bend · Washington County
- Mortgage delinquency and default
- Budget and financial counseling
- and 4 more
-
CCCS of Sheboygan
17 Forest Avenue, Suite 016, Fond Du Lac · Fond du Lac County
- Mortgage delinquency and default
- Budget and financial counseling
- and 4 more
-
CCCS of Sheboygan
1930 N 8th St, Sheboygan · Sheboygan County
- Mortgage delinquency and default
- Mortgage delinquency workshops
- and 9 more
-
CCCS of Sheboygan
505 King Street, Suite 212, La Crosse · La Crosse County
- Mortgage delinquency and default
- Budget and financial counseling
- and 4 more
-
First Nations Community Financial
206 S Roosevelt Rd Ste 123, Black River Falls · Jackson County
- Budget and financial counseling
- Workshops for new owners
- and 3 more
-
Foundation for Rural Housing Inc
156 N Main St, Oregon · Dane County
- Mortgage delinquency and default
- Budget and financial counseling
- and 1 more
-
Jefferson County at Home
874 Collins Rd, Jefferson · Jefferson County
- Home improvement and repairs
- Pre-purchase counseling
- and 2 more
-
La Casa de Esperanza, Inc.
134 Wisconsin Ave, Waukesha · Waukesha County
- Budget and financial counseling
- Budget and credit workshops
- and 4 more
-
Neighborhood Housing Services of Southwest Wisconsin
125 E Seminary St, Richland Center · Richland County
- Budget and credit workshops
- Home improvement and repairs
- and 2 more
-
Neighborworks Blackhawk Region - NHS of Beloit, Inc.
520 W Grand Ave, Beloit · Rock County
- Mortgage delinquency and default
- Mortgage delinquency workshops
- and 6 more
-
Operation Hope- Milwaukee Wi
7500 W Good Hope Rd, Milwaukee · Milwaukee County
- Mortgage delinquency workshops
- Budget and financial counseling
- and 6 more
-
Wisconsin Native Loan Fund
14284 State Highway 70 W, Lac Du Flambeau · Vilas County
- Workshops for new owners
- Pre-purchase counseling
- and 1 more
None match your search.
HUD’s official list exactly as published, retrieved November 6, 2026. Confirm hours and costs with the agency before you go. Source: HUD-approved housing counseling agencies Retrieved November 6, 2026 HUD-approved housing counseling agencies (external site)
Frequently asked questions
How much does HUD-approved housing counseling cost?
It is free or low cost. Agencies receive HUD funds; some charge a reasonable fee for certain services, such as workshops or certificates. Ask about cost before you start.
How many agencies serve in Spanish in Wisconsin?
14 of the 26 HUD-approved agencies in Wisconsin say they serve in Spanish, according to HUD’s list. When you call, ask for service in Spanish or an interpreter.
What if my county has no agency?
Many agencies serve by phone, video or online, not only in person. Your county’s page lists the nearest ones with their distance and phone number.