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City · 6,785 residents · Bexar County, Texas

Lackland AFB , Texas

In Lackland AFB, typical rent is $2,197 a month. Compared with all of Bexar County, typical rent is 62% higher.

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  • Typical rent

    $2,197a month

    62% above the county

    57% above Texas

    • Lackland AFB
    • Bexar
    • Texas

  • Typical household income

    $73,646a year

    About the same as the county

    6% below Texas

    • Lackland AFB
    • Bexar
    • Texas

Source: U.S. Census Bureau, Average 2020–2024

Lackland AFB is in Bexar County. The FHA loan limit ($557,750 for a one-unit home), the fair market rents and the help on this page are those of all of Bexar County. See the county

Data updated: October 1, 2026 11 official sources

Only here

What sets Lackland AFB apart

What this place has that others do not, from public data, most unusual first.

  1. The typical rent in Lackland AFB is $2,197 a month, 62% more than in Bexar County as a whole ($1,354).

  2. Nearby, in Leon Valley, the typical rent is $1,187: 46% less than in Lackland AFB ($2,197).

Sources: U.S. Census Bureau (Average 2020–2024).

The homes here

Housing in Lackland AFB

What homes there are in Lackland AFB, what they cost, how that changed and how people live, from Census figures (2020–2024).

What homes there are

U.S. Census Bureau, ACS 5-year, 2020–2024

Kind of home

In Lackland AFB there is a bit of everything: no kind of home reaches half. The most common are detached houses (47%); in Bexar County, 64%.

Year built

Here half of the homes date from 2005 or later; in Bexar County, from 1990 or later.

All homes, occupied or empty. A figure the Census cannot measure precisely enough here is not shown.

Census tables: B25024, B25034, B25035, B25041

What it costs here

U.S. Census Bureau, ACS 5-year, 2020–2024

Monthly rent with utilities

Value: what owners think their home is worth. Rent: rent plus utilities, for homes of every size. The FHA limit is the most an FHA loan (Federal Housing Administration) lends for a one-unit home; the fair market rent (FMR) is the one HUD uses for housing vouchers.

Census tables: B25075, B25063, B25088, B25081

How it changed

U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024

Change since 2015–2019

Rents in Lackland AFB rose more slowly than in Bexar County: 20% since 2015–2019, against 33%.

Change between two 5-year periods that do not overlap, in each period's dollars, not adjusted for inflation.

Census tables: B25077, B25064, B19013

How people live

U.S. Census Bureau, ACS 5-year, 2020–2024

MeasureLackland AFBBexar CountyTexasUnited States
Rental vacancy Unreliable estimate8.8%7.7%5.5%
More than one person per room Unreliable estimate4.7%4.8%3.4%
People per household 3.902.702.692.53
Drive alone 15%68%71%69%
Carpool Unreliable estimate12%10%9%
Public transit Unreliable estimate2%1%3%
Walk or bike 38%2%2%3%
Work from home 40%15%14%15%
Other means Unreliable estimate2%2%2%
Typical commute Unreliable estimate20 to 29 minutes20 to 29 minutes20 to 29 minutes

Households in Lackland AFB are bigger: 3.90 people on average; in Bexar County, 2.70.

More people walk or bike to work in Lackland AFB: 38%, against 2% in Bexar County.

Vacancy: empty homes offered for rent or for sale. Rooms: every room in the home, not only bedrooms. Commute: the minute range of the typical worker.

Census tables: B25004, B25003, B25014, B25010, B08301, B08303

Do the math

What would you pay each month for a home in Lackland AFB?

The Census Bureau publishes no typical home value or typical household income for Lackland AFB, so we don't measure how heavy the payment is. Enter your own numbers in the calculator. The Census Bureau publishes no typical home value for Lackland AFB, so the calculator starts with the one for Bexar County: $262,200. The rate is Freddie Mac’s weekly average (7.18%, November 5, 2026); yours may be different. The FHA and conventional loan limits are those of all of Bexar County. Change the price, the down payment or the loan type and see how your payment changes.

The calculator's FHA and conventional loan limits are those of all of Bexar County.

Your numbers

Local data
$

Starts at the typical home value in Lackland AFB. Change it to the price you have in mind.

Loan type
Your credit score

Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.

Down payment
%

That is $9,177 (3.5% of the price). The usual minimum for this loan is 3.5%.

This week's average ± a quarter or half point.

Term

National average as of November 5, 2026 (Freddie Mac); your rate may be different.

Adjust advanced details

Estimated monthly payment

Local data

$2,347

at 7.18% · 30 years

Loan amount
$257,451
Total interest
$370,411
Paid off in
November 2056

Includes $4,428 FHA upfront mortgage insurance premium.

Does it fit the income?

  • Comfortable

    up to $1,718 a month

  • Tight

    $1,718 to $2,209 a month

  • Hard

    more than $2,209 a month

    Your payment · 38%

Compared with the typical household income in Lackland AFB ($73,646 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.

Show the result as
per month$2,347
Principal & interest$1,744
Property tax$378
Home insurance$109
FHA mortgage insurance (MIP)$116

You need at least $9,177 for the down payment, plus closing costs.

Next step

This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.

The city and its county

Lackland AFB and Bexar County

Lackland AFB is in Bexar County, Texas. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).

Lackland AFB's own numbers

Typical monthly rent
$2,197
Typical yearly household income
$73,646

U.S. Census Bureau, American Community Survey (average 2020–2024).

Numbers for all of Bexar County

FHA limit, one-unit home
$557,750
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$1,441
Price change over 5 years (FHFA)
+37%
Homes in a high flood-risk zone
1.1%

HUD, FHFA and FEMA don't publish these numbers by city.

Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Bexar County.

Everything about Bexar County

Buying

Buying a home in Lackland AFB

The Census Bureau publishes no typical home value for Lackland AFB. Below are the numbers for Bexar County.

How prices have changed in Bexar County

According to FHFA’s house price index, home prices in Bexar County rose 82% in the 10 years through 2025.

FHFA does not publish this index by city: these are the numbers for all of Bexar County.

Period County Texas U.S.
Last year (2025) +0.5% +0.8% +2.9%
5 years (2020–2025) +37% +44% +47%
10 years (2015–2025) +82% +88% +85%

The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data

Lackland AFB next to Bexar County, Texas and the U.S.

Three numbers side by side. “Typical” means the median: half are above it and half below.

Typical monthly rent
  • Lackland AFB $2,197
  • Bexar $1,354
  • Texas $1,403
  • United States $1,413
Typical yearly household income
  • Lackland AFB $73,646
  • Bexar $72,341
  • Texas $78,476
  • United States $80,734
See the full table
Lackland AFB next to Bexar County and Texas
Measure Lackland AFB Bexar County Texas U.S.
Typical monthly rent $2,197 $1,354 $1,403 $1,413
Typical yearly household income $73,646 $72,341 $78,476 $80,734
Renters with high rent for their income 58% 53% 52% 51%

“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Bexar County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.

Four ways to pay for a typical home in Lackland AFB

The Census Bureau publishes no typical home value for Lackland AFB, so we don't build this table. You can enter the price you're looking for in the calculator above.

How much house can I afford? Estimate closing costs

Taxes and floods

Two costs that change from place to place

Property tax and flood insurance raise or lower what you pay each month. Here are the numbers for Lackland AFB and for Bexar County.

Property tax

Data not available for this place

What Texas publishes School-district homestead exemption (Texas Comptroller of Public Accounts)

Exemptions and deadlines in Texas

Flood risk in Bexar County

FEMA does not publish these numbers by city: they are for all of Bexar County.

Homes in the high-risk zone
1.1%
6,137
Of those, with NFIP insurance
28%
County Texas U.S.
Homes in the high-risk zone 1.1% 4.1% 3.5%
Of those, with NFIP insurance 28% 48% 48%

Most homeowners insurance policies do not cover flood damage.

Look up your address on FEMA’s map

Renting

Renting in Lackland AFB

Typical rent in Lackland AFB is $2,197 a month: 62% above the county. In Lackland AFB, 58% of renter households pay 30% or more of their income in rent.

HUD publishes a fair market rent for all of Bexar County, by unit size. To pay the 2-bedroom one ($1,441 a month) without spending more than 30% of your income, you would need to earn $27.71 an hour working full time.

HUD fair market rent for all of Bexar County

What you need to earn to pay it without spending more than 30% of income, working full time.

Size Fair rent a month Hourly wage Yearly income
Studio $1,099 $21.13 $43,960
1 bedroom $1,196 $23.00 $47,840
2 bedrooms $1,441 $27.71 $57,640
3 bedrooms $1,864 $35.85 $74,560
4 bedrooms $2,163 $41.60 $86,520

Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027

By ZIP code

Fair market rent by ZIP code in Lackland AFB

HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Lackland AFB is in ZIP code 78236.

For 2 bedrooms it is $2,160: $719 more than the fair market rent for Bexar County ($1,441).

  • 78236 $2,160$2,790

1 of these ZIP codes crosses the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Lackland AFB when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD) Fiscal year 2027 Small Area Fair Market Rents (HUD) Source: Census Bureau ZCTA-to-place relationship file Data from 2020 data Census Bureau ZCTA-to-place relationship file

Is your rent high for your ZIP?

Free help

Help to buy or rent in Lackland AFB

You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.

There are 5 HUD-approved agencies with an office in Bexar County; 4 say they serve in Spanish.

An older man and his daughter go over papers with a professional.

HUD counseling is free or low-cost

Assistance programs in Lackland AFB

No down payment, repair or rent-help program on our list is for Lackland AFB or Bexar County. The ones below are statewide in Texas: they work in Lackland AFB the same as in the rest of the state.

Which programs do I qualify for? All programs in Texas

  • My First Texas Home

    Statewide in Texas

    Texas state program for first-time buyers: a 30-year mortgage with down payment assistance. Offered by Texas Department of Housing and Community Affairs (TDHCA).

    DeferredForgivable

    See the program Official page

  • My Choice Texas Home

    Statewide in Texas

    Texas state program with down payment assistance for any buyer, not only first-time buyers. Offered by Texas Department of Housing and Community Affairs (TDHCA).

    DeferredForgivable

    See the program Official page

  • Texas Mortgage Credit Certificate (MCC)

    Statewide in Texas

    Limited funds remain, per the source

    Texas state certificate that turns part of your mortgage interest into a credit on your federal tax return. Offered by Texas Department of Housing and Community Affairs (TDHCA).

    Tax credit

    See the program Official page

Housing counselors near Lackland AFB

The HUD-approved agencies closest to the center of Lackland AFB, in a straight line, nearest first. If one says it serves in Spanish, its card says so.

  • Our Casas Resident Council, Inc.

    2300 W Commerce St Ste 218, San Antonio · 7 miles away · Spanish

    • Mortgage delinquency and default
    • Mortgage delinquency workshops
    • and 6 more
    (210) 354-2400

  • NSC (naca Counseling Subsidiary) - San Antonio, TX

    1603 Babcock Rd Suite 200, San Antonio · 8 miles away · Spanish

    • Mortgage delinquency and default
    • Mortgage delinquency workshops
    • and 4 more
    (210) 826-2828

  • City of San Antonio/Dept of Neighborhood and Housing Services (DNHS)

    100 W Houston St, San Antonio · 8 miles away

    • Mortgage delinquency and default
    • Budget and financial counseling
    • and 9 more
    (210) 207-5309

Every agency in Bexar County All counseling agencies in Texas

Help in Spanish near Lackland AFB

2 of the 3 agencies on this list say they serve in Spanish.

Ask for service in Spanish

When you call, say “Spanish, please” or ask if someone speaks Spanish. If not, ask whether they offer an interpreter.

Housing authorities of Lackland AFB

HUD’s record names them for Lackland AFB or Bexar County. They run public housing or Section 8 vouchers. Ask whether their waiting list is open.

  • Bexar County Housing Authority Public housing and Section 8 vouchers (210) 225-0071

One other authority has an office in Bexar County: see the list Source: HUD

Cities

Other cities in Bexar County

These cities are also in Bexar County. They share its loan limits and fair market rents, but home values and rent change from one to the next.

Everything about Bexar County Housing in Texas
See 2 more cities in Bexar County, with prices and rents

Every city has its own page with prices, rents and help.

Nearby cities

The cities closest to Lackland AFB, with the typical home value.

Neighboring counties

If Bexar County is out of reach, look next door. Each number is that county's own.

Keep going

Guides for your next step

Short explanations, in plain language and with official sources, for buying or renting in Lackland AFB.

All guides
A father smiles as he carries his baby on his shoulders outdoors.

Questions

Housing questions about Lackland AFB

Short answers with the numbers for Lackland AFB and all of Bexar County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.

How much does it cost to rent in Lackland AFB?

Typical rent in Lackland AFB is $2,197 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Bexar County is $1,441.

What is the FHA loan limit in Lackland AFB?

Lackland AFB uses the FHA limit for all of Bexar County (2026): $557,750 for a one-unit home and $1,072,600 for a four-unit home.

Where can I find free help to buy or rent in Lackland AFB?

There are 5 HUD-approved counseling agencies with an office in Bexar County. 4 say they serve in Spanish. They can help you get ready to buy, with your credit, or with rent.

Sources: American Community Survey (ACS) 5-year estimates (Average 2020–2024); FHA mortgage limits (HUD) (2026 data); Conforming loan limits (FHFA) (2026 data); Fair Market Rents (HUD) (Fiscal year 2027); Small Area Fair Market Rents (HUD) (Fiscal year 2027); Census Bureau ZCTA-to-place relationship file (2020 data); HUD-approved housing counseling agencies (Retrieved November 6, 2026); Public Housing Agencies (HUD) (Retrieved November 6, 2026); Freddie Mac Primary Mortgage Market Survey (PMMS) (As of November 5, 2026); FHFA House Price Index (HPI) (2025 data); Homes with flood insurance (NFIP, FEMA) (As of August 3, 2026).