In Pearland, a typical home is worth $356,300 and typical rent is $1,860 a month. Compared with all of Brazoria County, typical rent is 28% higher and typical household income is 21% higher.
Typical home value from Zillow, September 2021 to September 2026: from $324,836 to $377,993.
Typical rent
$1,898a month
▲ 0.8% more than 12 months ago
Typical rent from Zillow, September 2021 to September 2026: from $1,703 to $1,898.
From Zillow (ZHVI/ZORI), September 2026. The Census figures above are 5-year averages (2020–2024).
Pearland is in Brazoria County. The FHA loan limit ($541,287 for a one-unit home), the fair market rents and the help on this page are those of all of Brazoria County. See the county
What this place has that others do not, from public data, most unusual first.
1
Nearby, in South Houston, the typical home value is $189,300: 47% less than in Pearland ($356,300).
2
Nearby, in South Houston, the typical rent is $1,212: 35% less than in Pearland ($1,860).
3
The typical rent in Pearland is $1,860 a month, 28% more than in Brazoria County as a whole ($1,454).
4
The typical household income in Pearland is $118,842,21% more than in Brazoria County as a whole ($97,993).
5
The typical home in Pearland is worth $356,300,18% more than in Brazoria County as a whole ($301,600).
Sources: U.S. Census Bureau (Average 2020–2024).
The homes here
Housing in Pearland
What homes there are in Pearland, what they cost, how that changed and how people live, from Census figures (2020–2024).
What homes there are
U.S. Census Bureau, ACS 5-year, 2020–2024
Kind of home
Detached houseAttached houseBuilding of 2 to 4Apartments (5 or more)Mobile homeBoat, RV and otherUnreliable estimate
Pearland
Brazoria County
Texas
United States
Kind of home: Pearland and its comparisons
Measure
Pearland
Brazoria County
Texas
United States
Detached house
79%
73%
64%
61%
Attached house
3%
2%
3%
6%
Building of 2 to 4
1%
2%
5%
8%
Apartments (5 or more)
14%
13%
21%
19%
Mobile home
3%
9%
6%
6%
Boat, RV and other
Unreliable estimate
0%
0%
0%
In Pearland, 8 in 10 homes are single-family detached houses; in Brazoria County, 7.
Year built
Before 19601960–19791980–19992000–20092010 or later
Pearland
Brazoria County
Texas
United States
Year built: Pearland and its comparisons
Measure
Pearland
Brazoria County
Texas
United States
Before 1960
1%
8%
12%
26%
1960–1979
11%
21%
21%
24%
1980–1999
27%
26%
28%
25%
2000–2009
34%
21%
18%
14%
2010 or later
28%
24%
21%
11%
Here half of the homes date from 2003 or later; in Brazoria County, from 1996 or later.
There is more room for a big family here: 79% of homes have 3 bedrooms or more, against 74% in Brazoria County.
What it costs here
U.S. Census Bureau, ACS 5-year, 2020–2024
Value of owner-occupied homes
Under the limitOver the limit
Under $100K4%
$100K–$200K4%
$200K–$300K22%
$300K–$500K58%
$500K–$750K10%
FHA limit: $541,287
$750K–$1M1%
$1M or more1%
Value of owner-occupied homes: Pearland and its comparisons
Measure
Pearland
Under $100K
4%
$100K–$200K
4%
$200K–$300K
22%
$300K–$500K
58%
$500K–$750K
10%
$750K–$1M
1%
$1M or more
1%
About 89% of owner-occupied homes in Pearland are worth less than the FHA loan limit for Brazoria County ($541,287).
Monthly rent with utilities
Unreliable estimate
Under $500Unreliable
$500–$9996%
$1,000–$1,49921%
$1,500–$1,99931%
$2,000–$2,49925%
$2,500–$2,99913%
$3,000 or moreUnreliable
Monthly rent with utilities: Pearland and its comparisons
Measure
Pearland
Under $500
Unreliable estimate
$500–$999
6%
$1,000–$1,499
21%
$1,500–$1,999
31%
$2,000–$2,499
25%
$2,500–$2,999
13%
$3,000 or more
Unreliable estimate
With a mortgage
$2,611 a month
Brazoria County: $2,331 a month
Without a mortgage
$1,049 a month
Brazoria County: $732 a month
Owners with a mortgage
68%
Brazoria County: 61%
The typical cost for an owner with a mortgage in Pearland is $2,611 a month, more than in Brazoria County ($2,331); without one, $1,049.
How it changed
U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024
Change since 2015–2019
Typical home value
Pearland+46%
Brazoria County+53%
Texas+65%
United States+53%
Typical rent
Pearland+32%
Brazoria County+27%
Texas+34%
United States+33%
Typical household income
Pearland+14%
Brazoria County+20%
Texas+27%
United States+29%
Change since 2015–2019: Pearland and its comparisons
Measure
Pearland
Brazoria County
Texas
United States
Typical home value
+46%
+53%
+65%
+53%
Typical rent
+32%
+27%
+34%
+33%
Typical household income
+14%
+20%
+27%
+29%
Homes in Pearland gained value more slowly than in Brazoria County: 46% since 2015–2019, against 53%.
Rents in Pearland rose faster than in Brazoria County: 32% since 2015–2019, against 27%.
The typical household income in Pearland rose 14%: less than home values (+46%) and rent (+32%).
How people live
U.S. Census Bureau, ACS 5-year, 2020–2024
How people live: Pearland and its comparisons
Measure
Pearland
Brazoria County
Texas
United States
Rental vacancy
11.7%
12.0%
7.7%
5.5%
Homeowner vacancy
Unreliable estimate
1.1%
1.1%
0.9%
More than one person per room
2.3%
3.0%
4.8%
3.4%
People per household
2.86
2.82
2.69
2.53
Drive alone
77%
80%
71%
69%
Carpool
7%
8%
10%
9%
Public transit
Unreliable estimate
Unreliable estimate
1%
3%
Walk or bike
Unreliable estimate
1%
2%
3%
Work from home
14%
11%
14%
15%
Other means
1%
1%
2%
2%
Typical commute
30 to 39 minutes
30 to 39 minutes
20 to 29 minutes
20 to 29 minutes
In Pearland, the rental vacancy rate is 11.7%, about the same as in Brazoria County.
In Pearland, 2.3% of households live with more than one person per room, about the same as in Brazoria County.
Much as in Brazoria County, a household in Pearland has 2.86 people on average.
Working from home is more common in Pearland: 14%, against 11% in Brazoria County.
Do the math
What would you pay each month for a home in Pearland?
A typical home is tight for the typical income
We start with a typical home in Pearland, worth $356,300, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 33% of the typical household income in Pearland, which is $118,842 a year. For that payment to be 28% of income, a household would need to earn about $140,900 a year.
The calculator's FHA and conventional loan limits are those of all of Brazoria County.
Change the price, the down payment or the loan: the payment updates right away.
Your numbers
Local data
$
Starts at the typical home value in Pearland. Change it to the price you have in mind.
Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.
Down payment
%
That is $12,471 (3.5% of the price). The usual minimum for this loan is 3.5%.
This week's average ± a quarter or half point.
National average as of November 5, 2026 (Freddie Mac); your rate may be different.
Adjust advanced details⌄
Estimated monthly payment
Local data
$3,288
at 7.18% · 30 years
Loan amount
$349,846
Total interest
$503,346
Paid off in
November 2056
Includes $6,017 FHA upfront mortgage insurance premium.
Does it fit the income?
Comfortable
up to $2,773 a month
Tight
$2,773 to $3,565 a month
Your payment · 33%
Hard
more than $3,565 a month
Compared with the typical household income in Pearland ($118,842 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.
Monthly payment breakdown
Principal & interest
$2,370
Property tax
$612
Home insurance
$149
FHA mortgage insurance (MIP)
$158
You need at least $12,471 for the down payment, plus closing costs.
This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.
Total monthly payment $3,288; principal and interest $2,370.
The city and its county
Pearland and Brazoria County
Pearland is in Brazoria County, Texas. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).
Pearland
Map of Brazoria County, Texas, with Pearland marked. Around it, the neighboring counties.
Pearland
Brazoria County
Other cities with a page
Pearland's own numbers
Typical home value
$356,300
Typical monthly rent
$1,860
Typical yearly household income
$118,842
Households that own their home
76%
Effective property tax rate
2.06%
U.S. Census Bureau, American Community Survey (average 2020–2024).
Numbers for all of Brazoria County
FHA limit, one-unit home
$541,287
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$1,319
Price change over 5 years (FHFA)
+38%
Homes in a high flood-risk zone
22%
HUD, FHFA and FEMA don't publish these numbers by city.
Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Brazoria County.
A typical home in Pearland is worth $356,300: 18% above the county and 26% above Texas. With the typical household income in Pearland ($118,842 a year), a typical home costs 3.0 times what the household earns in a year.
Years of income to pay for a typical home
The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.
Pearland3.0 years
Brazoria3.1 years
Texas3.6 years
United States4.1 years
Source: U.S. Census Bureau, Average 2020–2024
How prices have changed in Brazoria County
According to FHFA’s house price index, home prices in Brazoria County rose 79% in the 10 years through 2025.
FHFA does not publish this index by city: these are the numbers for all of Brazoria County.
Yearly change in FHFA’s price index in Brazoria County, 2016 to 2025
2016: +7.7% +7.7% 2016
2017: +5.1% +5.1% 2017
2018: +6.7% +6.7% 2018
2019: +4.9% +4.9% 2019
2020: +2.7% +2.7% 2020
2021: +10.2% +10.2% 2021
2022: +14.7% +14.7% 2022
2023: +5.3% +5.3% 2023
2024: +1.8% +1.8% 2024
2025: +1.4% +1.4% 2025
Change in FHFA’s price index in Brazoria County, Texas and the United States
Period
County
Texas
U.S.
Last year (2025)
+1.4%
+0.8%
+2.9%
5 years (2020–2025)
+38%
+44%
+47%
10 years (2015–2025)
+79%
+88%
+85%
The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data
Pearland next to Brazoria County, Texas and the U.S.
Three numbers side by side. “Typical” means the median: half are above it and half below.
Typical home value
Pearland$356,300
Brazoria$301,600
Texas$283,800
United States$332,700
Typical monthly rent
Pearland$1,860
Brazoria$1,454
Texas$1,403
United States$1,413
Typical yearly household income
Pearland$118,842
Brazoria$97,993
Texas$78,476
United States$80,734
See the full table
Pearland next to Brazoria County and Texas
Measure
Pearland
Brazoria County
Texas
U.S.
Typical home value
$356,300 ▲18% above the county
$301,600
$283,800
$332,700
Typical monthly rent
$1,860 ▲28% above the county
$1,454
$1,403
$1,413
Typical yearly household income
$118,842 ▲21% above the county
$97,993
$78,476
$80,734
Households that own their home
76% ▲2 points above the county
74%
63%
65%
Typical yearly property tax
$7,345 ▲47% above the county
$5,001
$4,232
$3,119
Effective property tax rate
2.06% ▲0.4 points above the county
1.66%
1.49%
0.94%
Renters with high rent for their income
51% ▲2 points above the county
49%
52%
51%
“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Brazoria County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.
Four ways to pay for a typical home in Pearland
For a typical $356,300 home in Pearland, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Pearland's typical property tax, an example home insurance and mortgage insurance when it applies.
FHA, 3.5% down$3,288a month
Least cash to close
Down payment
$12,471
Cash to close
$23,160
Rate
7.18%
Mortgage insurance
FHA MIP · $158
Conventional, 5% down$3,222a month
Down payment
$17,815
Cash to close
$28,504
Rate
7.18%
Mortgage insurance
PMI · $169
Conventional, 20% down, no PMI$2,691a month
Down payment
$71,260
Cash to close
$81,949
Rate
7.18%
Mortgage insurance
None
ITIN, 15% down (example)$3,020a month
Down payment
$53,445
Cash to close
$64,134
Rate
8.18%
Mortgage insurance
None
Four ways to pay for a typical home in Pearland
Loan
Monthly payment
Down payment
Loan amount
Rate
Mortgage insurance
Cash to close
Minimum score
FHA, 3.5% down Least cash to close
$3,288
$12,471
$349,847
7.18%
FHA MIP · $158
$23,160
580
Conventional, 5% down
$3,222
$17,815
$338,485
7.18%
PMI · $169
$28,504
620*
Conventional, 20% down, no PMI
$2,691
$71,260
$285,040
7.18%
None
$81,949
620*
ITIN, 15% down (example)
$3,020
$53,445
$302,855
8.18%
None
$64,134
Set by the lender
The option that asks for the least cash to close is FHA, 3.5% down.
Cash to close = down payment plus 3% of the price in closing costs (example).
Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.
Typical rent in Pearland is $1,860 a month: 28% above the county. In Pearland, 51% of renter households pay 30% or more of their income in rent.
HUD publishes a fair market rent for all of Brazoria County, by unit size. To pay the 2-bedroom one ($1,319 a month) without spending more than 30% of your income, you would need to earn $25.37 an hour working full time.
What you need to earn to pay it without spending more than 30% of income, working full time.
HUD fair market rent in Brazoria County (Fiscal year 2027)
Size
Fair rent a month
Hourly wage
Yearly income
Studio
$1,021
$19.63
$40,840
1 bedroom
$1,212
$23.31
$48,480
2 bedrooms
$1,319
$25.37
$52,760
3 bedrooms
$1,790
$34.42
$71,600
4 bedrooms
$2,205
$42.40
$88,200
Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027
By ZIP code
Fair market rent by ZIP code in Pearland
HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Pearland has 2 ZIP codes with their own.
For 2 bedrooms it runs from $1,490 in 77581 to $1,700 in 77584.
2 of the 2 are above the fair market rent for Brazoria County ($1,319).
Fair market rent by ZIP code and size in Pearland, fiscal year 2027.
77581
$1,160
$1,360
$1,490
$2,020
$2,480
77584
$1,320
$1,550
$1,700
$2,300
$2,840
ZIP code2 bd3 bd
77581 $1,490$2,020
77584 $1,700$2,300
2 of these ZIP codes cross the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Pearland when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD)Fiscal year 2027Small Area Fair Market Rents (HUD) (external site)Source: Census Bureau ZCTA-to-place relationship fileData from 2020 dataCensus Bureau ZCTA-to-place relationship file (external site)
You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.
We found no HUD-approved agencies with an office in Brazoria County. The nearest ones are below; many serve by phone or online.
No down payment, repair or rent-help program on our list is for Pearland or Brazoria County. The ones below are statewide in Texas: they work in Pearland the same as in the rest of the state.
Texas state program for first-time buyers: a 30-year mortgage with down payment assistance.Offered by Texas Department of Housing and Community Affairs (TDHCA).
Texas state program with down payment assistance for any buyer, not only first-time buyers.Offered by Texas Department of Housing and Community Affairs (TDHCA).
Texas state certificate that turns part of your mortgage interest into a credit on your federal tax return.Offered by Texas Department of Housing and Community Affairs (TDHCA).
No legal help resource on our list is for Pearland or Brazoria County in particular.
If you have a problem with your landlord, an eviction notice or a scam, the Legal Services Corporation (LSC) search shows the free legal aid offices that serve your area.
Short answers with the numbers for Pearland and all of Brazoria County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.
How much does a typical home cost in Pearland?
The typical home value in Pearland is $356,300, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Brazoria County it is $301,600.
How much does it cost to rent in Pearland?
Typical rent in Pearland is $1,860 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Brazoria County is $1,319.
What is the FHA loan limit in Pearland?
Pearland uses the FHA limit for all of Brazoria County (2026): $541,287 for a one-unit home and $1,041,125 for a four-unit home.
How much property tax do owners pay in Pearland?
The typical homeowner in Pearland pays $7,345 a year, according to the U.S. Census Bureau. That is 2.06% of the home’s value; in Brazoria County, the rate is 1.66%.
Where can I find free help to buy or rent in Pearland?
We found no HUD-approved counseling agencies with an office in Brazoria County; the nearest ones are on this page. They can help you get ready to buy, with your credit, or with rent.
