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City · 41,536 residents · Greenville County, South Carolina

Greer , South Carolina

In Greer, a typical home is worth $288,700 and typical rent is $1,198 a month. Compared with all of Greenville County, typical household income is 7% higher and typical rent is 5% lower.

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  • Typical home value

    $288,700

    3% below the county

    11% above South Carolina

    • Greer
    • Greenville
    • South Carolina

  • Typical rent

    $1,198a month

    5% below the county

    About the same as South Carolina

    • Greer
    • Greenville
    • South Carolina

  • Typical household income

    $82,626a year

    7% above the county

    19% above South Carolina

    • Greer
    • Greenville
    • South Carolina

  • Households that own their home

    73%

    4 points above the county

    1 points above South Carolina

    • Greer
    • Greenville
    • South Carolina

Source: U.S. Census Bureau, Average 2020–2024

Market now, with Zillow data

Zillow data
Typical home value
$349,020
1.1% more than 12 months ago
Typical rent
$1,681 a month
1.4% more than 12 months ago

From Zillow (ZHVI/ZORI), September 2026. The Census figures above are 5-year averages (2020–2024).

Greer is in Greenville County. The FHA loan limit ($541,287 for a one-unit home), the fair market rents and the help on this page are those of all of Greenville County. See the county

Data updated: October 1, 2026 11 official sources

Only here

What sets Greer apart

What this place has that others do not, from public data, most unusual first.

  1. Greer has the 6th smallest share of rent-burdened renters of the 93 cities in South Carolina with more than 5,000 people (40%).

Sources: U.S. Census Bureau (Average 2020–2024).

The homes here

Housing in Greer

What homes there are in Greer, what they cost, how that changed and how people live, from Census figures (2020–2024).

What homes there are

U.S. Census Bureau, ACS 5-year, 2020–2024

Kind of home

The detached house rules in Greer: 71% of homes, more than in Greenville County (68%).

Year built

Here half of the homes date from 2003 or later; in Greenville County, from 1992 or later.

By size, homes in Greer look like those in Greenville County: 71% have 3 bedrooms or more.

All homes, occupied or empty. A figure the Census cannot measure precisely enough here is not shown.

Census tables: B25024, B25034, B25035, B25041

What it costs here

U.S. Census Bureau, ACS 5-year, 2020–2024

Value of owner-occupied homes

The FHA loan limit for Greenville County is $541,287, and about 93% of owner-occupied homes in Greer are worth less than that.

Monthly rent with utilities

With a mortgage

$1,553 a month

Greenville County: $1,561 a month

Without a mortgage

$570 a month

Greenville County: $459 a month

Owners with a mortgage

71%

Greenville County: 62%

The typical cost for an owner with a mortgage in Greer is $1,553 a month, near the figure in Greenville County ($1,561).

Value: what owners think their home is worth. Rent: rent plus utilities, for homes of every size. The FHA limit is the most an FHA loan (Federal Housing Administration) lends for a one-unit home; the fair market rent (FMR) is the one HUD uses for housing vouchers.

Census tables: B25075, B25063, B25088, B25081

How it changed

U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024

Change since 2015–2019

From 2015–2019 to 2020–2024, the typical home value in Greer rose 67%; in Greenville County, it rose 63%.

The typical rent in Greer rose 31% over the same time; in Greenville County, it rose 38%.

The typical household income in Greer rose 34% over that time; home values changed +67% and rent +31%.

Change between two 5-year periods that do not overlap, in each period's dollars, not adjusted for inflation.

Census tables: B25077, B25064, B19013

How people live

U.S. Census Bureau, ACS 5-year, 2020–2024

MeasureGreerGreenville CountySouth CarolinaUnited States
Rental vacancy Unreliable estimate7.4%8.3%5.5%
Homeowner vacancy Unreliable estimate1.0%0.9%0.9%
More than one person per room Unreliable estimate2.3%2.0%3.4%
People per household 2.532.432.442.53
Drive alone 75%75%76%69%
Carpool 7%8%9%9%
Public transit Unreliable estimate0%0%3%
Walk or bike Unreliable estimate2%2%3%
Work from home 15%14%12%15%
Other means 2%2%2%2%
Typical commute 20 to 29 minutes20 to 29 minutes20 to 29 minutes20 to 29 minutes

Much as in Greenville County, a household in Greer has 2.53 people on average.

The car rules in Greer: 75% of workers drive to work alone, and the typical trip takes 20 to 29 minutes.

Vacancy: empty homes offered for rent or for sale. Rooms: every room in the home, not only bedrooms. Commute: the minute range of the typical worker.

Census tables: B25004, B25003, B25014, B25010, B08301, B08303

Do the math

What would you pay each month for a home in Greer?

A typical home is tight for the typical income

We start with a typical home in Greer, worth $288,700, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 34% of the typical household income in Greer, which is $82,626 a year. For that payment to be 28% of income, a household would need to earn about $99,527 a year.

The calculator's FHA and conventional loan limits are those of all of Greenville County.

Your numbers

Local data
$

Starts at the typical home value in Greer. Change it to the price you have in mind.

Loan type
Your credit score

Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.

Down payment
%

That is $10,105 (3.5% of the price). The usual minimum for this loan is 3.5%.

This week's average ± a quarter or half point.

Term

National average as of November 5, 2026 (Freddie Mac); your rate may be different.

Adjust advanced details

Estimated monthly payment

Local data

$2,322

at 7.18% · 30 years

Loan amount
$283,470
Total interest
$407,847
Paid off in
November 2056

Includes $4,875 FHA upfront mortgage insurance premium.

Does it fit the income?

  • Comfortable

    up to $1,928 a month

  • Tight

    $1,928 to $2,479 a month

    Your payment · 34%

  • Hard

    more than $2,479 a month

Compared with the typical household income in Greer ($82,626 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.

Show the result as
per month$2,322
Principal & interest$1,920
Property tax$154
Home insurance$120
FHA mortgage insurance (MIP)$128

You need at least $10,105 for the down payment, plus closing costs.

Next step

This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.

The city and its county

Greer and Greenville County

Greer is in Greenville County, South Carolina. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).

Greer's own numbers

Typical home value
$288,700
Typical monthly rent
$1,198
Typical yearly household income
$82,626
Households that own their home
73%
Effective property tax rate
0.64%

U.S. Census Bureau, American Community Survey (average 2020–2024).

Numbers for all of Greenville County

FHA limit, one-unit home
$541,287
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$1,507
Price change over 5 years (FHFA)
+61%
Homes in a high flood-risk zone
0.6%

HUD, FHFA and FEMA don't publish these numbers by city.

Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Greenville County.

Everything about Greenville County

Buying

Buying a home in Greer

A typical home in Greer is worth $288,700: 3% below the county and 11% above South Carolina. With the typical household income in Greer ($82,626 a year), a typical home costs 3.5 times what the household earns in a year.

Years of income to pay for a typical home

The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.

  • Greer 3.5 years
  • Greenville 3.9 years
  • South Carolina 3.7 years
  • United States 4.1 years
Source: U.S. Census Bureau, Average 2020–2024

How prices have changed in Greenville County

According to FHFA’s house price index, home prices in Greenville County rose 118% in the 10 years through 2025.

FHFA does not publish this index by city: these are the numbers for all of Greenville County.

Period County South Carolina U.S.
Last year (2025) +3.8% +3.6% +2.9%
5 years (2020–2025) +61% +60% +47%
10 years (2015–2025) +118% +104% +85%

The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data

Greer next to Greenville County, South Carolina and the U.S.

Three numbers side by side. “Typical” means the median: half are above it and half below.

Typical home value
  • Greer $288,700
  • Greenville $299,000
  • South Carolina $259,000
  • United States $332,700
Typical monthly rent
  • Greer $1,198
  • Greenville $1,262
  • South Carolina $1,180
  • United States $1,413
Typical yearly household income
  • Greer $82,626
  • Greenville $76,932
  • South Carolina $69,324
  • United States $80,734
See the full table
Greer next to Greenville County and South Carolina
Measure Greer Greenville County South Carolina U.S.
Typical home value $288,700 $299,000 $259,000 $332,700
Typical monthly rent $1,198 $1,262 $1,180 $1,413
Typical yearly household income $82,626 $76,932 $69,324 $80,734
Households that own their home 73% 69% 72% 65%
Typical yearly property tax $1,840 $1,512 $1,251 $3,119
Effective property tax rate 0.64% 0.51% 0.48% 0.94%
Renters with high rent for their income 40% 51% 52% 51%

“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Greenville County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.

Four ways to pay for a typical home in Greer

For a typical $288,700 home in Greer, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Greer's typical property tax, an example home insurance and mortgage insurance when it applies.

  • FHA, 3.5% down $2,322a month

    Least cash to close
    Down payment
    $10,105
    Cash to close
    $18,766
    Rate
    7.18%
    Mortgage insurance
    FHA MIP · $128

  • Conventional, 5% down $2,269a month

    Down payment
    $14,435
    Cash to close
    $23,096
    Rate
    7.18%
    Mortgage insurance
    PMI · $137

  • Conventional, 20% down, no PMI $1,839a month

    Down payment
    $57,740
    Cash to close
    $66,401
    Rate
    7.18%
    Mortgage insurance
    None

  • ITIN, 15% down (example) $2,106a month

    Down payment
    $43,305
    Cash to close
    $51,966
    Rate
    8.18%
    Mortgage insurance
    None

The option that asks for the least cash to close is FHA, 3.5% down.

  • Cash to close = down payment plus 3% of the price in closing costs (example).
  • Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
  • The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.

How much house can I afford? Estimate closing costs

Taxes and floods

Two costs that change from place to place

Property tax and flood insurance raise or lower what you pay each month. Here are the numbers for Greer and for Greenville County.

Property tax

Effective rate in Greer

0.64%of the home’s value each year

$1,840 a year for the typical owner in Greer.

  • Greer 0.64%
  • Greenville 0.51%
  • South Carolina 0.48%

What South Carolina publishes Special 4% assessment ratio for your legal residence (South Carolina General Assembly (South Carolina Code of Laws))

Exemptions and deadlines in South Carolina

Flood risk in Greenville County

FEMA does not publish these numbers by city: they are for all of Greenville County.

Homes in the high-risk zone
0.6%
1,128
Of those, with NFIP insurance
45%
County South Carolina U.S.
Homes in the high-risk zone 0.6% 4% 3.5%
Of those, with NFIP insurance 45% 85% 48%

Most homeowners insurance policies do not cover flood damage.

Look up your address on FEMA’s map

Renting

Renting in Greer

Typical rent in Greer is $1,198 a month: 5% below the county. In Greer, 40% of renter households pay 30% or more of their income in rent.

HUD publishes a fair market rent for all of Greenville County, by unit size. To pay the 2-bedroom one ($1,507 a month) without spending more than 30% of your income, you would need to earn $28.98 an hour working full time.

HUD fair market rent for all of Greenville County

What you need to earn to pay it without spending more than 30% of income, working full time.

Size Fair rent a month Hourly wage Yearly income
Studio $1,329 $25.56 $53,160
1 bedroom $1,384 $26.62 $55,360
2 bedrooms $1,507 $28.98 $60,280
3 bedrooms $1,801 $34.63 $72,040
4 bedrooms $2,124 $40.85 $84,960

Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027

By ZIP code

Fair market rent by ZIP code in Greer

HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Greer has 2 ZIP codes with their own.

For 2 bedrooms it runs from $1,280 in 29651 to $1,790 in 29650.

1 of the 2 is above the fair market rent for Greenville County ($1,507).

  • 29650 $1,790$2,140
  • 29651 $1,280$1,540

2 of these ZIP codes cross the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Greer when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD) Fiscal year 2027 Small Area Fair Market Rents (HUD) Source: Census Bureau ZCTA-to-place relationship file Data from 2020 data Census Bureau ZCTA-to-place relationship file

Is your rent high for your ZIP?

Low-income apartments

Low-income apartments in Greer

HUD lists 9 buildings with rents for lower incomes in Greer. These are the largest.

  • Victoria Arms 103 School St, Greer 29651 186 low-income homes · Run by Housing Authority of Greer · Average payment: $350 a month · Average wait: 19 months (864) 877-5471
  • Companion at Bridle Ridge 310 Chandler Rd, Greer 29651 152 low-income homes · 1 bd: 28 · 2 bd: 96 · 3 bd: 28 · In service since 2008
  • Beverly Apts, Alp 200 S Beverly Ln, Greer 29650 80 low-income homes · Studio: 8 · 1 bd: 20 · 2 bd: 32 · 3 bd: 16 · 4 bd: 4 · In service since 2004 · For families (864) 877-6650
  • Oakland Place, Alp 212 Oakland Ave, Greer 29650 80 low-income homes · For families (864) 879-4552
  • Piedmont Pointe 2001 Overland Dr, Greer 29650 48 low-income homes · 2 bd: 24 · 3 bd: 18 · 4 bd: 6 · In service since 2019 · For families

See all 82 buildings in Greenville County Source: HUD, Retrieved November 6, 2026

Free help

Help to buy or rent in Greer

You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.

There is 1 HUD-approved agency with an office in Greenville County; none says it serves in Spanish.

A man leans over the armchair where a girl is reading a book.

HUD counseling is free or low-cost

Assistance programs in Greer

No down payment, repair or rent-help program on our list is for Greer or Greenville County. The ones below are statewide in South Carolina: they work in Greer the same as in the rest of the state.

Which programs do I qualify for? All programs in South Carolina

  • Palmetto Home Advantage

    Statewide in South Carolina

    South Carolina state agency program with forgivable down payment assistance of 0%, 3% or 4% of the loan, with no monthly payments, for any buyer in all 46 counties. Offered by SC Housing (South Carolina State Housing Finance and Development Authority).

    Forgivable

    See the program Official page

  • SC Housing Homebuyer Program

    Statewide in South Carolina

    South Carolina state agency fixed-rate mortgage with forgivable help for the down payment, closing costs or prepaid expenses: a 0% second mortgage with no monthly payments, forgiven if you live in the home 15 years. Offered by SC Housing (South Carolina State Housing Finance and Development Authority).

    Forgivable

    See the program Official page

Housing counselors near Greer

The HUD-approved agencies closest to the center of Greer, in a straight line, nearest first. If one says it serves in Spanish, its card says so.

  • Greenville County Human Relations Commission

    301 University Rdg, Greenville · 12 miles away

    • Mortgage delinquency and default
    • Budget and financial counseling
    • and 8 more
    (864) 467-7095

  • Telamon Corporation - Greenville Branch

    300A S Daniel Morgan Ave, Spartanburg · 16 miles away

    • Mortgage delinquency and default
    • Budget and financial counseling
    • and 7 more
    (919) 899-9911

  • Regenesis Community Development Corporation F/K/A Upstate Housing Partnership

    430 E Main St, Spartanburg · 18 miles away

    • Mortgage delinquency and default
    • Mortgage delinquency workshops
    • and 8 more
    (864) 504-3090

Every agency in Greenville County All counseling agencies in South Carolina

Help in Spanish near Greer

None of the 3 agencies on this list say they serve in Spanish.

Ask for service in Spanish

When you call, say “Spanish, please” or ask if someone speaks Spanish. If not, ask whether they offer an interpreter.

Housing authorities of Greer

HUD’s record names them for Greer or Greenville County. They run public housing or Section 8 vouchers. Ask whether their waiting list is open.

  • Housing Authority of Greer Public housing and Section 8 vouchers (864) 877-5471

One other authority has an office in Greenville County: see the list Source: HUD

Cities

Other cities in Greenville County

These cities are also in Greenville County. They share its loan limits and fair market rents, but home values and rent change from one to the next.

Everything about Greenville County Housing in South Carolina
See 1 more city in Greenville County, with its price and rent

Every city has its own page with prices, rents and help.

Nearby cities

The cities closest to Greer, with the typical home value.

Neighboring counties

If Greenville County is out of reach, look next door. Each number is that county's own.

Keep going

Guides for your next step

Short explanations, in plain language and with official sources, for buying or renting in Greer.

All guides
A father smiles as he carries his baby on his shoulders outdoors.

Questions

Housing questions about Greer

Short answers with the numbers for Greer and all of Greenville County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.

How much does a typical home cost in Greer?

The typical home value in Greer is $288,700, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Greenville County it is $299,000.

How much does it cost to rent in Greer?

Typical rent in Greer is $1,198 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Greenville County is $1,507.

What is the FHA loan limit in Greer?

Greer uses the FHA limit for all of Greenville County (2026): $541,287 for a one-unit home and $1,041,125 for a four-unit home.

How much property tax do owners pay in Greer?

The typical homeowner in Greer pays $1,840 a year, according to the U.S. Census Bureau. That is 0.64% of the home’s value; in Greenville County, the rate is 0.51%.

Where can I find free help to buy or rent in Greer?

There is 1 HUD-approved counseling agency with an office in Greenville County. They can help you get ready to buy, with your credit, or with rent.

Sources: American Community Survey (ACS) 5-year estimates (Average 2020–2024); FHA mortgage limits (HUD) (2026 data); Conforming loan limits (FHFA) (2026 data); Fair Market Rents (HUD) (Fiscal year 2027); Small Area Fair Market Rents (HUD) (Fiscal year 2027); Census Bureau ZCTA-to-place relationship file (2020 data); HUD-approved housing counseling agencies (Retrieved November 6, 2026); Public Housing Agencies (HUD) (Retrieved November 6, 2026); Freddie Mac Primary Mortgage Market Survey (PMMS) (As of November 5, 2026); FHFA House Price Index (HPI) (2025 data); Homes with flood insurance (NFIP, FEMA) (As of August 3, 2026).