Español

Este sitio también está en español. Leer en español

City · 75,023 residents · Outagamie County, Wisconsin

Appleton , Wisconsin

In Appleton, a typical home is worth $231,400 and typical rent is $1,030 a month. Compared with all of Outagamie County, the typical home value is 13% lower and typical household income is 5% lower.

WhatsApp

  • Typical home value

    $231,400

    13% below the county

    13% below Wisconsin

    • Appleton
    • Outagamie
    • Wisconsin

  • Typical rent

    $1,030a month

    3% below the county

    5% below Wisconsin

    • Appleton
    • Outagamie
    • Wisconsin

  • Typical household income

    $80,483a year

    5% below the county

    4% above Wisconsin

    • Appleton
    • Outagamie
    • Wisconsin

  • Households that own their home

    67%

    4 points below the county

    1 points below Wisconsin

    • Appleton
    • Outagamie
    • Wisconsin

Source: U.S. Census Bureau, Average 2020–2024

Market now, with Zillow data

Zillow data
Typical home value
$304,619
5.3% more than 12 months ago
Typical rent
$1,185 a month
8% more than 12 months ago

From Zillow (ZHVI/ZORI), September 2026. The Census figures above are 5-year averages (2020–2024).

Appleton is in Outagamie County. The FHA loan limit ($541,287 for a one-unit home), the fair market rents and the help on this page are those of all of Outagamie County. See the county

Data updated: October 1, 2026 11 official sources

Only here

What sets Appleton apart

What this place has that others do not, from public data, most unusual first.

  1. Nearby, in Menasha, the typical home value is $191,800: 17% less than in Appleton ($231,400).

Sources: U.S. Census Bureau (Average 2020–2024).

The homes here

Housing in Appleton

What homes there are in Appleton, what they cost, how that changed and how people live, from Census figures (2020–2024).

What homes there are

U.S. Census Bureau, ACS 5-year, 2020–2024

Kind of home

The detached house is still the most common home in Appleton, but it weighs less than in Outagamie County: 67% against 71%.

Year built

The typical home in Appleton was built in 1971, 9 years before the typical one in Outagamie County.

There are fewer big homes in Appleton than in Outagamie County: 63% have 3 bedrooms or more, against 67%.

All homes, occupied or empty. A figure the Census cannot measure precisely enough here is not shown.

Census tables: B25024, B25034, B25035, B25041

What it costs here

U.S. Census Bureau, ACS 5-year, 2020–2024

Value of owner-occupied homes

About 94% of owner-occupied homes in Appleton are worth less than the FHA loan limit for Outagamie County ($541,287).

Monthly rent with utilities

About 67% of rented homes in Appleton cost less than HUD's 2-bedroom fair market rent for Outagamie County ($1,256).

With a mortgage

$1,491 a month

Outagamie County: $1,637 a month

Without a mortgage

$648 a month

Outagamie County: $642 a month

Owners with a mortgage

63%

Outagamie County: 61%

The typical cost for an owner with a mortgage in Appleton is $1,491 a month, less than in Outagamie County ($1,637); without one, $648.

Value: what owners think their home is worth. Rent: rent plus utilities, for homes of every size. The FHA limit is the most an FHA loan (Federal Housing Administration) lends for a one-unit home; the fair market rent (FMR) is the one HUD uses for housing vouchers.

Census tables: B25075, B25063, B25088, B25081

How it changed

U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024

Change since 2015–2019

Much as in Outagamie County, the typical home value in Appleton rose 57% since 2015–2019.

Rents in Appleton rose more slowly than in Outagamie County: 28% since 2015–2019, against 31%.

While home values in Appleton changed +57% and rent +28%, the typical household income rose 39%.

Change between two 5-year periods that do not overlap, in each period's dollars, not adjusted for inflation.

Census tables: B25077, B25064, B19013

How people live

U.S. Census Bureau, ACS 5-year, 2020–2024

MeasureAppletonOutagamie CountyWisconsinUnited States
Rental vacancy Unreliable estimate2.0%4.5%5.5%
Homeowner vacancy Unreliable estimateUnreliable estimate0.5%0.9%
More than one person per room 2.0%1.6%1.7%3.4%
People per household 2.342.422.332.53
Drive alone 74%78%74%69%
Carpool 9%7%7%9%
Public transit 1%1%1%3%
Walk or bike 3%2%3%3%
Work from home 13%12%13%15%
Other means 1%1%1%2%
Typical commute 10 to 19 minutes10 to 19 minutes10 to 19 minutes20 to 29 minutes

In Appleton, 2.0% of households live with more than one person per room, about the same as in Outagamie County.

By size, households in Appleton look like those in Outagamie County: 2.34 people on average.

The car rules in Appleton: 74% of workers drive to work alone, and the typical trip takes 10 to 19 minutes.

Vacancy: empty homes offered for rent or for sale. Rooms: every room in the home, not only bedrooms. Commute: the minute range of the typical worker.

Census tables: B25004, B25003, B25014, B25010, B08301, B08303

Do the math

What would you pay each month for a home in Appleton?

A typical home is tight for the typical income

We start with a typical home in Appleton, worth $231,400, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 30% of the typical household income in Appleton, which is $80,483 a year. For that payment to be 28% of income, a household would need to earn about $87,293 a year.

The calculator's FHA and conventional loan limits are those of all of Outagamie County.

Your numbers

Local data
$

Starts at the typical home value in Appleton. Change it to the price you have in mind.

Loan type
Your credit score

Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.

Down payment
%

That is $8,099 (3.5% of the price). The usual minimum for this loan is 3.5%.

This week's average ± a quarter or half point.

Term

National average as of November 5, 2026 (Freddie Mac); your rate may be different.

Adjust advanced details

Estimated monthly payment

Local data

$2,037

at 7.18% · 30 years

Loan amount
$227,209
Total interest
$326,900
Paid off in
November 2056

Includes $3,908 FHA upfront mortgage insurance premium.

Does it fit the income?

  • Comfortable

    up to $1,878 a month

  • Tight

    $1,878 to $2,414 a month

    Your payment · 30%

  • Hard

    more than $2,414 a month

Compared with the typical household income in Appleton ($80,483 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.

Show the result as
per month$2,037
Principal & interest$1,539
Property tax$299
Home insurance$96
FHA mortgage insurance (MIP)$102

You need at least $8,099 for the down payment, plus closing costs.

Next step

This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.

The city and its county

Appleton and Outagamie County

Appleton is in Outagamie County, Wisconsin. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).

Appleton's own numbers

Typical home value
$231,400
Typical monthly rent
$1,030
Typical yearly household income
$80,483
Households that own their home
67%
Effective property tax rate
1.55%

U.S. Census Bureau, American Community Survey (average 2020–2024).

Numbers for all of Outagamie County

FHA limit, one-unit home
$541,287
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$1,256
Price change over 5 years (FHFA)
+62%
Homes in a high flood-risk zone
0.5%

HUD, FHFA and FEMA don't publish these numbers by city.

Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Outagamie County.

Everything about Outagamie County

Buying

Buying a home in Appleton

A typical home in Appleton is worth $231,400: 13% below the county and 13% below Wisconsin. With the typical household income in Appleton ($80,483 a year), a typical home costs 2.9 times what the household earns in a year.

Years of income to pay for a typical home

The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.

  • Appleton 2.9 years
  • Outagamie 3.1 years
  • Wisconsin 3.4 years
  • United States 4.1 years
Source: U.S. Census Bureau, Average 2020–2024

How prices have changed in Outagamie County

According to FHFA’s house price index, home prices in Outagamie County rose 106% in the 10 years through 2025.

FHFA does not publish this index by city: these are the numbers for all of Outagamie County.

Period County Wisconsin U.S.
Last year (2025) +5.0% +5.4% +2.9%
5 years (2020–2025) +62% +57% +47%
10 years (2015–2025) +106% +96% +85%

The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data

Appleton next to Outagamie County, Wisconsin and the U.S.

Three numbers side by side. “Typical” means the median: half are above it and half below.

Typical home value
  • Appleton $231,400
  • Outagamie $267,300
  • Wisconsin $266,500
  • United States $332,700
Typical monthly rent
  • Appleton $1,030
  • Outagamie $1,057
  • Wisconsin $1,087
  • United States $1,413
Typical yearly household income
  • Appleton $80,483
  • Outagamie $85,069
  • Wisconsin $77,485
  • United States $80,734
See the full table
Appleton next to Outagamie County and Wisconsin
Measure Appleton Outagamie County Wisconsin U.S.
Typical home value $231,400 $267,300 $266,500 $332,700
Typical monthly rent $1,030 $1,057 $1,087 $1,413
Typical yearly household income $80,483 $85,069 $77,485 $80,734
Households that own their home 67% 71% 68% 65%
Typical yearly property tax $3,588 $3,668 $3,792 $3,119
Effective property tax rate 1.55% 1.37% 1.42% 0.94%
Renters with high rent for their income 39% 37% 44% 51%

“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Outagamie County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.

Four ways to pay for a typical home in Appleton

For a typical $231,400 home in Appleton, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Appleton's typical property tax, an example home insurance and mortgage insurance when it applies.

  • FHA, 3.5% down $2,037a month

    Least cash to close
    Down payment
    $8,099
    Cash to close
    $15,041
    Rate
    7.18%
    Mortgage insurance
    FHA MIP · $102

  • Conventional, 5% down $1,994a month

    Down payment
    $11,570
    Cash to close
    $18,512
    Rate
    7.18%
    Mortgage insurance
    PMI · $110

  • Conventional, 20% down, no PMI $1,649a month

    Down payment
    $46,280
    Cash to close
    $53,222
    Rate
    7.18%
    Mortgage insurance
    None

  • ITIN, 15% down (example) $1,863a month

    Down payment
    $34,710
    Cash to close
    $41,652
    Rate
    8.18%
    Mortgage insurance
    None

The option that asks for the least cash to close is FHA, 3.5% down.

  • Cash to close = down payment plus 3% of the price in closing costs (example).
  • Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
  • The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.

How much house can I afford? Estimate closing costs

Taxes and floods

Two costs that change from place to place

Property tax and flood insurance raise or lower what you pay each month. Here are the numbers for Appleton and for Outagamie County.

Property tax

Effective rate in Appleton

1.55%of the home’s value each year

$3,588 a year for the typical owner in Appleton.

  • Appleton 1.55%
  • Outagamie 1.37%
  • Wisconsin 1.42%

What Wisconsin publishes Lottery and Gaming Credit for your primary residence (Wisconsin Department of Revenue)

Exemptions and deadlines in Wisconsin

Flood risk in Outagamie County

FEMA does not publish these numbers by city: they are for all of Outagamie County.

Homes in the high-risk zone
0.5%
264
Of those, with NFIP insurance
34%
County Wisconsin U.S.
Homes in the high-risk zone 0.5% 1.4% 3.5%
Of those, with NFIP insurance 34% 19% 48%

Most homeowners insurance policies do not cover flood damage.

Look up your address on FEMA’s map

Renting

Renting in Appleton

Typical rent in Appleton is $1,030 a month: 3% below the county. In Appleton, 39% of renter households pay 30% or more of their income in rent.

HUD publishes a fair market rent for all of Outagamie County, by unit size. To pay the 2-bedroom one ($1,256 a month) without spending more than 30% of your income, you would need to earn $24.15 an hour working full time.

HUD fair market rent for all of Outagamie County

What you need to earn to pay it without spending more than 30% of income, working full time.

Size Fair rent a month Hourly wage Yearly income
Studio $918 $17.65 $36,720
1 bedroom $986 $18.96 $39,440
2 bedrooms $1,256 $24.15 $50,240
3 bedrooms $1,739 $33.44 $69,560
4 bedrooms $1,952 $37.54 $78,080

Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027

By ZIP code

Fair market rent by ZIP code in Appleton

HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Appleton has 4 ZIP codes with their own.

For 2 bedrooms it runs from $1,200 in 54914 to $1,520 in 54913.

1 of the 4 is above the fair market rent for Outagamie County ($1,256).

  • 54911 $1,250$1,730
  • 54913 $1,520$2,100
  • 54914 $1,200$1,660
  • 54915 $1,230$1,700

4 of these ZIP codes cross the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Appleton when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD) Fiscal year 2027 Small Area Fair Market Rents (HUD) Source: Census Bureau ZCTA-to-place relationship file Data from 2020 data Census Bureau ZCTA-to-place relationship file

Is your rent high for your ZIP?

Low-income apartments

Low-income apartments in Appleton

HUD lists 14 buildings with rents for lower incomes in Appleton. These are the largest.

  • AHA Affordable Housing 525 N Oneida St, Appleton 54911 212 low-income homes · Run by City of Appleton Housing Authority · Average payment: $537 a month · Average wait: 35 months (920) 739-6811
  • Outagamie County Housing 218-220 Eugene Ct., Appleton 54911 122 homes, 119 low-income · For families (920) 734-5596
  • Randall Court Redevelopment, LLC 218 E Randall St, Appleton 54911 118 low-income homes · 1 bd: 99 · 2 bd: 5 · 3 bd: 10 · 4 bd: 4 · In service since 2017 · For older adults (920) 734-5596
  • Woodridge Gardens 3040 Green Meadow Dr, Appleton 54914 108 low-income homes · For families (920) 733-8811
  • Parkview Village Apts 1307 E Gunn St, Appleton 54915 84 homes, 82 low-income · 1 bd: 1 · 2 bd: 39 · 3 bd: 44 · In service since 2003 · For families

See all 30 buildings in Outagamie County Source: HUD, Retrieved November 6, 2026

Free help

Help to buy or rent in Appleton

You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.

We found no HUD-approved agencies with an office in Outagamie County. The nearest ones are below; many serve by phone or online.

A young woman and a young man point to a line in their notes beside a laptop in a library.

HUD counseling is free or low-cost

Assistance programs in Appleton

No down payment, repair or rent-help program on our list is for Appleton or Outagamie County. The ones below are statewide in Wisconsin: they work in Appleton the same as in the rest of the state.

Which programs do I qualify for? All programs in Wisconsin

  • WHEDA Easy Close Advantage DPA

    Statewide in Wisconsin

    Wisconsin state agency second mortgage for the down payment: up to 6% of the price, over 10 years with a monthly payment and the same rate as the WHEDA first mortgage. Offered by Wisconsin Housing and Economic Development Authority (WHEDA).

    Repayable

    See the program Official page

  • WHEDA Capital Access DPA

    Statewide in Wisconsin

    Limited funds remain, per the source

    $7,500 loan from the Wisconsin state agency for the down payment and closing costs, over 30 years, at 0% and with no monthly payments, alongside a WHEDA mortgage; limited funds, first come, first served. Offered by Wisconsin Housing and Economic Development Authority (WHEDA).

    Deferred

    See the program Official page

Housing counselors near Appleton

The HUD-approved agencies closest to the center of Appleton, in a straight line, nearest first. If one says it serves in Spanish, its card says so.

  • Catholic Charities Diocese of Green Bay

    1825 Riverside Dr, Green Bay · 23 miles away · Spanish

    • Mortgage delinquency and default
    • Budget and financial counseling
    • and 6 more
    (920) 272-8234

  • Neighborworks Green Bay

    437 S Jackson St, Green Bay · 24 miles away · Spanish

    • Mortgage delinquency and default
    • Budget and financial counseling
    • and 7 more
    (920) 448-3075

  • CCCS of Sheboygan

    17 Forest Avenue, Suite 016, Fond Du Lac · 35 miles away

    • Mortgage delinquency and default
    • Budget and financial counseling
    • and 4 more
    (920) 907-4344

All counseling agencies in Wisconsin

Help in Spanish near Appleton

2 of the 3 agencies on this list say they serve in Spanish.

Ask for service in Spanish

When you call, say “Spanish, please” or ask if someone speaks Spanish. If not, ask whether they offer an interpreter.

Housing authorities of Appleton

HUD’s record names them for Appleton or Outagamie County. They run public housing or Section 8 vouchers. Ask whether their waiting list is open.

  • City of Appleton Housing Authority Public housing and Section 8 vouchers (920) 739-6811

One other authority has an office in Outagamie County: see the list Source: HUD

Cities

Other cities in Outagamie County

These cities are also in Outagamie County. They share its loan limits and fair market rents, but home values and rent change from one to the next.

Everything about Outagamie County Housing in Wisconsin

Nearby cities

The cities closest to Appleton, with the typical home value.

Neighboring counties

If Outagamie County is out of reach, look next door. Each number is that county's own.

Keep going

Guides for your next step

Short explanations, in plain language and with official sources, for buying or renting in Appleton.

All guides
Three women of one family lean in together to stir the pan.

Questions

Housing questions about Appleton

Short answers with the numbers for Appleton and all of Outagamie County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.

How much does a typical home cost in Appleton?

The typical home value in Appleton is $231,400, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Outagamie County it is $267,300.

How much does it cost to rent in Appleton?

Typical rent in Appleton is $1,030 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Outagamie County is $1,256.

What is the FHA loan limit in Appleton?

Appleton uses the FHA limit for all of Outagamie County (2026): $541,287 for a one-unit home and $1,041,125 for a four-unit home.

How much property tax do owners pay in Appleton?

The typical homeowner in Appleton pays $3,588 a year, according to the U.S. Census Bureau. That is 1.55% of the home’s value; in Outagamie County, the rate is 1.37%.

Where can I find free help to buy or rent in Appleton?

We found no HUD-approved counseling agencies with an office in Outagamie County; the nearest ones are on this page. They can help you get ready to buy, with your credit, or with rent.

Sources: American Community Survey (ACS) 5-year estimates (Average 2020–2024); FHA mortgage limits (HUD) (2026 data); Conforming loan limits (FHFA) (2026 data); Fair Market Rents (HUD) (Fiscal year 2027); Small Area Fair Market Rents (HUD) (Fiscal year 2027); Census Bureau ZCTA-to-place relationship file (2020 data); HUD-approved housing counseling agencies (Retrieved November 6, 2026); Public Housing Agencies (HUD) (Retrieved November 6, 2026); Freddie Mac Primary Mortgage Market Survey (PMMS) (As of November 5, 2026); FHFA House Price Index (HPI) (2025 data); Homes with flood insurance (NFIP, FEMA) (As of August 3, 2026).