In Bluffdale, a typical home is worth $685,500 and typical rent is $1,915 a month. Compared with all of Salt Lake County, typical household income is 33% higher, the typical home value is 30% higher, and the share of households that own their home is 11 points higher.
Typical home value from Zillow, September 2021 to September 2026: from $574,370 to $615,825.
Typical rent
$2,177a month
▲ 3.9% more than 12 months ago
Typical rent from Zillow, March 2022 to September 2026: from $1,946 to $2,177.
From Zillow (ZHVI/ZORI), September 2026. The Census figures above are 5-year averages (2020–2024).
Bluffdale is in Salt Lake County. The FHA loan limit ($637,100 for a one-unit home), the fair market rents and the help on this page are those of all of Salt Lake County. See the county
What this place has that others do not, from public data, most unusual first.
1
The typical household income in Bluffdale is $129,531,33% more than in Salt Lake County as a whole ($97,494).
2
The typical home in Bluffdale is worth $685,500,30% more than in Salt Lake County as a whole ($525,700).
3
The typical rent in Bluffdale is $1,915 a month, 20% more than in Salt Lake County as a whole ($1,592).
4
77% of households in Bluffdale own their home, against 66% in Salt Lake County.
Sources: U.S. Census Bureau (Average 2020–2024).
The homes here
Housing in Bluffdale
What homes there are in Bluffdale, what they cost, how that changed and how people live, from Census figures (2020–2024).
What homes there are
U.S. Census Bureau, ACS 5-year, 2020–2024
Kind of home
Detached houseAttached houseBuilding of 2 to 4Apartments (5 or more)Mobile homeBoat, RV and otherUnreliable estimate
Bluffdale
Salt Lake County
Utah
United States
Kind of home: Bluffdale and its comparisons
Measure
Bluffdale
Salt Lake County
Utah
United States
Detached house
64%
60%
67%
61%
Attached house
21%
9%
8%
6%
Building of 2 to 4
Unreliable estimate
6%
7%
8%
Apartments (5 or more)
Unreliable estimate
23%
16%
19%
Mobile home
Unreliable estimate
2%
3%
6%
Boat, RV and other
Unreliable estimate
Unreliable estimate
0%
0%
In Bluffdale, 6 in 10 homes are single-family detached houses; in Salt Lake County, 6.
Year built
Before 19601960–19791980–19992000–20092010 or laterUnreliable estimate
Bluffdale
Salt Lake County
Utah
United States
Year built: Bluffdale and its comparisons
Measure
Bluffdale
Salt Lake County
Utah
United States
Before 1960
Unreliable estimate
18%
15%
26%
1960–1979
Unreliable estimate
25%
20%
24%
1980–1999
16%
25%
26%
25%
2000–2009
19%
14%
18%
14%
2010 or later
56%
18%
21%
11%
Homes in Bluffdale are newer: the typical year built is 2011; in Salt Lake County, 1986.
Homes in Bluffdale are bigger: 90% have 3 bedrooms or more; in Salt Lake County, 65%.
What it costs here
U.S. Census Bureau, ACS 5-year, 2020–2024
Value of owner-occupied homes
Unreliable estimate
Under $100KUnreliable
$100K–$200KUnreliable
$200K–$300KUnreliable
$300K–$500K23%
$500K–$750K31%
$750K–$1M24%
$1M or more18%
Value of owner-occupied homes: Bluffdale and its comparisons
Measure
Bluffdale
Under $100K
Unreliable estimate
$100K–$200K
Unreliable estimate
$200K–$300K
Unreliable estimate
$300K–$500K
23%
$500K–$750K
31%
$750K–$1M
24%
$1M or more
18%
Monthly rent with utilities
Unreliable estimate
Under $500Unreliable
$500–$999Unreliable
$1,000–$1,499Unreliable
$1,500–$1,99952%
$2,000–$2,49922%
$2,500–$2,99910%
$3,000 or moreUnreliable
Monthly rent with utilities: Bluffdale and its comparisons
Measure
Bluffdale
Under $500
Unreliable
$500–$999
Unreliable estimate
$1,000–$1,499
Unreliable estimate
$1,500–$1,999
52%
$2,000–$2,499
22%
$2,500–$2,999
10%
$3,000 or more
Unreliable estimate
With a mortgage
$2,647 a month
Salt Lake County: $2,124 a month
Without a mortgage
$613 a month
Salt Lake County: $609 a month
Owners with a mortgage
81%
Salt Lake County: 70%
Owning costs more in Bluffdale: with a mortgage, the typical cost is $2,647 a month; in Salt Lake County, $2,124. Without one, $613.
How it changed
U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024
Change since 2015–2019
Typical home value
Bluffdale+41%
Salt Lake County+72%
Utah+75%
United States+53%
Typical rent
Bluffdale+35%
Salt Lake County+42%
Utah+44%
United States+33%
Typical household income
BluffdaleNo clear change
Salt Lake County+30%
Utah+33%
United States+29%
Change since 2015–2019: Bluffdale and its comparisons
Measure
Bluffdale
Salt Lake County
Utah
United States
Typical home value
+41%
+72%
+75%
+53%
Typical rent
+35%
+42%
+44%
+33%
Typical household income
No clear change
+30%
+33%
+29%
From 2015–2019 to 2020–2024, the typical home value in Bluffdale rose 41%; in Salt Lake County, it rose 72%.
The typical rent in Bluffdale rose 35% over the same time; in Salt Lake County, it rose 42%.
How people live
U.S. Census Bureau, ACS 5-year, 2020–2024
How people live: Bluffdale and its comparisons
Measure
Bluffdale
Salt Lake County
Utah
United States
Rental vacancy
Unreliable estimate
5.5%
5.5%
5.5%
Homeowner vacancy
Unreliable estimate
0.6%
0.6%
0.9%
More than one person per room
Unreliable estimate
3.0%
3.1%
3.4%
People per household
3.29
2.77
2.97
2.53
Drive alone
69%
65%
67%
69%
Carpool
6%
10%
10%
9%
Public transit
Unreliable estimate
2%
2%
3%
Walk or bike
Unreliable estimate
2%
3%
3%
Work from home
23%
20%
18%
15%
Other means
Unreliable estimate
1%
1%
2%
Typical commute
Unreliable estimate
20 to 29 minutes
Unreliable estimate
20 to 29 minutes
On average, a household in Bluffdale has 3.29 people, more than in Salt Lake County (2.77).
Working from home is more common in Bluffdale: 23%, against 20% in Salt Lake County.
Do the math
What would you pay each month for a home in Bluffdale?
A typical home costs more than the typical income allows
We start with a typical home in Bluffdale, worth $685,500, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 50% of the typical household income in Bluffdale, which is $129,531 a year. For that payment to be 28% of income, a household would need to earn about $232,402 a year. Note: at that price the loan is above the FHA limit for Salt Lake County ($637,100), so FHA would not insure it; the payment is only a reference.
The calculator's FHA and conventional loan limits are those of all of Salt Lake County.
Change the price, the down payment or the loan: the payment updates right away.
Your numbers
Local data
$
Starts at the typical home value in Bluffdale. Change it to the price you have in mind.
Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.
Down payment
%
That is $23,993 (3.5% of the price). The usual minimum for this loan is 3.5%.
This week's average ± a quarter or half point.
National average as of November 5, 2026 (Freddie Mac); your rate may be different.
Adjust advanced details⌄
Estimated monthly payment
Local data
$5,423
at 7.18% · 30 years
Loan amount
$673,083
Total interest
$968,409
Paid off in
November 2056
Includes $11,576 FHA upfront mortgage insurance premium.
Does it fit the income?
Comfortable
up to $3,022 a month
Tight
$3,022 to $3,886 a month
Hard
more than $3,886 a month
Your payment · 50%
Compared with the typical household income in Bluffdale ($129,531 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.
Monthly payment breakdown
Principal & interest
$4,560
Property tax
$274
Home insurance
$286
FHA mortgage insurance (MIP)
$303
This loan is over the FHA limit
You'd borrow $661,507, but the FHA limit for a one-unit home in Bluffdale is $637,100. You'd need a bigger down payment or a different loan.
You need at least $23,993 for the down payment, plus closing costs.
This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.
Total monthly payment $5,423; principal and interest $4,560.
The city and its county
Bluffdale and Salt Lake County
Bluffdale is in Salt Lake County, Utah. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).
Bluffdale
Map of Salt Lake County, Utah, with Bluffdale marked. Around it, the neighboring counties.
Bluffdale
Salt Lake County
Other cities with a page
Bluffdale's own numbers
Typical home value
$685,500
Typical monthly rent
$1,915
Typical yearly household income
$129,531
Households that own their home
77%
Effective property tax rate
0.48%
U.S. Census Bureau, American Community Survey (average 2020–2024).
Numbers for all of Salt Lake County
FHA limit, one-unit home
$637,100
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$1,615
Price change over 5 years (FHFA)
+51%
Homes in a high flood-risk zone
0.6%
HUD, FHFA and FEMA don't publish these numbers by city.
Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Salt Lake County.
A typical home in Bluffdale is worth $685,500: 30% above the county and 40% above Utah. With the typical household income in Bluffdale ($129,531 a year), a typical home costs 5.3 times what the household earns in a year.
Years of income to pay for a typical home
The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.
Bluffdale5.3 years
Salt Lake5.4 years
Utah5.1 years
United States4.1 years
Source: U.S. Census Bureau, Average 2020–2024
How prices have changed in Salt Lake County
According to FHFA’s house price index, home prices in Salt Lake County rose 120% in the 10 years through 2025.
FHFA does not publish this index by city: these are the numbers for all of Salt Lake County.
Yearly change in FHFA’s price index in Salt Lake County, 2016 to 2025
2016: +8.0% +8.0% 2016
2017: +9.2% +9.2% 2017
2018: +9.1% +9.1% 2018
2019: +7.3% +7.3% 2019
2020: +5.5% +5.5% 2020
2021: +18.0% +18.0% 2021
2022: +19.4% +19.4% 2022
2023: +0.5% +0.5% 2023
2024: +4.0% +4.0% 2024
2025: +2.6% +2.6% 2025
Change in FHFA’s price index in Salt Lake County, Utah and the United States
Period
County
Utah
U.S.
Last year (2025)
+2.6%
+2.4%
+2.9%
5 years (2020–2025)
+51%
+53%
+47%
10 years (2015–2025)
+120%
+121%
+85%
The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data
Bluffdale next to Salt Lake County, Utah and the U.S.
Three numbers side by side. “Typical” means the median: half are above it and half below.
Typical home value
Bluffdale$685,500
Salt Lake$525,700
Utah$489,400
United States$332,700
Typical monthly rent
Bluffdale$1,915
Salt Lake$1,592
Utah$1,496
United States$1,413
Typical yearly household income
Bluffdale$129,531
Salt Lake$97,494
Utah$95,166
United States$80,734
See the full table
Bluffdale next to Salt Lake County and Utah
Measure
Bluffdale
Salt Lake County
Utah
U.S.
Typical home value
$685,500 ▲30% above the county
$525,700
$489,400
$332,700
Typical monthly rent
$1,915 ▲20% above the county
$1,592
$1,496
$1,413
Typical yearly household income
$129,531 ▲33% above the county
$97,494
$95,166
$80,734
Households that own their home
77% ▲11 points above the county
66%
70%
65%
Typical yearly property tax
$3,296 ▲16% above the county
$2,836
$2,525
$3,119
Effective property tax rate
0.48% ▼0.06 points below the county
0.54%
0.52%
0.94%
Renters with high rent for their income
45% ▼4 points below the county
49%
47%
51%
“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Salt Lake County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.
Four ways to pay for a typical home in Bluffdale
For a typical $685,500 home in Bluffdale, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Bluffdale's typical property tax, an example home insurance and mortgage insurance when it applies.
FHA, 3.5% down$5,423a month
Above the FHA limit for Salt Lake County ($637,100)
Down payment
$23,993
Cash to close
$44,558
Rate
7.18%
Mortgage insurance
FHA MIP · $303
Conventional, 5% down$5,297a month
Least cash to close
Down payment
$34,275
Cash to close
$54,840
Rate
7.18%
Mortgage insurance
PMI · $326
Conventional, 20% down, no PMI$4,275a month
Down payment
$137,100
Cash to close
$157,665
Rate
7.18%
Mortgage insurance
None
ITIN, 15% down (example)$4,909a month
Down payment
$102,825
Cash to close
$123,390
Rate
8.18%
Mortgage insurance
None
Four ways to pay for a typical home in Bluffdale
Loan
Monthly payment
Down payment
Loan amount
Rate
Mortgage insurance
Cash to close
Minimum score
FHA, 3.5% down Above the FHA limit for Salt Lake County ($637,100)
$5,423
$23,993
$673,084
7.18%
FHA MIP · $303
$44,558
580
Conventional, 5% down Least cash to close
$5,297
$34,275
$651,225
7.18%
PMI · $326
$54,840
620*
Conventional, 20% down, no PMI
$4,275
$137,100
$548,400
7.18%
None
$157,665
620*
ITIN, 15% down (example)
$4,909
$102,825
$582,675
8.18%
None
$123,390
Set by the lender
The option that asks for the least cash to close is Conventional, 5% down.
Cash to close = down payment plus 3% of the price in closing costs (example).
Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.
Typical rent in Bluffdale is $1,915 a month: 20% above the county. In Bluffdale, 45% of renter households pay 30% or more of their income in rent.
HUD publishes a fair market rent for all of Salt Lake County, by unit size. To pay the 2-bedroom one ($1,615 a month) without spending more than 30% of your income, you would need to earn $31.06 an hour working full time.
What you need to earn to pay it without spending more than 30% of income, working full time.
HUD fair market rent in Salt Lake County (Fiscal year 2027)
Size
Fair rent a month
Hourly wage
Yearly income
Studio
$1,202
$23.12
$48,080
1 bedroom
$1,349
$25.94
$53,960
2 bedrooms
$1,615
$31.06
$64,600
3 bedrooms
$2,143
$41.21
$85,720
4 bedrooms
$2,439
$46.90
$97,560
Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027
By ZIP code
Fair market rent by ZIP code in Bluffdale
HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Bluffdale is in ZIP code 84065.
For 2 bedrooms it is $1,850: $235 more than the fair market rent for Salt Lake County ($1,615).
Fair market rent by ZIP code and size in Bluffdale, fiscal year 2027.
ZIP code
Studio
1 bd
2 bd
3 bd
4 bd
84065
$1,380
$1,550
$1,850
$2,450
$2,790
ZIP code2 bd3 bd
84065 $1,850$2,450
1 of these ZIP codes crosses the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Bluffdale when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD)Fiscal year 2027Small Area Fair Market Rents (HUD) (external site)Source: Census Bureau ZCTA-to-place relationship fileData from 2020 dataCensus Bureau ZCTA-to-place relationship file (external site)
HUD lists 2 buildings with rents for lower incomes in Bluffdale. These are the largest.
Beacon Hill Apartments15000 S. Heritage Crest Way, Bluffdale 84065168 low-income homes · 2 bd: 74 · 3 bd: 54 · 4 bd: 40 · In service since 2015 · For families
Bluffs Apts.14035 S Marketview Dr, Bluffdale 84065168 low-income homes · 2 bd: 56 · 3 bd: 112 · In service since 2003
You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.
There are 2 HUD-approved agencies with an office in Salt Lake County; 1 says it serves in Spanish.
No down payment, repair or rent-help program on our list is for Bluffdale or Salt Lake County. The ones below are statewide in Utah: they work in Bluffdale the same as in the rest of the state.
Utah state agency second mortgage for the down payment or closing costs alongside its first mortgage: up to 6% of the loan with monthly payments, or up to 3.5% at 3.5% with deferred interest and no payments; capped at $27,500.Offered by Utah Housing Corporation (UHC).
Utah state loan, run by Utah Housing, of up to $20,000 with no interest or monthly payments for the down payment, closing costs or a lower rate; only for first-time buyers of a newly built home with a Utah Housing mortgage.Offered by Utah Housing Corporation (UHC).
No legal help resource on our list is for Bluffdale or Salt Lake County in particular.
If you have a problem with your landlord, an eviction notice or a scam, the Legal Services Corporation (LSC) search shows the free legal aid offices that serve your area.
Short answers with the numbers for Bluffdale and all of Salt Lake County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.
How much does a typical home cost in Bluffdale?
The typical home value in Bluffdale is $685,500, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Salt Lake County it is $525,700.
How much does it cost to rent in Bluffdale?
Typical rent in Bluffdale is $1,915 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Salt Lake County is $1,615.
What is the FHA loan limit in Bluffdale?
Bluffdale uses the FHA limit for all of Salt Lake County (2026): $637,100 for a one-unit home and $1,225,200 for a four-unit home.
How much property tax do owners pay in Bluffdale?
The typical homeowner in Bluffdale pays $3,296 a year, according to the U.S. Census Bureau. That is 0.48% of the home’s value; in Salt Lake County, the rate is 0.54%.
Where can I find free help to buy or rent in Bluffdale?
There are 2 HUD-approved counseling agencies with an office in Salt Lake County. 1 says it serves in Spanish. They can help you get ready to buy, with your credit, or with rent.
