In Galena Park, a typical home is worth $117,700 and typical rent is $1,184 a month. Compared with all of Harris County, the typical home value is 57% lower, typical household income is 32% lower, and the share of households that own their home is 16 points higher.
Typical home value from Zillow, September 2021 to September 2026: from $151,461 to $157,957.
Typical rent
$1,650a month
From Zillow (ZHVI/ZORI), September 2026. The Census figures above are 5-year averages (2020–2024).
Galena Park is in Harris County. The FHA loan limit ($541,287 for a one-unit home), the fair market rents and the help on this page are those of all of Harris County. See the county
What this place has that others do not, from public data, most unusual first.
1
The typical home in Galena Park is worth $117,700,57% less than in Harris County as a whole ($276,600).
2
71% of households in Galena Park own their home, against 55% in Harris County.
3
The typical household income in Galena Park is $51,220,32% less than in Harris County as a whole ($74,983).
4
The typical rent in Galena Park is $1,184 a month, 15% less than in Harris County as a whole ($1,401).
Sources: U.S. Census Bureau (Average 2020–2024).
The homes here
Housing in Galena Park
What homes there are in Galena Park, what they cost, how that changed and how people live, from Census figures (2020–2024).
What homes there are
U.S. Census Bureau, ACS 5-year, 2020–2024
Kind of home
Detached houseAttached houseBuilding of 2 to 4Apartments (5 or more)Mobile homeBoat, RV and otherUnreliable estimate
Galena Park
Harris County
Texas
United States
Kind of home: Galena Park and its comparisons
Measure
Galena Park
Harris County
Texas
United States
Detached house
88%
57%
64%
61%
Attached house
Unreliable estimate
4%
3%
6%
Building of 2 to 4
Unreliable estimate
5%
5%
8%
Apartments (5 or more)
Unreliable estimate
32%
21%
19%
Mobile home
Unreliable estimate
3%
6%
6%
Boat, RV and other
Unreliable estimate
0%
0%
0%
Detached houses, standing on their own, make up 88% of homes here, against 57% in Harris County.
Year built
Before 19601960–19791980–19992000–20092010 or laterUnreliable estimate
Galena Park
Harris County
Texas
United States
Year built: Galena Park and its comparisons
Measure
Galena Park
Harris County
Texas
United States
Before 1960
75%
12%
12%
26%
1960–1979
17%
25%
21%
24%
1980–1999
Unreliable estimate
27%
28%
25%
2000–2009
Unreliable estimate
18%
18%
14%
2010 or later
5%
19%
21%
11%
In Galena Park, half of the homes were built before 1956; in Harris County, before 1988.
What it costs here
U.S. Census Bureau, ACS 5-year, 2020–2024
Value of owner-occupied homes
Unreliable estimate
Under $100K39%
$100K–$200K45%
$200K–$300K12%
$300K–$500KUnreliable
$500K–$750KUnreliable
$750K–$1MUnreliable
$1M or moreUnreliable
Value of owner-occupied homes: Galena Park and its comparisons
Measure
Galena Park
Under $100K
39%
$100K–$200K
45%
$200K–$300K
12%
$300K–$500K
Unreliable estimate
$500K–$750K
Unreliable
$750K–$1M
Unreliable
$1M or more
Unreliable estimate
Monthly rent with utilities
Unreliable estimate
Under $500Unreliable
$500–$99941%
$1,000–$1,49939%
$1,500–$1,999Unreliable
$2,000–$2,499Unreliable
$2,500–$2,999Unreliable
$3,000 or moreUnreliable
Monthly rent with utilities: Galena Park and its comparisons
Measure
Galena Park
Under $500
Unreliable
$500–$999
41%
$1,000–$1,499
39%
$1,500–$1,999
Unreliable estimate
$2,000–$2,499
Unreliable estimate
$2,500–$2,999
Unreliable
$3,000 or more
Unreliable
With a mortgage
$1,342 a month
Harris County: $2,155 a month
Without a mortgage
$545 a month
Harris County: $744 a month
Owners with a mortgage
24%
Harris County: 57%
The typical cost for an owner with a mortgage in Galena Park is $1,342 a month, less than in Harris County ($2,155); without one, $545.
How it changed
U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024
Change since 2015–2019
Typical home value
Galena Park+46%
Harris County+57%
Texas+65%
United States+53%
Typical rent
Galena ParkNo clear change
Harris County+30%
Texas+34%
United States+33%
Typical household income
Galena ParkNo clear change
Harris County+22%
Texas+27%
United States+29%
Change since 2015–2019: Galena Park and its comparisons
Measure
Galena Park
Harris County
Texas
United States
Typical home value
+46%
+57%
+65%
+53%
Typical rent
No clear change
+30%
+34%
+33%
Typical household income
No clear change
+22%
+27%
+29%
Homes in Galena Park gained value more slowly than in Harris County: 46% since 2015–2019, against 57%.
The typical rent in Galena Park stayed about the same over that time: the difference is within the Census margin of error.
How people live
U.S. Census Bureau, ACS 5-year, 2020–2024
How people live: Galena Park and its comparisons
Measure
Galena Park
Harris County
Texas
United States
Rental vacancy
Unreliable estimate
9.3%
7.7%
5.5%
Homeowner vacancy
Unreliable estimate
1.2%
1.1%
0.9%
More than one person per room
16.1%
6.6%
4.8%
3.4%
People per household
3.38
2.73
2.69
2.53
Drive alone
75%
70%
71%
69%
Carpool
15%
11%
10%
9%
Public transit
Unreliable estimate
2%
1%
3%
Walk or bike
Unreliable estimate
2%
2%
3%
Work from home
Unreliable estimate
13%
14%
15%
Other means
Unreliable estimate
2%
2%
2%
Typical commute
Unreliable estimate
20 to 29 minutes
20 to 29 minutes
20 to 29 minutes
In Galena Park, 16.1% of households live with more than one person per room, against 6.6% in Harris County.
Households in Galena Park are bigger: 3.38 people on average; in Harris County, 2.73.
In Galena Park, 15% of workers share a car to get to work; in Harris County, 11%.
Do the math
What would you pay each month for a home in Galena Park?
A typical home is within reach of the typical income
We start with a typical home in Galena Park, worth $117,700, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 25% of the typical household income in Galena Park, which is $51,220 a year.
The calculator's FHA and conventional loan limits are those of all of Harris County.
Change the price, the down payment or the loan: the payment updates right away.
Your numbers
Local data
$
Starts at the typical home value in Galena Park. Change it to the price you have in mind.
Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.
Down payment
%
That is $4,120 (3.5% of the price). The usual minimum for this loan is 3.5%.
This week's average ± a quarter or half point.
National average as of November 5, 2026 (Freddie Mac); your rate may be different.
Adjust advanced details⌄
Estimated monthly payment
Local data
$1,071
at 7.18% · 30 years
Loan amount
$115,568
Total interest
$166,275
Paid off in
November 2056
Includes $1,988 FHA upfront mortgage insurance premium.
Does it fit the income?
Comfortable
up to $1,195 a month
Your payment · 25%
Tight
$1,195 to $1,537 a month
Hard
more than $1,537 a month
Compared with the typical household income in Galena Park ($51,220 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.
Monthly payment breakdown
Principal & interest
$783
Property tax
$187
Home insurance
$49
FHA mortgage insurance (MIP)
$52
You need at least $4,120 for the down payment, plus closing costs.
This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.
Total monthly payment $1,071; principal and interest $783.
The city and its county
Galena Park and Harris County
Galena Park is in Harris County, Texas. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).
Galena Park
Map of Harris County, Texas, with Galena Park marked. Around it, the neighboring counties.
Galena Park
Harris County
Other cities with a page
Galena Park's own numbers
Typical home value
$117,700
Typical monthly rent
$1,184
Typical yearly household income
$51,220
Households that own their home
71%
Effective property tax rate
1.91%
U.S. Census Bureau, American Community Survey (average 2020–2024).
Numbers for all of Harris County
FHA limit, one-unit home
$541,287
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$1,497
Price change over 5 years (FHFA)
+31%
Homes in a high flood-risk zone
9.1%
HUD, FHFA and FEMA don't publish these numbers by city.
Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Harris County.
A typical home in Galena Park is worth $117,700: 57% below the county and 59% below Texas. With the typical household income in Galena Park ($51,220 a year), a typical home costs 2.3 times what the household earns in a year.
Years of income to pay for a typical home
The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.
Galena Park2.3 years
Harris3.7 years
Texas3.6 years
United States4.1 years
Source: U.S. Census Bureau, Average 2020–2024
How prices have changed in Harris County
According to FHFA’s house price index, home prices in Harris County rose 54% in the 10 years through 2025.
FHFA does not publish this index by city: these are the numbers for all of Harris County.
Yearly change in FHFA’s price index in Harris County, 2016 to 2025
2016: +2.7% +2.7% 2016
2017: +3.3% +3.3% 2017
2018: +4.3% +4.3% 2018
2019: +3.5% +3.5% 2019
2020: +2.8% +2.8% 2020
2021: +6.3% +6.3% 2021
2022: +12.3% +12.3% 2022
2023: +5.7% +5.7% 2023
2024: +3.0% +3.0% 2024
2025: +0.6% +0.6% 2025
Change in FHFA’s price index in Harris County, Texas and the United States
Period
County
Texas
U.S.
Last year (2025)
+0.6%
+0.8%
+2.9%
5 years (2020–2025)
+31%
+44%
+47%
10 years (2015–2025)
+54%
+88%
+85%
The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data
Galena Park next to Harris County, Texas and the U.S.
Three numbers side by side. “Typical” means the median: half are above it and half below.
Typical home value
Galena Park$117,700
Harris$276,600
Texas$283,800
United States$332,700
Typical monthly rent
Galena Park$1,184
Harris$1,401
Texas$1,403
United States$1,413
Typical yearly household income
Galena Park$51,220
Harris$74,983
Texas$78,476
United States$80,734
See the full table
Galena Park next to Harris County and Texas
Measure
Galena Park
Harris County
Texas
U.S.
Typical home value
$117,700 ▼57% below the county
$276,600
$283,800
$332,700
Typical monthly rent
$1,184 ▼15% below the county
$1,401
$1,403
$1,413
Typical yearly household income
$51,220 ▼32% below the county
$74,983
$78,476
$80,734
Households that own their home
71% ▲16 points above the county
55%
63%
65%
Typical yearly property tax
$2,249 ▼50% below the county
$4,489
$4,232
$3,119
Effective property tax rate
1.91% ▲0.29 points above the county
1.62%
1.49%
0.94%
Renters with high rent for their income
43% ▼11 points below the county
54%
52%
51%
“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Harris County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.
Four ways to pay for a typical home in Galena Park
For a typical $117,700 home in Galena Park, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Galena Park's typical property tax, an example home insurance and mortgage insurance when it applies.
FHA, 3.5% down$1,071a month
Least cash to close
Down payment
$4,120
Cash to close
$7,651
Rate
7.18%
Mortgage insurance
FHA MIP · $52
Conventional, 5% down$1,050a month
Down payment
$5,885
Cash to close
$9,416
Rate
7.18%
Mortgage insurance
PMI · $56
Conventional, 20% down, no PMI$874a month
Down payment
$23,540
Cash to close
$27,071
Rate
7.18%
Mortgage insurance
None
ITIN, 15% down (example)$983a month
Down payment
$17,655
Cash to close
$21,186
Rate
8.18%
Mortgage insurance
None
Four ways to pay for a typical home in Galena Park
Loan
Monthly payment
Down payment
Loan amount
Rate
Mortgage insurance
Cash to close
Minimum score
FHA, 3.5% down Least cash to close
$1,071
$4,120
$115,568
7.18%
FHA MIP · $52
$7,651
580
Conventional, 5% down
$1,050
$5,885
$111,815
7.18%
PMI · $56
$9,416
620*
Conventional, 20% down, no PMI
$874
$23,540
$94,160
7.18%
None
$27,071
620*
ITIN, 15% down (example)
$983
$17,655
$100,045
8.18%
None
$21,186
Set by the lender
The option that asks for the least cash to close is FHA, 3.5% down.
Cash to close = down payment plus 3% of the price in closing costs (example).
Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.
Typical rent in Galena Park is $1,184 a month: 15% below the county. In Galena Park, 43% of renter households pay 30% or more of their income in rent.
HUD publishes a fair market rent for all of Harris County, by unit size. To pay the 2-bedroom one ($1,497 a month) without spending more than 30% of your income, you would need to earn $28.79 an hour working full time.
What you need to earn to pay it without spending more than 30% of income, working full time.
HUD fair market rent in Harris County (Fiscal year 2027)
Size
Fair rent a month
Hourly wage
Yearly income
Studio
$1,233
$23.71
$49,320
1 bedroom
$1,261
$24.25
$50,440
2 bedrooms
$1,497
$28.79
$59,880
3 bedrooms
$2,017
$38.79
$80,680
4 bedrooms
$2,502
$48.12
$100,080
Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027
By ZIP code
Fair market rent by ZIP code in Galena Park
HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Galena Park has 2 ZIP codes with their own.
For 2 bedrooms it runs from $1,230 in 77547 to $1,330 in 77015.
None is above the fair market rent for Harris County ($1,497).
Fair market rent by ZIP code and size in Galena Park, fiscal year 2027.
77015
$1,100
$1,120
$1,330
$1,790
$2,220
77547
$1,010
$1,040
$1,230
$1,660
$2,060
ZIP code2 bd3 bd
77015 $1,330$1,790
77547 $1,230$1,660
2 of these ZIP codes cross the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Galena Park when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD)Fiscal year 2027Small Area Fair Market Rents (HUD) (external site)Source: Census Bureau ZCTA-to-place relationship fileData from 2020 dataCensus Bureau ZCTA-to-place relationship file (external site)
You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.
There are 13 HUD-approved agencies with an office in Harris County; 8 say they serve in Spanish.
No down payment, repair or rent-help program on our list is for Galena Park or Harris County. The ones below are statewide in Texas: they work in Galena Park the same as in the rest of the state.
Texas state program for first-time buyers: a 30-year mortgage with down payment assistance.Offered by Texas Department of Housing and Community Affairs (TDHCA).
Texas state program with down payment assistance for any buyer, not only first-time buyers.Offered by Texas Department of Housing and Community Affairs (TDHCA).
Texas state certificate that turns part of your mortgage interest into a credit on your federal tax return.Offered by Texas Department of Housing and Community Affairs (TDHCA).
No legal help resource on our list is for Galena Park or Harris County in particular.
If you have a problem with your landlord, an eviction notice or a scam, the Legal Services Corporation (LSC) search shows the free legal aid offices that serve your area.
Short answers with the numbers for Galena Park and all of Harris County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.
How much does a typical home cost in Galena Park?
The typical home value in Galena Park is $117,700, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Harris County it is $276,600.
How much does it cost to rent in Galena Park?
Typical rent in Galena Park is $1,184 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Harris County is $1,497.
What is the FHA loan limit in Galena Park?
Galena Park uses the FHA limit for all of Harris County (2026): $541,287 for a one-unit home and $1,041,125 for a four-unit home.
How much property tax do owners pay in Galena Park?
The typical homeowner in Galena Park pays $2,249 a year, according to the U.S. Census Bureau. That is 1.91% of the home’s value; in Harris County, the rate is 1.62%.
Where can I find free help to buy or rent in Galena Park?
There are 13 HUD-approved counseling agencies with an office in Harris County. 8 say they serve in Spanish. They can help you get ready to buy, with your credit, or with rent.
