In Springville, a typical home is worth $454,400 and typical rent is $1,572 a month. Compared with all of Utah County, the typical home value is 16% lower and typical household income is 11% lower.
Typical home value from Zillow, September 2021 to September 2026: from $441,969 to $503,058.
Typical rent
$1,614a month
▲ 3.5% more than 12 months ago
Typical rent from Zillow, December 2023 to September 2026: from $1,493 to $1,614.
From Zillow (ZHVI/ZORI), September 2026. The Census figures above are 5-year averages (2020–2024).
Springville is in Utah County. The FHA loan limit ($601,450 for a one-unit home), the fair market rents and the help on this page are those of all of Utah County. See the county
What this place has that others do not, from public data, most unusual first.
1
Nearby, in Provo, the typical rent is $1,193: 24% less than in Springville ($1,572).
2
The typical home in Springville is worth $454,400,16% less than in Utah County as a whole ($538,700).
Sources: U.S. Census Bureau (Average 2020–2024).
The homes here
Housing in Springville
What homes there are in Springville, what they cost, how that changed and how people live, from Census figures (2020–2024).
What homes there are
U.S. Census Bureau, ACS 5-year, 2020–2024
Kind of home
Detached houseAttached houseBuilding of 2 to 4Apartments (5 or more)Mobile homeBoat, RV and otherUnreliable estimate
Springville
Utah County
Utah
United States
Kind of home: Springville and its comparisons
Measure
Springville
Utah County
Utah
United States
Detached house
65%
64%
67%
61%
Attached house
11%
11%
8%
6%
Building of 2 to 4
11%
7%
7%
8%
Apartments (5 or more)
11%
16%
16%
19%
Mobile home
3%
1%
3%
6%
Boat, RV and other
Unreliable estimate
Unreliable estimate
0%
0%
As in Utah County, most homes in Springville are detached houses (65%).
Year built
Before 19601960–19791980–19992000–20092010 or later
Springville
Utah County
Utah
United States
Year built: Springville and its comparisons
Measure
Springville
Utah County
Utah
United States
Before 1960
16%
10%
15%
26%
1960–1979
17%
15%
20%
24%
1980–1999
23%
23%
26%
25%
2000–2009
24%
22%
18%
14%
2010 or later
20%
29%
21%
11%
The typical home in Springville was built in 1996, 5 years before the typical one in Utah County.
Much as in Utah County, 80% of homes in Springville have 3 bedrooms or more.
What it costs here
U.S. Census Bureau, ACS 5-year, 2020–2024
Value of owner-occupied homes
Unreliable estimate
Under $100K6%
$100K–$200KUnreliable
$200K–$300K6%
$300K–$500K49%
$500K–$750K27%
$750K–$1M8%
$1M or more2%
Value of owner-occupied homes: Springville and its comparisons
Measure
Springville
Under $100K
6%
$100K–$200K
Unreliable estimate
$200K–$300K
6%
$300K–$500K
49%
$500K–$750K
27%
$750K–$1M
8%
$1M or more
2%
Monthly rent with utilities
Unreliable estimate
Under $500Unreliable
$500–$99912%
$1,000–$1,49932%
$1,500–$1,99937%
$2,000–$2,49914%
$2,500–$2,999Unreliable
$3,000 or moreUnreliable
Monthly rent with utilities: Springville and its comparisons
Measure
Springville
Under $500
Unreliable estimate
$500–$999
12%
$1,000–$1,499
32%
$1,500–$1,999
37%
$2,000–$2,499
14%
$2,500–$2,999
Unreliable estimate
$3,000 or more
Unreliable
With a mortgage
$1,866 a month
Utah County: $2,115 a month
Without a mortgage
$574 a month
Utah County: $570 a month
Owners with a mortgage
70%
Utah County: 73%
In Springville, 70% of owners have a mortgage, and their typical cost is $1,866 a month, against $2,115 in Utah County. Without one it drops to $574.
How it changed
U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024
Change since 2015–2019
Typical home value
Springville+75%
Utah County+76%
Utah+75%
United States+53%
Typical rent
Springville+44%
Utah County+45%
Utah+44%
United States+33%
Typical household income
Springville+30%
Utah County+35%
Utah+33%
United States+29%
Change since 2015–2019: Springville and its comparisons
Measure
Springville
Utah County
Utah
United States
Typical home value
+75%
+76%
+75%
+53%
Typical rent
+44%
+45%
+44%
+33%
Typical household income
+30%
+35%
+33%
+29%
From 2015–2019 to 2020–2024, home values in Springville rose at about the same pace as in Utah County: 75% against 76%.
The typical rent in Springville rose 44% since 2015–2019, about the same as in Utah County (45%).
Housing prices ran ahead of income in Springville: typical income rose 30%, against +75% for home values and +44% for rent.
How people live
U.S. Census Bureau, ACS 5-year, 2020–2024
How people live: Springville and its comparisons
Measure
Springville
Utah County
Utah
United States
Rental vacancy
Unreliable estimate
2.7%
5.5%
5.5%
Homeowner vacancy
Unreliable estimate
0.6%
0.6%
0.9%
More than one person per room
4.2%
3.9%
3.1%
3.4%
People per household
3.25
3.39
2.97
2.53
Drive alone
70%
65%
67%
69%
Carpool
12%
10%
10%
9%
Public transit
Unreliable estimate
2%
2%
3%
Walk or bike
Unreliable estimate
3%
3%
3%
Work from home
16%
19%
18%
15%
Other means
Unreliable estimate
1%
1%
2%
Typical commute
Unreliable estimate
Unreliable estimate
Unreliable estimate
20 to 29 minutes
More than one person per room: that is how 4.2% of households in Springville live, near the figure in Utah County (3.9%).
Much as in Utah County, a household in Springville has 3.25 people on average.
In Springville, 70% of workers drive alone to work; in Utah County, 65%.
Do the math
What would you pay each month for a home in Springville?
A typical home costs more than the typical income allows
We start with a typical home in Springville, worth $454,400, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 48% of the typical household income in Springville, which is $89,816 a year. For that payment to be 28% of income, a household would need to earn about $154,378 a year.
The calculator's FHA and conventional loan limits are those of all of Utah County.
Change the price, the down payment or the loan: the payment updates right away.
Your numbers
Local data
$
Starts at the typical home value in Springville. Change it to the price you have in mind.
Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.
Down payment
%
That is $15,904 (3.5% of the price). The usual minimum for this loan is 3.5%.
This week's average ± a quarter or half point.
National average as of November 5, 2026 (Freddie Mac); your rate may be different.
Adjust advanced details⌄
Estimated monthly payment
Local data
$3,602
at 7.18% · 30 years
Loan amount
$446,170
Total interest
$641,933
Paid off in
November 2056
Includes $7,674 FHA upfront mortgage insurance premium.
Does it fit the income?
Comfortable
up to $2,096 a month
Tight
$2,096 to $2,694 a month
Hard
more than $2,694 a month
Your payment · 48%
Compared with the typical household income in Springville ($89,816 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.
Monthly payment breakdown
Principal & interest
$3,023
Property tax
$189
Home insurance
$189
FHA mortgage insurance (MIP)
$201
You need at least $15,904 for the down payment, plus closing costs.
This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.
Total monthly payment $3,602; principal and interest $3,023.
The city and its county
Springville and Utah County
Springville is in Utah County, Utah. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).
Springville
Map of Utah County, Utah, with Springville marked. Around it, the neighboring counties.
Springville
Utah County
Other cities with a page
Springville's own numbers
Typical home value
$454,400
Typical monthly rent
$1,572
Typical yearly household income
$89,816
Households that own their home
72%
Effective property tax rate
0.5%
U.S. Census Bureau, American Community Survey (average 2020–2024).
Numbers for all of Utah County
FHA limit, one-unit home
$601,450
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$1,363
Price change over 5 years (FHFA)
+54%
Homes in a high flood-risk zone
0.5%
HUD, FHFA and FEMA don't publish these numbers by city.
Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Utah County.
A typical home in Springville is worth $454,400: 16% below the county and 7% below Utah. With the typical household income in Springville ($89,816 a year), a typical home costs 5.1 times what the household earns in a year.
Years of income to pay for a typical home
The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.
Springville5.1 years
Utah5.4 years
Utah5.1 years
United States4.1 years
Source: U.S. Census Bureau, Average 2020–2024
How prices have changed in Utah County
According to FHFA’s house price index, home prices in Utah County rose 119% in the 10 years through 2025.
FHFA does not publish this index by city: these are the numbers for all of Utah County.
Yearly change in FHFA’s price index in Utah County, 2016 to 2025
2016: +7.6% +7.6% 2016
2017: +8.7% +8.7% 2017
2018: +8.5% +8.5% 2018
2019: +7.1% +7.1% 2019
2020: +5.1% +5.1% 2020
2021: +19.3% +19.3% 2021
2022: +20.7% +20.7% 2022
2023: −0.1% −0.1% 2023
2024: +4.0% +4.0% 2024
2025: +2.8% +2.8% 2025
Change in FHFA’s price index in Utah County, Utah and the United States
Period
County
Utah
U.S.
Last year (2025)
+2.8%
+2.4%
+2.9%
5 years (2020–2025)
+54%
+53%
+47%
10 years (2015–2025)
+119%
+121%
+85%
The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data
Springville next to Utah County, Utah and the U.S.
Three numbers side by side. “Typical” means the median: half are above it and half below.
Typical home value
Springville$454,400
Utah$538,700
Utah$489,400
United States$332,700
Typical monthly rent
Springville$1,572
Utah$1,541
Utah$1,496
United States$1,413
Typical yearly household income
Springville$89,816
Utah$100,671
Utah$95,166
United States$80,734
See the full table
Springville next to Utah County and Utah
Measure
Springville
Utah County
Utah
U.S.
Typical home value
$454,400 ▼16% below the county
$538,700
$489,400
$332,700
Typical monthly rent
$1,572 ▲2% above the county
$1,541
$1,496
$1,413
Typical yearly household income
$89,816 ▼11% below the county
$100,671
$95,166
$80,734
Households that own their home
72% ▲3 points above the county
68%
70%
65%
Typical yearly property tax
$2,271 ▼4% below the county
$2,370
$2,525
$3,119
Effective property tax rate
0.5% ▲0.06 points above the county
0.44%
0.52%
0.94%
Renters with high rent for their income
47% ▲2 points above the county
45%
47%
51%
“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Utah County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.
Four ways to pay for a typical home in Springville
For a typical $454,400 home in Springville, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Springville's typical property tax, an example home insurance and mortgage insurance when it applies.
FHA, 3.5% down$3,602a month
Least cash to close
Down payment
$15,904
Cash to close
$29,536
Rate
7.18%
Mortgage insurance
FHA MIP · $201
Conventional, 5% down$3,519a month
Down payment
$22,720
Cash to close
$36,352
Rate
7.18%
Mortgage insurance
PMI · $216
Conventional, 20% down, no PMI$2,841a month
Down payment
$90,880
Cash to close
$104,512
Rate
7.18%
Mortgage insurance
None
ITIN, 15% down (example)$3,261a month
Down payment
$68,160
Cash to close
$81,792
Rate
8.18%
Mortgage insurance
None
Four ways to pay for a typical home in Springville
Loan
Monthly payment
Down payment
Loan amount
Rate
Mortgage insurance
Cash to close
Minimum score
FHA, 3.5% down Least cash to close
$3,602
$15,904
$446,170
7.18%
FHA MIP · $201
$29,536
580
Conventional, 5% down
$3,519
$22,720
$431,680
7.18%
PMI · $216
$36,352
620*
Conventional, 20% down, no PMI
$2,841
$90,880
$363,520
7.18%
None
$104,512
620*
ITIN, 15% down (example)
$3,261
$68,160
$386,240
8.18%
None
$81,792
Set by the lender
The option that asks for the least cash to close is FHA, 3.5% down.
Cash to close = down payment plus 3% of the price in closing costs (example).
Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.
Typical rent in Springville is $1,572 a month: 2% above the county. In Springville, 47% of renter households pay 30% or more of their income in rent.
HUD publishes a fair market rent for all of Utah County, by unit size. To pay the 2-bedroom one ($1,363 a month) without spending more than 30% of your income, you would need to earn $26.21 an hour working full time.
What you need to earn to pay it without spending more than 30% of income, working full time.
HUD fair market rent in Utah County (Fiscal year 2027)
Size
Fair rent a month
Hourly wage
Yearly income
Studio
$1,186
$22.81
$47,440
1 bedroom
$1,192
$22.92
$47,680
2 bedrooms
$1,363
$26.21
$54,520
3 bedrooms
$1,887
$36.29
$75,480
4 bedrooms
$2,278
$43.81
$91,120
Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027
By ZIP code
Fair market rent by ZIP code in Springville
HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Springville is in ZIP code 84663.
For 2 bedrooms it is $1,380: $17 more than the fair market rent for Utah County ($1,363).
Fair market rent by ZIP code and size in Springville, fiscal year 2027.
ZIP code
Studio
1 bd
2 bd
3 bd
4 bd
84663
$1,200
$1,210
$1,380
$1,910
$2,310
ZIP code2 bd3 bd
84663 $1,380$1,910
1 of these ZIP codes crosses the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Springville when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD)Fiscal year 2027Small Area Fair Market Rents (HUD) (external site)Source: Census Bureau ZCTA-to-place relationship fileData from 2020 dataCensus Bureau ZCTA-to-place relationship file (external site)
HUD lists one building with rents for lower incomes in Springville.
Cedar View SR. Living451 S Main St, Springville 8466331 homes, 25 low-income · 1 bd: 31 · In service since 2015 · For older adults, people with disabilities, people experiencing homelessness
You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.
There are 2 HUD-approved agencies with an office in Utah County; 1 says it serves in Spanish.
No down payment, repair or rent-help program on our list is for Springville or Utah County. The ones below are statewide in Utah: they work in Springville the same as in the rest of the state.
Utah state agency second mortgage for the down payment or closing costs alongside its first mortgage: up to 6% of the loan with monthly payments, or up to 3.5% at 3.5% with deferred interest and no payments; capped at $27,500.Offered by Utah Housing Corporation (UHC).
Utah state loan, run by Utah Housing, of up to $20,000 with no interest or monthly payments for the down payment, closing costs or a lower rate; only for first-time buyers of a newly built home with a Utah Housing mortgage.Offered by Utah Housing Corporation (UHC).
No legal help resource on our list is for Springville or Utah County in particular.
If you have a problem with your landlord, an eviction notice or a scam, the Legal Services Corporation (LSC) search shows the free legal aid offices that serve your area.
Short answers with the numbers for Springville and all of Utah County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.
How much does a typical home cost in Springville?
The typical home value in Springville is $454,400, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Utah County it is $538,700.
How much does it cost to rent in Springville?
Typical rent in Springville is $1,572 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Utah County is $1,363.
What is the FHA loan limit in Springville?
Springville uses the FHA limit for all of Utah County (2026): $601,450 for a one-unit home and $1,156,650 for a four-unit home.
How much property tax do owners pay in Springville?
The typical homeowner in Springville pays $2,271 a year, according to the U.S. Census Bureau. That is 0.5% of the home’s value; in Utah County, the rate is 0.44%.
Where can I find free help to buy or rent in Springville?
There are 2 HUD-approved counseling agencies with an office in Utah County. 1 says it serves in Spanish. They can help you get ready to buy, with your credit, or with rent.
