In San Antonio, a typical home is worth $235,700 and typical rent is $1,324 a month. Compared with all of Bexar County, the typical home value is 10% lower, typical household income is 10% lower, and the share of households that own their home is 7 points lower.
Typical home value from Zillow, September 2021 to September 2026: from $234,980 to $244,623.
Typical rent
$1,381a month
▼ 0.8% less than 12 months ago
Typical rent from Zillow, September 2021 to September 2026: from $1,340 to $1,381.
From Zillow (ZHVI/ZORI), September 2026. The Census figures above are 5-year averages (2020–2024).
San Antonio is in Bexar County. The FHA loan limit ($557,750 for a one-unit home), the fair market rents and the help on this page are those of all of Bexar County. See the county
What this place has that others do not, from public data, most unusual first.
1
Nearby, in Kirby, the typical home value is $165,500: 30% less than in San Antonio ($235,700).
2
52% of households in San Antonio own their home, against 59% in Bexar County.
Sources: U.S. Census Bureau (Average 2020–2024).
The homes here
Housing in San Antonio
What homes there are in San Antonio, what they cost, how that changed and how people live, from Census figures (2020–2024).
What homes there are
U.S. Census Bureau, ACS 5-year, 2020–2024
Kind of home
Detached houseAttached houseBuilding of 2 to 4Apartments (5 or more)Mobile homeBoat, RV and other
San Antonio
Bexar County
Texas
United States
Kind of home: San Antonio and its comparisons
Measure
San Antonio
Bexar County
Texas
United States
Detached house
59%
64%
64%
61%
Attached house
3%
2%
3%
6%
Building of 2 to 4
7%
6%
5%
8%
Apartments (5 or more)
30%
25%
21%
19%
Mobile home
2%
3%
6%
6%
Boat, RV and other
0%
0%
0%
0%
Detached houses are the majority in San Antonio (59%), but less so than in Bexar County (64%).
Year built
Before 19601960–19791980–19992000–20092010 or later
San Antonio
Bexar County
Texas
United States
Year built: San Antonio and its comparisons
Measure
San Antonio
Bexar County
Texas
United States
Before 1960
19%
16%
12%
26%
1960–1979
23%
21%
21%
24%
1980–1999
27%
25%
28%
25%
2000–2009
16%
17%
18%
14%
2010 or later
15%
21%
21%
11%
The typical home in San Antonio was built in 1985, 5 years before the typical one in Bexar County.
In San Antonio, 22% of homes have 1 bedroom or none (studios); 54% have 3 bedrooms or more, against 61% in Bexar County.
What it costs here
U.S. Census Bureau, ACS 5-year, 2020–2024
Value of owner-occupied homes
Under the limitOver the limit
Under $100K12%
$100K–$200K27%
$200K–$300K29%
$300K–$500K24%
$500K–$750K6%
FHA limit: $557,750
$750K–$1M2%
$1M or more1%
Value of owner-occupied homes: San Antonio and its comparisons
Measure
San Antonio
Under $100K
12%
$100K–$200K
27%
$200K–$300K
29%
$300K–$500K
24%
$500K–$750K
6%
$750K–$1M
2%
$1M or more
1%
By price, most homes in San Antonio sit under the FHA limit for Bexar County ($557,750): about 93%.
Monthly rent with utilities
Under the limitOver the limit
Under $5005%
$500–$99918%
$1,000–$1,49942%
HUD fair market rent, 2 bedrooms: $1,441
$1,500–$1,99924%
$2,000–$2,4998%
$2,500–$2,9992%
$3,000 or more2%
Monthly rent with utilities: San Antonio and its comparisons
Measure
San Antonio
Under $500
5%
$500–$999
18%
$1,000–$1,499
42%
$1,500–$1,999
24%
$2,000–$2,499
8%
$2,500–$2,999
2%
$3,000 or more
2%
About 60% of rented homes in San Antonio cost less than HUD's 2-bedroom fair market rent for Bexar County ($1,441); the rest cost more.
With a mortgage
$1,801 a month
Bexar County: $1,923 a month
Without a mortgage
$623 a month
Bexar County: $651 a month
Owners with a mortgage
56%
Bexar County: 60%
The typical cost for an owner with a mortgage in San Antonio is $1,801 a month, less than in Bexar County ($1,923); without one, $623.
How it changed
U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024
Change since 2015–2019
Typical home value
San Antonio+61%
Bexar County+62%
Texas+65%
United States+53%
Typical rent
San Antonio+34%
Bexar County+33%
Texas+34%
United States+33%
Typical household income
San Antonio+24%
Bexar County+27%
Texas+27%
United States+29%
Change since 2015–2019: San Antonio and its comparisons
Measure
San Antonio
Bexar County
Texas
United States
Typical home value
+61%
+62%
+65%
+53%
Typical rent
+34%
+33%
+34%
+33%
Typical household income
+24%
+27%
+27%
+29%
From 2015–2019 to 2020–2024, home values in San Antonio rose at about the same pace as in Bexar County: 61% against 62%.
Rents in San Antonio rose at about the same pace as in Bexar County: 34% since 2015–2019, against 33%.
Housing prices ran ahead of income in San Antonio: typical income rose 24%, against +61% for home values and +34% for rent.
How people live
U.S. Census Bureau, ACS 5-year, 2020–2024
How people live: San Antonio and its comparisons
Measure
San Antonio
Bexar County
Texas
United States
Rental vacancy
8.8%
8.8%
7.7%
5.5%
Homeowner vacancy
1.3%
1.2%
1.1%
0.9%
More than one person per room
5.3%
4.7%
4.8%
3.4%
People per household
2.62
2.70
2.69
2.53
Drive alone
68%
68%
71%
69%
Carpool
12%
12%
10%
9%
Public transit
2%
2%
1%
3%
Walk or bike
2%
2%
2%
3%
Work from home
14%
15%
14%
15%
Other means
2%
2%
2%
2%
Typical commute
20 to 29 minutes
20 to 29 minutes
20 to 29 minutes
20 to 29 minutes
In San Antonio, the rental vacancy rate is 8.8%, about the same as in Bexar County.
More than one person per room: that is how 5.3% of households in San Antonio live, near the figure in Bexar County (4.7%).
A household in San Antonio has 2.62 people on average, about the same as in Bexar County (2.70).
The car rules in San Antonio: 68% of workers drive to work alone, and the typical trip takes 20 to 29 minutes.
Do the math
What would you pay each month for a home in San Antonio?
A typical home costs more than the typical income allows
We start with a typical home in San Antonio, worth $235,700, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 39% of the typical household income in San Antonio, which is $65,056 a year. For that payment to be 28% of income, a household would need to earn about $90,599 a year.
The calculator's FHA and conventional loan limits are those of all of Bexar County.
Change the price, the down payment or the loan: the payment updates right away.
Your numbers
Local data
$
Starts at the typical home value in San Antonio. Change it to the price you have in mind.
Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.
Down payment
%
That is $8,250 (3.5% of the price). The usual minimum for this loan is 3.5%.
This week's average ± a quarter or half point.
National average as of November 5, 2026 (Freddie Mac); your rate may be different.
Adjust advanced details⌄
Estimated monthly payment
Local data
$2,114
at 7.18% · 30 years
Loan amount
$231,430
Total interest
$332,974
Paid off in
November 2056
Includes $3,980 FHA upfront mortgage insurance premium.
Does it fit the income?
Comfortable
up to $1,518 a month
Tight
$1,518 to $1,952 a month
Hard
more than $1,952 a month
Your payment · 39%
Compared with the typical household income in San Antonio ($65,056 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.
Monthly payment breakdown
Principal & interest
$1,568
Property tax
$344
Home insurance
$98
FHA mortgage insurance (MIP)
$104
You need at least $8,250 for the down payment, plus closing costs.
This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.
Total monthly payment $2,114; principal and interest $1,568.
The city and its county
San Antonio and Bexar County
San Antonio is in Bexar County, Texas. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).
San Antonio
Map of Bexar County, Texas, with San Antonio marked. Around it, the neighboring counties.
San Antonio
Bexar County
Other cities with a page
San Antonio's own numbers
Typical home value
$235,700
Typical monthly rent
$1,324
Typical yearly household income
$65,056
Households that own their home
52%
Effective property tax rate
1.75%
U.S. Census Bureau, American Community Survey (average 2020–2024).
Numbers for all of Bexar County
FHA limit, one-unit home
$557,750
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$1,441
Price change over 5 years (FHFA)
+37%
Homes in a high flood-risk zone
1.1%
HUD, FHFA and FEMA don't publish these numbers by city.
Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Bexar County.
A typical home in San Antonio is worth $235,700: 10% below the county and 17% below Texas. With the typical household income in San Antonio ($65,056 a year), a typical home costs 3.6 times what the household earns in a year.
Years of income to pay for a typical home
The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.
San Antonio3.6 years
Bexar3.6 years
Texas3.6 years
United States4.1 years
Source: U.S. Census Bureau, Average 2020–2024
How prices have changed in Bexar County
According to FHFA’s house price index, home prices in Bexar County rose 82% in the 10 years through 2025.
FHFA does not publish this index by city: these are the numbers for all of Bexar County.
Yearly change in FHFA’s price index in Bexar County, 2016 to 2025
2016: +7.4% +7.4% 2016
2017: +7.1% +7.1% 2017
2018: +5.6% +5.6% 2018
2019: +5.9% +5.9% 2019
2020: +3.6% +3.6% 2020
2021: +12.3% +12.3% 2021
2022: +17.6% +17.6% 2022
2023: +2.9% +2.9% 2023
2024: +0.2% +0.2% 2024
2025: +0.5% +0.5% 2025
Change in FHFA’s price index in Bexar County, Texas and the United States
Period
County
Texas
U.S.
Last year (2025)
+0.5%
+0.8%
+2.9%
5 years (2020–2025)
+37%
+44%
+47%
10 years (2015–2025)
+82%
+88%
+85%
The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data
San Antonio next to Bexar County, Texas and the U.S.
Three numbers side by side. “Typical” means the median: half are above it and half below.
Typical home value
San Antonio$235,700
Bexar$262,200
Texas$283,800
United States$332,700
Typical monthly rent
San Antonio$1,324
Bexar$1,354
Texas$1,403
United States$1,413
Typical yearly household income
San Antonio$65,056
Bexar$72,341
Texas$78,476
United States$80,734
See the full table
San Antonio next to Bexar County and Texas
Measure
San Antonio
Bexar County
Texas
U.S.
Typical home value
$235,700 ▼10% below the county
$262,200
$283,800
$332,700
Typical monthly rent
$1,324 ▼2% below the county
$1,354
$1,403
$1,413
Typical yearly household income
$65,056 ▼10% below the county
$72,341
$78,476
$80,734
Households that own their home
52% ▼7 points below the county
59%
63%
65%
Typical yearly property tax
$4,122 ▼9% below the county
$4,535
$4,232
$3,119
Effective property tax rate
1.75% ▲0.02 points above the county
1.73%
1.49%
0.94%
Renters with high rent for their income
54%
53%
52%
51%
“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Bexar County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.
Four ways to pay for a typical home in San Antonio
For a typical $235,700 home in San Antonio, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, San Antonio's typical property tax, an example home insurance and mortgage insurance when it applies.
FHA, 3.5% down$2,114a month
Least cash to close
Down payment
$8,250
Cash to close
$15,321
Rate
7.18%
Mortgage insurance
FHA MIP · $104
Conventional, 5% down$2,071a month
Down payment
$11,785
Cash to close
$18,856
Rate
7.18%
Mortgage insurance
PMI · $112
Conventional, 20% down, no PMI$1,719a month
Down payment
$47,140
Cash to close
$54,211
Rate
7.18%
Mortgage insurance
None
ITIN, 15% down (example)$1,937a month
Down payment
$35,355
Cash to close
$42,426
Rate
8.18%
Mortgage insurance
None
Four ways to pay for a typical home in San Antonio
Loan
Monthly payment
Down payment
Loan amount
Rate
Mortgage insurance
Cash to close
Minimum score
FHA, 3.5% down Least cash to close
$2,114
$8,250
$231,431
7.18%
FHA MIP · $104
$15,321
580
Conventional, 5% down
$2,071
$11,785
$223,915
7.18%
PMI · $112
$18,856
620*
Conventional, 20% down, no PMI
$1,719
$47,140
$188,560
7.18%
None
$54,211
620*
ITIN, 15% down (example)
$1,937
$35,355
$200,345
8.18%
None
$42,426
Set by the lender
The option that asks for the least cash to close is FHA, 3.5% down.
Cash to close = down payment plus 3% of the price in closing costs (example).
Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.
Typical rent in San Antonio is $1,324 a month: 2% below the county. In San Antonio, 54% of renter households pay 30% or more of their income in rent.
HUD publishes a fair market rent for all of Bexar County, by unit size. To pay the 2-bedroom one ($1,441 a month) without spending more than 30% of your income, you would need to earn $27.71 an hour working full time.
What you need to earn to pay it without spending more than 30% of income, working full time.
HUD fair market rent in Bexar County (Fiscal year 2027)
Size
Fair rent a month
Hourly wage
Yearly income
Studio
$1,099
$21.13
$43,960
1 bedroom
$1,196
$23.00
$47,840
2 bedrooms
$1,441
$27.71
$57,640
3 bedrooms
$1,864
$35.85
$74,560
4 bedrooms
$2,163
$41.60
$86,520
Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027
By ZIP code
Fair market rent by ZIP code in San Antonio
HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). San Antonio has 43 ZIP codes with their own.
For 2 bedrooms it runs from $1,020 in 78208 to $2,160 in 78234.
20 of the 43 are above the fair market rent for Bexar County ($1,441).
2-bedroom fair market rent in each of the 43 ZIP codes of San Antonio, beside the one for Bexar County. For 2 bedrooms it runs from $1,020 in 78208 to $2,160 in 78234. 20 of the 43 are above the fair market rent for Bexar County ($1,441).
2-bedroom fair market rent in each ZIP code
Each line is one ZIP code: in color, those above the county's fair market rent; in gray, the rest.
County: $1,441
Lowest: $1,020 (78208)Highest: $2,160 (78234)
Fair market rent by ZIP code and size in San Antonio, fiscal year 2027.
78201
$980
$1,070
$1,290
$1,670
$1,940
78202
$1,080
$1,170
$1,410
$1,820
$2,120
78203
$870
$950
$1,140
$1,470
$1,710
78204
$1,220
$1,330
$1,600
$2,070
$2,400
78205
$1,110
$1,200
$1,450
$1,880
$2,180
78207
$820
$890
$1,070
$1,380
$1,610
78208
$780
$850
$1,020
$1,320
$1,530
78209
$1,240
$1,340
$1,620
$2,100
$2,430
78210
$950
$1,040
$1,250
$1,620
$1,880
78211
$890
$970
$1,170
$1,510
$1,760
78212
$1,090
$1,190
$1,430
$1,850
$2,150
78213
$1,080
$1,180
$1,420
$1,840
$2,130
78214
$830
$900
$1,090
$1,410
$1,640
78215
$1,460
$1,590
$1,920
$2,480
$2,880
78216
$1,140
$1,240
$1,500
$1,940
$2,250
78217
$990
$1,080
$1,300
$1,670
$1,940
78218
$1,010
$1,100
$1,330
$1,720
$2,000
78219
$950
$1,040
$1,250
$1,620
$1,880
78220
$1,010
$1,100
$1,330
$1,720
$2,000
78222
$1,040
$1,130
$1,360
$1,760
$2,040
78224
$990
$1,080
$1,300
$1,680
$1,950
78225
$910
$990
$1,190
$1,540
$1,790
78226
$920
$1,000
$1,210
$1,570
$1,820
78227
$950
$1,040
$1,250
$1,620
$1,880
78228
$950
$1,030
$1,240
$1,600
$1,860
78229
$1,150
$1,250
$1,510
$1,950
$2,270
78230
$1,180
$1,290
$1,550
$2,010
$2,330
78232
$1,270
$1,390
$1,670
$2,160
$2,510
78233
$1,240
$1,340
$1,620
$2,100
$2,430
78234
$1,650
$1,790
$2,160
$2,790
$3,240
78235
$1,230
$1,340
$1,610
$2,080
$2,420
78237
$890
$960
$1,160
$1,500
$1,740
78238
$1,010
$1,100
$1,320
$1,710
$1,980
78240
$1,220
$1,330
$1,600
$2,070
$2,400
78242
$1,020
$1,110
$1,340
$1,730
$2,010
78247
$1,260
$1,370
$1,650
$2,130
$2,480
78248
$1,130
$1,230
$1,480
$1,910
$2,220
78249
$1,370
$1,490
$1,790
$2,320
$2,690
78250
$1,250
$1,360
$1,640
$2,120
$2,460
78251
$1,220
$1,330
$1,600
$2,070
$2,400
78256
$1,290
$1,400
$1,690
$2,190
$2,540
78258
$1,400
$1,520
$1,830
$2,370
$2,750
78259
$1,310
$1,430
$1,720
$2,230
$2,580
ZIP code2 bd3 bd
78201 $1,290$1,670
78202 $1,410$1,820
78203 $1,140$1,470
78204 $1,600$2,070
78205 $1,450$1,880
78207 $1,070$1,380
78208 $1,020$1,320
78209 $1,620$2,100
78210 $1,250$1,620
78211 $1,170$1,510
78212 $1,430$1,850
78213 $1,420$1,840
78214 $1,090$1,410
78215 $1,920$2,480
78216 $1,500$1,940
78217 $1,300$1,670
78218 $1,330$1,720
78219 $1,250$1,620
78220 $1,330$1,720
78222 $1,360$1,760
78224 $1,300$1,680
78225 $1,190$1,540
78226 $1,210$1,570
78227 $1,250$1,620
78228 $1,240$1,600
78229 $1,510$1,950
78230 $1,550$2,010
78232 $1,670$2,160
78233 $1,620$2,100
78234 $2,160$2,790
78235 $1,610$2,080
78237 $1,160$1,500
78238 $1,320$1,710
78240 $1,600$2,070
78242 $1,340$1,730
78247 $1,650$2,130
78248 $1,480$1,910
78249 $1,790$2,320
78250 $1,640$2,120
78251 $1,600$2,070
78256 $1,690$2,190
78258 $1,830$2,370
78259 $1,720$2,230
16 of these ZIP codes cross the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for San Antonio when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD)Fiscal year 2027Small Area Fair Market Rents (HUD) (external site)Source: Census Bureau ZCTA-to-place relationship fileData from 2020 dataCensus Bureau ZCTA-to-place relationship file (external site)
HUD lists 234 buildings with rents for lower incomes in San Antonio. These are the largest.
Alazan/Guadalupe51 Gus Garcia, San Antonio 78207741 homes, 740 low-income · Run by San Antonio Housing Authority · Average payment: $281 a month(210) 477-6000
Cassiano Homes2428 Tampico St, San Antonio 78207499 homes, 495 low-income · Run by San Antonio Housing Authority · Average payment: $303 a month(210) 477-6000
Kallison Ranch8212 Talley Rd, San Antonio 78253384 low-income homes · For older adults, people with disabilities, families, people experiencing homelessness
Medio Springs Ranch Apartments1530 Marbach Oaks, San Antonio 78245348 low-income homes · 1 bd: 120 · 2 bd: 172 · 3 bd: 56 · For older adults, people with disabilities, families, people experiencing homelessness
Sagewood Apts6130 Ingram Rd, San Antonio 78238336 low-income homes · In service since 2005
You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.
There are 5 HUD-approved agencies with an office in Bexar County; 4 say they serve in Spanish.
1 program is for San Antonio or Bexar County, by its own record: they come first, each with what its official page says about being open. The ones below are statewide in Texas: they work in San Antonio the same as in the rest of the state.
City of San Antonio interest-free loan, forgiven over time, for safety, health and accessibility repairs in your home.Offered by City of San Antonio, Neighborhood and Housing Services Department (NHSD).
Texas state program for first-time buyers: a 30-year mortgage with down payment assistance.Offered by Texas Department of Housing and Community Affairs (TDHCA).
Texas state program with down payment assistance for any buyer, not only first-time buyers.Offered by Texas Department of Housing and Community Affairs (TDHCA).
No legal help resource on our list is for San Antonio or Bexar County in particular.
If you have a problem with your landlord, an eviction notice or a scam, the Legal Services Corporation (LSC) search shows the free legal aid offices that serve your area.
Short answers with the numbers for San Antonio and all of Bexar County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.
How much does a typical home cost in San Antonio?
The typical home value in San Antonio is $235,700, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Bexar County it is $262,200.
How much does it cost to rent in San Antonio?
Typical rent in San Antonio is $1,324 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Bexar County is $1,441.
What is the FHA loan limit in San Antonio?
San Antonio uses the FHA limit for all of Bexar County (2026): $557,750 for a one-unit home and $1,072,600 for a four-unit home.
How much property tax do owners pay in San Antonio?
The typical homeowner in San Antonio pays $4,122 a year, according to the U.S. Census Bureau. That is 1.75% of the home’s value; in Bexar County, the rate is 1.73%.
Where can I find free help to buy or rent in San Antonio?
There are 5 HUD-approved counseling agencies with an office in Bexar County. 4 say they serve in Spanish. They can help you get ready to buy, with your credit, or with rent.
