In South Salt Lake, a typical home is worth $410,200 and typical rent is $1,451 a month. Compared with all of Salt Lake County, typical household income is 26% lower, the typical home value is 22% lower, and the share of households that own their home is 28 points lower.
Typical home value from Zillow, September 2021 to September 2026: from $402,665 to $435,559.
Typical rent
$1,529a month
▲ 0.6% more than 12 months ago
Typical rent from Zillow, September 2021 to September 2026: from $1,402 to $1,529.
From Zillow (ZHVI/ZORI), September 2026. The Census figures above are 5-year averages (2020–2024).
South Salt Lake is in Salt Lake County. The FHA loan limit ($637,100 for a one-unit home), the fair market rents and the help on this page are those of all of Salt Lake County. See the county
What this place has that others do not, from public data, most unusual first.
1
38% of households in South Salt Lake own their home, against 66% in Salt Lake County.
2
The typical household income in South Salt Lake is $72,152,26% less than in Salt Lake County as a whole ($97,494).
3
The typical home in South Salt Lake is worth $410,200,22% less than in Salt Lake County as a whole ($525,700).
Sources: U.S. Census Bureau (Average 2020–2024).
The homes here
Housing in South Salt Lake
What homes there are in South Salt Lake, what they cost, how that changed and how people live, from Census figures (2020–2024).
What homes there are
U.S. Census Bureau, ACS 5-year, 2020–2024
Kind of home
Detached houseAttached houseBuilding of 2 to 4Apartments (5 or more)Mobile homeBoat, RV and otherUnreliable estimate
South Salt Lake
Salt Lake County
Utah
United States
Kind of home: South Salt Lake and its comparisons
Measure
South Salt Lake
Salt Lake County
Utah
United States
Detached house
33%
60%
67%
61%
Attached house
8%
9%
8%
6%
Building of 2 to 4
15%
6%
7%
8%
Apartments (5 or more)
41%
23%
16%
19%
Mobile home
Unreliable estimate
2%
3%
6%
Boat, RV and other
Unreliable estimate
Unreliable estimate
0%
0%
In South Salt Lake, the apartment is the most common kind of home: 41%, against 23% in Salt Lake County.
Year built
Before 19601960–19791980–19992000–20092010 or later
South Salt Lake
Salt Lake County
Utah
United States
Year built: South Salt Lake and its comparisons
Measure
South Salt Lake
Salt Lake County
Utah
United States
Before 1960
27%
18%
15%
26%
1960–1979
17%
25%
20%
24%
1980–1999
19%
25%
26%
25%
2000–2009
10%
14%
18%
14%
2010 or later
28%
18%
21%
11%
By age, homes in South Salt Lake look like those in Salt Lake County: the typical year built is 1986.
What it costs here
U.S. Census Bureau, ACS 5-year, 2020–2024
Value of owner-occupied homes
Unreliable estimate
Under $100KUnreliable
$100K–$200KUnreliable
$200K–$300K13%
$300K–$500K47%
$500K–$750K29%
$750K–$1MUnreliable
$1M or moreUnreliable
Value of owner-occupied homes: South Salt Lake and its comparisons
Measure
South Salt Lake
Under $100K
Unreliable estimate
$100K–$200K
Unreliable estimate
$200K–$300K
13%
$300K–$500K
47%
$500K–$750K
29%
$750K–$1M
Unreliable estimate
$1M or more
Unreliable estimate
Monthly rent with utilities
Unreliable estimate
Under $500Unreliable
$500–$99914%
$1,000–$1,49936%
$1,500–$1,99927%
$2,000–$2,49912%
$2,500–$2,9995%
$3,000 or moreUnreliable
Monthly rent with utilities: South Salt Lake and its comparisons
Measure
South Salt Lake
Under $500
Unreliable estimate
$500–$999
14%
$1,000–$1,499
36%
$1,500–$1,999
27%
$2,000–$2,499
12%
$2,500–$2,999
5%
$3,000 or more
Unreliable estimate
With a mortgage
$1,824 a month
Salt Lake County: $2,124 a month
Without a mortgage
$491 a month
Salt Lake County: $609 a month
Owners with a mortgage
75%
Salt Lake County: 70%
In South Salt Lake, 75% of owners have a mortgage, and their typical cost is $1,824 a month, against $2,124 in Salt Lake County. Without one it drops to $491.
How it changed
U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024
Change since 2015–2019
Typical home value
South Salt Lake+82%
Salt Lake County+72%
Utah+75%
United States+53%
Typical rent
South Salt Lake+60%
Salt Lake County+42%
Utah+44%
United States+33%
Typical household income
South Salt Lake+51%
Salt Lake County+30%
Utah+33%
United States+29%
Change since 2015–2019: South Salt Lake and its comparisons
Measure
South Salt Lake
Salt Lake County
Utah
United States
Typical home value
+82%
+72%
+75%
+53%
Typical rent
+60%
+42%
+44%
+33%
Typical household income
+51%
+30%
+33%
+29%
Since 2015–2019, homes in South Salt Lake gained value faster than in Salt Lake County: 82% against 72%.
Rents in South Salt Lake rose faster than in Salt Lake County: 60% since 2015–2019, against 42%.
The typical household income in South Salt Lake rose 51%: less than home values (+82%) and rent (+60%).
How people live
U.S. Census Bureau, ACS 5-year, 2020–2024
How people live: South Salt Lake and its comparisons
Measure
South Salt Lake
Salt Lake County
Utah
United States
Rental vacancy
7.0%
5.5%
5.5%
5.5%
Homeowner vacancy
Unreliable estimate
0.6%
0.6%
0.9%
More than one person per room
7.4%
3.0%
3.1%
3.4%
People per household
2.30
2.77
2.97
2.53
Drive alone
64%
65%
67%
69%
Carpool
13%
10%
10%
9%
Public transit
Unreliable estimate
2%
2%
3%
Walk or bike
Unreliable estimate
2%
3%
3%
Work from home
17%
20%
18%
15%
Other means
Unreliable estimate
1%
1%
2%
Typical commute
Unreliable estimate
20 to 29 minutes
Unreliable estimate
20 to 29 minutes
There is more rental housing open in South Salt Lake: 7.0% is empty and offered for rent, against 5.5% in Salt Lake County.
More households are short on space in South Salt Lake: 7.4% have more than one person per room; in Salt Lake County, 3.0%.
Fewer people live in each home here: 2.30 on average, against 2.77 in Salt Lake County.
Carpooling is common in South Salt Lake: 13% of workers get to work that way, against 10% in Salt Lake County.
Do the math
What would you pay each month for a home in South Salt Lake?
A typical home costs more than the typical income allows
We start with a typical home in South Salt Lake, worth $410,200, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 55% of the typical household income in South Salt Lake, which is $72,152 a year. For that payment to be 28% of income, a household would need to earn about $140,680 a year.
The calculator's FHA and conventional loan limits are those of all of Salt Lake County.
Change the price, the down payment or the loan: the payment updates right away.
Your numbers
Local data
$
Starts at the typical home value in South Salt Lake. Change it to the price you have in mind.
Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.
Down payment
%
That is $14,357 (3.5% of the price). The usual minimum for this loan is 3.5%.
This week's average ± a quarter or half point.
National average as of November 5, 2026 (Freddie Mac); your rate may be different.
Adjust advanced details⌄
Estimated monthly payment
Local data
$3,283
at 7.18% · 30 years
Loan amount
$402,770
Total interest
$579,492
Paid off in
November 2056
Includes $6,927 FHA upfront mortgage insurance premium.
Does it fit the income?
Comfortable
up to $1,684 a month
Tight
$1,684 to $2,165 a month
Hard
more than $2,165 a month
Your payment · 55%
Compared with the typical household income in South Salt Lake ($72,152 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.
Monthly payment breakdown
Principal & interest
$2,729
Property tax
$202
Home insurance
$171
FHA mortgage insurance (MIP)
$181
You need at least $14,357 for the down payment, plus closing costs.
This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.
Total monthly payment $3,283; principal and interest $2,729.
The city and its county
South Salt Lake and Salt Lake County
South Salt Lake is in Salt Lake County, Utah. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).
South Salt Lake
Map of Salt Lake County, Utah, with South Salt Lake marked. Around it, the neighboring counties.
South Salt Lake
Salt Lake County
Other cities with a page
South Salt Lake's own numbers
Typical home value
$410,200
Typical monthly rent
$1,451
Typical yearly household income
$72,152
Households that own their home
38%
Effective property tax rate
0.59%
U.S. Census Bureau, American Community Survey (average 2020–2024).
Numbers for all of Salt Lake County
FHA limit, one-unit home
$637,100
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$1,615
Price change over 5 years (FHFA)
+51%
Homes in a high flood-risk zone
0.6%
HUD, FHFA and FEMA don't publish these numbers by city.
Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Salt Lake County.
A typical home in South Salt Lake is worth $410,200: 22% below the county and 16% below Utah. With the typical household income in South Salt Lake ($72,152 a year), a typical home costs 5.7 times what the household earns in a year.
Years of income to pay for a typical home
The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.
South Salt Lake5.7 years
Salt Lake5.4 years
Utah5.1 years
United States4.1 years
Source: U.S. Census Bureau, Average 2020–2024
How prices have changed in Salt Lake County
According to FHFA’s house price index, home prices in Salt Lake County rose 120% in the 10 years through 2025.
FHFA does not publish this index by city: these are the numbers for all of Salt Lake County.
Yearly change in FHFA’s price index in Salt Lake County, 2016 to 2025
2016: +8.0% +8.0% 2016
2017: +9.2% +9.2% 2017
2018: +9.1% +9.1% 2018
2019: +7.3% +7.3% 2019
2020: +5.5% +5.5% 2020
2021: +18.0% +18.0% 2021
2022: +19.4% +19.4% 2022
2023: +0.5% +0.5% 2023
2024: +4.0% +4.0% 2024
2025: +2.6% +2.6% 2025
Change in FHFA’s price index in Salt Lake County, Utah and the United States
Period
County
Utah
U.S.
Last year (2025)
+2.6%
+2.4%
+2.9%
5 years (2020–2025)
+51%
+53%
+47%
10 years (2015–2025)
+120%
+121%
+85%
The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data
South Salt Lake next to Salt Lake County, Utah and the U.S.
Three numbers side by side. “Typical” means the median: half are above it and half below.
Typical home value
South Salt Lake$410,200
Salt Lake$525,700
Utah$489,400
United States$332,700
Typical monthly rent
South Salt Lake$1,451
Salt Lake$1,592
Utah$1,496
United States$1,413
Typical yearly household income
South Salt Lake$72,152
Salt Lake$97,494
Utah$95,166
United States$80,734
See the full table
South Salt Lake next to Salt Lake County and Utah
Measure
South Salt Lake
Salt Lake County
Utah
U.S.
Typical home value
$410,200 ▼22% below the county
$525,700
$489,400
$332,700
Typical monthly rent
$1,451 ▼9% below the county
$1,592
$1,496
$1,413
Typical yearly household income
$72,152 ▼26% below the county
$97,494
$95,166
$80,734
Households that own their home
38% ▼28 points below the county
66%
70%
65%
Typical yearly property tax
$2,426 ▼14% below the county
$2,836
$2,525
$3,119
Effective property tax rate
0.59% ▲0.05 points above the county
0.54%
0.52%
0.94%
Renters with high rent for their income
45% ▼4 points below the county
49%
47%
51%
“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Salt Lake County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.
Four ways to pay for a typical home in South Salt Lake
For a typical $410,200 home in South Salt Lake, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, South Salt Lake's typical property tax, an example home insurance and mortgage insurance when it applies.
FHA, 3.5% down$3,283a month
Least cash to close
Down payment
$14,357
Cash to close
$26,663
Rate
7.18%
Mortgage insurance
FHA MIP · $181
Conventional, 5% down$3,207a month
Down payment
$20,510
Cash to close
$32,816
Rate
7.18%
Mortgage insurance
PMI · $195
Conventional, 20% down, no PMI$2,596a month
Down payment
$82,040
Cash to close
$94,346
Rate
7.18%
Mortgage insurance
None
ITIN, 15% down (example)$2,975a month
Down payment
$61,530
Cash to close
$73,836
Rate
8.18%
Mortgage insurance
None
Four ways to pay for a typical home in South Salt Lake
Loan
Monthly payment
Down payment
Loan amount
Rate
Mortgage insurance
Cash to close
Minimum score
FHA, 3.5% down Least cash to close
$3,283
$14,357
$402,770
7.18%
FHA MIP · $181
$26,663
580
Conventional, 5% down
$3,207
$20,510
$389,690
7.18%
PMI · $195
$32,816
620*
Conventional, 20% down, no PMI
$2,596
$82,040
$328,160
7.18%
None
$94,346
620*
ITIN, 15% down (example)
$2,975
$61,530
$348,670
8.18%
None
$73,836
Set by the lender
The option that asks for the least cash to close is FHA, 3.5% down.
Cash to close = down payment plus 3% of the price in closing costs (example).
Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.
Typical rent in South Salt Lake is $1,451 a month: 9% below the county. In South Salt Lake, 45% of renter households pay 30% or more of their income in rent.
HUD publishes a fair market rent for all of Salt Lake County, by unit size. To pay the 2-bedroom one ($1,615 a month) without spending more than 30% of your income, you would need to earn $31.06 an hour working full time.
What you need to earn to pay it without spending more than 30% of income, working full time.
HUD fair market rent in Salt Lake County (Fiscal year 2027)
Size
Fair rent a month
Hourly wage
Yearly income
Studio
$1,202
$23.12
$48,080
1 bedroom
$1,349
$25.94
$53,960
2 bedrooms
$1,615
$31.06
$64,600
3 bedrooms
$2,143
$41.21
$85,720
4 bedrooms
$2,439
$46.90
$97,560
Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027
By ZIP code
Fair market rent by ZIP code in South Salt Lake
HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). South Salt Lake has 2 ZIP codes with their own.
For 2 bedrooms it is $1,580 in all of them.
None is above the fair market rent for Salt Lake County ($1,615).
Fair market rent by ZIP code and size in South Salt Lake, fiscal year 2027.
84115
$1,140
$1,320
$1,580
$2,100
$2,400
84119
$1,140
$1,320
$1,580
$2,100
$2,400
ZIP code2 bd3 bd
84115 $1,580$2,100
84119 $1,580$2,100
2 of these ZIP codes cross the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for South Salt Lake when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD)Fiscal year 2027Small Area Fair Market Rents (HUD) (external site)Source: Census Bureau ZCTA-to-place relationship fileData from 2020 dataCensus Bureau ZCTA-to-place relationship file (external site)
HUD lists 17 buildings with rents for lower incomes in South Salt Lake. These are the largest.
North Six2472 S 600 W, South Salt Lake 84115115 homes, 86 low-income · Studio: 13 · 1 bd: 91 · 2 bd: 11 · In service since 2014 · For people experiencing homelessness
Erin Meadows3686 S Main St, South Salt Lake 8411584 low-income homes · Run by Housing Authority of the County of Salt Lake · Average payment: $480 a month · Average wait: 32 months(801) 284-4400
Grace Mary Manor19 W Gregson Ave, South Salt Lake 8411584 homes, 80 low-income · Studio: 84 · In service since 2008
Higrade Apartments2160 S West Temple, South Salt Lake 84115100 homes, 74 low-income · Studio: 4 · 1 bd: 83 · 2 bd: 15 · In service since 2019 · For people experiencing homelessness
Millcreek Station Apartments3196 S Washington St, South Salt Lake 8411570 homes, 56 low-income · 1 bd: 20 · 2 bd: 25 · 3 bd: 15 · 4 bd: 10 · In service since 2019
You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.
There are 2 HUD-approved agencies with an office in Salt Lake County; 1 says it serves in Spanish.
No down payment, repair or rent-help program on our list is for South Salt Lake or Salt Lake County. The ones below are statewide in Utah: they work in South Salt Lake the same as in the rest of the state.
Utah state agency second mortgage for the down payment or closing costs alongside its first mortgage: up to 6% of the loan with monthly payments, or up to 3.5% at 3.5% with deferred interest and no payments; capped at $27,500.Offered by Utah Housing Corporation (UHC).
Utah state loan, run by Utah Housing, of up to $20,000 with no interest or monthly payments for the down payment, closing costs or a lower rate; only for first-time buyers of a newly built home with a Utah Housing mortgage.Offered by Utah Housing Corporation (UHC).
The HUD-approved agencies closest to the center of South Salt Lake, in a straight line, nearest first. If one says it serves in Spanish, its card says so.
US
Utah State University-Salt Lake County Extension
2001 South State Street, Salt Lake City · 2 miles away
1 of the 3 agencies on this list says it serves in Spanish.
Ask for service in Spanish
When you call, say “Spanish, please” or ask if someone speaks Spanish. If not, ask whether they offer an interpreter.
Housing authorities of South Salt Lake
HUD’s record names them for South Salt Lake or Salt Lake County. They run public housing or Section 8 vouchers. Ask whether their waiting list is open.
Housing Authority of the County of Salt LakePublic housing and Section 8 vouchers(801) 284-4400
No legal help resource on our list is for South Salt Lake or Salt Lake County in particular.
If you have a problem with your landlord, an eviction notice or a scam, the Legal Services Corporation (LSC) search shows the free legal aid offices that serve your area.
Short answers with the numbers for South Salt Lake and all of Salt Lake County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.
How much does a typical home cost in South Salt Lake?
The typical home value in South Salt Lake is $410,200, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Salt Lake County it is $525,700.
How much does it cost to rent in South Salt Lake?
Typical rent in South Salt Lake is $1,451 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Salt Lake County is $1,615.
What is the FHA loan limit in South Salt Lake?
South Salt Lake uses the FHA limit for all of Salt Lake County (2026): $637,100 for a one-unit home and $1,225,200 for a four-unit home.
How much property tax do owners pay in South Salt Lake?
The typical homeowner in South Salt Lake pays $2,426 a year, according to the U.S. Census Bureau. That is 0.59% of the home’s value; in Salt Lake County, the rate is 0.54%.
Where can I find free help to buy or rent in South Salt Lake?
There are 2 HUD-approved counseling agencies with an office in Salt Lake County. 1 says it serves in Spanish. They can help you get ready to buy, with your credit, or with rent.
