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City · 19,131 residents · Winnebago County, Wisconsin

Fox Crossing , Wisconsin

In Fox Crossing, a typical home is worth $248,100 and typical rent is $1,009 a month. Compared with all of Winnebago County, the typical home value is 10% higher, typical household income is 6% higher, and the share of households that own their home is 6 points lower.

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  • Typical home value

    $248,100

    10% above the county

    7% below Wisconsin

    • Fox Crossing
    • Winnebago
    • Wisconsin

  • Typical rent

    $1,009a month

    5% above the county

    7% below Wisconsin

    • Fox Crossing
    • Winnebago
    • Wisconsin

  • Typical household income

    $79,187a year

    6% above the county

    2% above Wisconsin

    • Fox Crossing
    • Winnebago
    • Wisconsin

  • Households that own their home

    60%

    6 points below the county

    8 points below Wisconsin

    • Fox Crossing
    • Winnebago
    • Wisconsin

Source: U.S. Census Bureau, Average 2020–2024

Fox Crossing is in Winnebago County. The FHA loan limit ($541,287 for a one-unit home), the fair market rents and the help on this page are those of all of Winnebago County. See the county

Data updated: October 1, 2026 11 official sources

Only here

What sets Fox Crossing apart

What this place has that others do not, from public data, most unusual first.

  1. Nearby, in Menasha, the typical home value is $191,800: 23% less than in Fox Crossing ($248,100).

  2. Fox Crossing has the 12th smallest share of rent-burdened renters of the 141 cities in Wisconsin with more than 5,000 people (32%).

  3. 60% of households in Fox Crossing own their home, against 66% in Winnebago County.

Sources: U.S. Census Bureau (Average 2020–2024).

The homes here

Housing in Fox Crossing

What homes there are in Fox Crossing, what they cost, how that changed and how people live, from Census figures (2020–2024).

What homes there are

U.S. Census Bureau, ACS 5-year, 2020–2024

Kind of home

The detached house is still the most common home in Fox Crossing, but it weighs less than in Winnebago County: 54% against 66%.

Year built

Homes in Fox Crossing are newer: the typical year built is 1982; in Winnebago County, 1975.

All homes, occupied or empty. A figure the Census cannot measure precisely enough here is not shown.

Census tables: B25024, B25034, B25035, B25041

What it costs here

U.S. Census Bureau, ACS 5-year, 2020–2024

Value of owner-occupied homes

With an FHA limit of $541,287, at least 97% of owner-occupied homes in Fox Crossing sit below it: they are worth less than $500,000.

Monthly rent with utilities

With a mortgage

$1,662 a month

Winnebago County: $1,494 a month

Without a mortgage

$748 a month

Winnebago County: $656 a month

Owners with a mortgage

64%

Winnebago County: 60%

The typical cost for an owner with a mortgage in Fox Crossing is $1,662 a month, more than in Winnebago County ($1,494); without one, $748.

Value: what owners think their home is worth. Rent: rent plus utilities, for homes of every size. The FHA limit is the most an FHA loan (Federal Housing Administration) lends for a one-unit home; the fair market rent (FMR) is the one HUD uses for housing vouchers.

Census tables: B25075, B25063, B25088, B25081

How it changed

U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024

Change since 2015–2019

The typical home value in Fox Crossing rose 56% since 2015–2019, more than in Winnebago County (48%).

The typical rent in Fox Crossing rose 25% since 2015–2019, about the same as in Winnebago County (26%).

While home values in Fox Crossing changed +56% and rent +25%, the typical household income rose 36%.

Change between two 5-year periods that do not overlap, in each period's dollars, not adjusted for inflation.

Census tables: B25077, B25064, B19013

How people live

U.S. Census Bureau, ACS 5-year, 2020–2024

MeasureFox CrossingWinnebago CountyWisconsinUnited States
Rental vacancy Unreliable estimate4.4%4.5%5.5%
Homeowner vacancy Unreliable estimateUnreliable estimate0.5%0.9%
More than one person per room Unreliable estimate1.4%1.7%3.4%
People per household 2.162.272.332.53
Drive alone 78%77%74%69%
Carpool 8%7%7%9%
Public transit Unreliable estimate1%1%3%
Walk or bike Unreliable estimate3%3%3%
Work from home 12%12%13%15%
Other means Unreliable estimate1%1%2%
Typical commute 10 to 19 minutes10 to 19 minutes10 to 19 minutes20 to 29 minutes

Much as in Winnebago County, a household in Fox Crossing has 2.16 people on average.

To get to work, 78% of workers in Fox Crossing drive alone; in Winnebago County, 77%.

Vacancy: empty homes offered for rent or for sale. Rooms: every room in the home, not only bedrooms. Commute: the minute range of the typical worker.

Census tables: B25004, B25003, B25014, B25010, B08301, B08303

Do the math

What would you pay each month for a home in Fox Crossing?

A typical home is tight for the typical income

We start with a typical home in Fox Crossing, worth $248,100, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 33% of the typical household income in Fox Crossing, which is $79,187 a year. For that payment to be 28% of income, a household would need to earn about $94,214 a year.

The calculator's FHA and conventional loan limits are those of all of Winnebago County.

Your numbers

Local data
$

Starts at the typical home value in Fox Crossing. Change it to the price you have in mind.

Loan type
Your credit score

Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.

Down payment
%

That is $8,684 (3.5% of the price). The usual minimum for this loan is 3.5%.

This week's average ± a quarter or half point.

Term

National average as of November 5, 2026 (Freddie Mac); your rate may be different.

Adjust advanced details

Estimated monthly payment

Local data

$2,198

at 7.18% · 30 years

Loan amount
$243,606
Total interest
$350,492
Paid off in
November 2056

Includes $4,190 FHA upfront mortgage insurance premium.

Does it fit the income?

  • Comfortable

    up to $1,848 a month

  • Tight

    $1,848 to $2,376 a month

    Your payment · 33%

  • Hard

    more than $2,376 a month

Compared with the typical household income in Fox Crossing ($79,187 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.

Show the result as
per month$2,198
Principal & interest$1,650
Property tax$335
Home insurance$103
FHA mortgage insurance (MIP)$110

You need at least $8,684 for the down payment, plus closing costs.

Next step

This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.

The city and its county

Fox Crossing and Winnebago County

Fox Crossing is in Winnebago County, Wisconsin. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).

Fox Crossing's own numbers

Typical home value
$248,100
Typical monthly rent
$1,009
Typical yearly household income
$79,187
Households that own their home
60%
Effective property tax rate
1.62%

U.S. Census Bureau, American Community Survey (average 2020–2024).

Numbers for all of Winnebago County

FHA limit, one-unit home
$541,287
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$1,195
Price change over 5 years (FHFA)
+64%
Homes in a high flood-risk zone
2.8%

HUD, FHFA and FEMA don't publish these numbers by city.

Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Winnebago County.

Everything about Winnebago County

Buying

Buying a home in Fox Crossing

A typical home in Fox Crossing is worth $248,100: 10% above the county and 7% below Wisconsin. With the typical household income in Fox Crossing ($79,187 a year), a typical home costs 3.1 times what the household earns in a year.

Years of income to pay for a typical home

The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.

  • Fox Crossing 3.1 years
  • Winnebago 3.0 years
  • Wisconsin 3.4 years
  • United States 4.1 years
Source: U.S. Census Bureau, Average 2020–2024

How prices have changed in Winnebago County

According to FHFA’s house price index, home prices in Winnebago County rose 105% in the 10 years through 2025.

FHFA does not publish this index by city: these are the numbers for all of Winnebago County.

Period County Wisconsin U.S.
Last year (2025) +6.3% +5.4% +2.9%
5 years (2020–2025) +64% +57% +47%
10 years (2015–2025) +105% +96% +85%

The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data

Fox Crossing next to Winnebago County, Wisconsin and the U.S.

Three numbers side by side. “Typical” means the median: half are above it and half below.

Typical home value
  • Fox Crossing $248,100
  • Winnebago $225,800
  • Wisconsin $266,500
  • United States $332,700
Typical monthly rent
  • Fox Crossing $1,009
  • Winnebago $965
  • Wisconsin $1,087
  • United States $1,413
Typical yearly household income
  • Fox Crossing $79,187
  • Winnebago $74,925
  • Wisconsin $77,485
  • United States $80,734
See the full table
Fox Crossing next to Winnebago County and Wisconsin
Measure Fox Crossing Winnebago County Wisconsin U.S.
Typical home value $248,100 $225,800 $266,500 $332,700
Typical monthly rent $1,009 $965 $1,087 $1,413
Typical yearly household income $79,187 $74,925 $77,485 $80,734
Households that own their home 60% 66% 68% 65%
Typical yearly property tax $4,022 $3,679 $3,792 $3,119
Effective property tax rate 1.62% 1.63% 1.42% 0.94%
Renters with high rent for their income 32% 41% 44% 51%

“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Winnebago County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.

Four ways to pay for a typical home in Fox Crossing

For a typical $248,100 home in Fox Crossing, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Fox Crossing's typical property tax, an example home insurance and mortgage insurance when it applies.

  • FHA, 3.5% down $2,198a month

    Least cash to close
    Down payment
    $8,684
    Cash to close
    $16,127
    Rate
    7.18%
    Mortgage insurance
    FHA MIP · $110

  • Conventional, 5% down $2,153a month

    Down payment
    $12,405
    Cash to close
    $19,848
    Rate
    7.18%
    Mortgage insurance
    PMI · $118

  • Conventional, 20% down, no PMI $1,783a month

    Down payment
    $49,620
    Cash to close
    $57,063
    Rate
    7.18%
    Mortgage insurance
    None

  • ITIN, 15% down (example) $2,012a month

    Down payment
    $37,215
    Cash to close
    $44,658
    Rate
    8.18%
    Mortgage insurance
    None

The option that asks for the least cash to close is FHA, 3.5% down.

  • Cash to close = down payment plus 3% of the price in closing costs (example).
  • Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
  • The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.

How much house can I afford? Estimate closing costs

Taxes and floods

Two costs that change from place to place

Property tax and flood insurance raise or lower what you pay each month. Here are the numbers for Fox Crossing and for Winnebago County.

Property tax

Effective rate in Fox Crossing

1.62%of the home’s value each year

$4,022 a year for the typical owner in Fox Crossing.

  • Fox Crossing 1.62%
  • Winnebago 1.63%
  • Wisconsin 1.42%

What Wisconsin publishes Lottery and Gaming Credit for your primary residence (Wisconsin Department of Revenue)

Exemptions and deadlines in Wisconsin

Flood risk in Winnebago County

FEMA does not publish these numbers by city: they are for all of Winnebago County.

Homes in the high-risk zone
2.8%
1,411
Of those, with NFIP insurance
20%
County Wisconsin U.S.
Homes in the high-risk zone 2.8% 1.4% 3.5%
Of those, with NFIP insurance 20% 19% 48%

Most homeowners insurance policies do not cover flood damage.

Look up your address on FEMA’s map

Renting

Renting in Fox Crossing

Typical rent in Fox Crossing is $1,009 a month: 5% above the county. In Fox Crossing, 32% of renter households pay 30% or more of their income in rent.

HUD publishes a fair market rent for all of Winnebago County, by unit size. To pay the 2-bedroom one ($1,195 a month) without spending more than 30% of your income, you would need to earn $22.98 an hour working full time.

HUD fair market rent for all of Winnebago County

What you need to earn to pay it without spending more than 30% of income, working full time.

Size Fair rent a month Hourly wage Yearly income
Studio $909 $17.48 $36,360
1 bedroom $936 $18.00 $37,440
2 bedrooms $1,195 $22.98 $47,800
3 bedrooms $1,609 $30.94 $64,360
4 bedrooms $1,646 $31.65 $65,840

Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027

By ZIP code

Fair market rent by ZIP code in Fox Crossing

HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Fox Crossing is in ZIP code 54956.

For 2 bedrooms it is $1,380: $185 more than the fair market rent for Winnebago County ($1,195).

  • 54956 $1,380$1,860

1 of these ZIP codes crosses the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Fox Crossing when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD) Fiscal year 2027 Small Area Fair Market Rents (HUD) Source: Census Bureau ZCTA-to-place relationship file Data from 2020 data Census Bureau ZCTA-to-place relationship file

Is your rent high for your ZIP?

Free help

Help to buy or rent in Fox Crossing

You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.

We found no HUD-approved agencies with an office in Winnebago County. The nearest ones are below; many serve by phone or online.

A young woman and a young man point to a line in their notes beside a laptop in a library.

HUD counseling is free or low-cost

Assistance programs in Fox Crossing

No down payment, repair or rent-help program on our list is for Fox Crossing or Winnebago County. The ones below are statewide in Wisconsin: they work in Fox Crossing the same as in the rest of the state.

Which programs do I qualify for? All programs in Wisconsin

  • WHEDA Easy Close Advantage DPA

    Statewide in Wisconsin

    Wisconsin state agency second mortgage for the down payment: up to 6% of the price, over 10 years with a monthly payment and the same rate as the WHEDA first mortgage. Offered by Wisconsin Housing and Economic Development Authority (WHEDA).

    Repayable

    See the program Official page

  • WHEDA Capital Access DPA

    Statewide in Wisconsin

    Limited funds remain, per the source

    $7,500 loan from the Wisconsin state agency for the down payment and closing costs, over 30 years, at 0% and with no monthly payments, alongside a WHEDA mortgage; limited funds, first come, first served. Offered by Wisconsin Housing and Economic Development Authority (WHEDA).

    Deferred

    See the program Official page

Housing counselors near Fox Crossing

The HUD-approved agencies closest to the center of Fox Crossing, in a straight line, nearest first. If one says it serves in Spanish, its card says so.

  • Catholic Charities Diocese of Green Bay

    1825 Riverside Dr, Green Bay · 29 miles away · Spanish

    • Mortgage delinquency and default
    • Budget and financial counseling
    • and 6 more
    (920) 272-8234

  • Neighborworks Green Bay

    437 S Jackson St, Green Bay · 30 miles away · Spanish

    • Mortgage delinquency and default
    • Budget and financial counseling
    • and 7 more
    (920) 448-3075

  • CCCS of Sheboygan

    17 Forest Avenue, Suite 016, Fond Du Lac · 31 miles away

    • Mortgage delinquency and default
    • Budget and financial counseling
    • and 4 more
    (920) 907-4344

All counseling agencies in Wisconsin

Help in Spanish near Fox Crossing

2 of the 3 agencies on this list say they serve in Spanish.

Ask for service in Spanish

When you call, say “Spanish, please” or ask if someone speaks Spanish. If not, ask whether they offer an interpreter.

Housing authorities of Fox Crossing

HUD’s record names them for Fox Crossing or Winnebago County. They run public housing or Section 8 vouchers. Ask whether their waiting list is open.

  • Housing Authority of Winnebago County, WI Public housing and Section 8 vouchers (920) 424-1450

One other authority has an office in Winnebago County: see the list Source: HUD

Cities

Other cities in Winnebago County

These cities are also in Winnebago County. They share its loan limits and fair market rents, but home values and rent change from one to the next.

Everything about Winnebago County Housing in Wisconsin

Nearby cities

The cities closest to Fox Crossing, with the typical home value.

Neighboring counties

If Winnebago County is out of reach, look next door. Each number is that county's own.

Keep going

Guides for your next step

Short explanations, in plain language and with official sources, for buying or renting in Fox Crossing.

All guides
A father, a mother and their daughter smile among the avocado trees by their home in Somis, California.

Questions

Housing questions about Fox Crossing

Short answers with the numbers for Fox Crossing and all of Winnebago County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.

How much does a typical home cost in Fox Crossing?

The typical home value in Fox Crossing is $248,100, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Winnebago County it is $225,800.

How much does it cost to rent in Fox Crossing?

Typical rent in Fox Crossing is $1,009 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Winnebago County is $1,195.

What is the FHA loan limit in Fox Crossing?

Fox Crossing uses the FHA limit for all of Winnebago County (2026): $541,287 for a one-unit home and $1,041,125 for a four-unit home.

How much property tax do owners pay in Fox Crossing?

The typical homeowner in Fox Crossing pays $4,022 a year, according to the U.S. Census Bureau. That is 1.62% of the home’s value; in Winnebago County, the rate is 1.63%.

Where can I find free help to buy or rent in Fox Crossing?

We found no HUD-approved counseling agencies with an office in Winnebago County; the nearest ones are on this page. They can help you get ready to buy, with your credit, or with rent.

Sources: American Community Survey (ACS) 5-year estimates (Average 2020–2024); FHA mortgage limits (HUD) (2026 data); Conforming loan limits (FHFA) (2026 data); Fair Market Rents (HUD) (Fiscal year 2027); Small Area Fair Market Rents (HUD) (Fiscal year 2027); Census Bureau ZCTA-to-place relationship file (2020 data); HUD-approved housing counseling agencies (Retrieved November 6, 2026); Public Housing Agencies (HUD) (Retrieved November 6, 2026); Freddie Mac Primary Mortgage Market Survey (PMMS) (As of November 5, 2026); FHFA House Price Index (HPI) (2025 data); Homes with flood insurance (NFIP, FEMA) (As of August 3, 2026).