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City · 13,114 residents · Utah County, Utah

Mapleton , Utah

In Mapleton, a typical home is worth $745,200 and typical rent is $1,386 a month. Compared with all of Utah County, the typical home value is 38% higher, typical household income is 32% higher, and the share of households that own their home is 17 points higher.

Mapleton in numbers

  • Typical home value

    $745,200

    38% above the county

    52% above Utah

    • Mapleton
    • Utah
    • Utah
  • Typical rent

    $1,386a month

    10% below the county

    7% below Utah

    • Mapleton
    • Utah
    • Utah
  • Typical household income

    $133,142a year

    32% above the county

    40% above Utah

    • Mapleton
    • Utah
    • Utah
  • Households that own their home

    85%

    17 points above the county

    15 points above Utah

    • Mapleton
    • Utah
    • Utah

Source: U.S. Census Bureau, Average 2020–2024

Market now, with Zillow data

Zillow data
Typical home value
$727,224
2.6% more than 12 months ago
Typical home value from Zillow, September 2021 to September 2026: from $630,530 to $727,224.
Typical rent
$2,088 a month

From Zillow (ZHVI/ZORI), September 2026. The Census figures above are 5-year averages (2020–2024).

Mapleton is in Utah County. The FHA loan limit ($601,450 for a one-unit home), the fair market rents and the help on this page are those of all of Utah County. See the county

Data updated: October 1, 2026 11 official sources

Only here

What sets Mapleton apart

What this place has that others do not, from public data, most unusual first.

  1. Nearby, in Payson, the typical home value is $429,600: 42% less than in Mapleton ($745,200).

  2. The typical home in Mapleton is worth $745,200, 38% more than in Utah County as a whole ($538,700).

  3. 85% of households in Mapleton own their home, against 68% in Utah County.

  4. The typical household income in Mapleton is $133,142, 32% more than in Utah County as a whole ($100,671).

Sources: U.S. Census Bureau (Average 2020–2024).

The homes here

Housing in Mapleton

What homes there are in Mapleton, what they cost, how that changed and how people live, from Census figures (2020–2024).

What homes there are

U.S. Census Bureau, ACS 5-year, 2020–2024

Kind of home
Kind of home: Mapleton and its comparisons
MeasureMapletonUtah CountyUtahUnited States
Detached house 92%64%67%61%
Attached house Unreliable estimate11%8%6%
Building of 2 to 4 Unreliable estimate7%7%8%
Apartments (5 or more) Unreliable estimate16%16%19%
Mobile home Unreliable estimate1%3%6%
Boat, RV and other Unreliable estimateUnreliable estimate0%0%

Detached houses, standing on their own, make up 92% of homes here, against 64% in Utah County.

Year built
Year built: Mapleton and its comparisons
MeasureMapletonUtah CountyUtahUnited States
Before 1960 8%10%15%26%
1960–1979 9%15%20%24%
1980–1999 23%23%26%25%
2000–2009 21%22%18%14%
2010 or later 39%29%21%11%

The typical home in Mapleton was built in 2005, 4 years after the typical one in Utah County.

In Mapleton, 92% of homes have 3 bedrooms or more, more than in Utah County (78%).

All homes, occupied or empty. A figure the Census cannot measure precisely enough here is not shown.

Census tables: B25024, B25034, B25035, B25041

What it costs here

U.S. Census Bureau, ACS 5-year, 2020–2024

Value of owner-occupied homes
Value of owner-occupied homes: Mapleton and its comparisons
MeasureMapleton
Under $100K Unreliable estimate
$100K–$200K Unreliable estimate
$200K–$300K Unreliable estimate
$300K–$500K 11%
$500K–$750K 36%
$750K–$1M 30%
$1M or more 20%
Monthly rent with utilities
Monthly rent with utilities: Mapleton and its comparisons
MeasureMapleton
Under $500 Unreliable
$500–$999 Unreliable estimate
$1,000–$1,499 38%
$1,500–$1,999 Unreliable estimate
$2,000–$2,499 Unreliable
$2,500–$2,999 Unreliable estimate
$3,000 or more Unreliable estimate

With a mortgage

$2,669 a month

Utah County: $2,115 a month

Without a mortgage

$709 a month

Utah County: $570 a month

Owners with a mortgage

71%

Utah County: 73%

In Mapleton, 71% of owners have a mortgage, and their typical cost is $2,669 a month, against $2,115 in Utah County. Without one it drops to $709.

Value: what owners think their home is worth. Rent: rent plus utilities, for homes of every size. The FHA limit is the most an FHA loan (Federal Housing Administration) lends for a one-unit home; the fair market rent (FMR) is the one HUD uses for housing vouchers.

Census tables: B25075, B25063, B25088, B25081

How it changed

U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024

Change since 2015–2019
Change since 2015–2019: Mapleton and its comparisons
MeasureMapletonUtah CountyUtahUnited States
Typical home value +73%+76%+75%+53%
Typical rent No clear change+45%+44%+33%
Typical household income +18%+35%+33%+29%

The typical home value in Mapleton rose 73% since 2015–2019, less than in Utah County (76%).

Since 2015–2019, the typical rent in Mapleton did not change clearly, according to the Census.

Change between two 5-year periods that do not overlap, in each period's dollars, not adjusted for inflation.

Census tables: B25077, B25064, B19013

How people live

U.S. Census Bureau, ACS 5-year, 2020–2024

How people live: Mapleton and its comparisons
MeasureMapletonUtah CountyUtahUnited States
Rental vacancy Unreliable estimate2.7%5.5%5.5%
Homeowner vacancy Unreliable estimate0.6%0.6%0.9%
More than one person per room Unreliable estimate3.9%3.1%3.4%
People per household 3.553.392.972.53
Drive alone 67%65%67%69%
Carpool 9%10%10%9%
Public transit Unreliable estimate2%2%3%
Walk or bike Unreliable estimate3%3%3%
Work from home 21%19%18%15%
Other means Unreliable estimate1%1%2%
Typical commute Unreliable estimateUnreliable estimateUnreliable estimate20 to 29 minutes

A household in Mapleton has 3.55 people on average, about the same as in Utah County (3.39).

To get to work, 67% of workers in Mapleton drive alone; in Utah County, 65%.

Vacancy: empty homes offered for rent or for sale. Rooms: every room in the home, not only bedrooms. Commute: the minute range of the typical worker.

Census tables: B25004, B25003, B25014, B25010, B08301, B08303

Do the math

What would you pay each month for a home in Mapleton?

A typical home costs more than the typical income allows

We start with a typical home in Mapleton, worth $745,200, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 53% of the typical household income in Mapleton, which is $133,142 a year. For that payment to be 28% of income, a household would need to earn about $252,908 a year. Note: at that price the loan is above the FHA limit for Utah County ($601,450), so FHA would not insure it; the payment is only a reference.

The calculator's FHA and conventional loan limits are those of all of Utah County.

Your numbers

Local data
$

Starts at the typical home value in Mapleton. Change it to the price you have in mind.

Loan type
Your credit score

Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.

Down payment
%

That is $26,082 (3.5% of the price). The usual minimum for this loan is 3.5%.

This week's average ± a quarter or half point.

Term

National average as of November 5, 2026 (Freddie Mac); your rate may be different.

Adjust advanced details

Estimated monthly payment

Local data

$5,901

at 7.18% · 30 years

Loan amount
$731,703
Total interest
$1,052,748
Paid off in
November 2056

Includes $12,585 FHA upfront mortgage insurance premium.

Does it fit the income?

  • Comfortable

    up to $3,107 a month

  • Tight

    $3,107 to $3,994 a month

  • Hard

    more than $3,994 a month

    Your payment · 53%

Compared with the typical household income in Mapleton ($133,142 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.

Show the result as
per month$5,901
Monthly payment breakdown
Principal & interest$4,957
Property tax$304
Home insurance$311
FHA mortgage insurance (MIP)$330

This loan is over the FHA limit

You'd borrow $719,118, but the FHA limit for a one-unit home in Mapleton is $601,450. You'd need a bigger down payment or a different loan.

You need at least $26,082 for the down payment, plus closing costs.

This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.

Total monthly payment $5,901; principal and interest $4,957.

The city and its county

Mapleton and Utah County

Mapleton is in Utah County, Utah. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).

Map of Utah County, Utah, with Mapleton marked. Around it, the neighboring counties.

Mapleton's own numbers

Typical home value
$745,200
Typical monthly rent
$1,386
Typical yearly household income
$133,142
Households that own their home
85%
Effective property tax rate
0.49%

U.S. Census Bureau, American Community Survey (average 2020–2024).

Numbers for all of Utah County

FHA limit, one-unit home
$601,450
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$1,363
Price change over 5 years (FHFA)
+54%
Homes in a high flood-risk zone
0.5%

HUD, FHFA and FEMA don't publish these numbers by city.

Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Utah County.

Everything about Utah County

Buying

Buying a home in Mapleton

A typical home in Mapleton is worth $745,200: 38% above the county and 52% above Utah. With the typical household income in Mapleton ($133,142 a year), a typical home costs 5.6 times what the household earns in a year.

Years of income to pay for a typical home

The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.

  • Mapleton 5.6 years
  • Utah 5.4 years
  • Utah 5.1 years
  • United States 4.1 years
Source: U.S. Census Bureau, Average 2020–2024

How prices have changed in Utah County

According to FHFA’s house price index, home prices in Utah County rose 119% in the 10 years through 2025.

FHFA does not publish this index by city: these are the numbers for all of Utah County.

Yearly change in FHFA’s price index in Utah County, 2016 to 2025
  1. 2020: +5.1%
  2. 2021: +19.3%
  3. 2022: +20.7%
  4. 2023: −0.1%
  5. 2024: +4.0%
  6. 2025: +2.8%
Change in FHFA’s price index in Utah County, Utah and the United States
Period County Utah U.S.
Last year (2025) +2.8% +2.4% +2.9%
5 years (2020–2025) +54% +53% +47%
10 years (2015–2025) +119% +121% +85%

The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data

Mapleton next to Utah County, Utah and the U.S.

Three numbers side by side. “Typical” means the median: half are above it and half below.

Typical home value
  • Mapleton $745,200
  • Utah $538,700
  • Utah $489,400
  • United States $332,700
Typical monthly rent
  • Mapleton $1,386
  • Utah $1,541
  • Utah $1,496
  • United States $1,413
Typical yearly household income
  • Mapleton $133,142
  • Utah $100,671
  • Utah $95,166
  • United States $80,734
See the full table
Mapleton next to Utah County and Utah
Measure Mapleton Utah County Utah U.S.
Typical home value $745,200 38% above the county $538,700 $489,400 $332,700
Typical monthly rent $1,386 10% below the county $1,541 $1,496 $1,413
Typical yearly household income $133,142 32% above the county $100,671 $95,166 $80,734
Households that own their home 85% 17 points above the county 68% 70% 65%
Typical yearly property tax $3,669 55% above the county $2,370 $2,525 $3,119
Effective property tax rate 0.49% 0.05 points above the county 0.44% 0.52% 0.94%
Renters with high rent for their income 55% 10 points above the county 45% 47% 51%

“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Utah County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.

Four ways to pay for a typical home in Mapleton

For a typical $745,200 home in Mapleton, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Mapleton's typical property tax, an example home insurance and mortgage insurance when it applies.

  • FHA, 3.5% down $5,901a month

    Above the FHA limit for Utah County ($601,450)
    Down payment
    $26,082
    Cash to close
    $48,438
    Rate
    7.18%
    Mortgage insurance
    FHA MIP · $330
  • Conventional, 5% down $5,765a month

    Least cash to close
    Down payment
    $37,260
    Cash to close
    $59,616
    Rate
    7.18%
    Mortgage insurance
    PMI · $354
  • Conventional, 20% down, no PMI $4,653a month

    Down payment
    $149,040
    Cash to close
    $171,396
    Rate
    7.18%
    Mortgage insurance
    None
  • ITIN, 15% down (example) $5,342a month

    Down payment
    $111,780
    Cash to close
    $134,136
    Rate
    8.18%
    Mortgage insurance
    None

The option that asks for the least cash to close is Conventional, 5% down.

  • Cash to close = down payment plus 3% of the price in closing costs (example).
  • Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
  • The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.

How much house can I afford? Estimate closing costs

Taxes and floods

Two costs that change from place to place

Property tax and flood insurance raise or lower what you pay each month. Here are the numbers for Mapleton and for Utah County.

Property tax

Effective rate in Mapleton

0.49%of the home’s value each year

$3,669 a year for the typical owner in Mapleton.

  • Mapleton 0.49%
  • Utah 0.44%
  • Utah 0.52%

What Utah publishes Primary residential exemption (45 percent of value) (Utah State Legislature (Utah Code))

Exemptions and deadlines in Utah

Flood risk in Utah County

FEMA does not publish these numbers by city: they are for all of Utah County.

Homes in the high-risk zone
0.5%
886
Of those, with NFIP insurance
27%
Homes in the high-risk zone and with NFIP insurance: Utah County, Utah and the U.S.
Measure County Utah U.S.
Homes in the high-risk zone 0.5% 0.8% 3.5%
Of those, with NFIP insurance 27% 16% 48%

Most homeowners insurance policies do not cover flood damage.

Look up your address on FEMA’s map

Renting

Renting in Mapleton

Typical rent in Mapleton is $1,386 a month: 10% below the county. In Mapleton, 55% of renter households pay 30% or more of their income in rent.

HUD publishes a fair market rent for all of Utah County, by unit size. To pay the 2-bedroom one ($1,363 a month) without spending more than 30% of your income, you would need to earn $26.21 an hour working full time.

HUD fair market rent for all of Utah County

What you need to earn to pay it without spending more than 30% of income, working full time.

HUD fair market rent in Utah County (Fiscal year 2027)
Size Fair rent a month Hourly wage Yearly income
Studio $1,186 $22.81 $47,440
1 bedroom $1,192 $22.92 $47,680
2 bedrooms $1,363 $26.21 $54,520
3 bedrooms $1,887 $36.29 $75,480
4 bedrooms $2,278 $43.81 $91,120

Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027

By ZIP code

Fair market rent by ZIP code in Mapleton

HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Mapleton has 2 ZIP codes with their own.

For 2 bedrooms it is $1,320 in all of them.

None is above the fair market rent for Utah County ($1,363).

  • 84660 $1,320$1,830
  • 84664 $1,320$1,830

2 of these ZIP codes cross the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Mapleton when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD) Fiscal year 2027 Small Area Fair Market Rents (HUD) (external site) Source: Census Bureau ZCTA-to-place relationship file Data from 2020 data Census Bureau ZCTA-to-place relationship file (external site)

Is your rent high for your ZIP?

Free help

Help to buy or rent in Mapleton

You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.

There are 2 HUD-approved agencies with an office in Utah County; 1 says it serves in Spanish.

A man listens closely, seated at a meeting table.

HUD counseling is free or low-cost

Assistance programs in Mapleton

No down payment, repair or rent-help program on our list is for Mapleton or Utah County. The ones below are statewide in Utah: they work in Mapleton the same as in the rest of the state.

  • Utah state agency second mortgage for the down payment or closing costs alongside its first mortgage: up to 6% of the loan with monthly payments, or up to 3.5% at 3.5% with deferred interest and no payments; capped at $27,500. Offered by Utah Housing Corporation (UHC).

    RepayableDeferred

    See the program Official page

  • Utah state loan, run by Utah Housing, of up to $20,000 with no interest or monthly payments for the down payment, closing costs or a lower rate; only for first-time buyers of a newly built home with a Utah Housing mortgage. Offered by Utah Housing Corporation (UHC).

Housing counselors near Mapleton

The HUD-approved agencies closest to the center of Mapleton, in a straight line, nearest first. If one says it serves in Spanish, its card says so.

  • Community Action Services

    815 S Freedom Blvd, Provo · 9 miles away · Spanish

    Also serves in Vietnamese.

    • Budget and financial counseling
    • Budget and credit workshops
    • and 2 more
  • Neighborworks Mountain Country Home Solutions

    1031 W Center St Ste 302, Orem · 15 miles away

    • Mortgage delinquency and default
    • Budget and financial counseling
    • and 6 more
  • Utah State University-Salt Lake County Extension

    2001 South State Street, Salt Lake City · 45 miles away

    • Homebuyer education workshops

Every agency in Utah County All counseling agencies in Utah

Help in Spanish near Mapleton

1 of the 3 agencies on this list says it serves in Spanish.

Ask for service in Spanish

When you call, say “Spanish, please” or ask if someone speaks Spanish. If not, ask whether they offer an interpreter.

Housing authorities of Mapleton

HUD’s record names them for Mapleton or Utah County. They run public housing or Section 8 vouchers. Ask whether their waiting list is open.

  • Housing Authority of Utah County Public housing and Section 8 vouchers (801) 373-8333

One other authority has an office in Utah County: see the list Source: HUD

Cities

Other cities in Utah County

These cities are also in Utah County. They share its loan limits and fair market rents, but home values and rent change from one to the next.

See 5 more cities in Utah County, with prices and rents

Questions

Housing questions about Mapleton

Short answers with the numbers for Mapleton and all of Utah County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.

How much does a typical home cost in Mapleton?

The typical home value in Mapleton is $745,200, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Utah County it is $538,700.

How much does it cost to rent in Mapleton?

Typical rent in Mapleton is $1,386 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Utah County is $1,363.

What is the FHA loan limit in Mapleton?

Mapleton uses the FHA limit for all of Utah County (2026): $601,450 for a one-unit home and $1,156,650 for a four-unit home.

How much property tax do owners pay in Mapleton?

The typical homeowner in Mapleton pays $3,669 a year, according to the U.S. Census Bureau. That is 0.49% of the home’s value; in Utah County, the rate is 0.44%.

Where can I find free help to buy or rent in Mapleton?

There are 2 HUD-approved counseling agencies with an office in Utah County. 1 says it serves in Spanish. They can help you get ready to buy, with your credit, or with rent.

Sources: American Community Survey (ACS) 5-year estimates (Average 2020–2024); FHA mortgage limits (HUD) (2026 data); Conforming loan limits (FHFA) (2026 data); Fair Market Rents (HUD) (Fiscal year 2027); Small Area Fair Market Rents (HUD) (Fiscal year 2027); Census Bureau ZCTA-to-place relationship file (2020 data); HUD-approved housing counseling agencies (Retrieved November 6, 2026); Public Housing Agencies (HUD) (Retrieved November 6, 2026); Freddie Mac Primary Mortgage Market Survey (PMMS) (As of November 5, 2026); FHFA House Price Index (HPI) (2025 data); Homes with flood insurance (NFIP, FEMA) (As of August 3, 2026).