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City · 45,457 residents · Salt Lake County, Utah

Riverton , Utah

In Riverton, a typical home is worth $592,700 and typical rent is $2,137 a month. Compared with all of Salt Lake County, typical rent is 34% higher, typical household income is 30% higher, and the share of households that own their home is 19 points higher.

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  • Typical home value

    $592,700

    13% above the county

    21% above Utah

    • Riverton
    • Salt Lake
    • Utah

  • Typical rent

    $2,137a month

    34% above the county

    43% above Utah

    • Riverton
    • Salt Lake
    • Utah

  • Typical household income

    $126,910a year

    30% above the county

    33% above Utah

    • Riverton
    • Salt Lake
    • Utah

  • Households that own their home

    85%

    19 points above the county

    15 points above Utah

    • Riverton
    • Salt Lake
    • Utah

Source: U.S. Census Bureau, Average 2020–2024

Market now, with Zillow data

Zillow data
Typical home value
$620,722
0.7% more than 12 months ago
Typical rent
$2,497 a month
5.9% more than 12 months ago

From Zillow (ZHVI/ZORI), September 2026. The Census figures above are 5-year averages (2020–2024).

Riverton is in Salt Lake County. The FHA loan limit ($637,100 for a one-unit home), the fair market rents and the help on this page are those of all of Salt Lake County. See the county

Data updated: October 1, 2026 11 official sources

Only here

What sets Riverton apart

What this place has that others do not, from public data, most unusual first.

  1. 85% of households in Riverton own their home, against 66% in Salt Lake County.

  2. The typical rent in Riverton is $2,137 a month, 34% more than in Salt Lake County as a whole ($1,592).

  3. The typical household income in Riverton is $126,910, 30% more than in Salt Lake County as a whole ($97,494).

  4. Nearby, in West Jordan, the typical rent is $1,757: 18% less than in Riverton ($2,137).

  5. Nearby, in West Jordan, the typical home value is $492,500: 17% less than in Riverton ($592,700).

Sources: U.S. Census Bureau (Average 2020–2024).

The homes here

Housing in Riverton

What homes there are in Riverton, what they cost, how that changed and how people live, from Census figures (2020–2024).

What homes there are

U.S. Census Bureau, ACS 5-year, 2020–2024

Kind of home

In Riverton, 8 in 10 homes are single-family detached houses; in Salt Lake County, 6.

Year built

The typical home in Riverton was built in 2001, 15 years after the typical one in Salt Lake County.

In Riverton, 91% of homes have 3 bedrooms or more, more than in Salt Lake County (65%).

All homes, occupied or empty. A figure the Census cannot measure precisely enough here is not shown.

Census tables: B25024, B25034, B25035, B25041

What it costs here

U.S. Census Bureau, ACS 5-year, 2020–2024

Value of owner-occupied homes
Monthly rent with utilities

With a mortgage

$2,239 a month

Salt Lake County: $2,124 a month

Without a mortgage

$675 a month

Salt Lake County: $609 a month

Owners with a mortgage

75%

Salt Lake County: 70%

The typical cost for an owner with a mortgage in Riverton is $2,239 a month, more than in Salt Lake County ($2,124); without one, $675.

Value: what owners think their home is worth. Rent: rent plus utilities, for homes of every size. The FHA limit is the most an FHA loan (Federal Housing Administration) lends for a one-unit home; the fair market rent (FMR) is the one HUD uses for housing vouchers.

Census tables: B25075, B25063, B25088, B25081

How it changed

U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024

Change since 2015–2019

Much as in Salt Lake County, the typical home value in Riverton rose 70% since 2015–2019.

Since 2015–2019, the typical rent in Riverton rose 35%, less than in Salt Lake County (42%).

Here income did not keep up with housing: it rose 25%, while home values changed +70% and rent +35%.

Change between two 5-year periods that do not overlap, in each period's dollars, not adjusted for inflation.

Census tables: B25077, B25064, B19013

How people live

U.S. Census Bureau, ACS 5-year, 2020–2024

MeasureRivertonSalt Lake CountyUtahUnited States
Rental vacancy Unreliable estimate5.5%5.5%5.5%
Homeowner vacancy 1.6%0.6%0.6%0.9%
More than one person per room Unreliable estimate3.0%3.1%3.4%
People per household 3.302.772.972.53
Drive alone 63%65%67%69%
Carpool 10%10%10%9%
Public transit Unreliable estimate2%2%3%
Walk or bike 2%2%3%3%
Work from home 24%20%18%15%
Other means Unreliable estimate1%1%2%
Typical commute 20 to 29 minutes20 to 29 minutesUnreliable estimate20 to 29 minutes

On average, a household in Riverton has 3.30 people, more than in Salt Lake County (2.77).

Many people here do not commute at all: 24% work from home; in Salt Lake County, 20%.

Vacancy: empty homes offered for rent or for sale. Rooms: every room in the home, not only bedrooms. Commute: the minute range of the typical worker.

Census tables: B25004, B25003, B25014, B25010, B08301, B08303

Do the math

What would you pay each month for a home in Riverton?

A typical home costs more than the typical income allows

We start with a typical home in Riverton, worth $592,700, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 45% of the typical household income in Riverton, which is $126,910 a year. For that payment to be 28% of income, a household would need to earn about $202,846 a year.

The calculator's FHA and conventional loan limits are those of all of Salt Lake County.

Your numbers

Local data
$

Starts at the typical home value in Riverton. Change it to the price you have in mind.

Loan type
Your credit score

Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.

Down payment
%

That is $20,745 (3.5% of the price). The usual minimum for this loan is 3.5%.

This week's average ± a quarter or half point.

Term

National average as of November 5, 2026 (Freddie Mac); your rate may be different.

Adjust advanced details

Estimated monthly payment

Local data

$4,733

at 7.18% · 30 years

Loan amount
$581,964
Total interest
$837,310
Paid off in
November 2056

Includes $10,009 FHA upfront mortgage insurance premium.

Does it fit the income?

  • Comfortable

    up to $2,961 a month

  • Tight

    $2,961 to $3,807 a month

  • Hard

    more than $3,807 a month

    Your payment · 45%

Compared with the typical household income in Riverton ($126,910 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.

Show the result as
per month$4,733
Principal & interest$3,942
Property tax$282
Home insurance$247
FHA mortgage insurance (MIP)$262

You need at least $20,745 for the down payment, plus closing costs.

Next step

This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.

The city and its county

Riverton and Salt Lake County

Riverton is in Salt Lake County, Utah. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).

Riverton's own numbers

Typical home value
$592,700
Typical monthly rent
$2,137
Typical yearly household income
$126,910
Households that own their home
85%
Effective property tax rate
0.57%

U.S. Census Bureau, American Community Survey (average 2020–2024).

Numbers for all of Salt Lake County

FHA limit, one-unit home
$637,100
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$1,615
Price change over 5 years (FHFA)
+51%
Homes in a high flood-risk zone
0.6%

HUD, FHFA and FEMA don't publish these numbers by city.

Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Salt Lake County.

Everything about Salt Lake County

Buying

Buying a home in Riverton

A typical home in Riverton is worth $592,700: 13% above the county and 21% above Utah. With the typical household income in Riverton ($126,910 a year), a typical home costs 4.7 times what the household earns in a year.

Years of income to pay for a typical home

The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.

  • Riverton 4.7 years
  • Salt Lake 5.4 years
  • Utah 5.1 years
  • United States 4.1 years
Source: U.S. Census Bureau, Average 2020–2024

How prices have changed in Salt Lake County

According to FHFA’s house price index, home prices in Salt Lake County rose 120% in the 10 years through 2025.

FHFA does not publish this index by city: these are the numbers for all of Salt Lake County.

Period County Utah U.S.
Last year (2025) +2.6% +2.4% +2.9%
5 years (2020–2025) +51% +53% +47%
10 years (2015–2025) +120% +121% +85%

The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data

Riverton next to Salt Lake County, Utah and the U.S.

Three numbers side by side. “Typical” means the median: half are above it and half below.

Typical home value
  • Riverton $592,700
  • Salt Lake $525,700
  • Utah $489,400
  • United States $332,700
Typical monthly rent
  • Riverton $2,137
  • Salt Lake $1,592
  • Utah $1,496
  • United States $1,413
Typical yearly household income
  • Riverton $126,910
  • Salt Lake $97,494
  • Utah $95,166
  • United States $80,734
See the full table
Riverton next to Salt Lake County and Utah
Measure Riverton Salt Lake County Utah U.S.
Typical home value $592,700 $525,700 $489,400 $332,700
Typical monthly rent $2,137 $1,592 $1,496 $1,413
Typical yearly household income $126,910 $97,494 $95,166 $80,734
Households that own their home 85% 66% 70% 65%
Typical yearly property tax $3,408 $2,836 $2,525 $3,119
Effective property tax rate 0.57% 0.54% 0.52% 0.94%
Renters with high rent for their income 36% 49% 47% 51%

“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Salt Lake County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.

Four ways to pay for a typical home in Riverton

For a typical $592,700 home in Riverton, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Riverton's typical property tax, an example home insurance and mortgage insurance when it applies.

  • FHA, 3.5% down $4,733a month

    Least cash to close
    Down payment
    $20,745
    Cash to close
    $38,526
    Rate
    7.18%
    Mortgage insurance
    FHA MIP · $262

  • Conventional, 5% down $4,624a month

    Down payment
    $29,635
    Cash to close
    $47,416
    Rate
    7.18%
    Mortgage insurance
    PMI · $282

  • Conventional, 20% down, no PMI $3,741a month

    Down payment
    $118,540
    Cash to close
    $136,321
    Rate
    7.18%
    Mortgage insurance
    None

  • ITIN, 15% down (example) $4,289a month

    Down payment
    $88,905
    Cash to close
    $106,686
    Rate
    8.18%
    Mortgage insurance
    None

The option that asks for the least cash to close is FHA, 3.5% down.

  • Cash to close = down payment plus 3% of the price in closing costs (example).
  • Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
  • The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.

How much house can I afford? Estimate closing costs

Taxes and floods

Two costs that change from place to place

Property tax and flood insurance raise or lower what you pay each month. Here are the numbers for Riverton and for Salt Lake County.

Property tax

Effective rate in Riverton

0.57%of the home’s value each year

$3,408 a year for the typical owner in Riverton.

  • Riverton 0.57%
  • Salt Lake 0.54%
  • Utah 0.52%

What Utah publishes Primary residential exemption (45 percent of value) (Utah State Legislature (Utah Code))

Exemptions and deadlines in Utah

Flood risk in Salt Lake County

FEMA does not publish these numbers by city: they are for all of Salt Lake County.

Homes in the high-risk zone
0.6%
1,899
Of those, with NFIP insurance
16%
County Utah U.S.
Homes in the high-risk zone 0.6% 0.8% 3.5%
Of those, with NFIP insurance 16% 16% 48%

Most homeowners insurance policies do not cover flood damage.

Look up your address on FEMA’s map

Renting

Renting in Riverton

Typical rent in Riverton is $2,137 a month: 34% above the county. In Riverton, 36% of renter households pay 30% or more of their income in rent.

HUD publishes a fair market rent for all of Salt Lake County, by unit size. To pay the 2-bedroom one ($1,615 a month) without spending more than 30% of your income, you would need to earn $31.06 an hour working full time.

HUD fair market rent for all of Salt Lake County

What you need to earn to pay it without spending more than 30% of income, working full time.

Size Fair rent a month Hourly wage Yearly income
Studio $1,202 $23.12 $48,080
1 bedroom $1,349 $25.94 $53,960
2 bedrooms $1,615 $31.06 $64,600
3 bedrooms $2,143 $41.21 $85,720
4 bedrooms $2,439 $46.90 $97,560

Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027

By ZIP code

Fair market rent by ZIP code in Riverton

HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Riverton has 2 ZIP codes with their own.

For 2 bedrooms it runs from $1,850 in 84065 to $2,010 in 84096.

2 of the 2 are above the fair market rent for Salt Lake County ($1,615).

  • 84065 $1,850$2,450
  • 84096 $2,010$2,670

2 of these ZIP codes cross the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Riverton when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD) Fiscal year 2027 Small Area Fair Market Rents (HUD) Source: Census Bureau ZCTA-to-place relationship file Data from 2020 data Census Bureau ZCTA-to-place relationship file

Is your rent high for your ZIP?

Low-income apartments

Low-income apartments in Riverton

HUD lists one building with rents for lower incomes in Riverton.

  • Operation Conquest 1150 West 12645 South, Riverton 84065 16 homes, 15 low-income · For people with disabilities (801) 328-1050

See all 193 buildings in Salt Lake County Source: HUD, Retrieved November 6, 2026

Free help

Help to buy or rent in Riverton

You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.

There are 2 HUD-approved agencies with an office in Salt Lake County; 1 says it serves in Spanish.

A grandmother pushes her grandson on a playground swing.

HUD counseling is free or low-cost

Assistance programs in Riverton

No down payment, repair or rent-help program on our list is for Riverton or Salt Lake County. The ones below are statewide in Utah: they work in Riverton the same as in the rest of the state.

Which programs do I qualify for? All programs in Utah

  • Utah Housing Down Payment Assistance Second Mortgage

    Statewide in Utah

    Utah state agency second mortgage for the down payment or closing costs alongside its first mortgage: up to 6% of the loan with monthly payments, or up to 3.5% at 3.5% with deferred interest and no payments; capped at $27,500. Offered by Utah Housing Corporation (UHC).

    RepayableDeferred

    See the program Official page

  • First-time Homebuyer Assistance Program

    Statewide in Utah

    Utah state loan, run by Utah Housing, of up to $20,000 with no interest or monthly payments for the down payment, closing costs or a lower rate; only for first-time buyers of a newly built home with a Utah Housing mortgage. Offered by Utah Housing Corporation (UHC).

    Deferred

    See the program Official page

Housing counselors near Riverton

The HUD-approved agencies closest to the center of Riverton, in a straight line, nearest first. If one says it serves in Spanish, its card says so.

  • Utah State University-Salt Lake County Extension

    2001 South State Street, Salt Lake City · 15 miles away

    • Homebuyer education workshops
    (385) 468-4830

  • Community Development Corporation of Utah

    501 E 1700 S, Salt Lake City · 16 miles away · Spanish

    • Mortgage delinquency and default
    • Budget and financial counseling
    • and 5 more
    801-994-7222x200

  • Neighborworks Mountain Country Home Solutions

    1031 W Center St Ste 302, Orem · 20 miles away

    • Mortgage delinquency and default
    • Budget and financial counseling
    • and 6 more
    (801) 375-5820

Every agency in Salt Lake County All counseling agencies in Utah

Help in Spanish near Riverton

1 of the 3 agencies on this list says it serves in Spanish.

Ask for service in Spanish

When you call, say “Spanish, please” or ask if someone speaks Spanish. If not, ask whether they offer an interpreter.

Housing authorities of Riverton

HUD’s record names them for Riverton or Salt Lake County. They run public housing or Section 8 vouchers. Ask whether their waiting list is open.

  • Housing Authority of the County of Salt Lake Public housing and Section 8 vouchers (801) 284-4400

2 other authorities have an office in Salt Lake County: see the list Source: HUD

Cities

Other cities in Salt Lake County

These cities are also in Salt Lake County. They share its loan limits and fair market rents, but home values and rent change from one to the next.

Everything about Salt Lake County Housing in Utah
See 6 more cities in Salt Lake County, with prices and rents

Every city has its own page with prices, rents and help.

Nearby cities

The cities closest to Riverton, with the typical home value.

Neighboring counties

If Salt Lake County is out of reach, look next door. Each number is that county's own.

Keep going

Guides for your next step

Short explanations, in plain language and with official sources, for buying or renting in Riverton.

All guides
A man and two girls read a book together on the sofa.

Questions

Housing questions about Riverton

Short answers with the numbers for Riverton and all of Salt Lake County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.

How much does a typical home cost in Riverton?

The typical home value in Riverton is $592,700, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Salt Lake County it is $525,700.

How much does it cost to rent in Riverton?

Typical rent in Riverton is $2,137 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Salt Lake County is $1,615.

What is the FHA loan limit in Riverton?

Riverton uses the FHA limit for all of Salt Lake County (2026): $637,100 for a one-unit home and $1,225,200 for a four-unit home.

How much property tax do owners pay in Riverton?

The typical homeowner in Riverton pays $3,408 a year, according to the U.S. Census Bureau. That is 0.57% of the home’s value; in Salt Lake County, the rate is 0.54%.

Where can I find free help to buy or rent in Riverton?

There are 2 HUD-approved counseling agencies with an office in Salt Lake County. 1 says it serves in Spanish. They can help you get ready to buy, with your credit, or with rent.

Sources: American Community Survey (ACS) 5-year estimates (Average 2020–2024); FHA mortgage limits (HUD) (2026 data); Conforming loan limits (FHFA) (2026 data); Fair Market Rents (HUD) (Fiscal year 2027); Small Area Fair Market Rents (HUD) (Fiscal year 2027); Census Bureau ZCTA-to-place relationship file (2020 data); HUD-approved housing counseling agencies (Retrieved November 6, 2026); Public Housing Agencies (HUD) (Retrieved November 6, 2026); Freddie Mac Primary Mortgage Market Survey (PMMS) (As of November 5, 2026); FHFA House Price Index (HPI) (2025 data); Homes with flood insurance (NFIP, FEMA) (As of August 3, 2026).