In Humble, a typical home is worth $216,400 and typical rent is $1,330 a month. Compared with all of Harris County, typical household income is 24% lower, the typical home value is 22% lower, and the share of households that own their home is 16 points lower.
Typical home value from Zillow, September 2021 to September 2026: from $224,193 to $252,244.
Typical rent
$1,589a month
= about the same as 12 months ago
Typical rent from Zillow, September 2021 to September 2026: from $1,400 to $1,589.
From Zillow (ZHVI/ZORI), September 2026. The Census figures above are 5-year averages (2020–2024).
Humble is in Harris County. The FHA loan limit ($541,287 for a one-unit home), the fair market rents and the help on this page are those of all of Harris County. See the county
What this place has that others do not, from public data, most unusual first.
1
Nearby, in Aldine, the typical home value is $103,200: 52% less than in Humble ($216,400).
2
Humble has the 13th lowest homeownership rate of the 426 cities in Texas with more than 5,000 people (39%).
3
The typical household income in Humble is $57,011,24% less than in Harris County as a whole ($74,983).
4
The typical home in Humble is worth $216,400,22% less than in Harris County as a whole ($276,600).
Sources: U.S. Census Bureau (Average 2020–2024).
The homes here
Housing in Humble
What homes there are in Humble, what they cost, how that changed and how people live, from Census figures (2020–2024).
What homes there are
U.S. Census Bureau, ACS 5-year, 2020–2024
Kind of home
Detached houseAttached houseBuilding of 2 to 4Apartments (5 or more)Mobile homeBoat, RV and otherUnreliable estimate
Humble
Harris County
Texas
United States
Kind of home: Humble and its comparisons
Measure
Humble
Harris County
Texas
United States
Detached house
42%
57%
64%
61%
Attached house
3%
4%
3%
6%
Building of 2 to 4
11%
5%
5%
8%
Apartments (5 or more)
34%
32%
21%
19%
Mobile home
10%
3%
6%
6%
Boat, RV and other
Unreliable estimate
0%
0%
0%
In Humble there is a bit of everything: no kind of home reaches half. The most common are detached houses (42%); in Harris County, 57%.
In Humble there are many mobile homes: 10% of homes; in Harris County, 3%.
Year built
Before 19601960–19791980–19992000–20092010 or later
Humble
Harris County
Texas
United States
Year built: Humble and its comparisons
Measure
Humble
Harris County
Texas
United States
Before 1960
14%
12%
12%
26%
1960–1979
31%
25%
21%
24%
1980–1999
38%
27%
28%
25%
2000–2009
10%
18%
18%
14%
2010 or later
8%
19%
21%
11%
In Humble, half of the homes were built before 1982; in Harris County, before 1988.
What it costs here
U.S. Census Bureau, ACS 5-year, 2020–2024
Value of owner-occupied homes
Unreliable estimate
Under $100K23%
$100K–$200K21%
$200K–$300K32%
$300K–$500KUnreliable
$500K–$750KUnreliable
$750K–$1MUnreliable
$1M or moreUnreliable
Value of owner-occupied homes: Humble and its comparisons
Measure
Humble
Under $100K
23%
$100K–$200K
21%
$200K–$300K
32%
$300K–$500K
Unreliable estimate
$500K–$750K
Unreliable estimate
$750K–$1M
Unreliable
$1M or more
Unreliable
Monthly rent with utilities
Unreliable estimate
Under $500Unreliable
$500–$99914%
$1,000–$1,49952%
$1,500–$1,99928%
$2,000–$2,499Unreliable
$2,500–$2,999Unreliable
$3,000 or moreUnreliable
Monthly rent with utilities: Humble and its comparisons
Measure
Humble
Under $500
Unreliable estimate
$500–$999
14%
$1,000–$1,499
52%
$1,500–$1,999
28%
$2,000–$2,499
Unreliable estimate
$2,500–$2,999
Unreliable
$3,000 or more
Unreliable
With a mortgage
$1,717 a month
Harris County: $2,155 a month
Without a mortgage
$740 a month
Harris County: $744 a month
Owners with a mortgage
41%
Harris County: 57%
The typical cost for an owner with a mortgage in Humble is $1,717 a month, less than in Harris County ($2,155); without one, $740.
How it changed
U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024
Change since 2015–2019
Typical home value
Humble+76%
Harris County+57%
Texas+65%
United States+53%
Typical rent
Humble+37%
Harris County+30%
Texas+34%
United States+33%
Typical household income
HumbleNo clear change
Harris County+22%
Texas+27%
United States+29%
Change since 2015–2019: Humble and its comparisons
Measure
Humble
Harris County
Texas
United States
Typical home value
+76%
+57%
+65%
+53%
Typical rent
+37%
+30%
+34%
+33%
Typical household income
No clear change
+22%
+27%
+29%
The typical home value in Humble rose 76% since 2015–2019, more than in Harris County (57%).
The typical rent in Humble rose 37% over the same time; in Harris County, it rose 30%.
How people live
U.S. Census Bureau, ACS 5-year, 2020–2024
How people live: Humble and its comparisons
Measure
Humble
Harris County
Texas
United States
Rental vacancy
Unreliable estimate
9.3%
7.7%
5.5%
Homeowner vacancy
Unreliable estimate
1.2%
1.1%
0.9%
More than one person per room
8.7%
6.6%
4.8%
3.4%
People per household
2.72
2.73
2.69
2.53
Drive alone
79%
70%
71%
69%
Carpool
9%
11%
10%
9%
Public transit
Unreliable estimate
2%
1%
3%
Walk or bike
Unreliable estimate
2%
2%
3%
Work from home
7%
13%
14%
15%
Other means
Unreliable estimate
2%
2%
2%
Typical commute
Unreliable estimate
20 to 29 minutes
20 to 29 minutes
20 to 29 minutes
In Humble, 8.7% of households live with more than one person per room, against 6.6% in Harris County.
By size, households in Humble look like those in Harris County: 2.72 people on average.
To get to work, 79% of workers in Humble drive alone; in Harris County, 70%.
Do the math
What would you pay each month for a home in Humble?
A typical home costs more than the typical income allows
We start with a typical home in Humble, worth $216,400, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 38% of the typical household income in Humble, which is $57,011 a year. For that payment to be 28% of income, a household would need to earn about $77,230 a year.
The calculator's FHA and conventional loan limits are those of all of Harris County.
Change the price, the down payment or the loan: the payment updates right away.
Your numbers
Local data
$
Starts at the typical home value in Humble. Change it to the price you have in mind.
Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.
Down payment
%
That is $7,574 (3.5% of the price). The usual minimum for this loan is 3.5%.
This week's average ± a quarter or half point.
National average as of November 5, 2026 (Freddie Mac); your rate may be different.
Adjust advanced details⌄
Estimated monthly payment
Local data
$1,802
at 7.18% · 30 years
Loan amount
$212,480
Total interest
$305,710
Paid off in
November 2056
Includes $3,654 FHA upfront mortgage insurance premium.
Does it fit the income?
Comfortable
up to $1,330 a month
Tight
$1,330 to $1,710 a month
Hard
more than $1,710 a month
Your payment · 38%
Compared with the typical household income in Humble ($57,011 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.
Monthly payment breakdown
Principal & interest
$1,439
Property tax
$177
Home insurance
$90
FHA mortgage insurance (MIP)
$96
You need at least $7,574 for the down payment, plus closing costs.
This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.
Total monthly payment $1,802; principal and interest $1,439.
The city and its county
Humble and Harris County
Humble is in Harris County, Texas. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).
Humble
Map of Harris County, Texas, with Humble marked. Around it, the neighboring counties.
Humble
Harris County
Other cities with a page
Humble's own numbers
Typical home value
$216,400
Typical monthly rent
$1,330
Typical yearly household income
$57,011
Households that own their home
39%
Effective property tax rate
0.98%
U.S. Census Bureau, American Community Survey (average 2020–2024).
Numbers for all of Harris County
FHA limit, one-unit home
$541,287
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$1,497
Price change over 5 years (FHFA)
+31%
Homes in a high flood-risk zone
9.1%
HUD, FHFA and FEMA don't publish these numbers by city.
Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Harris County.
A typical home in Humble is worth $216,400: 22% below the county and 24% below Texas. With the typical household income in Humble ($57,011 a year), a typical home costs 3.8 times what the household earns in a year.
Years of income to pay for a typical home
The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.
Humble3.8 years
Harris3.7 years
Texas3.6 years
United States4.1 years
Source: U.S. Census Bureau, Average 2020–2024
How prices have changed in Harris County
According to FHFA’s house price index, home prices in Harris County rose 54% in the 10 years through 2025.
FHFA does not publish this index by city: these are the numbers for all of Harris County.
Yearly change in FHFA’s price index in Harris County, 2016 to 2025
2016: +2.7% +2.7% 2016
2017: +3.3% +3.3% 2017
2018: +4.3% +4.3% 2018
2019: +3.5% +3.5% 2019
2020: +2.8% +2.8% 2020
2021: +6.3% +6.3% 2021
2022: +12.3% +12.3% 2022
2023: +5.7% +5.7% 2023
2024: +3.0% +3.0% 2024
2025: +0.6% +0.6% 2025
Change in FHFA’s price index in Harris County, Texas and the United States
Period
County
Texas
U.S.
Last year (2025)
+0.6%
+0.8%
+2.9%
5 years (2020–2025)
+31%
+44%
+47%
10 years (2015–2025)
+54%
+88%
+85%
The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data
Humble next to Harris County, Texas and the U.S.
Three numbers side by side. “Typical” means the median: half are above it and half below.
Typical home value
Humble$216,400
Harris$276,600
Texas$283,800
United States$332,700
Typical monthly rent
Humble$1,330
Harris$1,401
Texas$1,403
United States$1,413
Typical yearly household income
Humble$57,011
Harris$74,983
Texas$78,476
United States$80,734
See the full table
Humble next to Harris County and Texas
Measure
Humble
Harris County
Texas
U.S.
Typical home value
$216,400 ▼22% below the county
$276,600
$283,800
$332,700
Typical monthly rent
$1,330 ▼5% below the county
$1,401
$1,403
$1,413
Typical yearly household income
$57,011 ▼24% below the county
$74,983
$78,476
$80,734
Households that own their home
39% ▼16 points below the county
55%
63%
65%
Typical yearly property tax
$2,117 ▼53% below the county
$4,489
$4,232
$3,119
Effective property tax rate
0.98% ▼0.64 points below the county
1.62%
1.49%
0.94%
Renters with high rent for their income
62% ▲8 points above the county
54%
52%
51%
“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Harris County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.
Four ways to pay for a typical home in Humble
For a typical $216,400 home in Humble, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Humble's typical property tax, an example home insurance and mortgage insurance when it applies.
FHA, 3.5% down$1,802a month
Least cash to close
Down payment
$7,574
Cash to close
$14,066
Rate
7.18%
Mortgage insurance
FHA MIP · $96
Conventional, 5% down$1,762a month
Down payment
$10,820
Cash to close
$17,312
Rate
7.18%
Mortgage insurance
PMI · $103
Conventional, 20% down, no PMI$1,440a month
Down payment
$43,280
Cash to close
$49,772
Rate
7.18%
Mortgage insurance
None
ITIN, 15% down (example)$1,640a month
Down payment
$32,460
Cash to close
$38,952
Rate
8.18%
Mortgage insurance
None
Four ways to pay for a typical home in Humble
Loan
Monthly payment
Down payment
Loan amount
Rate
Mortgage insurance
Cash to close
Minimum score
FHA, 3.5% down Least cash to close
$1,802
$7,574
$212,480
7.18%
FHA MIP · $96
$14,066
580
Conventional, 5% down
$1,762
$10,820
$205,580
7.18%
PMI · $103
$17,312
620*
Conventional, 20% down, no PMI
$1,440
$43,280
$173,120
7.18%
None
$49,772
620*
ITIN, 15% down (example)
$1,640
$32,460
$183,940
8.18%
None
$38,952
Set by the lender
The option that asks for the least cash to close is FHA, 3.5% down.
Cash to close = down payment plus 3% of the price in closing costs (example).
Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.
Typical rent in Humble is $1,330 a month: 5% below the county. In Humble, 62% of renter households pay 30% or more of their income in rent.
HUD publishes a fair market rent for all of Harris County, by unit size. To pay the 2-bedroom one ($1,497 a month) without spending more than 30% of your income, you would need to earn $28.79 an hour working full time.
What you need to earn to pay it without spending more than 30% of income, working full time.
HUD fair market rent in Harris County (Fiscal year 2027)
Size
Fair rent a month
Hourly wage
Yearly income
Studio
$1,233
$23.71
$49,320
1 bedroom
$1,261
$24.25
$50,440
2 bedrooms
$1,497
$28.79
$59,880
3 bedrooms
$2,017
$38.79
$80,680
4 bedrooms
$2,502
$48.12
$100,080
Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027
By ZIP code
Fair market rent by ZIP code in Humble
HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Humble has 2 ZIP codes with their own.
For 2 bedrooms it runs from $1,470 in 77338 to $1,590 in 77396.
1 of the 2 is above the fair market rent for Harris County ($1,497).
Fair market rent by ZIP code and size in Humble, fiscal year 2027.
77338
$1,210
$1,240
$1,470
$1,980
$2,460
77396
$1,310
$1,340
$1,590
$2,140
$2,660
ZIP code2 bd3 bd
77338 $1,470$1,980
77396 $1,590$2,140
2 of these ZIP codes cross the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Humble when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD)Fiscal year 2027Small Area Fair Market Rents (HUD) (external site)Source: Census Bureau ZCTA-to-place relationship fileData from 2020 dataCensus Bureau ZCTA-to-place relationship file (external site)
HUD lists 13 buildings with rents for lower incomes in Humble. These are the largest.
Mansions at Turkey Creek20919 Birnam Wood Blvd, Humble 77338252 low-income homes · 1 bd: 72 · 2 bd: 124 · 3 bd: 56 · In service since 2008 · For older adults, people with disabilities, families, people experiencing homelessness
East Tex Pines Apts6200 Greens Rd, Humble 77396250 low-income homes · 1 bd: 42 · 2 bd: 136 · 3 bd: 72 · In service since 2007
Timber Point Apts5900 Greens Rd, Humble 77396240 low-income homes · 1 bd: 40 · 2 bd: 104 · 3 bd: 96 · In service since 2001
Greens Pines Apts6060 Greens Rd, Humble 77396224 low-income homes · In service since 2002
Atascocita Pines230 Atascocita Rd, Humble 77396192 low-income homes · 1 bd: 42 · 2 bd: 84 · 3 bd: 66 · In service since 2006
You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.
There are 13 HUD-approved agencies with an office in Harris County; 8 say they serve in Spanish.
No down payment, repair or rent-help program on our list is for Humble or Harris County. The ones below are statewide in Texas: they work in Humble the same as in the rest of the state.
Texas state program for first-time buyers: a 30-year mortgage with down payment assistance.Offered by Texas Department of Housing and Community Affairs (TDHCA).
Texas state program with down payment assistance for any buyer, not only first-time buyers.Offered by Texas Department of Housing and Community Affairs (TDHCA).
Texas state certificate that turns part of your mortgage interest into a credit on your federal tax return.Offered by Texas Department of Housing and Community Affairs (TDHCA).
No legal help resource on our list is for Humble or Harris County in particular.
If you have a problem with your landlord, an eviction notice or a scam, the Legal Services Corporation (LSC) search shows the free legal aid offices that serve your area.
Short answers with the numbers for Humble and all of Harris County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.
How much does a typical home cost in Humble?
The typical home value in Humble is $216,400, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Harris County it is $276,600.
How much does it cost to rent in Humble?
Typical rent in Humble is $1,330 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Harris County is $1,497.
What is the FHA loan limit in Humble?
Humble uses the FHA limit for all of Harris County (2026): $541,287 for a one-unit home and $1,041,125 for a four-unit home.
How much property tax do owners pay in Humble?
The typical homeowner in Humble pays $2,117 a year, according to the U.S. Census Bureau. That is 0.98% of the home’s value; in Harris County, the rate is 1.62%.
Where can I find free help to buy or rent in Humble?
There are 13 HUD-approved counseling agencies with an office in Harris County. 8 say they serve in Spanish. They can help you get ready to buy, with your credit, or with rent.
