In Freeport, a typical home is worth $135,900 and typical rent is $1,176 a month. Compared with all of Brazoria County, the typical home value is 55% lower, typical household income is 38% lower, and the share of households that own their home is 15 points lower.
Typical home value from Zillow, September 2021 to September 2026: from $151,583 to $153,805.
Typical rent
$1,335a month
From Zillow (ZHVI/ZORI), September 2026. The Census figures above are 5-year averages (2020–2024).
Freeport is in Brazoria County. The FHA loan limit ($541,287 for a one-unit home), the fair market rents and the help on this page are those of all of Brazoria County. See the county
What this place has that others do not, from public data, most unusual first.
1
The typical home in Freeport is worth $135,900,55% less than in Brazoria County as a whole ($301,600).
2
The typical household income in Freeport is $61,134,38% less than in Brazoria County as a whole ($97,993).
3
59% of households in Freeport own their home, against 74% in Brazoria County.
4
The typical rent in Freeport is $1,176 a month, 19% less than in Brazoria County as a whole ($1,454).
Sources: U.S. Census Bureau (Average 2020–2024).
The homes here
Housing in Freeport
What homes there are in Freeport, what they cost, how that changed and how people live, from Census figures (2020–2024).
What homes there are
U.S. Census Bureau, ACS 5-year, 2020–2024
Kind of home
Detached houseAttached houseBuilding of 2 to 4Apartments (5 or more)Mobile homeBoat, RV and otherUnreliable estimate
Freeport
Brazoria County
Texas
United States
Kind of home: Freeport and its comparisons
Measure
Freeport
Brazoria County
Texas
United States
Detached house
72%
73%
64%
61%
Attached house
Unreliable estimate
2%
3%
6%
Building of 2 to 4
11%
2%
5%
8%
Apartments (5 or more)
Unreliable estimate
13%
21%
19%
Mobile home
Unreliable estimate
9%
6%
6%
Boat, RV and other
Unreliable estimate
0%
0%
0%
In Freeport, 7 in 10 homes are single-family detached houses, about the same as in Brazoria County.
Year built
Before 19601960–19791980–19992000–20092010 or later
Freeport
Brazoria County
Texas
United States
Year built: Freeport and its comparisons
Measure
Freeport
Brazoria County
Texas
United States
Before 1960
41%
8%
12%
26%
1960–1979
29%
21%
21%
24%
1980–1999
17%
26%
28%
25%
2000–2009
6%
21%
18%
14%
2010 or later
9%
24%
21%
11%
Homes in Freeport are older: the typical year built is 1969; in Brazoria County, 1996.
What it costs here
U.S. Census Bureau, ACS 5-year, 2020–2024
Value of owner-occupied homes
Unreliable estimate
Under $100K32%
$100K–$200K43%
$200K–$300K21%
$300K–$500KUnreliable
$500K–$750KUnreliable
$750K–$1MUnreliable
$1M or moreUnreliable
Value of owner-occupied homes: Freeport and its comparisons
Measure
Freeport
Under $100K
32%
$100K–$200K
43%
$200K–$300K
21%
$300K–$500K
Unreliable estimate
$500K–$750K
Unreliable estimate
$750K–$1M
Unreliable
$1M or more
Unreliable
Monthly rent with utilities
Unreliable estimate
Under $500Unreliable
$500–$99934%
$1,000–$1,49940%
$1,500–$1,999Unreliable
$2,000–$2,499Unreliable
$2,500–$2,999Unreliable
$3,000 or moreUnreliable
Monthly rent with utilities: Freeport and its comparisons
Measure
Freeport
Under $500
Unreliable estimate
$500–$999
34%
$1,000–$1,499
40%
$1,500–$1,999
Unreliable estimate
$2,000–$2,499
Unreliable
$2,500–$2,999
Unreliable estimate
$3,000 or more
Unreliable
With a mortgage
$1,571 a month
Brazoria County: $2,331 a month
Without a mortgage
$450 a month
Brazoria County: $732 a month
Owners with a mortgage
33%
Brazoria County: 61%
The typical cost for an owner with a mortgage in Freeport is $1,571 a month, less than in Brazoria County ($2,331); without one, $450.
How it changed
U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024
Change since 2015–2019
Typical home value
Freeport+68%
Brazoria County+53%
Texas+65%
United States+53%
Typical rent
Freeport+35%
Brazoria County+27%
Texas+34%
United States+33%
Typical household income
Freeport+59%
Brazoria County+20%
Texas+27%
United States+29%
Change since 2015–2019: Freeport and its comparisons
Measure
Freeport
Brazoria County
Texas
United States
Typical home value
+68%
+53%
+65%
+53%
Typical rent
+35%
+27%
+34%
+33%
Typical household income
+59%
+20%
+27%
+29%
The typical home value in Freeport rose 68% since 2015–2019, more than in Brazoria County (53%).
Rents in Freeport rose faster than in Brazoria County: 35% since 2015–2019, against 27%.
While home values in Freeport changed +68% and rent +35%, the typical household income rose 59%.
How people live
U.S. Census Bureau, ACS 5-year, 2020–2024
How people live: Freeport and its comparisons
Measure
Freeport
Brazoria County
Texas
United States
Rental vacancy
Unreliable estimate
12.0%
7.7%
5.5%
Homeowner vacancy
Unreliable estimate
1.1%
1.1%
0.9%
More than one person per room
Unreliable estimate
3.0%
4.8%
3.4%
People per household
2.72
2.82
2.69
2.53
Drive alone
85%
80%
71%
69%
Carpool
Unreliable estimate
8%
10%
9%
Public transit
Unreliable estimate
Unreliable estimate
1%
3%
Walk or bike
Unreliable estimate
1%
2%
3%
Work from home
Unreliable estimate
11%
14%
15%
Other means
Unreliable estimate
1%
2%
2%
Typical commute
Unreliable estimate
30 to 39 minutes
20 to 29 minutes
20 to 29 minutes
A household in Freeport has 2.72 people on average, about the same as in Brazoria County (2.82).
To get to work, 85% of workers in Freeport drive alone; in Brazoria County, 80%.
Do the math
What would you pay each month for a home in Freeport?
A typical home is within reach of the typical income
We start with a typical home in Freeport, worth $135,900, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 22% of the typical household income in Freeport, which is $61,134 a year.
The calculator's FHA and conventional loan limits are those of all of Brazoria County.
Change the price, the down payment or the loan: the payment updates right away.
Your numbers
Local data
$
Starts at the typical home value in Freeport. Change it to the price you have in mind.
Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.
Down payment
%
That is $4,757 (3.5% of the price). The usual minimum for this loan is 3.5%.
This week's average ± a quarter or half point.
National average as of November 5, 2026 (Freddie Mac); your rate may be different.
Adjust advanced details⌄
Estimated monthly payment
Local data
$1,119
at 7.18% · 30 years
Loan amount
$133,438
Total interest
$191,986
Paid off in
November 2056
Includes $2,295 FHA upfront mortgage insurance premium.
Does it fit the income?
Comfortable
up to $1,426 a month
Your payment · 22%
Tight
$1,426 to $1,834 a month
Hard
more than $1,834 a month
Compared with the typical household income in Freeport ($61,134 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.
Monthly payment breakdown
Principal & interest
$904
Property tax
$99
Home insurance
$57
FHA mortgage insurance (MIP)
$60
You need at least $4,757 for the down payment, plus closing costs.
This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.
Total monthly payment $1,119; principal and interest $904.
The city and its county
Freeport and Brazoria County
Freeport is in Brazoria County, Texas. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).
Freeport
Map of Brazoria County, Texas, with Freeport marked. Around it, the neighboring counties.
Freeport
Brazoria County
Other cities with a page
Freeport's own numbers
Typical home value
$135,900
Typical monthly rent
$1,176
Typical yearly household income
$61,134
Households that own their home
59%
Effective property tax rate
0.87%
U.S. Census Bureau, American Community Survey (average 2020–2024).
Numbers for all of Brazoria County
FHA limit, one-unit home
$541,287
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$1,319
Price change over 5 years (FHFA)
+38%
Homes in a high flood-risk zone
22%
HUD, FHFA and FEMA don't publish these numbers by city.
Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Brazoria County.
A typical home in Freeport is worth $135,900: 55% below the county and 52% below Texas. With the typical household income in Freeport ($61,134 a year), a typical home costs 2.2 times what the household earns in a year.
Years of income to pay for a typical home
The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.
Freeport2.2 years
Brazoria3.1 years
Texas3.6 years
United States4.1 years
Source: U.S. Census Bureau, Average 2020–2024
How prices have changed in Brazoria County
According to FHFA’s house price index, home prices in Brazoria County rose 79% in the 10 years through 2025.
FHFA does not publish this index by city: these are the numbers for all of Brazoria County.
Yearly change in FHFA’s price index in Brazoria County, 2016 to 2025
2016: +7.7% +7.7% 2016
2017: +5.1% +5.1% 2017
2018: +6.7% +6.7% 2018
2019: +4.9% +4.9% 2019
2020: +2.7% +2.7% 2020
2021: +10.2% +10.2% 2021
2022: +14.7% +14.7% 2022
2023: +5.3% +5.3% 2023
2024: +1.8% +1.8% 2024
2025: +1.4% +1.4% 2025
Change in FHFA’s price index in Brazoria County, Texas and the United States
Period
County
Texas
U.S.
Last year (2025)
+1.4%
+0.8%
+2.9%
5 years (2020–2025)
+38%
+44%
+47%
10 years (2015–2025)
+79%
+88%
+85%
The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data
Freeport next to Brazoria County, Texas and the U.S.
Three numbers side by side. “Typical” means the median: half are above it and half below.
Typical home value
Freeport$135,900
Brazoria$301,600
Texas$283,800
United States$332,700
Typical monthly rent
Freeport$1,176
Brazoria$1,454
Texas$1,403
United States$1,413
Typical yearly household income
Freeport$61,134
Brazoria$97,993
Texas$78,476
United States$80,734
See the full table
Freeport next to Brazoria County and Texas
Measure
Freeport
Brazoria County
Texas
U.S.
Typical home value
$135,900 ▼55% below the county
$301,600
$283,800
$332,700
Typical monthly rent
$1,176 ▼19% below the county
$1,454
$1,403
$1,413
Typical yearly household income
$61,134 ▼38% below the county
$97,993
$78,476
$80,734
Households that own their home
59% ▼15 points below the county
74%
63%
65%
Typical yearly property tax
$1,176 ▼76% below the county
$5,001
$4,232
$3,119
Effective property tax rate
0.87% ▼0.79 points below the county
1.66%
1.49%
0.94%
Renters with high rent for their income
41% ▼8 points below the county
49%
52%
51%
“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Brazoria County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.
Four ways to pay for a typical home in Freeport
For a typical $135,900 home in Freeport, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Freeport's typical property tax, an example home insurance and mortgage insurance when it applies.
FHA, 3.5% down$1,119a month
Least cash to close
Down payment
$4,757
Cash to close
$8,834
Rate
7.18%
Mortgage insurance
FHA MIP · $60
Conventional, 5% down$1,094a month
Down payment
$6,795
Cash to close
$10,872
Rate
7.18%
Mortgage insurance
PMI · $65
Conventional, 20% down, no PMI$892a month
Down payment
$27,180
Cash to close
$31,257
Rate
7.18%
Mortgage insurance
None
ITIN, 15% down (example)$1,017a month
Down payment
$20,385
Cash to close
$24,462
Rate
8.18%
Mortgage insurance
None
Four ways to pay for a typical home in Freeport
Loan
Monthly payment
Down payment
Loan amount
Rate
Mortgage insurance
Cash to close
Minimum score
FHA, 3.5% down Least cash to close
$1,119
$4,757
$133,439
7.18%
FHA MIP · $60
$8,834
580
Conventional, 5% down
$1,094
$6,795
$129,105
7.18%
PMI · $65
$10,872
620*
Conventional, 20% down, no PMI
$892
$27,180
$108,720
7.18%
None
$31,257
620*
ITIN, 15% down (example)
$1,017
$20,385
$115,515
8.18%
None
$24,462
Set by the lender
The option that asks for the least cash to close is FHA, 3.5% down.
Cash to close = down payment plus 3% of the price in closing costs (example).
Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.
Typical rent in Freeport is $1,176 a month: 19% below the county. In Freeport, 41% of renter households pay 30% or more of their income in rent.
HUD publishes a fair market rent for all of Brazoria County, by unit size. To pay the 2-bedroom one ($1,319 a month) without spending more than 30% of your income, you would need to earn $25.37 an hour working full time.
What you need to earn to pay it without spending more than 30% of income, working full time.
HUD fair market rent in Brazoria County (Fiscal year 2027)
Size
Fair rent a month
Hourly wage
Yearly income
Studio
$1,021
$19.63
$40,840
1 bedroom
$1,212
$23.31
$48,480
2 bedrooms
$1,319
$25.37
$52,760
3 bedrooms
$1,790
$34.42
$71,600
4 bedrooms
$2,205
$42.40
$88,200
Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027
By ZIP code
Fair market rent by ZIP code in Freeport
HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Freeport is in ZIP code 77541.
For 2 bedrooms it is $1,230: $89 less than the fair market rent for Brazoria County ($1,319).
Fair market rent by ZIP code and size in Freeport, fiscal year 2027.
ZIP code
Studio
1 bd
2 bd
3 bd
4 bd
77541
$980
$1,120
$1,230
$1,660
$2,060
ZIP code2 bd3 bd
77541 $1,230$1,660
1 of these ZIP codes crosses the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Freeport when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD)Fiscal year 2027Small Area Fair Market Rents (HUD) (external site)Source: Census Bureau ZCTA-to-place relationship fileData from 2020 dataCensus Bureau ZCTA-to-place relationship file (external site)
You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.
We found no HUD-approved agencies with an office in Brazoria County. The nearest ones are below; many serve by phone or online.
No down payment, repair or rent-help program on our list is for Freeport or Brazoria County. The ones below are statewide in Texas: they work in Freeport the same as in the rest of the state.
Texas state program for first-time buyers: a 30-year mortgage with down payment assistance.Offered by Texas Department of Housing and Community Affairs (TDHCA).
Texas state program with down payment assistance for any buyer, not only first-time buyers.Offered by Texas Department of Housing and Community Affairs (TDHCA).
Texas state certificate that turns part of your mortgage interest into a credit on your federal tax return.Offered by Texas Department of Housing and Community Affairs (TDHCA).
No legal help resource on our list is for Freeport or Brazoria County in particular.
If you have a problem with your landlord, an eviction notice or a scam, the Legal Services Corporation (LSC) search shows the free legal aid offices that serve your area.
Short answers with the numbers for Freeport and all of Brazoria County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.
How much does a typical home cost in Freeport?
The typical home value in Freeport is $135,900, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Brazoria County it is $301,600.
How much does it cost to rent in Freeport?
Typical rent in Freeport is $1,176 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Brazoria County is $1,319.
What is the FHA loan limit in Freeport?
Freeport uses the FHA limit for all of Brazoria County (2026): $541,287 for a one-unit home and $1,041,125 for a four-unit home.
How much property tax do owners pay in Freeport?
The typical homeowner in Freeport pays $1,176 a year, according to the U.S. Census Bureau. That is 0.87% of the home’s value; in Brazoria County, the rate is 1.66%.
Where can I find free help to buy or rent in Freeport?
We found no HUD-approved counseling agencies with an office in Brazoria County; the nearest ones are on this page. They can help you get ready to buy, with your credit, or with rent.
