In Fresno, a typical home is worth $243,500 and typical rent is $2,028 a month. Compared with all of Fort Bend County, the typical home value is 35% lower and typical household income is 20% lower.
Typical home value from Zillow, September 2021 to September 2026: from $246,141 to $270,631.
Typical rent
$2,107a month
▼ 1.4% less than 12 months ago
Typical rent from Zillow, March 2022 to September 2026: from $1,858 to $2,107.
From Zillow (ZHVI/ZORI), September 2026. The Census figures above are 5-year averages (2020–2024).
Fresno is in Fort Bend County. The FHA loan limit ($541,287 for a one-unit home), the fair market rents and the help on this page are those of all of Fort Bend County. See the county
What this place has that others do not, from public data, most unusual first.
1
The typical home in Fresno is worth $243,500,35% less than in Fort Bend County as a whole ($374,500).
2
Nearby, in Stafford, the typical rent is $1,519: 25% less than in Fresno ($2,028).
3
The typical household income in Fresno is $91,264,20% less than in Fort Bend County as a whole ($114,041).
Sources: U.S. Census Bureau (Average 2020–2024).
The homes here
Housing in Fresno
What homes there are in Fresno, what they cost, how that changed and how people live, from Census figures (2020–2024).
What homes there are
U.S. Census Bureau, ACS 5-year, 2020–2024
Kind of home
Detached houseAttached houseBuilding of 2 to 4Apartments (5 or more)Mobile homeBoat, RV and otherUnreliable estimate
Fresno
Fort Bend County
Texas
United States
Kind of home: Fresno and its comparisons
Measure
Fresno
Fort Bend County
Texas
United States
Detached house
84%
83%
64%
61%
Attached house
Unreliable estimate
2%
3%
6%
Building of 2 to 4
Unreliable estimate
2%
5%
8%
Apartments (5 or more)
Unreliable estimate
11%
21%
19%
Mobile home
14%
3%
6%
6%
Boat, RV and other
Unreliable estimate
Unreliable estimate
0%
0%
As in Fort Bend County, most homes in Fresno are detached houses (84%).
Mobile homes are 14% of homes in Fresno, more than in Fort Bend County (3%).
Year built
Before 19601960–19791980–19992000–20092010 or laterUnreliable estimate
Fresno
Fort Bend County
Texas
United States
Year built: Fresno and its comparisons
Measure
Fresno
Fort Bend County
Texas
United States
Before 1960
Unreliable estimate
2%
12%
26%
1960–1979
5%
10%
21%
24%
1980–1999
18%
26%
28%
25%
2000–2009
49%
25%
18%
14%
2010 or later
28%
37%
21%
11%
By age, homes in Fresno look like those in Fort Bend County: the typical year built is 2006.
What it costs here
U.S. Census Bureau, ACS 5-year, 2020–2024
Value of owner-occupied homes
Under the limitOver the limitUnreliable estimate
Under $100K10%
$100K–$200K19%
$200K–$300K41%
$300K–$500K27%
$500K–$750KUnreliable
FHA limit: $541,287
$750K–$1MUnreliable
$1M or moreUnreliable
Value of owner-occupied homes: Fresno and its comparisons
Measure
Fresno
Under $100K
10%
$100K–$200K
19%
$200K–$300K
41%
$300K–$500K
27%
$500K–$750K
Unreliable estimate
$750K–$1M
Unreliable estimate
$1M or more
Unreliable estimate
The FHA limit for Fort Bend County is high ($541,287): at least 97% of owner-occupied homes in Fresno are worth less than $500,000.
Monthly rent with utilities
Unreliable estimate
Under $500Unreliable
$500–$999Unreliable
$1,000–$1,49920%
$1,500–$1,99919%
$2,000–$2,49943%
$2,500–$2,999Unreliable
$3,000 or moreUnreliable
Monthly rent with utilities: Fresno and its comparisons
Measure
Fresno
Under $500
Unreliable
$500–$999
Unreliable estimate
$1,000–$1,499
20%
$1,500–$1,999
19%
$2,000–$2,499
43%
$2,500–$2,999
Unreliable estimate
$3,000 or more
Unreliable
With a mortgage
$2,103 a month
Fort Bend County: $2,665 a month
Without a mortgage
$519 a month
Fort Bend County: $1,008 a month
Owners with a mortgage
73%
Fort Bend County: 64%
In Fresno, 73% of owners have a mortgage, and their typical cost is $2,103 a month, against $2,665 in Fort Bend County. Without one it drops to $519.
How it changed
U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024
Change since 2015–2019
Typical home value
FresnoBoundaries changed
Fort Bend County+41%
Texas+65%
United States+53%
Typical rent
FresnoBoundaries changed
Fort Bend County+26%
Texas+34%
United States+33%
Typical household income
FresnoBoundaries changed
Fort Bend County+17%
Texas+27%
United States+29%
Change since 2015–2019: Fresno and its comparisons
Measure
Fresno
Fort Bend County
Texas
United States
Typical home value
Boundaries changed
+41%
+65%
+53%
Typical rent
Boundaries changed
+26%
+34%
+33%
Typical household income
Boundaries changed
+17%
+27%
+29%
The Census does not compare Fresno with 2015–2019 because its boundaries changed. In Fort Bend County, over that time, the typical home value rose 41%.
How people live
U.S. Census Bureau, ACS 5-year, 2020–2024
How people live: Fresno and its comparisons
Measure
Fresno
Fort Bend County
Texas
United States
Rental vacancy
Unreliable estimate
6.7%
7.7%
5.5%
Homeowner vacancy
Unreliable estimate
0.7%
1.1%
0.9%
More than one person per room
Unreliable estimate
3.3%
4.8%
3.4%
People per household
3.01
3.03
2.69
2.53
Drive alone
82%
70%
71%
69%
Carpool
7%
9%
10%
9%
Public transit
Unreliable estimate
1%
1%
3%
Walk or bike
Unreliable estimate
1%
2%
3%
Work from home
10%
18%
14%
15%
Other means
Unreliable estimate
1%
2%
2%
Typical commute
30 to 39 minutes
30 to 39 minutes
20 to 29 minutes
20 to 29 minutes
Much as in Fort Bend County, a household in Fresno has 3.01 people on average.
To get to work, 82% of workers in Fresno drive alone; in Fort Bend County, 70%.
Do the math
What would you pay each month for a home in Fresno?
A typical home is tight for the typical income
We start with a typical home in Fresno, worth $243,500, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 28% of the typical household income in Fresno, which is $91,264 a year. For that payment to be 28% of income, a household would need to earn about $92,032 a year.
The calculator's FHA and conventional loan limits are those of all of Fort Bend County.
Change the price, the down payment or the loan: the payment updates right away.
Your numbers
Local data
$
Starts at the typical home value in Fresno. Change it to the price you have in mind.
Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.
Down payment
%
That is $8,523 (3.5% of the price). The usual minimum for this loan is 3.5%.
This week's average ± a quarter or half point.
National average as of November 5, 2026 (Freddie Mac); your rate may be different.
Adjust advanced details⌄
Estimated monthly payment
Local data
$2,147
at 7.18% · 30 years
Loan amount
$239,089
Total interest
$343,993
Paid off in
November 2056
Includes $4,112 FHA upfront mortgage insurance premium.
Does it fit the income?
Comfortable
up to $2,129 a month
Tight
$2,129 to $2,738 a month
Your payment · 28%
Hard
more than $2,738 a month
Compared with the typical household income in Fresno ($91,264 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.
Monthly payment breakdown
Principal & interest
$1,620
Property tax
$319
Home insurance
$102
FHA mortgage insurance (MIP)
$108
You need at least $8,523 for the down payment, plus closing costs.
This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.
Total monthly payment $2,147; principal and interest $1,620.
The city and its county
Fresno and Fort Bend County
Fresno is in Fort Bend County, Texas. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).
Fresno
Map of Fort Bend County, Texas, with Fresno marked. Around it, the neighboring counties.
Fresno
Fort Bend County
Other cities with a page
Fresno's own numbers
Typical home value
$243,500
Typical monthly rent
$2,028
Typical yearly household income
$91,264
Households that own their home
79%
Effective property tax rate
1.57%
U.S. Census Bureau, American Community Survey (average 2020–2024).
Numbers for all of Fort Bend County
FHA limit, one-unit home
$541,287
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$1,497
Price change over 5 years (FHFA)
+56%
Homes in a high flood-risk zone
2.6%
HUD, FHFA and FEMA don't publish these numbers by city.
Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Fort Bend County.
A typical home in Fresno is worth $243,500: 35% below the county and 14% below Texas. With the typical household income in Fresno ($91,264 a year), a typical home costs 2.7 times what the household earns in a year.
Years of income to pay for a typical home
The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.
Fresno2.7 years
Fort Bend3.3 years
Texas3.6 years
United States4.1 years
Source: U.S. Census Bureau, Average 2020–2024
How prices have changed in Fort Bend County
According to FHFA’s house price index, home prices in Fort Bend County rose 91% in the 10 years through 2025.
FHFA does not publish this index by city: these are the numbers for all of Fort Bend County.
Yearly change in FHFA’s price index in Fort Bend County, 2016 to 2025
2016: +7.4% +7.4% 2016
2017: +3.7% +3.7% 2017
2018: +4.3% +4.3% 2018
2019: +4.9% +4.9% 2019
2020: +0.5% +0.5% 2020
2021: +10.6% +10.6% 2021
2022: +20.8% +20.8% 2022
2023: +6.7% +6.7% 2023
2024: +3.1% +3.1% 2024
2025: +6.0% +6.0% 2025
Change in FHFA’s price index in Fort Bend County, Texas and the United States
Period
County
Texas
U.S.
Last year (2025)
+6.0%
+0.8%
+2.9%
5 years (2020–2025)
+56%
+44%
+47%
10 years (2015–2025)
+91%
+88%
+85%
The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data
Fresno next to Fort Bend County, Texas and the U.S.
Three numbers side by side. “Typical” means the median: half are above it and half below.
Typical home value
Fresno$243,500
Fort Bend$374,500
Texas$283,800
United States$332,700
Typical monthly rent
Fresno$2,028
Fort Bend$1,807
Texas$1,403
United States$1,413
Typical yearly household income
Fresno$91,264
Fort Bend$114,041
Texas$78,476
United States$80,734
See the full table
Fresno next to Fort Bend County and Texas
Measure
Fresno
Fort Bend County
Texas
U.S.
Typical home value
$243,500 ▼35% below the county
$374,500
$283,800
$332,700
Typical monthly rent
$2,028 ▲12% above the county
$1,807
$1,403
$1,413
Typical yearly household income
$91,264 ▼20% below the county
$114,041
$78,476
$80,734
Households that own their home
79% ▲2 points above the county
77%
63%
65%
Typical yearly property tax
$3,815 ▼45% below the county
$6,965
$4,232
$3,119
Effective property tax rate
1.57% ▼0.29 points below the county
1.86%
1.49%
0.94%
Renters with high rent for their income
51% ▼2 points below the county
54%
52%
51%
“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Fort Bend County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.
Four ways to pay for a typical home in Fresno
For a typical $243,500 home in Fresno, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Fresno's typical property tax, an example home insurance and mortgage insurance when it applies.
FHA, 3.5% down$2,147a month
Least cash to close
Down payment
$8,523
Cash to close
$15,828
Rate
7.18%
Mortgage insurance
FHA MIP · $108
Conventional, 5% down$2,103a month
Down payment
$12,175
Cash to close
$19,480
Rate
7.18%
Mortgage insurance
PMI · $116
Conventional, 20% down, no PMI$1,740a month
Down payment
$48,700
Cash to close
$56,005
Rate
7.18%
Mortgage insurance
None
ITIN, 15% down (example)$1,965a month
Down payment
$36,525
Cash to close
$43,830
Rate
8.18%
Mortgage insurance
None
Four ways to pay for a typical home in Fresno
Loan
Monthly payment
Down payment
Loan amount
Rate
Mortgage insurance
Cash to close
Minimum score
FHA, 3.5% down Least cash to close
$2,147
$8,523
$239,090
7.18%
FHA MIP · $108
$15,828
580
Conventional, 5% down
$2,103
$12,175
$231,325
7.18%
PMI · $116
$19,480
620*
Conventional, 20% down, no PMI
$1,740
$48,700
$194,800
7.18%
None
$56,005
620*
ITIN, 15% down (example)
$1,965
$36,525
$206,975
8.18%
None
$43,830
Set by the lender
The option that asks for the least cash to close is FHA, 3.5% down.
Cash to close = down payment plus 3% of the price in closing costs (example).
Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.
Typical rent in Fresno is $2,028 a month: 12% above the county. In Fresno, 51% of renter households pay 30% or more of their income in rent.
HUD publishes a fair market rent for all of Fort Bend County, by unit size. To pay the 2-bedroom one ($1,497 a month) without spending more than 30% of your income, you would need to earn $28.79 an hour working full time.
What you need to earn to pay it without spending more than 30% of income, working full time.
HUD fair market rent in Fort Bend County (Fiscal year 2027)
Size
Fair rent a month
Hourly wage
Yearly income
Studio
$1,233
$23.71
$49,320
1 bedroom
$1,261
$24.25
$50,440
2 bedrooms
$1,497
$28.79
$59,880
3 bedrooms
$2,017
$38.79
$80,680
4 bedrooms
$2,502
$48.12
$100,080
Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027
By ZIP code
Fair market rent by ZIP code in Fresno
HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Fresno is in ZIP code 77545.
For 2 bedrooms it is $2,220: $723 more than the fair market rent for Fort Bend County ($1,497).
Fair market rent by ZIP code and size in Fresno, fiscal year 2027.
ZIP code
Studio
1 bd
2 bd
3 bd
4 bd
77545
$1,830
$1,870
$2,220
$2,990
$3,710
ZIP code2 bd3 bd
77545 $2,220$2,990
1 of these ZIP codes crosses the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Fresno when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD)Fiscal year 2027Small Area Fair Market Rents (HUD) (external site)Source: Census Bureau ZCTA-to-place relationship fileData from 2020 dataCensus Bureau ZCTA-to-place relationship file (external site)
You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.
There are 2 HUD-approved agencies with an office in Fort Bend County; 2 say they serve in Spanish.
No down payment, repair or rent-help program on our list is for Fresno or Fort Bend County. The ones below are statewide in Texas: they work in Fresno the same as in the rest of the state.
Texas state program for first-time buyers: a 30-year mortgage with down payment assistance.Offered by Texas Department of Housing and Community Affairs (TDHCA).
Texas state program with down payment assistance for any buyer, not only first-time buyers.Offered by Texas Department of Housing and Community Affairs (TDHCA).
Texas state certificate that turns part of your mortgage interest into a credit on your federal tax return.Offered by Texas Department of Housing and Community Affairs (TDHCA).
No legal help resource on our list is for Fresno or Fort Bend County in particular.
If you have a problem with your landlord, an eviction notice or a scam, the Legal Services Corporation (LSC) search shows the free legal aid offices that serve your area.
Short answers with the numbers for Fresno and all of Fort Bend County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.
How much does a typical home cost in Fresno?
The typical home value in Fresno is $243,500, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Fort Bend County it is $374,500.
How much does it cost to rent in Fresno?
Typical rent in Fresno is $2,028 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Fort Bend County is $1,497.
What is the FHA loan limit in Fresno?
Fresno uses the FHA limit for all of Fort Bend County (2026): $541,287 for a one-unit home and $1,041,125 for a four-unit home.
How much property tax do owners pay in Fresno?
The typical homeowner in Fresno pays $3,815 a year, according to the U.S. Census Bureau. That is 1.57% of the home’s value; in Fort Bend County, the rate is 1.86%.
Where can I find free help to buy or rent in Fresno?
There are 2 HUD-approved counseling agencies with an office in Fort Bend County. 2 say they serve in Spanish. They can help you get ready to buy, with your credit, or with rent.
