In Alamo Heights, a typical home is worth $779,400 and typical rent is $1,727 a month. Compared with all of Bexar County, the typical home value is 197% higher, typical household income is 153% higher, and the share of households that own their home is 15 points higher.
Typical home value from Zillow, September 2021 to September 2026: from $624,707 to $730,650.
Typical rent
$2,474a month
Typical rent from Zillow, March 2026 to September 2026: from $2,608 to $2,474.
From Zillow (ZHVI/ZORI), September 2026. The Census figures above are 5-year averages (2020–2024).
Alamo Heights is in Bexar County. The FHA loan limit ($557,750 for a one-unit home), the fair market rents and the help on this page are those of all of Bexar County. See the county
What this place has that others do not, from public data, most unusual first.
1
The typical household income in Alamo Heights is $183,088,153% more than in Bexar County as a whole ($72,341).
2
The typical home in Alamo Heights is worth $779,400,197% more than in Bexar County as a whole ($262,200).
3
Nearby, in Kirby, the typical home value is $165,500: 79% less than in Alamo Heights ($779,400).
4
Nearby, in Kirby, the typical rent is $1,182: 32% less than in Alamo Heights ($1,727).
5
74% of households in Alamo Heights own their home, against 59% in Bexar County.
6
The typical rent in Alamo Heights is $1,727 a month, 28% more than in Bexar County as a whole ($1,354).
Sources: U.S. Census Bureau (Average 2020–2024).
The homes here
Housing in Alamo Heights
What homes there are in Alamo Heights, what they cost, how that changed and how people live, from Census figures (2020–2024).
What homes there are
U.S. Census Bureau, ACS 5-year, 2020–2024
Kind of home
Detached houseAttached houseBuilding of 2 to 4Apartments (5 or more)Mobile homeBoat, RV and otherUnreliable estimate
Alamo Heights
Bexar County
Texas
United States
Kind of home: Alamo Heights and its comparisons
Measure
Alamo Heights
Bexar County
Texas
United States
Detached house
67%
64%
64%
61%
Attached house
Unreliable estimate
2%
3%
6%
Building of 2 to 4
Unreliable estimate
6%
5%
8%
Apartments (5 or more)
20%
25%
21%
19%
Mobile home
Unreliable estimate
3%
6%
6%
Boat, RV and other
Unreliable estimate
0%
0%
0%
As in Bexar County, most homes in Alamo Heights are detached houses (67%).
Year built
Before 19601960–19791980–19992000–20092010 or laterUnreliable estimate
Alamo Heights
Bexar County
Texas
United States
Year built: Alamo Heights and its comparisons
Measure
Alamo Heights
Bexar County
Texas
United States
Before 1960
55%
16%
12%
26%
1960–1979
19%
21%
21%
24%
1980–1999
15%
25%
28%
25%
2000–2009
Unreliable estimate
17%
18%
14%
2010 or later
Unreliable estimate
21%
21%
11%
What it costs here
U.S. Census Bureau, ACS 5-year, 2020–2024
Value of owner-occupied homes
Unreliable estimate
Under $100KUnreliable
$100K–$200KUnreliable
$200K–$300KUnreliable
$300K–$500K19%
$500K–$750K19%
$750K–$1M28%
$1M or more25%
Value of owner-occupied homes: Alamo Heights and its comparisons
Measure
Alamo Heights
Under $100K
Unreliable estimate
$100K–$200K
Unreliable estimate
$200K–$300K
Unreliable estimate
$300K–$500K
19%
$500K–$750K
19%
$750K–$1M
28%
$1M or more
25%
Monthly rent with utilities
Unreliable estimate
Under $500Unreliable
$500–$999Unreliable
$1,000–$1,49932%
$1,500–$1,999Unreliable
$2,000–$2,499Unreliable
$2,500–$2,999Unreliable
$3,000 or more31%
Monthly rent with utilities: Alamo Heights and its comparisons
Measure
Alamo Heights
Under $500
Unreliable estimate
$500–$999
Unreliable estimate
$1,000–$1,499
32%
$1,500–$1,999
Unreliable estimate
$2,000–$2,499
Unreliable estimate
$2,500–$2,999
Unreliable estimate
$3,000 or more
31%
With a mortgage
$3,869 a month
Bexar County: $1,923 a month
Owners with a mortgage
59%
Bexar County: 60%
How it changed
U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024
Change since 2015–2019
Typical home value
Alamo Heights+24%
Bexar County+62%
Texas+65%
United States+53%
Typical rent
Alamo HeightsNo clear change
Bexar County+33%
Texas+34%
United States+33%
Typical household income
Alamo HeightsNo clear change
Bexar County+27%
Texas+27%
United States+29%
Change since 2015–2019: Alamo Heights and its comparisons
Measure
Alamo Heights
Bexar County
Texas
United States
Typical home value
+24%
+62%
+65%
+53%
Typical rent
No clear change
+33%
+34%
+33%
Typical household income
No clear change
+27%
+27%
+29%
Homes in Alamo Heights gained value more slowly than in Bexar County: 24% since 2015–2019, against 62%.
The typical rent in Alamo Heights stayed about the same over that time: the difference is within the Census margin of error.
How people live
U.S. Census Bureau, ACS 5-year, 2020–2024
How people live: Alamo Heights and its comparisons
Measure
Alamo Heights
Bexar County
Texas
United States
Rental vacancy
Unreliable estimate
8.8%
7.7%
5.5%
Homeowner vacancy
Unreliable estimate
1.2%
1.1%
0.9%
More than one person per room
Unreliable estimate
4.7%
4.8%
3.4%
People per household
2.34
2.70
2.69
2.53
Drive alone
76%
68%
71%
69%
Carpool
Unreliable estimate
12%
10%
9%
Public transit
Unreliable estimate
2%
1%
3%
Walk or bike
Unreliable estimate
2%
2%
3%
Work from home
21%
15%
14%
15%
Other means
Unreliable estimate
2%
2%
2%
Typical commute
Unreliable estimate
20 to 29 minutes
20 to 29 minutes
20 to 29 minutes
On average, a household in Alamo Heights has 2.34 people, fewer than in Bexar County (2.70).
Working from home is more common in Alamo Heights: 21%, against 15% in Bexar County.
Do the math
What would you pay each month for a home in Alamo Heights?
A typical home costs more than the typical income allows
We start with a typical home in Alamo Heights, worth $779,400, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 44% of the typical household income in Alamo Heights, which is $183,088 a year. For that payment to be 28% of income, a household would need to earn about $286,505 a year. Note: at that price the loan is above the FHA limit for Bexar County ($557,750), so FHA would not insure it; the payment is only a reference.
The calculator's FHA and conventional loan limits are those of all of Bexar County.
Change the price, the down payment or the loan: the payment updates right away.
Your numbers
Local data
$
Starts at the typical home value in Alamo Heights. Change it to the price you have in mind.
Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.
Down payment
%
That is $27,279 (3.5% of the price). The usual minimum for this loan is 3.5%.
This week's average ± a quarter or half point.
National average as of November 5, 2026 (Freddie Mac); your rate may be different.
Adjust advanced details⌄
Estimated monthly payment
Local data
$6,685
at 7.18% · 30 years
Loan amount
$765,283
Total interest
$1,101,063
Paid off in
November 2056
Includes $13,162 FHA upfront mortgage insurance premium.
Does it fit the income?
Comfortable
up to $4,272 a month
Tight
$4,272 to $5,493 a month
Hard
more than $5,493 a month
Your payment · 44%
Compared with the typical household income in Alamo Heights ($183,088 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.
Monthly payment breakdown
Principal & interest
$5,184
Property tax
$831
Home insurance
$325
FHA mortgage insurance (MIP)
$345
This loan is over the FHA limit
You'd borrow $752,121, but the FHA limit for a one-unit home in Alamo Heights is $557,750. You'd need a bigger down payment or a different loan.
You need at least $27,279 for the down payment, plus closing costs.
This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.
Total monthly payment $6,685; principal and interest $5,184.
The city and its county
Alamo Heights and Bexar County
Alamo Heights is in Bexar County, Texas. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).
Alamo Heights
Map of Bexar County, Texas, with Alamo Heights marked. Around it, the neighboring counties.
Alamo Heights
Bexar County
Other cities with a page
Alamo Heights's own numbers
Typical home value
$779,400
Typical monthly rent
$1,727
Typical yearly household income
$183,088
Households that own their home
74%
Effective property tax rate
1.28%
U.S. Census Bureau, American Community Survey (average 2020–2024).
Numbers for all of Bexar County
FHA limit, one-unit home
$557,750
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$1,441
Price change over 5 years (FHFA)
+37%
Homes in a high flood-risk zone
1.1%
HUD, FHFA and FEMA don't publish these numbers by city.
Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Bexar County.
A typical home in Alamo Heights is worth $779,400: 197% above the county and 175% above Texas. With the typical household income in Alamo Heights ($183,088 a year), a typical home costs 4.3 times what the household earns in a year.
Years of income to pay for a typical home
The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.
Alamo Heights4.3 years
Bexar3.6 years
Texas3.6 years
United States4.1 years
Source: U.S. Census Bureau, Average 2020–2024
How prices have changed in Bexar County
According to FHFA’s house price index, home prices in Bexar County rose 82% in the 10 years through 2025.
FHFA does not publish this index by city: these are the numbers for all of Bexar County.
Yearly change in FHFA’s price index in Bexar County, 2016 to 2025
2016: +7.4% +7.4% 2016
2017: +7.1% +7.1% 2017
2018: +5.6% +5.6% 2018
2019: +5.9% +5.9% 2019
2020: +3.6% +3.6% 2020
2021: +12.3% +12.3% 2021
2022: +17.6% +17.6% 2022
2023: +2.9% +2.9% 2023
2024: +0.2% +0.2% 2024
2025: +0.5% +0.5% 2025
Change in FHFA’s price index in Bexar County, Texas and the United States
Period
County
Texas
U.S.
Last year (2025)
+0.5%
+0.8%
+2.9%
5 years (2020–2025)
+37%
+44%
+47%
10 years (2015–2025)
+82%
+88%
+85%
The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data
Alamo Heights next to Bexar County, Texas and the U.S.
Three numbers side by side. “Typical” means the median: half are above it and half below.
Typical home value
Alamo Heights$779,400
Bexar$262,200
Texas$283,800
United States$332,700
Typical monthly rent
Alamo Heights$1,727
Bexar$1,354
Texas$1,403
United States$1,413
Typical yearly household income
Alamo Heights$183,088
Bexar$72,341
Texas$78,476
United States$80,734
See the full table
Alamo Heights next to Bexar County and Texas
Measure
Alamo Heights
Bexar County
Texas
U.S.
Typical home value
$779,400 ▲197% above the county
$262,200
$283,800
$332,700
Typical monthly rent
$1,727 ▲28% above the county
$1,354
$1,403
$1,413
Typical yearly household income
$183,088 ▲153% above the county
$72,341
$78,476
$80,734
Households that own their home
74% ▲15 points above the county
59%
63%
65%
Typical yearly property tax
$10,001 ▲121% above the county
$4,535
$4,232
$3,119
Effective property tax rate
1.28% ▼0.45 points below the county
1.73%
1.49%
0.94%
Renters with high rent for their income
39% ▼14 points below the county
53%
52%
51%
“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Bexar County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.
Four ways to pay for a typical home in Alamo Heights
For a typical $779,400 home in Alamo Heights, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Alamo Heights's typical property tax, an example home insurance and mortgage insurance when it applies.
FHA, 3.5% down$6,685a month
Above the FHA limit for Bexar County ($557,750)
Down payment
$27,279
Cash to close
$50,661
Rate
7.18%
Mortgage insurance
FHA MIP · $345
Conventional, 5% down$6,542a month
Least cash to close
Down payment
$38,970
Cash to close
$62,352
Rate
7.18%
Mortgage insurance
PMI · $370
Conventional, 20% down, no PMI$5,380a month
Down payment
$155,880
Cash to close
$179,262
Rate
7.18%
Mortgage insurance
None
ITIN, 15% down (example)$6,101a month
Down payment
$116,910
Cash to close
$140,292
Rate
8.18%
Mortgage insurance
None
Four ways to pay for a typical home in Alamo Heights
Loan
Monthly payment
Down payment
Loan amount
Rate
Mortgage insurance
Cash to close
Minimum score
FHA, 3.5% down Above the FHA limit for Bexar County ($557,750)
$6,685
$27,279
$765,283
7.18%
FHA MIP · $345
$50,661
580
Conventional, 5% down Least cash to close
$6,542
$38,970
$740,430
7.18%
PMI · $370
$62,352
620*
Conventional, 20% down, no PMI
$5,380
$155,880
$623,520
7.18%
None
$179,262
620*
ITIN, 15% down (example)
$6,101
$116,910
$662,490
8.18%
None
$140,292
Set by the lender
The option that asks for the least cash to close is Conventional, 5% down.
Cash to close = down payment plus 3% of the price in closing costs (example).
Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.
Typical rent in Alamo Heights is $1,727 a month: 28% above the county. In Alamo Heights, 39% of renter households pay 30% or more of their income in rent.
HUD publishes a fair market rent for all of Bexar County, by unit size. To pay the 2-bedroom one ($1,441 a month) without spending more than 30% of your income, you would need to earn $27.71 an hour working full time.
What you need to earn to pay it without spending more than 30% of income, working full time.
HUD fair market rent in Bexar County (Fiscal year 2027)
Size
Fair rent a month
Hourly wage
Yearly income
Studio
$1,099
$21.13
$43,960
1 bedroom
$1,196
$23.00
$47,840
2 bedrooms
$1,441
$27.71
$57,640
3 bedrooms
$1,864
$35.85
$74,560
4 bedrooms
$2,163
$41.60
$86,520
Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027
By ZIP code
Fair market rent by ZIP code in Alamo Heights
HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Alamo Heights is in ZIP code 78209.
For 2 bedrooms it is $1,620: $179 more than the fair market rent for Bexar County ($1,441).
Fair market rent by ZIP code and size in Alamo Heights, fiscal year 2027.
ZIP code
Studio
1 bd
2 bd
3 bd
4 bd
78209
$1,240
$1,340
$1,620
$2,100
$2,430
ZIP code2 bd3 bd
78209 $1,620$2,100
1 of these ZIP codes crosses the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Alamo Heights when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD)Fiscal year 2027Small Area Fair Market Rents (HUD) (external site)Source: Census Bureau ZCTA-to-place relationship fileData from 2020 dataCensus Bureau ZCTA-to-place relationship file (external site)
You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.
There are 5 HUD-approved agencies with an office in Bexar County; 4 say they serve in Spanish.
No down payment, repair or rent-help program on our list is for Alamo Heights or Bexar County. The ones below are statewide in Texas: they work in Alamo Heights the same as in the rest of the state.
Texas state program for first-time buyers: a 30-year mortgage with down payment assistance.Offered by Texas Department of Housing and Community Affairs (TDHCA).
Texas state program with down payment assistance for any buyer, not only first-time buyers.Offered by Texas Department of Housing and Community Affairs (TDHCA).
Texas state certificate that turns part of your mortgage interest into a credit on your federal tax return.Offered by Texas Department of Housing and Community Affairs (TDHCA).
The HUD-approved agencies closest to the center of Alamo Heights, in a straight line, nearest first. If one says it serves in Spanish, its card says so.
CS
City of San Antonio/Dept of Neighborhood and Housing Services (DNHS)
No legal help resource on our list is for Alamo Heights or Bexar County in particular.
If you have a problem with your landlord, an eviction notice or a scam, the Legal Services Corporation (LSC) search shows the free legal aid offices that serve your area.
Short answers with the numbers for Alamo Heights and all of Bexar County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.
How much does a typical home cost in Alamo Heights?
The typical home value in Alamo Heights is $779,400, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Bexar County it is $262,200.
How much does it cost to rent in Alamo Heights?
Typical rent in Alamo Heights is $1,727 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Bexar County is $1,441.
What is the FHA loan limit in Alamo Heights?
Alamo Heights uses the FHA limit for all of Bexar County (2026): $557,750 for a one-unit home and $1,072,600 for a four-unit home.
How much property tax do owners pay in Alamo Heights?
The typical homeowner in Alamo Heights pays $10,001 a year, according to the U.S. Census Bureau. That is 1.28% of the home’s value; in Bexar County, the rate is 1.73%.
Where can I find free help to buy or rent in Alamo Heights?
There are 5 HUD-approved counseling agencies with an office in Bexar County. 4 say they serve in Spanish. They can help you get ready to buy, with your credit, or with rent.
