In Draper, a typical home is worth $784,800 and typical rent is $1,894 a month. Compared with all of Salt Lake County, the typical home value is 49% higher and typical household income is 32% higher.
Typical home value from Zillow, September 2021 to September 2026: from $713,803 to $811,826.
Typical rent
$1,700a month
▲ 2.6% more than 12 months ago
Typical rent from Zillow, September 2021 to September 2026: from $1,475 to $1,700.
From Zillow (ZHVI/ZORI), September 2026. The Census figures above are 5-year averages (2020–2024).
Draper is in Salt Lake County. The FHA loan limit ($637,100 for a one-unit home), the fair market rents and the help on this page are those of all of Salt Lake County. See the county
What this place has that others do not, from public data, most unusual first.
1
The typical home in Draper is worth $784,800,49% more than in Salt Lake County as a whole ($525,700).
2
Nearby, in White City, the typical home value is $466,600: 41% less than in Draper ($784,800).
3
The typical household income in Draper is $128,910,32% more than in Salt Lake County as a whole ($97,494).
4
Nearby, in White City, the typical rent is $1,605: 15% less than in Draper ($1,894).
5
The typical rent in Draper is $1,894 a month, 19% more than in Salt Lake County as a whole ($1,592).
Sources: U.S. Census Bureau (Average 2020–2024).
The homes here
Housing in Draper
What homes there are in Draper, what they cost, how that changed and how people live, from Census figures (2020–2024).
What homes there are
U.S. Census Bureau, ACS 5-year, 2020–2024
Kind of home
Detached houseAttached houseBuilding of 2 to 4Apartments (5 or more)Mobile homeBoat, RV and otherUnreliable estimate
Draper
Salt Lake County
Utah
United States
Kind of home: Draper and its comparisons
Measure
Draper
Salt Lake County
Utah
United States
Detached house
62%
60%
67%
61%
Attached house
16%
9%
8%
6%
Building of 2 to 4
4%
6%
7%
8%
Apartments (5 or more)
18%
23%
16%
19%
Mobile home
Unreliable estimate
2%
3%
6%
Boat, RV and other
Unreliable estimate
Unreliable estimate
0%
0%
The detached house is the most common home in Draper: 62% of homes, near the figure in Salt Lake County (60%).
Year built
Before 19601960–19791980–19992000–20092010 or later
Draper
Salt Lake County
Utah
United States
Year built: Draper and its comparisons
Measure
Draper
Salt Lake County
Utah
United States
Before 1960
2%
18%
15%
26%
1960–1979
3%
25%
20%
24%
1980–1999
33%
25%
26%
25%
2000–2009
35%
14%
18%
14%
2010 or later
28%
18%
21%
11%
The typical home in Draper was built in 2003, 17 years after the typical one in Salt Lake County.
There is more room for a big family here: 74% of homes have 3 bedrooms or more, against 65% in Salt Lake County.
What it costs here
U.S. Census Bureau, ACS 5-year, 2020–2024
Value of owner-occupied homes
Unreliable estimate
Under $100K3%
$100K–$200KUnreliable
$200K–$300KUnreliable
$300K–$500K15%
$500K–$750K27%
$750K–$1M26%
$1M or more28%
Value of owner-occupied homes: Draper and its comparisons
Measure
Draper
Under $100K
3%
$100K–$200K
Unreliable estimate
$200K–$300K
Unreliable estimate
$300K–$500K
15%
$500K–$750K
27%
$750K–$1M
26%
$1M or more
28%
Monthly rent with utilities
Unreliable estimate
Under $500Unreliable
$500–$999Unreliable
$1,000–$1,49911%
$1,500–$1,99945%
$2,000–$2,49921%
$2,500–$2,99915%
$3,000 or more4%
Monthly rent with utilities: Draper and its comparisons
Measure
Draper
Under $500
Unreliable estimate
$500–$999
Unreliable estimate
$1,000–$1,499
11%
$1,500–$1,999
45%
$2,000–$2,499
21%
$2,500–$2,999
15%
$3,000 or more
4%
With a mortgage
$2,759 a month
Salt Lake County: $2,124 a month
Without a mortgage
$749 a month
Salt Lake County: $609 a month
Owners with a mortgage
73%
Salt Lake County: 70%
Owning costs more in Draper: with a mortgage, the typical cost is $2,759 a month; in Salt Lake County, $2,124. Without one, $749.
How it changed
U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024
Change since 2015–2019
Typical home value
Draper+67%
Salt Lake County+72%
Utah+75%
United States+53%
Typical rent
Draper+34%
Salt Lake County+42%
Utah+44%
United States+33%
Typical household income
Draper+10%
Salt Lake County+30%
Utah+33%
United States+29%
Change since 2015–2019: Draper and its comparisons
Measure
Draper
Salt Lake County
Utah
United States
Typical home value
+67%
+72%
+75%
+53%
Typical rent
+34%
+42%
+44%
+33%
Typical household income
+10%
+30%
+33%
+29%
From 2015–2019 to 2020–2024, the typical home value in Draper rose 67%; in Salt Lake County, it rose 72%.
Rents in Draper rose more slowly than in Salt Lake County: 34% since 2015–2019, against 42%.
Housing prices ran ahead of income in Draper: typical income rose 10%, against +67% for home values and +34% for rent.
How people live
U.S. Census Bureau, ACS 5-year, 2020–2024
How people live: Draper and its comparisons
Measure
Draper
Salt Lake County
Utah
United States
Rental vacancy
Unreliable estimate
5.5%
5.5%
5.5%
Homeowner vacancy
Unreliable estimate
0.6%
0.6%
0.9%
More than one person per room
2.5%
3.0%
3.1%
3.4%
People per household
2.87
2.77
2.97
2.53
Drive alone
65%
65%
67%
69%
Carpool
6%
10%
10%
9%
Public transit
2%
2%
2%
3%
Walk or bike
1%
2%
3%
3%
Work from home
25%
20%
18%
15%
Other means
1%
1%
1%
2%
Typical commute
20 to 29 minutes
20 to 29 minutes
Unreliable estimate
20 to 29 minutes
Much as in Salt Lake County, 2.5% of households in Draper have more than one person per room.
Much as in Salt Lake County, a household in Draper has 2.87 people on average.
Working from home is more common in Draper: 25%, against 20% in Salt Lake County.
Do the math
What would you pay each month for a home in Draper?
A typical home costs more than the typical income allows
We start with a typical home in Draper, worth $784,800, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 58% of the typical household income in Draper, which is $128,910 a year. For that payment to be 28% of income, a household would need to earn about $266,348 a year. Note: at that price the loan is above the FHA limit for Salt Lake County ($637,100), so FHA would not insure it; the payment is only a reference.
The calculator's FHA and conventional loan limits are those of all of Salt Lake County.
Change the price, the down payment or the loan: the payment updates right away.
Your numbers
Local data
$
Starts at the typical home value in Draper. Change it to the price you have in mind.
Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.
Down payment
%
That is $27,468 (3.5% of the price). The usual minimum for this loan is 3.5%.
This week's average ± a quarter or half point.
National average as of November 5, 2026 (Freddie Mac); your rate may be different.
Adjust advanced details⌄
Estimated monthly payment
Local data
$6,215
at 7.18% · 30 years
Loan amount
$770,585
Total interest
$1,108,691
Paid off in
November 2056
Includes $13,253 FHA upfront mortgage insurance premium.
Does it fit the income?
Comfortable
up to $3,008 a month
Tight
$3,008 to $3,867 a month
Hard
more than $3,867 a month
Your payment · 58%
Compared with the typical household income in Draper ($128,910 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.
Monthly payment breakdown
Principal & interest
$5,220
Property tax
$321
Home insurance
$327
FHA mortgage insurance (MIP)
$347
This loan is over the FHA limit
You'd borrow $757,332, but the FHA limit for a one-unit home in Draper is $637,100. You'd need a bigger down payment or a different loan.
You need at least $27,468 for the down payment, plus closing costs.
This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.
Total monthly payment $6,215; principal and interest $5,220.
The city and its county
Draper and Salt Lake County
Draper is in Salt Lake County, Utah. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).
Draper
Map of Salt Lake County, Utah, with Draper marked. Around it, the neighboring counties.
Draper
Salt Lake County
Other cities with a page
Draper's own numbers
Typical home value
$784,800
Typical monthly rent
$1,894
Typical yearly household income
$128,910
Households that own their home
69%
Effective property tax rate
0.49%
U.S. Census Bureau, American Community Survey (average 2020–2024).
Numbers for all of Salt Lake County
FHA limit, one-unit home
$637,100
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$1,615
Price change over 5 years (FHFA)
+51%
Homes in a high flood-risk zone
0.6%
HUD, FHFA and FEMA don't publish these numbers by city.
Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Salt Lake County.
A typical home in Draper is worth $784,800: 49% above the county and 60% above Utah. With the typical household income in Draper ($128,910 a year), a typical home costs 6.1 times what the household earns in a year.
Years of income to pay for a typical home
The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.
Draper6.1 years
Salt Lake5.4 years
Utah5.1 years
United States4.1 years
Source: U.S. Census Bureau, Average 2020–2024
How prices have changed in Salt Lake County
According to FHFA’s house price index, home prices in Salt Lake County rose 120% in the 10 years through 2025.
FHFA does not publish this index by city: these are the numbers for all of Salt Lake County.
Yearly change in FHFA’s price index in Salt Lake County, 2016 to 2025
2016: +8.0% +8.0% 2016
2017: +9.2% +9.2% 2017
2018: +9.1% +9.1% 2018
2019: +7.3% +7.3% 2019
2020: +5.5% +5.5% 2020
2021: +18.0% +18.0% 2021
2022: +19.4% +19.4% 2022
2023: +0.5% +0.5% 2023
2024: +4.0% +4.0% 2024
2025: +2.6% +2.6% 2025
Change in FHFA’s price index in Salt Lake County, Utah and the United States
Period
County
Utah
U.S.
Last year (2025)
+2.6%
+2.4%
+2.9%
5 years (2020–2025)
+51%
+53%
+47%
10 years (2015–2025)
+120%
+121%
+85%
The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data
Draper next to Salt Lake County, Utah and the U.S.
Three numbers side by side. “Typical” means the median: half are above it and half below.
Typical home value
Draper$784,800
Salt Lake$525,700
Utah$489,400
United States$332,700
Typical monthly rent
Draper$1,894
Salt Lake$1,592
Utah$1,496
United States$1,413
Typical yearly household income
Draper$128,910
Salt Lake$97,494
Utah$95,166
United States$80,734
See the full table
Draper next to Salt Lake County and Utah
Measure
Draper
Salt Lake County
Utah
U.S.
Typical home value
$784,800 ▲49% above the county
$525,700
$489,400
$332,700
Typical monthly rent
$1,894 ▲19% above the county
$1,592
$1,496
$1,413
Typical yearly household income
$128,910 ▲32% above the county
$97,494
$95,166
$80,734
Households that own their home
69% ▲2 points above the county
66%
70%
65%
Typical yearly property tax
$3,858 ▲36% above the county
$2,836
$2,525
$3,119
Effective property tax rate
0.49% ▼0.05 points below the county
0.54%
0.52%
0.94%
Renters with high rent for their income
47% ▼1 points below the county
49%
47%
51%
“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Salt Lake County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.
Four ways to pay for a typical home in Draper
For a typical $784,800 home in Draper, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Draper's typical property tax, an example home insurance and mortgage insurance when it applies.
FHA, 3.5% down$6,215a month
Above the FHA limit for Salt Lake County ($637,100)
Down payment
$27,468
Cash to close
$51,012
Rate
7.18%
Mortgage insurance
FHA MIP · $347
Conventional, 5% down$6,071a month
Least cash to close
Down payment
$39,240
Cash to close
$62,784
Rate
7.18%
Mortgage insurance
PMI · $373
Conventional, 20% down, no PMI$4,901a month
Down payment
$156,960
Cash to close
$180,504
Rate
7.18%
Mortgage insurance
None
ITIN, 15% down (example)$5,626a month
Down payment
$117,720
Cash to close
$141,264
Rate
8.18%
Mortgage insurance
None
Four ways to pay for a typical home in Draper
Loan
Monthly payment
Down payment
Loan amount
Rate
Mortgage insurance
Cash to close
Minimum score
FHA, 3.5% down Above the FHA limit for Salt Lake County ($637,100)
$6,215
$27,468
$770,585
7.18%
FHA MIP · $347
$51,012
580
Conventional, 5% down Least cash to close
$6,071
$39,240
$745,560
7.18%
PMI · $373
$62,784
620*
Conventional, 20% down, no PMI
$4,901
$156,960
$627,840
7.18%
None
$180,504
620*
ITIN, 15% down (example)
$5,626
$117,720
$667,080
8.18%
None
$141,264
Set by the lender
The option that asks for the least cash to close is Conventional, 5% down.
Cash to close = down payment plus 3% of the price in closing costs (example).
Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.
Typical rent in Draper is $1,894 a month: 19% above the county. In Draper, 47% of renter households pay 30% or more of their income in rent.
HUD publishes a fair market rent for all of Salt Lake County, by unit size. To pay the 2-bedroom one ($1,615 a month) without spending more than 30% of your income, you would need to earn $31.06 an hour working full time.
HUD lists 2 buildings with rents for lower incomes in Draper. These are the largest.
Heritage Apts. Draper11715 S State St, Draper 84020152 homes, 80 low-income · 1 bd: 48 · 2 bd: 60 · In service since 1998
Victoria Woods - Draper647 E 12225 S, Draper 8402042 homes, 33 low-income · 1 bd: 42 · In service since 2014 · For older adults, people experiencing homelessness
You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.
There are 2 HUD-approved agencies with an office in Salt Lake County; 1 says it serves in Spanish.
No down payment, repair or rent-help program on our list is for Draper or Salt Lake County. The ones below are statewide in Utah: they work in Draper the same as in the rest of the state.
Utah state agency second mortgage for the down payment or closing costs alongside its first mortgage: up to 6% of the loan with monthly payments, or up to 3.5% at 3.5% with deferred interest and no payments; capped at $27,500.Offered by Utah Housing Corporation (UHC).
Utah state loan, run by Utah Housing, of up to $20,000 with no interest or monthly payments for the down payment, closing costs or a lower rate; only for first-time buyers of a newly built home with a Utah Housing mortgage.Offered by Utah Housing Corporation (UHC).
No legal help resource on our list is for Draper or Salt Lake County in particular.
If you have a problem with your landlord, an eviction notice or a scam, the Legal Services Corporation (LSC) search shows the free legal aid offices that serve your area.
Short answers with the numbers for Draper and all of Salt Lake County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.
How much does a typical home cost in Draper?
The typical home value in Draper is $784,800, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Salt Lake County it is $525,700.
How much does it cost to rent in Draper?
Typical rent in Draper is $1,894 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Salt Lake County is $1,615.
What is the FHA loan limit in Draper?
Draper uses the FHA limit for all of Salt Lake County (2026): $637,100 for a one-unit home and $1,225,200 for a four-unit home.
How much property tax do owners pay in Draper?
The typical homeowner in Draper pays $3,858 a year, according to the U.S. Census Bureau. That is 0.49% of the home’s value; in Salt Lake County, the rate is 0.54%.
Where can I find free help to buy or rent in Draper?
There are 2 HUD-approved counseling agencies with an office in Salt Lake County. 1 says it serves in Spanish. They can help you get ready to buy, with your credit, or with rent.
