Help to buy in Wisconsin
Home-buying assistance programs in Wisconsin
2 official programs for down payment and closing cost help in Wisconsin, from Wisconsin Housing and Economic Development Authority. We show what each program says on its own page, with the date we checked it.
Key numbers in Wisconsin
- Verified programs
- 2
- from Wisconsin Housing and Economic Development Authority
- First-time buyers only
- 0
- 2 do not require it or their pages do not say
- Accept an ITIN
- 0
- per their own site · no: 2 · unconfirmed: 0
- Last checked
- November 5, 2026
- against each program’s official page
How to read the list
Not all help is the same
Amounts, limits and funding change: confirm with a participating lender.
Before you compare amounts, look at the kind of help: it changes what you pay later. These are the kinds the programs on this page use.
On ITIN, each card says what the program itself publishes: yes, no, or not confirmed on its site.
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Repayable
Second loan with monthly payments
-
Deferred
Second loan with no payments until you sell or refinance
The full list
Programs in Wisconsin
Filter by who qualifies, by ITIN or by kind of help. Each card quotes the source and the date we checked it.
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- Repayable
Wisconsin state agency second mortgage for the down payment: up to 6% of the price, over 10 years with a monthly payment and the same rate as the WHEDA first mortgage
What it gives, per the source
Maximum loan amount is 6% of the purchase price when partnered with a WHEDA Conventional first mortgage loan. … 10-year fixed rate second mortgage with monthly payment. … Interest rate is same as first mortgage
- First-time buyer?
- The source does not say whether you must be a first-time buyer
- Accepts ITIN?
- No, per its site
Run by Wisconsin Housing and Economic Development Authority (WHEDA)
Verified November 5, 2026
-
- Deferred
$7,500 loan from the Wisconsin state agency for the down payment and closing costs, over 30 years, at 0% and with no monthly payments, alongside a WHEDA mortgage; limited funds, first come, first served
What it gives, per the source
Limited funds remain, per the source
Loan amount of $7,500 … 30-year fixed rate mortgage … 0% Interest rate* … No Monthly Payments
- First-time buyer?
- No first-time requirement
- Accepts ITIN?
- No, per its site
Run by Wisconsin Housing and Economic Development Authority (WHEDA)
Verified November 5, 2026
No program matches your search.
Your county
Price and income limits depend on the county. Your county page has the typical value, the FHA limit and the counseling agencies that can walk you through the application.
Frequently asked questions
What is down payment assistance?
Money from a public or nonprofit program for the down payment or closing costs. It can be a grant you never repay, a second loan forgiven if you stay in the home for some years, a second loan repaid when you sell or refinance, or a tax credit (MCC) that lowers your federal taxes.
Do I need to be a first-time buyer in Wisconsin?
Of the 2 programs on this page, none requires it, or their pages do not say. In general, “first-time buyer” means not having owned a home in the last three years.
Can I use these programs with an ITIN?
What each program’s own site says: accept an ITIN, 0; do not accept one, 2; not confirmed on its site, 0. Ask the participating lender directly before you start, and ask for it in writing.