In West University Place, a typical home is worth $1,472,000 and typical rent is $3,501 a month. Compared with all of Harris County, the typical home value is 432% higher, typical household income is 233% higher, and the share of households that own their home is 39 points higher.
West University Place is in Harris County. The FHA loan limit ($541,287 for a one-unit home), the fair market rents and the help on this page are those of all of Harris County. See the county
What this place has that others do not, from public data, most unusual first.
1
West University Place has the highest typical rent of the 413 cities in Texas with more than 5,000 people: $3,501.
2
West University Place has the highest typical household income of the 424 cities in Texas with more than 5,000 people: $250,001.
3
93% of households in West University Place own their home, against 55% in Harris County.
4
West University Place has the 3rd highest typical home value of the 422 cities in Texas with more than 5,000 people ($1,472,000).
5
Nearby, in Galena Park, the typical rent is $1,184: 66% less than in West University Place ($3,501).
6
Nearby, in Galena Park, the typical home value is $117,700: 92% less than in West University Place ($1,472,000).
Sources: U.S. Census Bureau (Average 2020–2024).
The homes here
Housing in West University Place
What homes there are in West University Place, what they cost, how that changed and how people live, from Census figures (2020–2024).
What homes there are
U.S. Census Bureau, ACS 5-year, 2020–2024
Kind of home
Detached houseAttached houseBuilding of 2 to 4Apartments (5 or more)Mobile homeBoat, RV and otherUnreliable estimate
West University Place
Harris County
Texas
United States
Kind of home: West University Place and its comparisons
Measure
West University Place
Harris County
Texas
United States
Detached house
96%
57%
64%
61%
Attached house
Unreliable estimate
4%
3%
6%
Building of 2 to 4
Unreliable estimate
5%
5%
8%
Apartments (5 or more)
Unreliable estimate
32%
21%
19%
Mobile home
Unreliable estimate
3%
6%
6%
Boat, RV and other
Unreliable estimate
0%
0%
0%
In West University Place, 10 in 10 homes are single-family detached houses; in Harris County, 6.
Year built
Before 19601960–19791980–19992000–20092010 or laterUnreliable estimate
West University Place
Harris County
Texas
United States
Year built: West University Place and its comparisons
Measure
West University Place
Harris County
Texas
United States
Before 1960
24%
12%
12%
26%
1960–1979
Unreliable estimate
25%
21%
24%
1980–1999
40%
27%
28%
25%
2000–2009
25%
18%
18%
14%
2010 or later
9%
19%
21%
11%
Homes in West University Place are newer: the typical year built is 1992; in Harris County, 1988.
Homes in West University Place are bigger: 92% have 3 bedrooms or more; in Harris County, 57%.
What it costs here
U.S. Census Bureau, ACS 5-year, 2020–2024
Value of owner-occupied homes
Unreliable estimate
Under $100KUnreliable
$100K–$200KUnreliable
$200K–$300KUnreliable
$300K–$500KUnreliable
$500K–$750KUnreliable
$750K–$1M11%
$1M or more78%
Value of owner-occupied homes: West University Place and its comparisons
Measure
West University Place
Under $100K
Unreliable estimate
$100K–$200K
Unreliable estimate
$200K–$300K
Unreliable estimate
$300K–$500K
Unreliable estimate
$500K–$750K
Unreliable estimate
$750K–$1M
11%
$1M or more
78%
Monthly rent with utilities
Unreliable estimate
Under $500Unreliable
$500–$999Unreliable
$1,000–$1,499Unreliable
$1,500–$1,999Unreliable
$2,000–$2,499Unreliable
$2,500–$2,999Unreliable
$3,000 or more67%
Monthly rent with utilities: West University Place and its comparisons
Measure
West University Place
Under $500
Unreliable
$500–$999
Unreliable
$1,000–$1,499
Unreliable
$1,500–$1,999
Unreliable estimate
$2,000–$2,499
Unreliable estimate
$2,500–$2,999
Unreliable
$3,000 or more
67%
Owners with a mortgage
55%
Harris County: 57%
How it changed
U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024
Change since 2015–2019
Typical home value
West University Place+32%
Harris County+57%
Texas+65%
United States+53%
Change since 2015–2019: West University Place and its comparisons
Measure
West University Place
Harris County
Texas
United States
Typical home value
+32%
+57%
+65%
+53%
Typical rent
No data
+30%
+34%
+33%
Typical household income
No data
+22%
+27%
+29%
From 2015–2019 to 2020–2024, the typical home value in West University Place rose 32%; in Harris County, it rose 57%.
How people live
U.S. Census Bureau, ACS 5-year, 2020–2024
How people live: West University Place and its comparisons
Measure
West University Place
Harris County
Texas
United States
Rental vacancy
Unreliable estimate
9.3%
7.7%
5.5%
Homeowner vacancy
Unreliable estimate
1.2%
1.1%
0.9%
More than one person per room
Unreliable estimate
6.6%
4.8%
3.4%
People per household
2.91
2.73
2.69
2.53
Drive alone
66%
70%
71%
69%
Carpool
7%
11%
10%
9%
Public transit
Unreliable estimate
2%
1%
3%
Walk or bike
Unreliable estimate
2%
2%
3%
Work from home
23%
13%
14%
15%
Other means
Unreliable estimate
2%
2%
2%
Typical commute
10 to 19 minutes
20 to 29 minutes
20 to 29 minutes
20 to 29 minutes
On average, a household in West University Place has 2.91 people, more than in Harris County (2.73).
Many people here do not commute at all: 23% work from home; in Harris County, 13%.
Do the math
What would you pay each month for a home in West University Place?
A typical home costs more than the typical income allows
We start with a typical home in West University Place, worth $1,472,000, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 58% of the typical household income in West University Place, which is $250,001 a year. For that payment to be 28% of income, a household would need to earn about $519,707 a year. Note: at that price the loan is above the FHA limit for Harris County ($541,287), so FHA would not insure it; the payment is only a reference.
The calculator's FHA and conventional loan limits are those of all of Harris County.
Change the price, the down payment or the loan: the payment updates right away.
Your numbers
Local data
$
Starts at the typical home value in West University Place. Change it to the price you have in mind.
Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.
Down payment
%
That is $51,520 (3.5% of the price). The usual minimum for this loan is 3.5%.
This week's average ± a quarter or half point.
National average as of November 5, 2026 (Freddie Mac); your rate may be different.
Adjust advanced details⌄
Estimated monthly payment
Local data
$12,127
at 7.18% · 30 years
Loan amount
$1,445,338
Total interest
$2,079,503
Paid off in
November 2056
Includes $24,858 FHA upfront mortgage insurance premium.
Does it fit the income?
Comfortable
up to $5,833 a month
Tight
$5,833 to $7,500 a month
Hard
more than $7,500 a month
Your payment · 58%
Compared with the typical household income in West University Place ($250,001 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.
Monthly payment breakdown
Principal & interest
$9,791
Property tax
$834
Home insurance
$613
FHA mortgage insurance (MIP)
$888
This loan is over the FHA limit
You'd borrow $1,420,480, but the FHA limit for a one-unit home in West University Place is $541,287. You'd need a bigger down payment or a different loan.
You need at least $51,520 for the down payment, plus closing costs.
This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.
Total monthly payment $12,127; principal and interest $9,791.
The city and its county
West University Place and Harris County
West University Place is in Harris County, Texas. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).
West University Place
Map of Harris County, Texas, with West University Place marked. Around it, the neighboring counties.
West University Place
Harris County
Other cities with a page
West University Place's own numbers
Typical home value
$1,472,000
Typical monthly rent
$3,501
Typical yearly household income
$250,001
Households that own their home
93%
Effective property tax rate
0.68%
U.S. Census Bureau, American Community Survey (average 2020–2024).
Numbers for all of Harris County
FHA limit, one-unit home
$541,287
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$1,497
Price change over 5 years (FHFA)
+31%
Homes in a high flood-risk zone
9.1%
HUD, FHFA and FEMA don't publish these numbers by city.
Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Harris County.
A typical home in West University Place is worth $1,472,000: 432% above the county and 419% above Texas. With the typical household income in West University Place ($250,001 a year), a typical home costs 5.9 times what the household earns in a year.
Years of income to pay for a typical home
The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.
West University Place5.9 years
Harris3.7 years
Texas3.6 years
United States4.1 years
Source: U.S. Census Bureau, Average 2020–2024
How prices have changed in Harris County
According to FHFA’s house price index, home prices in Harris County rose 54% in the 10 years through 2025.
FHFA does not publish this index by city: these are the numbers for all of Harris County.
Yearly change in FHFA’s price index in Harris County, 2016 to 2025
2016: +2.7% +2.7% 2016
2017: +3.3% +3.3% 2017
2018: +4.3% +4.3% 2018
2019: +3.5% +3.5% 2019
2020: +2.8% +2.8% 2020
2021: +6.3% +6.3% 2021
2022: +12.3% +12.3% 2022
2023: +5.7% +5.7% 2023
2024: +3.0% +3.0% 2024
2025: +0.6% +0.6% 2025
Change in FHFA’s price index in Harris County, Texas and the United States
Period
County
Texas
U.S.
Last year (2025)
+0.6%
+0.8%
+2.9%
5 years (2020–2025)
+31%
+44%
+47%
10 years (2015–2025)
+54%
+88%
+85%
The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data
West University Place next to Harris County, Texas and the U.S.
Three numbers side by side. “Typical” means the median: half are above it and half below.
Typical home value
West University Place$1,472,000
Harris$276,600
Texas$283,800
United States$332,700
Typical monthly rent
West University Place$3,501
Harris$1,401
Texas$1,403
United States$1,413
Typical yearly household income
West University Place$250,001
Harris$74,983
Texas$78,476
United States$80,734
See the full table
West University Place next to Harris County and Texas
Measure
West University Place
Harris County
Texas
U.S.
Typical home value
$1,472,000 ▲432% above the county
$276,600
$283,800
$332,700
Typical monthly rent
$3,501 ▲150% above the county
$1,401
$1,403
$1,413
Typical yearly household income
$250,001 ▲233% above the county
$74,983
$78,476
$80,734
Households that own their home
93% ▲39 points above the county
55%
63%
65%
Typical yearly property tax
$10,001 ▲123% above the county
$4,489
$4,232
$3,119
Effective property tax rate
0.68% ▼0.94 points below the county
1.62%
1.49%
0.94%
“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Harris County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.
Four ways to pay for a typical home in West University Place
For a typical $1,472,000 home in West University Place, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, West University Place's typical property tax, an example home insurance and mortgage insurance when it applies.
FHA, 3.5% down$12,126a month
Above the FHA limit for Harris County ($541,287)
Down payment
$51,520
Cash to close
$95,680
Rate
7.18%
Mortgage insurance
FHA MIP · $888
Conventional, 5% down$11,620a month
Above the conventional limit for Harris County ($832,750): it would be a "jumbo" loan
Down payment
$73,600
Cash to close
$117,760
Rate
7.18%
Mortgage insurance
PMI · $699
Conventional, 20% down, no PMI$9,425a month
Above the conventional limit for Harris County ($832,750): it would be a "jumbo" loan
Down payment
$294,400
Cash to close
$338,560
Rate
7.18%
Mortgage insurance
None
ITIN, 15% down (example)$10,786a month
Down payment
$220,800
Cash to close
$264,960
Rate
8.18%
Mortgage insurance
None
Four ways to pay for a typical home in West University Place
Loan
Monthly payment
Down payment
Loan amount
Rate
Mortgage insurance
Cash to close
Minimum score
FHA, 3.5% down Above the FHA limit for Harris County ($541,287)
$12,126
$51,520
$1,445,338
7.18%
FHA MIP · $888
$95,680
580
Conventional, 5% down Above the conventional limit for Harris County ($832,750): it would be a "jumbo" loan
$11,620
$73,600
$1,398,400
7.18%
PMI · $699
$117,760
620*
Conventional, 20% down, no PMI Above the conventional limit for Harris County ($832,750): it would be a "jumbo" loan
$9,425
$294,400
$1,177,600
7.18%
None
$338,560
620*
ITIN, 15% down (example)
$10,786
$220,800
$1,251,200
8.18%
None
$264,960
Set by the lender
Cash to close = down payment plus 3% of the price in closing costs (example).
Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.
Typical rent in West University Place is $3,501 a month: 150% above the county.
HUD publishes a fair market rent for all of Harris County, by unit size. To pay the 2-bedroom one ($1,497 a month) without spending more than 30% of your income, you would need to earn $28.79 an hour working full time.
What you need to earn to pay it without spending more than 30% of income, working full time.
HUD fair market rent in Harris County (Fiscal year 2027)
Size
Fair rent a month
Hourly wage
Yearly income
Studio
$1,233
$23.71
$49,320
1 bedroom
$1,261
$24.25
$50,440
2 bedrooms
$1,497
$28.79
$59,880
3 bedrooms
$2,017
$38.79
$80,680
4 bedrooms
$2,502
$48.12
$100,080
Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027
By ZIP code
Fair market rent by ZIP code in West University Place
HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). West University Place is in ZIP code 77005.
For 2 bedrooms it is $2,230: $733 more than the fair market rent for Harris County ($1,497).
Fair market rent by ZIP code and size in West University Place, fiscal year 2027.
ZIP code
Studio
1 bd
2 bd
3 bd
4 bd
77005
$1,840
$1,880
$2,230
$3,010
$3,730
ZIP code2 bd3 bd
77005 $2,230$3,010
1 of these ZIP codes crosses the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for West University Place when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD)Fiscal year 2027Small Area Fair Market Rents (HUD) (external site)Source: Census Bureau ZCTA-to-place relationship fileData from 2020 dataCensus Bureau ZCTA-to-place relationship file (external site)
You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.
There are 13 HUD-approved agencies with an office in Harris County; 8 say they serve in Spanish.
No down payment, repair or rent-help program on our list is for West University Place or Harris County. The ones below are statewide in Texas: they work in West University Place the same as in the rest of the state.
Texas state program for first-time buyers: a 30-year mortgage with down payment assistance.Offered by Texas Department of Housing and Community Affairs (TDHCA).
Texas state program with down payment assistance for any buyer, not only first-time buyers.Offered by Texas Department of Housing and Community Affairs (TDHCA).
Texas state certificate that turns part of your mortgage interest into a credit on your federal tax return.Offered by Texas Department of Housing and Community Affairs (TDHCA).
The HUD-approved agencies closest to the center of West University Place, in a straight line, nearest first. If one says it serves in Spanish, its card says so.
ES
Easter Seals of Greater Houston, Inc.
4888 Loop Central Dr Ste 200, Houston · 2 miles away · Spanish
2 of the 3 agencies on this list say they serve in Spanish.
Ask for service in Spanish
When you call, say “Spanish, please” or ask if someone speaks Spanish. If not, ask whether they offer an interpreter.
Housing authorities of West University Place
HUD’s record names them for West University Place or Harris County. They run public housing or Section 8 vouchers. Ask whether their waiting list is open.
Harris County Housing AuthoritySection 8 vouchers(713) 578-2100
No legal help resource on our list is for West University Place or Harris County in particular.
If you have a problem with your landlord, an eviction notice or a scam, the Legal Services Corporation (LSC) search shows the free legal aid offices that serve your area.
Short answers with the numbers for West University Place and all of Harris County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.
How much does a typical home cost in West University Place?
The typical home value in West University Place is $1,472,000, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Harris County it is $276,600.
How much does it cost to rent in West University Place?
Typical rent in West University Place is $3,501 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Harris County is $1,497.
What is the FHA loan limit in West University Place?
West University Place uses the FHA limit for all of Harris County (2026): $541,287 for a one-unit home and $1,041,125 for a four-unit home.
How much property tax do owners pay in West University Place?
The typical homeowner in West University Place pays $10,001 a year, according to the U.S. Census Bureau. That is 0.68% of the home’s value; in Harris County, the rate is 1.62%.
Where can I find free help to buy or rent in West University Place?
There are 13 HUD-approved counseling agencies with an office in Harris County. 8 say they serve in Spanish. They can help you get ready to buy, with your credit, or with rent.
