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City · 24,992 residents · Fort Bend County, Texas

Sienna , Texas

In Sienna, a typical home is worth $470,100 and typical rent is $2,837 a month. Compared with all of Fort Bend County, typical rent is 57% higher, typical household income is 56% higher, and the share of households that own their home is 20 points higher.

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  • Typical home value

    $470,100

    26% above the county

    66% above Texas

    • Sienna
    • Fort Bend
    • Texas

  • Typical rent

    $2,837a month

    57% above the county

    102% above Texas

    • Sienna
    • Fort Bend
    • Texas

  • Typical household income

    $177,837a year

    56% above the county

    127% above Texas

    • Sienna
    • Fort Bend
    • Texas

  • Households that own their home

    96%

    20 points above the county

    34 points above Texas

    • Sienna
    • Fort Bend
    • Texas

Source: U.S. Census Bureau, Average 2020–2024

Sienna is in Fort Bend County. The FHA loan limit ($541,287 for a one-unit home), the fair market rents and the help on this page are those of all of Fort Bend County. See the county

Data updated: October 1, 2026 11 official sources

Only here

What sets Sienna apart

What this place has that others do not, from public data, most unusual first.

  1. Sienna has the 7th highest homeownership rate of the 426 cities in Texas with more than 5,000 people (96%).

  2. Sienna has the 10th highest typical rent of the 413 cities in Texas with more than 5,000 people ($2,837).

  3. The typical household income in Sienna is $177,837, 56% more than in Fort Bend County as a whole ($114,041).

  4. Nearby, in Fresno, the typical home value is $243,500: 48% less than in Sienna ($470,100).

  5. Nearby, in Stafford, the typical rent is $1,519: 46% less than in Sienna ($2,837).

  6. The typical home in Sienna is worth $470,100, 26% more than in Fort Bend County as a whole ($374,500).

Sources: U.S. Census Bureau (Average 2020–2024).

The homes here

Housing in Sienna

What homes there are in Sienna, what they cost, how that changed and how people live, from Census figures (2020–2024).

What homes there are

U.S. Census Bureau, ACS 5-year, 2020–2024

Kind of home

Detached houses, standing on their own, make up 95% of homes here, against 83% in Fort Bend County.

Year built

Here half of the homes date from 2010 or later; in Fort Bend County, from 2005 or later.

In Sienna, 97% of homes have 3 bedrooms or more, more than in Fort Bend County (83%).

All homes, occupied or empty. A figure the Census cannot measure precisely enough here is not shown.

Census tables: B25024, B25034, B25035, B25041

What it costs here

U.S. Census Bureau, ACS 5-year, 2020–2024

Value of owner-occupied homes
Monthly rent with utilities

With a mortgage

$3,403 a month

Fort Bend County: $2,665 a month

Without a mortgage

$1,427 a month

Fort Bend County: $1,008 a month

Owners with a mortgage

81%

Fort Bend County: 64%

In Sienna, 81% of owners have a mortgage, and their typical cost is $3,403 a month, against $2,665 in Fort Bend County. Without one it drops to $1,427.

Value: what owners think their home is worth. Rent: rent plus utilities, for homes of every size. The FHA limit is the most an FHA loan (Federal Housing Administration) lends for a one-unit home; the fair market rent (FMR) is the one HUD uses for housing vouchers.

Census tables: B25075, B25063, B25088, B25081

How it changed

U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024

Change since 2015–2019

Sienna does not have the same boundaries as in 2015–2019: that is why there is no change to compare. For reference, in Fort Bend County the typical home value rose 41%.

Change between two 5-year periods that do not overlap, in each period's dollars, not adjusted for inflation.

Census tables: B25077, B25064, B19013

How people live

U.S. Census Bureau, ACS 5-year, 2020–2024

MeasureSiennaFort Bend CountyTexasUnited States
Rental vacancy Unreliable estimate6.7%7.7%5.5%
Homeowner vacancy Unreliable estimate0.7%1.1%0.9%
More than one person per room Unreliable estimate3.3%4.8%3.4%
People per household 3.463.032.692.53
Drive alone 71%70%71%69%
Carpool 5%9%10%9%
Public transit Unreliable estimate1%1%3%
Walk or bike Unreliable estimate1%2%3%
Work from home 22%18%14%15%
Other means Unreliable estimate1%2%2%
Typical commute Unreliable estimate30 to 39 minutes20 to 29 minutes20 to 29 minutes

More people live in each home here: 3.46 on average, against 3.03 in Fort Bend County.

In Sienna, 22% of workers work from home, more than in Fort Bend County (18%).

Vacancy: empty homes offered for rent or for sale. Rooms: every room in the home, not only bedrooms. Commute: the minute range of the typical worker.

Census tables: B25004, B25003, B25014, B25010, B08301, B08303

Do the math

What would you pay each month for a home in Sienna?

A typical home is tight for the typical income

We start with a typical home in Sienna, worth $470,100, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 29% of the typical household income in Sienna, which is $177,837 a year. For that payment to be 28% of income, a household would need to earn about $187,078 a year.

The calculator's FHA and conventional loan limits are those of all of Fort Bend County.

Your numbers

Local data
$

Starts at the typical home value in Sienna. Change it to the price you have in mind.

Loan type
Your credit score

Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.

Down payment
%

That is $16,454 (3.5% of the price). The usual minimum for this loan is 3.5%.

This week's average ± a quarter or half point.

Term

National average as of November 5, 2026 (Freddie Mac); your rate may be different.

Adjust advanced details

Estimated monthly payment

Local data

$4,365

at 7.18% · 30 years

Loan amount
$461,585
Total interest
$664,112
Paid off in
November 2056

Includes $7,939 FHA upfront mortgage insurance premium.

Does it fit the income?

  • Comfortable

    up to $4,150 a month

  • Tight

    $4,150 to $5,335 a month

    Your payment · 29%

  • Hard

    more than $5,335 a month

Compared with the typical household income in Sienna ($177,837 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.

Show the result as
per month$4,365
Principal & interest$3,127
Property tax$834
Home insurance$196
FHA mortgage insurance (MIP)$208

You need at least $16,454 for the down payment, plus closing costs.

Next step

This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.

The city and its county

Sienna and Fort Bend County

Sienna is in Fort Bend County, Texas. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).

Sienna's own numbers

Typical home value
$470,100
Typical monthly rent
$2,837
Typical yearly household income
$177,837
Households that own their home
96%
Effective property tax rate
2.13%

U.S. Census Bureau, American Community Survey (average 2020–2024).

Numbers for all of Fort Bend County

FHA limit, one-unit home
$541,287
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$1,497
Price change over 5 years (FHFA)
+56%
Homes in a high flood-risk zone
2.6%

HUD, FHFA and FEMA don't publish these numbers by city.

Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Fort Bend County.

Everything about Fort Bend County

Buying

Buying a home in Sienna

A typical home in Sienna is worth $470,100: 26% above the county and 66% above Texas. With the typical household income in Sienna ($177,837 a year), a typical home costs 2.6 times what the household earns in a year.

Years of income to pay for a typical home

The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.

  • Sienna 2.6 years
  • Fort Bend 3.3 years
  • Texas 3.6 years
  • United States 4.1 years
Source: U.S. Census Bureau, Average 2020–2024

How prices have changed in Fort Bend County

According to FHFA’s house price index, home prices in Fort Bend County rose 91% in the 10 years through 2025.

FHFA does not publish this index by city: these are the numbers for all of Fort Bend County.

Period County Texas U.S.
Last year (2025) +6.0% +0.8% +2.9%
5 years (2020–2025) +56% +44% +47%
10 years (2015–2025) +91% +88% +85%

The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data

Sienna next to Fort Bend County, Texas and the U.S.

Three numbers side by side. “Typical” means the median: half are above it and half below.

Typical home value
  • Sienna $470,100
  • Fort Bend $374,500
  • Texas $283,800
  • United States $332,700
Typical monthly rent
  • Sienna $2,837
  • Fort Bend $1,807
  • Texas $1,403
  • United States $1,413
Typical yearly household income
  • Sienna $177,837
  • Fort Bend $114,041
  • Texas $78,476
  • United States $80,734
See the full table
Sienna next to Fort Bend County and Texas
Measure Sienna Fort Bend County Texas U.S.
Typical home value $470,100 $374,500 $283,800 $332,700
Typical monthly rent $2,837 $1,807 $1,403 $1,413
Typical yearly household income $177,837 $114,041 $78,476 $80,734
Households that own their home 96% 77% 63% 65%
Typical yearly property tax $10,001 $6,965 $4,232 $3,119
Effective property tax rate 2.13% 1.86% 1.49% 0.94%

“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Fort Bend County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.

Four ways to pay for a typical home in Sienna

For a typical $470,100 home in Sienna, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Sienna's typical property tax, an example home insurance and mortgage insurance when it applies.

  • FHA, 3.5% down $4,365a month

    Least cash to close
    Down payment
    $16,454
    Cash to close
    $30,557
    Rate
    7.18%
    Mortgage insurance
    FHA MIP · $208

  • Conventional, 5% down $4,279a month

    Down payment
    $23,505
    Cash to close
    $37,608
    Rate
    7.18%
    Mortgage insurance
    PMI · $223

  • Conventional, 20% down, no PMI $3,578a month

    Down payment
    $94,020
    Cash to close
    $108,123
    Rate
    7.18%
    Mortgage insurance
    None

  • ITIN, 15% down (example) $4,013a month

    Down payment
    $70,515
    Cash to close
    $84,618
    Rate
    8.18%
    Mortgage insurance
    None

The option that asks for the least cash to close is FHA, 3.5% down.

  • Cash to close = down payment plus 3% of the price in closing costs (example).
  • Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
  • The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.

How much house can I afford? Estimate closing costs

Taxes and floods

Two costs that change from place to place

Property tax and flood insurance raise or lower what you pay each month. Here are the numbers for Sienna and for Fort Bend County.

Property tax

Effective rate in Sienna

2.13%of the home’s value each year

$10,001 a year for the typical owner in Sienna.

  • Sienna 2.13%
  • Fort Bend 1.86%
  • Texas 1.49%

What Texas publishes School-district homestead exemption (Texas Comptroller of Public Accounts)

Exemptions and deadlines in Texas

Flood risk in Fort Bend County

FEMA does not publish these numbers by city: they are for all of Fort Bend County.

Homes in the high-risk zone
2.6%
6,535
Of those, with NFIP insurance
42%
County Texas U.S.
Homes in the high-risk zone 2.6% 4.1% 3.5%
Of those, with NFIP insurance 42% 48% 48%

Most homeowners insurance policies do not cover flood damage.

Look up your address on FEMA’s map

Renting

Renting in Sienna

Typical rent in Sienna is $2,837 a month: 57% above the county.

HUD publishes a fair market rent for all of Fort Bend County, by unit size. To pay the 2-bedroom one ($1,497 a month) without spending more than 30% of your income, you would need to earn $28.79 an hour working full time.

HUD fair market rent for all of Fort Bend County

What you need to earn to pay it without spending more than 30% of income, working full time.

Size Fair rent a month Hourly wage Yearly income
Studio $1,233 $23.71 $49,320
1 bedroom $1,261 $24.25 $50,440
2 bedrooms $1,497 $28.79 $59,880
3 bedrooms $2,017 $38.79 $80,680
4 bedrooms $2,502 $48.12 $100,080

Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027

By ZIP code

Fair market rent by ZIP code in Sienna

HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Sienna has 2 ZIP codes with their own.

For 2 bedrooms it runs from $1,400 in 77583 to $2,150 in 77459.

1 of the 2 is above the fair market rent for Fort Bend County ($1,497).

  • 77459 $2,150$2,900
  • 77583 $1,400$1,900

2 of these ZIP codes cross the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Sienna when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD) Fiscal year 2027 Small Area Fair Market Rents (HUD) Source: Census Bureau ZCTA-to-place relationship file Data from 2020 data Census Bureau ZCTA-to-place relationship file

Is your rent high for your ZIP?

Free help

Help to buy or rent in Sienna

You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.

There are 2 HUD-approved agencies with an office in Fort Bend County; 2 say they serve in Spanish.

A man smiles on a bench outside his apartment building.

HUD counseling is free or low-cost

Assistance programs in Sienna

No down payment, repair or rent-help program on our list is for Sienna or Fort Bend County. The ones below are statewide in Texas: they work in Sienna the same as in the rest of the state.

Which programs do I qualify for? All programs in Texas

  • My First Texas Home

    Statewide in Texas

    Texas state program for first-time buyers: a 30-year mortgage with down payment assistance. Offered by Texas Department of Housing and Community Affairs (TDHCA).

    DeferredForgivable

    See the program Official page

  • My Choice Texas Home

    Statewide in Texas

    Texas state program with down payment assistance for any buyer, not only first-time buyers. Offered by Texas Department of Housing and Community Affairs (TDHCA).

    DeferredForgivable

    See the program Official page

  • Texas Mortgage Credit Certificate (MCC)

    Statewide in Texas

    Limited funds remain, per the source

    Texas state certificate that turns part of your mortgage interest into a credit on your federal tax return. Offered by Texas Department of Housing and Community Affairs (TDHCA).

    Tax credit

    See the program Official page

Housing counselors near Sienna

The HUD-approved agencies closest to the center of Sienna, in a straight line, nearest first. If one says it serves in Spanish, its card says so.

  • Money Management International - Houston Call Center

    12603 Southwest Fwy Ste 450, Stafford · 12 miles away · Spanish

    • Mortgage delinquency and default
    • Budget and financial counseling
    • and 5 more
    (866) 232-9080

  • Money Management International Inc.

    12603 Southwest Fwy, Stafford · 12 miles away · Spanish

    Also serves in other languages.

    • Mortgage delinquency and default
    • Budget and financial counseling
    • and 5 more
    (866) 232-9080

  • Chinese Community Center

    9800 Town Park Dr, Houston · 16 miles away · Spanish

    Also serves in Cantonese, Mandarin Chinese, and Vietnamese.

    • Mortgage delinquency and default
    • Mortgage delinquency workshops
    • and 10 more
    (713) 271-6100

Every agency in Fort Bend County All counseling agencies in Texas

Help in Spanish near Sienna

3 of the 3 agencies on this list say they serve in Spanish.

Ask for service in Spanish

When you call, say “Spanish, please” or ask if someone speaks Spanish. If not, ask whether they offer an interpreter.

Housing authorities of Sienna

In HUD’s record, no housing authority with an office in Fort Bend County is named for Sienna or Fort Bend County.

One other authority has an office in Fort Bend County: see the list Source: HUD

Cities

Other cities in Fort Bend County

These cities are also in Fort Bend County. They share its loan limits and fair market rents, but home values and rent change from one to the next.

Everything about Fort Bend County Housing in Texas

Nearby cities

The cities closest to Sienna, with the typical home value.

Neighboring counties

If Fort Bend County is out of reach, look next door. Each number is that county's own.

Keep going

Guides for your next step

Short explanations, in plain language and with official sources, for buying or renting in Sienna.

All guides
A family walks a boardwalk trail in the forest; one of them uses a wheelchair.

Questions

Housing questions about Sienna

Short answers with the numbers for Sienna and all of Fort Bend County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.

How much does a typical home cost in Sienna?

The typical home value in Sienna is $470,100, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Fort Bend County it is $374,500.

How much does it cost to rent in Sienna?

Typical rent in Sienna is $2,837 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Fort Bend County is $1,497.

What is the FHA loan limit in Sienna?

Sienna uses the FHA limit for all of Fort Bend County (2026): $541,287 for a one-unit home and $1,041,125 for a four-unit home.

How much property tax do owners pay in Sienna?

The typical homeowner in Sienna pays $10,001 a year, according to the U.S. Census Bureau. That is 2.13% of the home’s value; in Fort Bend County, the rate is 1.86%.

Where can I find free help to buy or rent in Sienna?

There are 2 HUD-approved counseling agencies with an office in Fort Bend County. 2 say they serve in Spanish. They can help you get ready to buy, with your credit, or with rent.

Sources: American Community Survey (ACS) 5-year estimates (Average 2020–2024); FHA mortgage limits (HUD) (2026 data); Conforming loan limits (FHFA) (2026 data); Fair Market Rents (HUD) (Fiscal year 2027); Small Area Fair Market Rents (HUD) (Fiscal year 2027); Census Bureau ZCTA-to-place relationship file (2020 data); HUD-approved housing counseling agencies (Retrieved November 6, 2026); Public Housing Agencies (HUD) (Retrieved November 6, 2026); Freddie Mac Primary Mortgage Market Survey (PMMS) (As of November 5, 2026); FHFA House Price Index (HPI) (2025 data); Homes with flood insurance (NFIP, FEMA) (As of August 3, 2026).