In Windcrest, a typical home is worth $302,000 and typical rent is $1,372 a month. Compared with all of Bexar County, typical household income is 24% higher, the typical home value is 15% higher, and the share of households that own their home is 28 points higher.
Typical home value from Zillow, September 2021 to September 2026: from $277,970 to $305,241.
From Zillow (ZHVI), September 2026. The Census figures above are 5-year averages (2020–2024).
Windcrest is in Bexar County. The FHA loan limit ($557,750 for a one-unit home), the fair market rents and the help on this page are those of all of Bexar County. See the county
What this place has that others do not, from public data, most unusual first.
1
87% of households in Windcrest own their home, against 59% in Bexar County.
2
Nearby, in Kirby, the typical home value is $165,500: 45% less than in Windcrest ($302,000).
3
The typical household income in Windcrest is $89,844,24% more than in Bexar County as a whole ($72,341).
4
The typical home in Windcrest is worth $302,000,15% more than in Bexar County as a whole ($262,200).
Sources: U.S. Census Bureau (Average 2020–2024).
The homes here
Housing in Windcrest
What homes there are in Windcrest, what they cost, how that changed and how people live, from Census figures (2020–2024).
What homes there are
U.S. Census Bureau, ACS 5-year, 2020–2024
Kind of home
Detached houseAttached houseBuilding of 2 to 4Apartments (5 or more)Mobile homeBoat, RV and otherUnreliable estimate
Windcrest
Bexar County
Texas
United States
Kind of home: Windcrest and its comparisons
Measure
Windcrest
Bexar County
Texas
United States
Detached house
89%
64%
64%
61%
Attached house
Unreliable estimate
2%
3%
6%
Building of 2 to 4
Unreliable estimate
6%
5%
8%
Apartments (5 or more)
Unreliable estimate
25%
21%
19%
Mobile home
Unreliable estimate
3%
6%
6%
Boat, RV and other
Unreliable estimate
0%
0%
0%
Detached houses, standing on their own, make up 89% of homes here, against 64% in Bexar County.
Year built
Before 19601960–19791980–19992000–20092010 or laterUnreliable estimate
Windcrest
Bexar County
Texas
United States
Year built: Windcrest and its comparisons
Measure
Windcrest
Bexar County
Texas
United States
Before 1960
Unreliable estimate
16%
12%
26%
1960–1979
71%
21%
21%
24%
1980–1999
13%
25%
28%
25%
2000–2009
9%
17%
18%
14%
2010 or later
Unreliable estimate
21%
21%
11%
In Windcrest, half of the homes were built before 1973; in Bexar County, before 1990.
What it costs here
U.S. Census Bureau, ACS 5-year, 2020–2024
Value of owner-occupied homes
Unreliable estimate
Under $100KUnreliable
$100K–$200KUnreliable
$200K–$300K42%
$300K–$500K45%
$500K–$750KUnreliable
$750K–$1MUnreliable
$1M or moreUnreliable
Value of owner-occupied homes: Windcrest and its comparisons
Measure
Windcrest
Under $100K
Unreliable estimate
$100K–$200K
Unreliable estimate
$200K–$300K
42%
$300K–$500K
45%
$500K–$750K
Unreliable estimate
$750K–$1M
Unreliable
$1M or more
Unreliable estimate
Monthly rent with utilities
Unreliable estimate
Under $500Unreliable
$500–$999Unreliable
$1,000–$1,49960%
$1,500–$1,999Unreliable
$2,000–$2,499Unreliable
$2,500–$2,999Unreliable
$3,000 or moreUnreliable
Monthly rent with utilities: Windcrest and its comparisons
Measure
Windcrest
Under $500
Unreliable
$500–$999
Unreliable estimate
$1,000–$1,499
60%
$1,500–$1,999
Unreliable estimate
$2,000–$2,499
Unreliable estimate
$2,500–$2,999
Unreliable
$3,000 or more
Unreliable
With a mortgage
$2,100 a month
Bexar County: $1,923 a month
Without a mortgage
$727 a month
Bexar County: $651 a month
Owners with a mortgage
58%
Bexar County: 60%
The typical cost for an owner with a mortgage in Windcrest is $2,100 a month, more than in Bexar County ($1,923); without one, $727.
How it changed
U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024
Change since 2015–2019
Typical home value
Windcrest+45%
Bexar County+62%
Texas+65%
United States+53%
Typical rent
WindcrestNo clear change
Bexar County+33%
Texas+34%
United States+33%
Typical household income
WindcrestNo clear change
Bexar County+27%
Texas+27%
United States+29%
Change since 2015–2019: Windcrest and its comparisons
Measure
Windcrest
Bexar County
Texas
United States
Typical home value
+45%
+62%
+65%
+53%
Typical rent
No clear change
+33%
+34%
+33%
Typical household income
No clear change
+27%
+27%
+29%
From 2015–2019 to 2020–2024, the typical home value in Windcrest rose 45%; in Bexar County, it rose 62%.
Since 2015–2019, the typical rent in Windcrest did not change clearly, according to the Census.
How people live
U.S. Census Bureau, ACS 5-year, 2020–2024
How people live: Windcrest and its comparisons
Measure
Windcrest
Bexar County
Texas
United States
Rental vacancy
Unreliable estimate
8.8%
7.7%
5.5%
Homeowner vacancy
Unreliable estimate
1.2%
1.1%
0.9%
More than one person per room
Unreliable estimate
4.7%
4.8%
3.4%
People per household
2.49
2.70
2.69
2.53
Drive alone
74%
68%
71%
69%
Carpool
13%
12%
10%
9%
Public transit
Unreliable estimate
2%
1%
3%
Walk or bike
Unreliable estimate
2%
2%
3%
Work from home
Unreliable estimate
15%
14%
15%
Other means
Unreliable estimate
2%
2%
2%
Typical commute
Unreliable estimate
20 to 29 minutes
20 to 29 minutes
20 to 29 minutes
On average, a household in Windcrest has 2.49 people, fewer than in Bexar County (2.70).
To get to work, 74% of workers in Windcrest drive alone; in Bexar County, 68%.
Do the math
What would you pay each month for a home in Windcrest?
A typical home is tight for the typical income
We start with a typical home in Windcrest, worth $302,000, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 35% of the typical household income in Windcrest, which is $89,844 a year. For that payment to be 28% of income, a household would need to earn about $113,711 a year.
The calculator's FHA and conventional loan limits are those of all of Bexar County.
Change the price, the down payment or the loan: the payment updates right away.
Your numbers
Local data
$
Starts at the typical home value in Windcrest. Change it to the price you have in mind.
Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.
Down payment
%
That is $10,570 (3.5% of the price). The usual minimum for this loan is 3.5%.
This week's average ± a quarter or half point.
National average as of November 5, 2026 (Freddie Mac); your rate may be different.
Adjust advanced details⌄
Estimated monthly payment
Local data
$2,653
at 7.18% · 30 years
Loan amount
$296,530
Total interest
$426,637
Paid off in
November 2056
Includes $5,100 FHA upfront mortgage insurance premium.
Does it fit the income?
Comfortable
up to $2,096 a month
Tight
$2,096 to $2,695 a month
Your payment · 35%
Hard
more than $2,695 a month
Compared with the typical household income in Windcrest ($89,844 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.
Monthly payment breakdown
Principal & interest
$2,009
Property tax
$385
Home insurance
$126
FHA mortgage insurance (MIP)
$134
You need at least $10,570 for the down payment, plus closing costs.
This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.
Total monthly payment $2,653; principal and interest $2,009.
The city and its county
Windcrest and Bexar County
Windcrest is in Bexar County, Texas. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).
Windcrest
Map of Bexar County, Texas, with Windcrest marked. Around it, the neighboring counties.
Windcrest
Bexar County
Other cities with a page
Windcrest's own numbers
Typical home value
$302,000
Typical monthly rent
$1,372
Typical yearly household income
$89,844
Households that own their home
87%
Effective property tax rate
1.53%
U.S. Census Bureau, American Community Survey (average 2020–2024).
Numbers for all of Bexar County
FHA limit, one-unit home
$557,750
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$1,441
Price change over 5 years (FHFA)
+37%
Homes in a high flood-risk zone
1.1%
HUD, FHFA and FEMA don't publish these numbers by city.
Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Bexar County.
A typical home in Windcrest is worth $302,000: 15% above the county and 6% above Texas. With the typical household income in Windcrest ($89,844 a year), a typical home costs 3.4 times what the household earns in a year.
Years of income to pay for a typical home
The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.
Windcrest3.4 years
Bexar3.6 years
Texas3.6 years
United States4.1 years
Source: U.S. Census Bureau, Average 2020–2024
How prices have changed in Bexar County
According to FHFA’s house price index, home prices in Bexar County rose 82% in the 10 years through 2025.
FHFA does not publish this index by city: these are the numbers for all of Bexar County.
Yearly change in FHFA’s price index in Bexar County, 2016 to 2025
2016: +7.4% +7.4% 2016
2017: +7.1% +7.1% 2017
2018: +5.6% +5.6% 2018
2019: +5.9% +5.9% 2019
2020: +3.6% +3.6% 2020
2021: +12.3% +12.3% 2021
2022: +17.6% +17.6% 2022
2023: +2.9% +2.9% 2023
2024: +0.2% +0.2% 2024
2025: +0.5% +0.5% 2025
Change in FHFA’s price index in Bexar County, Texas and the United States
Period
County
Texas
U.S.
Last year (2025)
+0.5%
+0.8%
+2.9%
5 years (2020–2025)
+37%
+44%
+47%
10 years (2015–2025)
+82%
+88%
+85%
The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data
Windcrest next to Bexar County, Texas and the U.S.
Three numbers side by side. “Typical” means the median: half are above it and half below.
Typical home value
Windcrest$302,000
Bexar$262,200
Texas$283,800
United States$332,700
Typical monthly rent
Windcrest$1,372
Bexar$1,354
Texas$1,403
United States$1,413
Typical yearly household income
Windcrest$89,844
Bexar$72,341
Texas$78,476
United States$80,734
See the full table
Windcrest next to Bexar County and Texas
Measure
Windcrest
Bexar County
Texas
U.S.
Typical home value
$302,000 ▲15% above the county
$262,200
$283,800
$332,700
Typical monthly rent
$1,372
$1,354
$1,403
$1,413
Typical yearly household income
$89,844 ▲24% above the county
$72,341
$78,476
$80,734
Households that own their home
87% ▲28 points above the county
59%
63%
65%
Typical yearly property tax
$4,635 ▲2% above the county
$4,535
$4,232
$3,119
Effective property tax rate
1.53% ▼0.2 points below the county
1.73%
1.49%
0.94%
“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Bexar County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.
Four ways to pay for a typical home in Windcrest
For a typical $302,000 home in Windcrest, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Windcrest's typical property tax, an example home insurance and mortgage insurance when it applies.
FHA, 3.5% down$2,653a month
Least cash to close
Down payment
$10,570
Cash to close
$19,630
Rate
7.18%
Mortgage insurance
FHA MIP · $134
Conventional, 5% down$2,598a month
Down payment
$15,100
Cash to close
$24,160
Rate
7.18%
Mortgage insurance
PMI · $143
Conventional, 20% down, no PMI$2,148a month
Down payment
$60,400
Cash to close
$69,460
Rate
7.18%
Mortgage insurance
None
ITIN, 15% down (example)$2,427a month
Down payment
$45,300
Cash to close
$54,360
Rate
8.18%
Mortgage insurance
None
Four ways to pay for a typical home in Windcrest
Loan
Monthly payment
Down payment
Loan amount
Rate
Mortgage insurance
Cash to close
Minimum score
FHA, 3.5% down Least cash to close
$2,653
$10,570
$296,530
7.18%
FHA MIP · $134
$19,630
580
Conventional, 5% down
$2,598
$15,100
$286,900
7.18%
PMI · $143
$24,160
620*
Conventional, 20% down, no PMI
$2,148
$60,400
$241,600
7.18%
None
$69,460
620*
ITIN, 15% down (example)
$2,427
$45,300
$256,700
8.18%
None
$54,360
Set by the lender
The option that asks for the least cash to close is FHA, 3.5% down.
Cash to close = down payment plus 3% of the price in closing costs (example).
Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.
Typical rent in Windcrest is $1,372 a month: about the same as the county.
HUD publishes a fair market rent for all of Bexar County, by unit size. To pay the 2-bedroom one ($1,441 a month) without spending more than 30% of your income, you would need to earn $27.71 an hour working full time.
What you need to earn to pay it without spending more than 30% of income, working full time.
HUD fair market rent in Bexar County (Fiscal year 2027)
Size
Fair rent a month
Hourly wage
Yearly income
Studio
$1,099
$21.13
$43,960
1 bedroom
$1,196
$23.00
$47,840
2 bedrooms
$1,441
$27.71
$57,640
3 bedrooms
$1,864
$35.85
$74,560
4 bedrooms
$2,163
$41.60
$86,520
Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027
By ZIP code
Fair market rent by ZIP code in Windcrest
HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Windcrest has 2 ZIP codes with their own.
For 2 bedrooms it runs from $1,330 in 78218 to $1,520 in 78239.
1 of the 2 is above the fair market rent for Bexar County ($1,441).
Fair market rent by ZIP code and size in Windcrest, fiscal year 2027.
78218
$1,010
$1,100
$1,330
$1,720
$2,000
78239
$1,160
$1,260
$1,520
$1,970
$2,280
ZIP code2 bd3 bd
78218 $1,330$1,720
78239 $1,520$1,970
2 of these ZIP codes cross the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Windcrest when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD)Fiscal year 2027Small Area Fair Market Rents (HUD) (external site)Source: Census Bureau ZCTA-to-place relationship fileData from 2020 dataCensus Bureau ZCTA-to-place relationship file (external site)
You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.
There are 5 HUD-approved agencies with an office in Bexar County; 4 say they serve in Spanish.
No down payment, repair or rent-help program on our list is for Windcrest or Bexar County. The ones below are statewide in Texas: they work in Windcrest the same as in the rest of the state.
Texas state program for first-time buyers: a 30-year mortgage with down payment assistance.Offered by Texas Department of Housing and Community Affairs (TDHCA).
Texas state program with down payment assistance for any buyer, not only first-time buyers.Offered by Texas Department of Housing and Community Affairs (TDHCA).
Texas state certificate that turns part of your mortgage interest into a credit on your federal tax return.Offered by Texas Department of Housing and Community Affairs (TDHCA).
No legal help resource on our list is for Windcrest or Bexar County in particular.
If you have a problem with your landlord, an eviction notice or a scam, the Legal Services Corporation (LSC) search shows the free legal aid offices that serve your area.
Short answers with the numbers for Windcrest and all of Bexar County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.
How much does a typical home cost in Windcrest?
The typical home value in Windcrest is $302,000, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Bexar County it is $262,200.
How much does it cost to rent in Windcrest?
Typical rent in Windcrest is $1,372 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Bexar County is $1,441.
What is the FHA loan limit in Windcrest?
Windcrest uses the FHA limit for all of Bexar County (2026): $557,750 for a one-unit home and $1,072,600 for a four-unit home.
How much property tax do owners pay in Windcrest?
The typical homeowner in Windcrest pays $4,635 a year, according to the U.S. Census Bureau. That is 1.53% of the home’s value; in Bexar County, the rate is 1.73%.
Where can I find free help to buy or rent in Windcrest?
There are 5 HUD-approved counseling agencies with an office in Bexar County. 4 say they serve in Spanish. They can help you get ready to buy, with your credit, or with rent.
