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City · 18,656 residents · Greenville County, South Carolina

Five Forks , South Carolina

In Five Forks, a typical home is worth $452,200 and typical rent is $2,178 a month. Compared with all of Greenville County, typical household income is 84% higher, typical rent is 73% higher, and the share of households that own their home is 18 points higher.

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  • Typical home value

    $452,200

    51% above the county

    75% above South Carolina

    • Five Forks
    • Greenville
    • South Carolina

  • Typical rent

    $2,178a month

    73% above the county

    85% above South Carolina

    • Five Forks
    • Greenville
    • South Carolina

  • Typical household income

    $141,786a year

    84% above the county

    105% above South Carolina

    • Five Forks
    • Greenville
    • South Carolina

  • Households that own their home

    87%

    18 points above the county

    15 points above South Carolina

    • Five Forks
    • Greenville
    • South Carolina

Source: U.S. Census Bureau, Average 2020–2024

Five Forks is in Greenville County. The FHA loan limit ($541,287 for a one-unit home), the fair market rents and the help on this page are those of all of Greenville County. See the county

Data updated: October 1, 2026 11 official sources

Only here

What sets Five Forks apart

What this place has that others do not, from public data, most unusual first.

  1. Five Forks has the 2nd highest typical household income of the 101 cities in South Carolina with more than 5,000 people ($141,786).

  2. Five Forks has the 2nd highest typical rent of the 100 cities in South Carolina with more than 5,000 people ($2,178).

  3. Nearby, in Wade Hampton, the typical rent is $1,115: 49% less than in Five Forks ($2,178).

  4. The typical home in Five Forks is worth $452,200, 51% more than in Greenville County as a whole ($299,000).

  5. Nearby, in Mauldin, the typical home value is $258,500: 43% less than in Five Forks ($452,200).

  6. 87% of households in Five Forks own their home, against 69% in Greenville County.

Sources: U.S. Census Bureau (Average 2020–2024).

The homes here

Housing in Five Forks

What homes there are in Five Forks, what they cost, how that changed and how people live, from Census figures (2020–2024).

What homes there are

U.S. Census Bureau, ACS 5-year, 2020–2024

Kind of home

The detached house rules in Five Forks: 91% of homes, more than in Greenville County (68%).

Year built

Here half of the homes date from 2003 or later; in Greenville County, from 1992 or later.

There is more room for a big family here: 91% of homes have 3 bedrooms or more, against 68% in Greenville County.

All homes, occupied or empty. A figure the Census cannot measure precisely enough here is not shown.

Census tables: B25024, B25034, B25035, B25041

What it costs here

U.S. Census Bureau, ACS 5-year, 2020–2024

Value of owner-occupied homes
Monthly rent with utilities

With a mortgage

$2,130 a month

Greenville County: $1,561 a month

Without a mortgage

$572 a month

Greenville County: $459 a month

Owners with a mortgage

70%

Greenville County: 62%

Owning costs more in Five Forks: with a mortgage, the typical cost is $2,130 a month; in Greenville County, $1,561. Without one, $572.

Value: what owners think their home is worth. Rent: rent plus utilities, for homes of every size. The FHA limit is the most an FHA loan (Federal Housing Administration) lends for a one-unit home; the fair market rent (FMR) is the one HUD uses for housing vouchers.

Census tables: B25075, B25063, B25088, B25081

How it changed

U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024

Change since 2015–2019

The typical home value in Five Forks rose 50% since 2015–2019, less than in Greenville County (63%).

Since 2015–2019, the typical rent in Five Forks rose 33%, less than in Greenville County (38%).

The typical household income in Five Forks rose 24%: less than home values (+50%) and rent (+33%).

Change between two 5-year periods that do not overlap, in each period's dollars, not adjusted for inflation.

Census tables: B25077, B25064, B19013

How people live

U.S. Census Bureau, ACS 5-year, 2020–2024

MeasureFive ForksGreenville CountySouth CarolinaUnited States
Rental vacancy Unreliable estimate7.4%8.3%5.5%
Homeowner vacancy Unreliable estimate1.0%0.9%0.9%
More than one person per room Unreliable estimate2.3%2.0%3.4%
People per household 2.872.432.442.53
Drive alone 75%75%76%69%
Carpool Unreliable estimate8%9%9%
Public transit Unreliable estimate0%0%3%
Walk or bike Unreliable estimate2%2%3%
Work from home 19%14%12%15%
Other means Unreliable estimate2%2%2%
Typical commute 20 to 29 minutes20 to 29 minutes20 to 29 minutes20 to 29 minutes

On average, a household in Five Forks has 2.87 people, more than in Greenville County (2.43).

Many people here do not commute at all: 19% work from home; in Greenville County, 14%.

Vacancy: empty homes offered for rent or for sale. Rooms: every room in the home, not only bedrooms. Commute: the minute range of the typical worker.

Census tables: B25004, B25003, B25014, B25010, B08301, B08303

Do the math

What would you pay each month for a home in Five Forks?

A typical home is tight for the typical income

We start with a typical home in Five Forks, worth $452,200, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 30% of the typical household income in Five Forks, which is $141,786 a year. For that payment to be 28% of income, a household would need to earn about $153,469 a year.

The calculator's FHA and conventional loan limits are those of all of Greenville County.

Your numbers

Local data
$

Starts at the typical home value in Five Forks. Change it to the price you have in mind.

Loan type
Your credit score

Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.

Down payment
%

That is $15,827 (3.5% of the price). The usual minimum for this loan is 3.5%.

This week's average ± a quarter or half point.

Term

National average as of November 5, 2026 (Freddie Mac); your rate may be different.

Adjust advanced details

Estimated monthly payment

Local data

$3,581

at 7.18% · 30 years

Loan amount
$444,010
Total interest
$638,826
Paid off in
November 2056

Includes $7,637 FHA upfront mortgage insurance premium.

Does it fit the income?

  • Comfortable

    up to $3,308 a month

  • Tight

    $3,308 to $4,254 a month

    Your payment · 30%

  • Hard

    more than $4,254 a month

Compared with the typical household income in Five Forks ($141,786 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.

Show the result as
per month$3,581
Principal & interest$3,008
Property tax$185
Home insurance$188
FHA mortgage insurance (MIP)$200

You need at least $15,827 for the down payment, plus closing costs.

Next step

This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.

The city and its county

Five Forks and Greenville County

Five Forks is in Greenville County, South Carolina. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).

Five Forks's own numbers

Typical home value
$452,200
Typical monthly rent
$2,178
Typical yearly household income
$141,786
Households that own their home
87%
Effective property tax rate
0.49%

U.S. Census Bureau, American Community Survey (average 2020–2024).

Numbers for all of Greenville County

FHA limit, one-unit home
$541,287
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$1,507
Price change over 5 years (FHFA)
+61%
Homes in a high flood-risk zone
0.6%

HUD, FHFA and FEMA don't publish these numbers by city.

Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Greenville County.

Everything about Greenville County

Buying

Buying a home in Five Forks

A typical home in Five Forks is worth $452,200: 51% above the county and 75% above South Carolina. With the typical household income in Five Forks ($141,786 a year), a typical home costs 3.2 times what the household earns in a year.

Years of income to pay for a typical home

The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.

  • Five Forks 3.2 years
  • Greenville 3.9 years
  • South Carolina 3.7 years
  • United States 4.1 years
Source: U.S. Census Bureau, Average 2020–2024

How prices have changed in Greenville County

According to FHFA’s house price index, home prices in Greenville County rose 118% in the 10 years through 2025.

FHFA does not publish this index by city: these are the numbers for all of Greenville County.

Period County South Carolina U.S.
Last year (2025) +3.8% +3.6% +2.9%
5 years (2020–2025) +61% +60% +47%
10 years (2015–2025) +118% +104% +85%

The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data

Five Forks next to Greenville County, South Carolina and the U.S.

Three numbers side by side. “Typical” means the median: half are above it and half below.

Typical home value
  • Five Forks $452,200
  • Greenville $299,000
  • South Carolina $259,000
  • United States $332,700
Typical monthly rent
  • Five Forks $2,178
  • Greenville $1,262
  • South Carolina $1,180
  • United States $1,413
Typical yearly household income
  • Five Forks $141,786
  • Greenville $76,932
  • South Carolina $69,324
  • United States $80,734
See the full table
Five Forks next to Greenville County and South Carolina
Measure Five Forks Greenville County South Carolina U.S.
Typical home value $452,200 $299,000 $259,000 $332,700
Typical monthly rent $2,178 $1,262 $1,180 $1,413
Typical yearly household income $141,786 $76,932 $69,324 $80,734
Households that own their home 87% 69% 72% 65%
Typical yearly property tax $2,198 $1,512 $1,251 $3,119
Effective property tax rate 0.49% 0.51% 0.48% 0.94%

“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Greenville County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.

Four ways to pay for a typical home in Five Forks

For a typical $452,200 home in Five Forks, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Five Forks's typical property tax, an example home insurance and mortgage insurance when it applies.

  • FHA, 3.5% down $3,581a month

    Least cash to close
    Down payment
    $15,827
    Cash to close
    $29,393
    Rate
    7.18%
    Mortgage insurance
    FHA MIP · $200

  • Conventional, 5% down $3,498a month

    Down payment
    $22,610
    Cash to close
    $36,176
    Rate
    7.18%
    Mortgage insurance
    PMI · $215

  • Conventional, 20% down, no PMI $2,824a month

    Down payment
    $90,440
    Cash to close
    $104,006
    Rate
    7.18%
    Mortgage insurance
    None

  • ITIN, 15% down (example) $3,242a month

    Down payment
    $67,830
    Cash to close
    $81,396
    Rate
    8.18%
    Mortgage insurance
    None

The option that asks for the least cash to close is FHA, 3.5% down.

  • Cash to close = down payment plus 3% of the price in closing costs (example).
  • Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
  • The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.

How much house can I afford? Estimate closing costs

Taxes and floods

Two costs that change from place to place

Property tax and flood insurance raise or lower what you pay each month. Here are the numbers for Five Forks and for Greenville County.

Property tax

Effective rate in Five Forks

0.49%of the home’s value each year

$2,198 a year for the typical owner in Five Forks.

  • Five Forks 0.49%
  • Greenville 0.51%
  • South Carolina 0.48%

What South Carolina publishes Special 4% assessment ratio for your legal residence (South Carolina General Assembly (South Carolina Code of Laws))

Exemptions and deadlines in South Carolina

Flood risk in Greenville County

FEMA does not publish these numbers by city: they are for all of Greenville County.

Homes in the high-risk zone
0.6%
1,128
Of those, with NFIP insurance
45%
County South Carolina U.S.
Homes in the high-risk zone 0.6% 4% 3.5%
Of those, with NFIP insurance 45% 85% 48%

Most homeowners insurance policies do not cover flood damage.

Look up your address on FEMA’s map

Renting

Renting in Five Forks

Typical rent in Five Forks is $2,178 a month: 73% above the county.

HUD publishes a fair market rent for all of Greenville County, by unit size. To pay the 2-bedroom one ($1,507 a month) without spending more than 30% of your income, you would need to earn $28.98 an hour working full time.

HUD fair market rent for all of Greenville County

What you need to earn to pay it without spending more than 30% of income, working full time.

Size Fair rent a month Hourly wage Yearly income
Studio $1,329 $25.56 $53,160
1 bedroom $1,384 $26.62 $55,360
2 bedrooms $1,507 $28.98 $60,280
3 bedrooms $1,801 $34.63 $72,040
4 bedrooms $2,124 $40.85 $84,960

Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027

By ZIP code

Fair market rent by ZIP code in Five Forks

HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Five Forks is in ZIP code 29681.

For 2 bedrooms it is $2,020: $513 more than the fair market rent for Greenville County ($1,507).

  • 29681 $2,020$2,410

1 of these ZIP codes crosses the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Five Forks when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD) Fiscal year 2027 Small Area Fair Market Rents (HUD) Source: Census Bureau ZCTA-to-place relationship file Data from 2020 data Census Bureau ZCTA-to-place relationship file

Is your rent high for your ZIP?

Free help

Help to buy or rent in Five Forks

You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.

There is 1 HUD-approved agency with an office in Greenville County; none says it serves in Spanish.

A man leans over the armchair where a girl is reading a book.

HUD counseling is free or low-cost

Assistance programs in Five Forks

No down payment, repair or rent-help program on our list is for Five Forks or Greenville County. The ones below are statewide in South Carolina: they work in Five Forks the same as in the rest of the state.

Which programs do I qualify for? All programs in South Carolina

  • Palmetto Home Advantage

    Statewide in South Carolina

    South Carolina state agency program with forgivable down payment assistance of 0%, 3% or 4% of the loan, with no monthly payments, for any buyer in all 46 counties. Offered by SC Housing (South Carolina State Housing Finance and Development Authority).

    Forgivable

    See the program Official page

  • SC Housing Homebuyer Program

    Statewide in South Carolina

    South Carolina state agency fixed-rate mortgage with forgivable help for the down payment, closing costs or prepaid expenses: a 0% second mortgage with no monthly payments, forgiven if you live in the home 15 years. Offered by SC Housing (South Carolina State Housing Finance and Development Authority).

    Forgivable

    See the program Official page

Housing counselors near Five Forks

The HUD-approved agencies closest to the center of Five Forks, in a straight line, nearest first. If one says it serves in Spanish, its card says so.

  • Greenville County Human Relations Commission

    301 University Rdg, Greenville · 10 miles away

    • Mortgage delinquency and default
    • Budget and financial counseling
    • and 8 more
    (864) 467-7095

  • Telamon Corporation - Greenville Branch

    300A S Daniel Morgan Ave, Spartanburg · 19 miles away

    • Mortgage delinquency and default
    • Budget and financial counseling
    • and 7 more
    (919) 899-9911

  • Regenesis Community Development Corporation F/K/A Upstate Housing Partnership

    430 E Main St, Spartanburg · 20 miles away

    • Mortgage delinquency and default
    • Mortgage delinquency workshops
    • and 8 more
    (864) 504-3090

Every agency in Greenville County All counseling agencies in South Carolina

Help in Spanish near Five Forks

None of the 3 agencies on this list say they serve in Spanish.

Ask for service in Spanish

When you call, say “Spanish, please” or ask if someone speaks Spanish. If not, ask whether they offer an interpreter.

Housing authorities of Five Forks

In HUD’s record, no housing authority with an office in Greenville County is named for Five Forks or Greenville County.

2 other authorities have an office in Greenville County: see the list Source: HUD

Cities

Other cities in Greenville County

These cities are also in Greenville County. They share its loan limits and fair market rents, but home values and rent change from one to the next.

Everything about Greenville County Housing in South Carolina
See 1 more city in Greenville County, with its price and rent

Every city has its own page with prices, rents and help.

Nearby cities

The cities closest to Five Forks, with the typical home value.

Neighboring counties

If Greenville County is out of reach, look next door. Each number is that county's own.

Keep going

Guides for your next step

Short explanations, in plain language and with official sources, for buying or renting in Five Forks.

All guides
A father smiles as he carries his baby on his shoulders outdoors.

Questions

Housing questions about Five Forks

Short answers with the numbers for Five Forks and all of Greenville County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.

How much does a typical home cost in Five Forks?

The typical home value in Five Forks is $452,200, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Greenville County it is $299,000.

How much does it cost to rent in Five Forks?

Typical rent in Five Forks is $2,178 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Greenville County is $1,507.

What is the FHA loan limit in Five Forks?

Five Forks uses the FHA limit for all of Greenville County (2026): $541,287 for a one-unit home and $1,041,125 for a four-unit home.

How much property tax do owners pay in Five Forks?

The typical homeowner in Five Forks pays $2,198 a year, according to the U.S. Census Bureau. That is 0.49% of the home’s value; in Greenville County, the rate is 0.51%.

Where can I find free help to buy or rent in Five Forks?

There is 1 HUD-approved counseling agency with an office in Greenville County. They can help you get ready to buy, with your credit, or with rent.

Sources: American Community Survey (ACS) 5-year estimates (Average 2020–2024); FHA mortgage limits (HUD) (2026 data); Conforming loan limits (FHFA) (2026 data); Fair Market Rents (HUD) (Fiscal year 2027); Small Area Fair Market Rents (HUD) (Fiscal year 2027); Census Bureau ZCTA-to-place relationship file (2020 data); HUD-approved housing counseling agencies (Retrieved November 6, 2026); Public Housing Agencies (HUD) (Retrieved November 6, 2026); Freddie Mac Primary Mortgage Market Survey (PMMS) (As of November 5, 2026); FHFA House Price Index (HPI) (2025 data); Homes with flood insurance (NFIP, FEMA) (As of August 3, 2026).