In Holladay, a typical home is worth $763,400 and typical rent is $1,704 a month. Compared with all of Salt Lake County, the typical home value is 45% higher, typical household income is 20% higher, and the share of households that own their home is 13 points higher.
Typical home value from Zillow, September 2021 to September 2026: from $725,693 to $845,836.
Typical rent
$2,065a month
▲ 5.3% more than 12 months ago
Typical rent from Zillow, March 2023 to September 2026: from $1,636 to $2,065.
From Zillow (ZHVI/ZORI), September 2026. The Census figures above are 5-year averages (2020–2024).
Holladay is in Salt Lake County. The FHA loan limit ($637,100 for a one-unit home), the fair market rents and the help on this page are those of all of Salt Lake County. See the county
What this place has that others do not, from public data, most unusual first.
1
Nearby, in South Salt Lake, the typical home value is $410,200: 46% less than in Holladay ($763,400).
2
The typical home in Holladay is worth $763,400,45% more than in Salt Lake County as a whole ($525,700).
3
According to Zillow, in the 12 months to September 2026 the typical home value in Holladay rose 5.3%; in Utah, it rose 1.2%.
4
79% of households in Holladay own their home, against 66% in Salt Lake County.
5
The typical household income in Holladay is $117,043,20% more than in Salt Lake County as a whole ($97,494).
Sources: U.S. Census Bureau (Average 2020–2024); Zillow (September 2026 data). Zillow data
The homes here
Housing in Holladay
What homes there are in Holladay, what they cost, how that changed and how people live, from Census figures (2020–2024).
What homes there are
U.S. Census Bureau, ACS 5-year, 2020–2024
Kind of home
Detached houseAttached houseBuilding of 2 to 4Apartments (5 or more)Mobile homeBoat, RV and otherUnreliable estimate
Holladay
Salt Lake County
Utah
United States
Kind of home: Holladay and its comparisons
Measure
Holladay
Salt Lake County
Utah
United States
Detached house
68%
60%
67%
61%
Attached house
13%
9%
8%
6%
Building of 2 to 4
4%
6%
7%
8%
Apartments (5 or more)
15%
23%
16%
19%
Mobile home
Unreliable estimate
2%
3%
6%
Boat, RV and other
Unreliable estimate
Unreliable estimate
0%
0%
The detached house rules in Holladay: 68% of homes, more than in Salt Lake County (60%).
Year built
Before 19601960–19791980–19992000–20092010 or later
Holladay
Salt Lake County
Utah
United States
Year built: Holladay and its comparisons
Measure
Holladay
Salt Lake County
Utah
United States
Before 1960
29%
18%
15%
26%
1960–1979
39%
25%
20%
24%
1980–1999
17%
25%
26%
25%
2000–2009
6%
14%
18%
14%
2010 or later
8%
18%
21%
11%
The typical home in Holladay was built in 1969, 17 years before the typical one in Salt Lake County.
There is more room for a big family here: 74% of homes have 3 bedrooms or more, against 65% in Salt Lake County.
What it costs here
U.S. Census Bureau, ACS 5-year, 2020–2024
Value of owner-occupied homes
Unreliable estimate
Under $100KUnreliable
$100K–$200KUnreliable
$200K–$300K3%
$300K–$500K13%
$500K–$750K29%
$750K–$1M26%
$1M or more26%
Value of owner-occupied homes: Holladay and its comparisons
Measure
Holladay
Under $100K
Unreliable estimate
$100K–$200K
Unreliable estimate
$200K–$300K
3%
$300K–$500K
13%
$500K–$750K
29%
$750K–$1M
26%
$1M or more
26%
Monthly rent with utilities
Unreliable estimate
Under $500Unreliable
$500–$999Unreliable
$1,000–$1,49927%
$1,500–$1,99935%
$2,000–$2,49918%
$2,500–$2,999Unreliable
$3,000 or moreUnreliable
Monthly rent with utilities: Holladay and its comparisons
Measure
Holladay
Under $500
Unreliable estimate
$500–$999
Unreliable estimate
$1,000–$1,499
27%
$1,500–$1,999
35%
$2,000–$2,499
18%
$2,500–$2,999
Unreliable estimate
$3,000 or more
Unreliable estimate
With a mortgage
$2,451 a month
Salt Lake County: $2,124 a month
Without a mortgage
$710 a month
Salt Lake County: $609 a month
Owners with a mortgage
60%
Salt Lake County: 70%
In Holladay, 60% of owners have a mortgage, and their typical cost is $2,451 a month, against $2,124 in Salt Lake County. Without one it drops to $710.
How it changed
U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024
Change since 2015–2019
Typical home value
Holladay+72%
Salt Lake County+72%
Utah+75%
United States+53%
Typical rent
Holladay+48%
Salt Lake County+42%
Utah+44%
United States+33%
Typical household income
Holladay+32%
Salt Lake County+30%
Utah+33%
United States+29%
Change since 2015–2019: Holladay and its comparisons
Measure
Holladay
Salt Lake County
Utah
United States
Typical home value
+72%
+72%
+75%
+53%
Typical rent
+48%
+42%
+44%
+33%
Typical household income
+32%
+30%
+33%
+29%
The typical home value in Holladay rose 72% since 2015–2019, about the same as in Salt Lake County (72%).
The typical rent in Holladay rose 48% over the same time; in Salt Lake County, it rose 42%.
The typical household income in Holladay rose 32%: less than home values (+72%) and rent (+48%).
How people live
U.S. Census Bureau, ACS 5-year, 2020–2024
How people live: Holladay and its comparisons
Measure
Holladay
Salt Lake County
Utah
United States
Rental vacancy
Unreliable estimate
5.5%
5.5%
5.5%
Homeowner vacancy
Unreliable estimate
0.6%
0.6%
0.9%
More than one person per room
Unreliable estimate
3.0%
3.1%
3.4%
People per household
2.61
2.77
2.97
2.53
Drive alone
69%
65%
67%
69%
Carpool
4%
10%
10%
9%
Public transit
Unreliable estimate
2%
2%
3%
Walk or bike
Unreliable estimate
2%
3%
3%
Work from home
24%
20%
18%
15%
Other means
Unreliable estimate
1%
1%
2%
Typical commute
20 to 29 minutes
20 to 29 minutes
Unreliable estimate
20 to 29 minutes
Households in Holladay are smaller: 2.61 people on average; in Salt Lake County, 2.77.
Working from home is more common in Holladay: 24%, against 20% in Salt Lake County.
Do the math
What would you pay each month for a home in Holladay?
A typical home costs more than the typical income allows
We start with a typical home in Holladay, worth $763,400, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 62% of the typical household income in Holladay, which is $117,043 a year. For that payment to be 28% of income, a household would need to earn about $257,995 a year. Note: at that price the loan is above the FHA limit for Salt Lake County ($637,100), so FHA would not insure it; the payment is only a reference.
The calculator's FHA and conventional loan limits are those of all of Salt Lake County.
Change the price, the down payment or the loan: the payment updates right away.
Your numbers
Local data
$
Starts at the typical home value in Holladay. Change it to the price you have in mind.
Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.
Down payment
%
That is $26,719 (3.5% of the price). The usual minimum for this loan is 3.5%.
This week's average ± a quarter or half point.
National average as of November 5, 2026 (Freddie Mac); your rate may be different.
Adjust advanced details⌄
Estimated monthly payment
Local data
$6,020
at 7.18% · 30 years
Loan amount
$749,573
Total interest
$1,078,460
Paid off in
November 2056
Includes $12,892 FHA upfront mortgage insurance premium.
Does it fit the income?
Comfortable
up to $2,731 a month
Tight
$2,731 to $3,511 a month
Hard
more than $3,511 a month
Your payment · 62%
Compared with the typical household income in Holladay ($117,043 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.
Monthly payment breakdown
Principal & interest
$5,078
Property tax
$286
Home insurance
$318
FHA mortgage insurance (MIP)
$338
This loan is over the FHA limit
You'd borrow $736,681, but the FHA limit for a one-unit home in Holladay is $637,100. You'd need a bigger down payment or a different loan.
You need at least $26,719 for the down payment, plus closing costs.
This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.
Total monthly payment $6,020; principal and interest $5,078.
The city and its county
Holladay and Salt Lake County
Holladay is in Salt Lake County, Utah. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).
Holladay
Map of Salt Lake County, Utah, with Holladay marked. Around it, the neighboring counties.
Holladay
Salt Lake County
Other cities with a page
Holladay's own numbers
Typical home value
$763,400
Typical monthly rent
$1,704
Typical yearly household income
$117,043
Households that own their home
79%
Effective property tax rate
0.45%
U.S. Census Bureau, American Community Survey (average 2020–2024).
Numbers for all of Salt Lake County
FHA limit, one-unit home
$637,100
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$1,615
Price change over 5 years (FHFA)
+51%
Homes in a high flood-risk zone
0.6%
HUD, FHFA and FEMA don't publish these numbers by city.
Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Salt Lake County.
A typical home in Holladay is worth $763,400: 45% above the county and 56% above Utah. With the typical household income in Holladay ($117,043 a year), a typical home costs 6.5 times what the household earns in a year.
Years of income to pay for a typical home
The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.
Holladay6.5 years
Salt Lake5.4 years
Utah5.1 years
United States4.1 years
Source: U.S. Census Bureau, Average 2020–2024
How prices have changed in Salt Lake County
According to FHFA’s house price index, home prices in Salt Lake County rose 120% in the 10 years through 2025.
FHFA does not publish this index by city: these are the numbers for all of Salt Lake County.
Yearly change in FHFA’s price index in Salt Lake County, 2016 to 2025
2016: +8.0% +8.0% 2016
2017: +9.2% +9.2% 2017
2018: +9.1% +9.1% 2018
2019: +7.3% +7.3% 2019
2020: +5.5% +5.5% 2020
2021: +18.0% +18.0% 2021
2022: +19.4% +19.4% 2022
2023: +0.5% +0.5% 2023
2024: +4.0% +4.0% 2024
2025: +2.6% +2.6% 2025
Change in FHFA’s price index in Salt Lake County, Utah and the United States
Period
County
Utah
U.S.
Last year (2025)
+2.6%
+2.4%
+2.9%
5 years (2020–2025)
+51%
+53%
+47%
10 years (2015–2025)
+120%
+121%
+85%
The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data
Holladay next to Salt Lake County, Utah and the U.S.
Three numbers side by side. “Typical” means the median: half are above it and half below.
Typical home value
Holladay$763,400
Salt Lake$525,700
Utah$489,400
United States$332,700
Typical monthly rent
Holladay$1,704
Salt Lake$1,592
Utah$1,496
United States$1,413
Typical yearly household income
Holladay$117,043
Salt Lake$97,494
Utah$95,166
United States$80,734
See the full table
Holladay next to Salt Lake County and Utah
Measure
Holladay
Salt Lake County
Utah
U.S.
Typical home value
$763,400 ▲45% above the county
$525,700
$489,400
$332,700
Typical monthly rent
$1,704 ▲7% above the county
$1,592
$1,496
$1,413
Typical yearly household income
$117,043 ▲20% above the county
$97,494
$95,166
$80,734
Households that own their home
79% ▲13 points above the county
66%
70%
65%
Typical yearly property tax
$3,461 ▲22% above the county
$2,836
$2,525
$3,119
Effective property tax rate
0.45% ▼0.09 points below the county
0.54%
0.52%
0.94%
Renters with high rent for their income
39% ▼10 points below the county
49%
47%
51%
“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Salt Lake County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.
Four ways to pay for a typical home in Holladay
For a typical $763,400 home in Holladay, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Holladay's typical property tax, an example home insurance and mortgage insurance when it applies.
FHA, 3.5% down$6,020a month
Above the FHA limit for Salt Lake County ($637,100)
Down payment
$26,719
Cash to close
$49,621
Rate
7.18%
Mortgage insurance
FHA MIP · $338
Conventional, 5% down$5,880a month
Least cash to close
Down payment
$38,170
Cash to close
$61,072
Rate
7.18%
Mortgage insurance
PMI · $363
Conventional, 20% down, no PMI$4,742a month
Down payment
$152,680
Cash to close
$175,582
Rate
7.18%
Mortgage insurance
None
ITIN, 15% down (example)$5,447a month
Down payment
$114,510
Cash to close
$137,412
Rate
8.18%
Mortgage insurance
None
Four ways to pay for a typical home in Holladay
Loan
Monthly payment
Down payment
Loan amount
Rate
Mortgage insurance
Cash to close
Minimum score
FHA, 3.5% down Above the FHA limit for Salt Lake County ($637,100)
$6,020
$26,719
$749,573
7.18%
FHA MIP · $338
$49,621
580
Conventional, 5% down Least cash to close
$5,880
$38,170
$725,230
7.18%
PMI · $363
$61,072
620*
Conventional, 20% down, no PMI
$4,742
$152,680
$610,720
7.18%
None
$175,582
620*
ITIN, 15% down (example)
$5,447
$114,510
$648,890
8.18%
None
$137,412
Set by the lender
The option that asks for the least cash to close is Conventional, 5% down.
Cash to close = down payment plus 3% of the price in closing costs (example).
Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.
Typical rent in Holladay is $1,704 a month: 7% above the county. In Holladay, 39% of renter households pay 30% or more of their income in rent.
HUD publishes a fair market rent for all of Salt Lake County, by unit size. To pay the 2-bedroom one ($1,615 a month) without spending more than 30% of your income, you would need to earn $31.06 an hour working full time.
What you need to earn to pay it without spending more than 30% of income, working full time.
HUD fair market rent in Salt Lake County (Fiscal year 2027)
Size
Fair rent a month
Hourly wage
Yearly income
Studio
$1,202
$23.12
$48,080
1 bedroom
$1,349
$25.94
$53,960
2 bedrooms
$1,615
$31.06
$64,600
3 bedrooms
$2,143
$41.21
$85,720
4 bedrooms
$2,439
$46.90
$97,560
Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027
By ZIP code
Fair market rent by ZIP code in Holladay
HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Holladay has 3 ZIP codes with their own.
For 2 bedrooms it runs from $1,580 in 84124 to $1,850 in 84121.
2 of the 3 are above the fair market rent for Salt Lake County ($1,615).
2-bedroom fair market rent in each of the 3 ZIP codes of Holladay, beside the one for Salt Lake County. For 2 bedrooms it runs from $1,580 in 84124 to $1,850 in 84121. 2 of the 3 are above the fair market rent for Salt Lake County ($1,615).
2-bedroom fair market rent in each ZIP code
Each line is one ZIP code: in color, those above the county's fair market rent; in gray, the rest.
County: $1,615
Lowest: $1,580 (84124)Highest: $1,850 (84121)
Fair market rent by ZIP code and size in Holladay, fiscal year 2027.
84117
$1,300
$1,460
$1,750
$2,340
$2,670
84121
$1,380
$1,550
$1,850
$2,450
$2,790
84124
$1,160
$1,320
$1,580
$2,100
$2,400
ZIP code2 bd3 bd
84117 $1,750$2,340
84121 $1,850$2,450
84124 $1,580$2,100
3 of these ZIP codes cross the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Holladay when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD)Fiscal year 2027Small Area Fair Market Rents (HUD) (external site)Source: Census Bureau ZCTA-to-place relationship fileData from 2020 dataCensus Bureau ZCTA-to-place relationship file (external site)
You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.
There are 2 HUD-approved agencies with an office in Salt Lake County; 1 says it serves in Spanish.
No down payment, repair or rent-help program on our list is for Holladay or Salt Lake County. The ones below are statewide in Utah: they work in Holladay the same as in the rest of the state.
Utah state agency second mortgage for the down payment or closing costs alongside its first mortgage: up to 6% of the loan with monthly payments, or up to 3.5% at 3.5% with deferred interest and no payments; capped at $27,500.Offered by Utah Housing Corporation (UHC).
Utah state loan, run by Utah Housing, of up to $20,000 with no interest or monthly payments for the down payment, closing costs or a lower rate; only for first-time buyers of a newly built home with a Utah Housing mortgage.Offered by Utah Housing Corporation (UHC).
No legal help resource on our list is for Holladay or Salt Lake County in particular.
If you have a problem with your landlord, an eviction notice or a scam, the Legal Services Corporation (LSC) search shows the free legal aid offices that serve your area.
Short answers with the numbers for Holladay and all of Salt Lake County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.
How much does a typical home cost in Holladay?
The typical home value in Holladay is $763,400, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Salt Lake County it is $525,700.
How much does it cost to rent in Holladay?
Typical rent in Holladay is $1,704 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Salt Lake County is $1,615.
What is the FHA loan limit in Holladay?
Holladay uses the FHA limit for all of Salt Lake County (2026): $637,100 for a one-unit home and $1,225,200 for a four-unit home.
How much property tax do owners pay in Holladay?
The typical homeowner in Holladay pays $3,461 a year, according to the U.S. Census Bureau. That is 0.45% of the home’s value; in Salt Lake County, the rate is 0.54%.
Where can I find free help to buy or rent in Holladay?
There are 2 HUD-approved counseling agencies with an office in Salt Lake County. 1 says it serves in Spanish. They can help you get ready to buy, with your credit, or with rent.
