In Hitchcock, a typical home is worth $188,300 and typical rent is $1,380 a month. Compared with all of Galveston County, the typical home value is 40% lower and typical household income is 14% lower.
Typical home value from Zillow, September 2021 to September 2026: from $215,372 to $212,091.
Typical rent
$1,370a month
Typical rent from Zillow, June 2026 to September 2026: from $1,387 to $1,370.
From Zillow (ZHVI/ZORI), September 2026. The Census figures above are 5-year averages (2020–2024).
Hitchcock is in Galveston County. The FHA loan limit ($541,287 for a one-unit home), the fair market rents and the help on this page are those of all of Galveston County. See the county
What this place has that others do not, from public data, most unusual first.
1
The typical home in Hitchcock is worth $188,300,40% less than in Galveston County as a whole ($314,600).
Sources: U.S. Census Bureau (Average 2020–2024).
The homes here
Housing in Hitchcock
What homes there are in Hitchcock, what they cost, how that changed and how people live, from Census figures (2020–2024).
What homes there are
U.S. Census Bureau, ACS 5-year, 2020–2024
Kind of home
Detached houseAttached houseBuilding of 2 to 4Apartments (5 or more)Mobile homeBoat, RV and otherUnreliable estimate
Hitchcock
Galveston County
Texas
United States
Kind of home: Hitchcock and its comparisons
Measure
Hitchcock
Galveston County
Texas
United States
Detached house
75%
72%
64%
61%
Attached house
Unreliable estimate
2%
3%
6%
Building of 2 to 4
Unreliable estimate
4%
5%
8%
Apartments (5 or more)
Unreliable estimate
18%
21%
19%
Mobile home
Unreliable estimate
4%
6%
6%
Boat, RV and other
Unreliable estimate
0%
0%
0%
In Hitchcock, 8 in 10 homes are single-family detached houses; in Galveston County, 7.
Year built
Before 19601960–19791980–19992000–20092010 or later
Hitchcock
Galveston County
Texas
United States
Year built: Hitchcock and its comparisons
Measure
Hitchcock
Galveston County
Texas
United States
Before 1960
17%
12%
12%
26%
1960–1979
29%
24%
21%
24%
1980–1999
17%
25%
28%
25%
2000–2009
16%
19%
18%
14%
2010 or later
23%
20%
21%
11%
What it costs here
U.S. Census Bureau, ACS 5-year, 2020–2024
Value of owner-occupied homes
Unreliable estimate
Under $100KUnreliable
$100K–$200K34%
$200K–$300K27%
$300K–$500KUnreliable
$500K–$750KUnreliable
$750K–$1MUnreliable
$1M or moreUnreliable
Value of owner-occupied homes: Hitchcock and its comparisons
Measure
Hitchcock
Under $100K
Unreliable estimate
$100K–$200K
34%
$200K–$300K
27%
$300K–$500K
Unreliable estimate
$500K–$750K
Unreliable estimate
$750K–$1M
Unreliable estimate
$1M or more
Unreliable estimate
Monthly rent with utilities
Unreliable estimate
Under $500Unreliable
$500–$999Unreliable
$1,000–$1,49960%
$1,500–$1,99926%
$2,000–$2,499Unreliable
$2,500–$2,999Unreliable
$3,000 or moreUnreliable
Monthly rent with utilities: Hitchcock and its comparisons
Measure
Hitchcock
Under $500
Unreliable
$500–$999
Unreliable estimate
$1,000–$1,499
60%
$1,500–$1,999
26%
$2,000–$2,499
Unreliable estimate
$2,500–$2,999
Unreliable estimate
$3,000 or more
Unreliable
With a mortgage
$1,646 a month
Galveston County: $2,245 a month
Without a mortgage
$627 a month
Galveston County: $824 a month
Owners with a mortgage
51%
Galveston County: 57%
Owning costs less in Hitchcock: with a mortgage, the typical cost is $1,646 a month; in Galveston County, $2,245. Without one, $627.
How it changed
U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024
Change since 2015–2019
Typical home value
Hitchcock+65%
Galveston County+58%
Texas+65%
United States+53%
Typical rent
Hitchcock+59%
Galveston County+30%
Texas+34%
United States+33%
Typical household income
HitchcockNo clear change
Galveston County+17%
Texas+27%
United States+29%
Change since 2015–2019: Hitchcock and its comparisons
Measure
Hitchcock
Galveston County
Texas
United States
Typical home value
+65%
+58%
+65%
+53%
Typical rent
+59%
+30%
+34%
+33%
Typical household income
No clear change
+17%
+27%
+29%
Since 2015–2019, homes in Hitchcock gained value faster than in Galveston County: 65% against 58%.
Rents in Hitchcock rose faster than in Galveston County: 59% since 2015–2019, against 30%.
How people live
U.S. Census Bureau, ACS 5-year, 2020–2024
How people live: Hitchcock and its comparisons
Measure
Hitchcock
Galveston County
Texas
United States
Rental vacancy
Unreliable estimate
8.9%
7.7%
5.5%
Homeowner vacancy
Unreliable estimate
1.5%
1.1%
0.9%
More than one person per room
Unreliable estimate
3.1%
4.8%
3.4%
People per household
2.78
2.51
2.69
2.53
Drive alone
90%
77%
71%
69%
Carpool
Unreliable estimate
7%
10%
9%
Public transit
Unreliable estimate
1%
1%
3%
Walk or bike
Unreliable estimate
2%
2%
3%
Work from home
Unreliable estimate
12%
14%
15%
Other means
Unreliable estimate
1%
2%
2%
Typical commute
Unreliable estimate
20 to 29 minutes
20 to 29 minutes
20 to 29 minutes
On average, a household in Hitchcock has 2.78 people, more than in Galveston County (2.51).
To get to work, 90% of workers in Hitchcock drive alone; in Galveston County, 77%.
Do the math
What would you pay each month for a home in Hitchcock?
A typical home is within reach of the typical income
We start with a typical home in Hitchcock, worth $188,300, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 26% of the typical household income in Hitchcock, which is $74,157 a year.
The calculator's FHA and conventional loan limits are those of all of Galveston County.
Change the price, the down payment or the loan: the payment updates right away.
Your numbers
Local data
$
Starts at the typical home value in Hitchcock. Change it to the price you have in mind.
Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.
Down payment
%
That is $6,591 (3.5% of the price). The usual minimum for this loan is 3.5%.
This week's average ± a quarter or half point.
National average as of November 5, 2026 (Freddie Mac); your rate may be different.
Adjust advanced details⌄
Estimated monthly payment
Local data
$1,615
at 7.18% · 30 years
Loan amount
$184,889
Total interest
$266,012
Paid off in
November 2056
Includes $3,180 FHA upfront mortgage insurance premium.
Does it fit the income?
Comfortable
up to $1,730 a month
Your payment · 26%
Tight
$1,730 to $2,225 a month
Hard
more than $2,225 a month
Compared with the typical household income in Hitchcock ($74,157 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.
Monthly payment breakdown
Principal & interest
$1,253
Property tax
$201
Home insurance
$79
FHA mortgage insurance (MIP)
$83
You need at least $6,591 for the down payment, plus closing costs.
This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.
Total monthly payment $1,615; principal and interest $1,253.
The city and its county
Hitchcock and Galveston County
Hitchcock is in Galveston County, Texas. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).
Hitchcock
Map of Galveston County, Texas, with Hitchcock marked. Around it, the neighboring counties.
Hitchcock
Galveston County
Other cities with a page
Hitchcock's own numbers
Typical home value
$188,300
Typical monthly rent
$1,380
Typical yearly household income
$74,157
Households that own their home
68%
Effective property tax rate
1.28%
U.S. Census Bureau, American Community Survey (average 2020–2024).
Numbers for all of Galveston County
FHA limit, one-unit home
$541,287
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$1,497
Price change over 5 years (FHFA)
+43%
Homes in a high flood-risk zone
35%
HUD, FHFA and FEMA don't publish these numbers by city.
Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Galveston County.
A typical home in Hitchcock is worth $188,300: 40% below the county and 34% below Texas. With the typical household income in Hitchcock ($74,157 a year), a typical home costs 2.5 times what the household earns in a year.
Years of income to pay for a typical home
The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.
Hitchcock2.5 years
Galveston3.7 years
Texas3.6 years
United States4.1 years
Source: U.S. Census Bureau, Average 2020–2024
How prices have changed in Galveston County
According to FHFA’s house price index, home prices in Galveston County rose 93% in the 10 years through 2025.
FHFA does not publish this index by city: these are the numbers for all of Galveston County.
Yearly change in FHFA’s price index in Galveston County, 2016 to 2025
2016: +7.7% +7.7% 2016
2017: +6.7% +6.7% 2017
2018: +7.5% +7.5% 2018
2019: +3.9% +3.9% 2019
2020: +5.0% +5.0% 2020
2021: +12.6% +12.6% 2021
2022: +17.8% +17.8% 2022
2023: +4.1% +4.1% 2023
2024: +1.8% +1.8% 2024
2025: +1.7% +1.7% 2025
Change in FHFA’s price index in Galveston County, Texas and the United States
Period
County
Texas
U.S.
Last year (2025)
+1.7%
+0.8%
+2.9%
5 years (2020–2025)
+43%
+44%
+47%
10 years (2015–2025)
+93%
+88%
+85%
The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data
Hitchcock next to Galveston County, Texas and the U.S.
Three numbers side by side. “Typical” means the median: half are above it and half below.
Typical home value
Hitchcock$188,300
Galveston$314,600
Texas$283,800
United States$332,700
Typical monthly rent
Hitchcock$1,380
Galveston$1,404
Texas$1,403
United States$1,413
Typical yearly household income
Hitchcock$74,157
Galveston$86,105
Texas$78,476
United States$80,734
See the full table
Hitchcock next to Galveston County and Texas
Measure
Hitchcock
Galveston County
Texas
U.S.
Typical home value
$188,300 ▼40% below the county
$314,600
$283,800
$332,700
Typical monthly rent
$1,380
$1,404
$1,403
$1,413
Typical yearly household income
$74,157 ▼14% below the county
$86,105
$78,476
$80,734
Households that own their home
68%
68%
63%
65%
Typical yearly property tax
$2,404 ▼46% below the county
$4,442
$4,232
$3,119
Effective property tax rate
1.28% ▼0.13 points below the county
1.41%
1.49%
0.94%
Renters with high rent for their income
61% ▲6 points above the county
55%
52%
51%
“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Galveston County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.
Four ways to pay for a typical home in Hitchcock
For a typical $188,300 home in Hitchcock, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Hitchcock's typical property tax, an example home insurance and mortgage insurance when it applies.
FHA, 3.5% down$1,615a month
Least cash to close
Down payment
$6,591
Cash to close
$12,240
Rate
7.18%
Mortgage insurance
FHA MIP · $83
Conventional, 5% down$1,581a month
Down payment
$9,415
Cash to close
$15,064
Rate
7.18%
Mortgage insurance
PMI · $89
Conventional, 20% down, no PMI$1,300a month
Down payment
$37,660
Cash to close
$43,309
Rate
7.18%
Mortgage insurance
None
ITIN, 15% down (example)$1,474a month
Down payment
$28,245
Cash to close
$33,894
Rate
8.18%
Mortgage insurance
None
Four ways to pay for a typical home in Hitchcock
Loan
Monthly payment
Down payment
Loan amount
Rate
Mortgage insurance
Cash to close
Minimum score
FHA, 3.5% down Least cash to close
$1,615
$6,591
$184,889
7.18%
FHA MIP · $83
$12,240
580
Conventional, 5% down
$1,581
$9,415
$178,885
7.18%
PMI · $89
$15,064
620*
Conventional, 20% down, no PMI
$1,300
$37,660
$150,640
7.18%
None
$43,309
620*
ITIN, 15% down (example)
$1,474
$28,245
$160,055
8.18%
None
$33,894
Set by the lender
The option that asks for the least cash to close is FHA, 3.5% down.
Cash to close = down payment plus 3% of the price in closing costs (example).
Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.
Typical rent in Hitchcock is $1,380 a month: about the same as the county. In Hitchcock, 61% of renter households pay 30% or more of their income in rent.
HUD publishes a fair market rent for all of Galveston County, by unit size. To pay the 2-bedroom one ($1,497 a month) without spending more than 30% of your income, you would need to earn $28.79 an hour working full time.
What you need to earn to pay it without spending more than 30% of income, working full time.
HUD fair market rent in Galveston County (Fiscal year 2027)
Size
Fair rent a month
Hourly wage
Yearly income
Studio
$1,233
$23.71
$49,320
1 bedroom
$1,261
$24.25
$50,440
2 bedrooms
$1,497
$28.79
$59,880
3 bedrooms
$2,017
$38.79
$80,680
4 bedrooms
$2,502
$48.12
$100,080
Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027
By ZIP code
Fair market rent by ZIP code in Hitchcock
HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Hitchcock is in ZIP code 77563.
For 2 bedrooms it is $1,460: $37 less than the fair market rent for Galveston County ($1,497).
Fair market rent by ZIP code and size in Hitchcock, fiscal year 2027.
ZIP code
Studio
1 bd
2 bd
3 bd
4 bd
77563
$1,200
$1,230
$1,460
$1,970
$2,440
ZIP code2 bd3 bd
77563 $1,460$1,970
1 of these ZIP codes crosses the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Hitchcock when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD)Fiscal year 2027Small Area Fair Market Rents (HUD) (external site)Source: Census Bureau ZCTA-to-place relationship fileData from 2020 dataCensus Bureau ZCTA-to-place relationship file (external site)
You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.
We found no HUD-approved agencies with an office in Galveston County. The nearest ones are below; many serve by phone or online.
No down payment, repair or rent-help program on our list is for Hitchcock or Galveston County. The ones below are statewide in Texas: they work in Hitchcock the same as in the rest of the state.
Texas state program for first-time buyers: a 30-year mortgage with down payment assistance.Offered by Texas Department of Housing and Community Affairs (TDHCA).
Texas state program with down payment assistance for any buyer, not only first-time buyers.Offered by Texas Department of Housing and Community Affairs (TDHCA).
Texas state certificate that turns part of your mortgage interest into a credit on your federal tax return.Offered by Texas Department of Housing and Community Affairs (TDHCA).
No legal help resource on our list is for Hitchcock or Galveston County in particular.
If you have a problem with your landlord, an eviction notice or a scam, the Legal Services Corporation (LSC) search shows the free legal aid offices that serve your area.
Short answers with the numbers for Hitchcock and all of Galveston County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.
How much does a typical home cost in Hitchcock?
The typical home value in Hitchcock is $188,300, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Galveston County it is $314,600.
How much does it cost to rent in Hitchcock?
Typical rent in Hitchcock is $1,380 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Galveston County is $1,497.
What is the FHA loan limit in Hitchcock?
Hitchcock uses the FHA limit for all of Galveston County (2026): $541,287 for a one-unit home and $1,041,125 for a four-unit home.
How much property tax do owners pay in Hitchcock?
The typical homeowner in Hitchcock pays $2,404 a year, according to the U.S. Census Bureau. That is 1.28% of the home’s value; in Galveston County, the rate is 1.41%.
Where can I find free help to buy or rent in Hitchcock?
We found no HUD-approved counseling agencies with an office in Galveston County; the nearest ones are on this page. They can help you get ready to buy, with your credit, or with rent.
