Free help in Utah
Data from November 2026
HUD-approved housing counselors in Utah
7 HUD-approved counseling agencies serve Utah; 2 say they serve in Spanish. They help you prepare to buy, with your credit, with renting, or if you fell behind on payments.
Key numbers in Utah
- Agencies
- 7
- HUD-approved, with an office here
- Serve in Spanish
- 2
- 29% of the agencies, per HUD
- Counties with an office
- 5
- out of 29 in all
How it works
What to expect from counseling
Housing counseling is an appointment with a counselor at a HUD-approved agency. This is how it works, according to HUD.
- Step 1
Free or low cost
HUD-approved agencies receive federal funds. Some charge a reasonable fee for certain services, such as workshops; ask about cost before you start.
- Step 2
For buying, renting or getting out of trouble
They advise on buying a home, renting, credit and budgeting, and help if you fell behind on your mortgage or face foreclosure.
- Step 3
Bring your paperwork
Your income (pay stubs or bank statements), your monthly debts and expenses, and whatever you have saved. With that, the counselor builds a plan with you.
- Step 4
Ask for service in Spanish
When you call, say “Spanish, please” or ask whether someone speaks Spanish; if not, ask whether they offer an interpreter.
According to HUD (U.S. Department of Housing and Urban Development)
HUD’s list
Every agency in Utah
The ones that say they serve in Spanish come first. Search by city, county or name.
2
of the 7 agencies in Utah say they serve in Spanish.
-
Community Action Services
815 S Freedom Blvd, Provo · Utah County · Spanish
Also serves in Vietnamese.
- Budget and financial counseling
- Budget and credit workshops
- and 2 more
-
Community Development Corporation of Utah
501 E 1700 S, Salt Lake City · Salt Lake County · Spanish
- Mortgage delinquency and default
- Budget and financial counseling
- and 5 more
-
Neighborworks Mountain Country Home Solutions
1031 W Center St Ste 302, Orem · Utah County
- Mortgage delinquency and default
- Budget and financial counseling
- and 6 more
-
Sun Country Home Solutions Branch
382 S. Bluff St. #150, Saint George · Washington County
- Budget and financial counseling
- Budget and credit workshops
- and 3 more
-
Utah State University - Family Life Center - HFC
6435 Old Main Hill, Logan · Cache County
- Mortgage delinquency and default
- Mortgage delinquency workshops
- and 9 more
-
Utah State University-Salt Lake County Extension
2001 South State Street, Salt Lake City · Salt Lake County
- Homebuyer education workshops
-
Utah State University-Weber County Extension
1181 North Fairgrounds Drive, Ogden · Weber County
- Homebuyer education workshops
None match your search.
HUD’s official list exactly as published, retrieved November 6, 2026. Confirm hours and costs with the agency before you go. Source: HUD-approved housing counseling agencies Retrieved November 6, 2026 HUD-approved housing counseling agencies (external site)
Frequently asked questions
How much does HUD-approved housing counseling cost?
It is free or low cost. Agencies receive HUD funds; some charge a reasonable fee for certain services, such as workshops or certificates. Ask about cost before you start.
How many agencies serve in Spanish in Utah?
2 of the 7 HUD-approved agencies in Utah say they serve in Spanish, according to HUD’s list. When you call, ask for service in Spanish or an interpreter.
What if my county has no agency?
Many agencies serve by phone, video or online, not only in person. Your county’s page lists the nearest ones with their distance and phone number.