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City · 24,841 residents · Pickens County, South Carolina

Easley , South Carolina

In Easley, a typical home is worth $263,500 and typical rent is $947 a month. Compared with all of Pickens County, the typical home value is 14% higher and typical household income is 9% higher.

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  • Typical home value

    $263,500

    14% above the county

    About the same as South Carolina

    • Easley
    • Pickens
    • South Carolina

  • Typical rent

    $947a month

    3% below the county

    20% below South Carolina

    • Easley
    • Pickens
    • South Carolina

  • Typical household income

    $66,299a year

    9% above the county

    4% below South Carolina

    • Easley
    • Pickens
    • South Carolina

  • Households that own their home

    69%

    2 points below the county

    3 points below South Carolina

    • Easley
    • Pickens
    • South Carolina

Source: U.S. Census Bureau, Average 2020–2024

Market now, with Zillow data

Zillow data
Typical home value
$320,721
2% more than 12 months ago
Typical rent
$1,601 a month
3.3% more than 12 months ago

From Zillow (ZHVI/ZORI), September 2026. The Census figures above are 5-year averages (2020–2024).

Easley is in Pickens County. The FHA loan limit ($541,287 for a one-unit home), the fair market rents and the help on this page are those of all of Pickens County. See the county

Data updated: October 1, 2026 11 official sources

Only here

What sets Easley apart

What this place has that others do not, from public data, most unusual first.

  1. Nearby, in Parker, the typical home value is $150,400: 43% less than in Easley ($263,500).

  2. Nearby, in Piedmont, the typical rent is $749: 21% less than in Easley ($947).

Sources: U.S. Census Bureau (Average 2020–2024).

The homes here

Housing in Easley

What homes there are in Easley, what they cost, how that changed and how people live, from Census figures (2020–2024).

What homes there are

U.S. Census Bureau, ACS 5-year, 2020–2024

Kind of home

The detached house rules in Easley: 71% of homes, more than in Pickens County (63%).

Year built

The typical year built in Easley is 1987, about the same as in Pickens County (1989).

There are fewer big homes in Easley than in Pickens County: 65% have 3 bedrooms or more, against 68%.

All homes, occupied or empty. A figure the Census cannot measure precisely enough here is not shown.

Census tables: B25024, B25034, B25035, B25041

What it costs here

U.S. Census Bureau, ACS 5-year, 2020–2024

Value of owner-occupied homes

The FHA loan limit for Pickens County is $541,287, and about 91% of owner-occupied homes in Easley are worth less than that.

Monthly rent with utilities

With a mortgage

$1,494 a month

Pickens County: $1,391 a month

Without a mortgage

$443 a month

Pickens County: $391 a month

Owners with a mortgage

63%

Pickens County: 53%

In Easley, 63% of owners have a mortgage, and their typical cost is $1,494 a month, against $1,391 in Pickens County. Without one it drops to $443.

Value: what owners think their home is worth. Rent: rent plus utilities, for homes of every size. The FHA limit is the most an FHA loan (Federal Housing Administration) lends for a one-unit home; the fair market rent (FMR) is the one HUD uses for housing vouchers.

Census tables: B25075, B25063, B25088, B25081

How it changed

U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024

Change since 2015–2019

The typical home value in Easley rose 65% since 2015–2019, more than in Pickens County (57%).

Much as in Pickens County, the typical rent in Easley rose 24% since 2015–2019.

While home values in Easley changed +65% and rent +24%, the typical household income rose 27%.

Change between two 5-year periods that do not overlap, in each period's dollars, not adjusted for inflation.

Census tables: B25077, B25064, B19013

How people live

U.S. Census Bureau, ACS 5-year, 2020–2024

MeasureEasleyPickens CountySouth CarolinaUnited States
Rental vacancy Unreliable estimate7.0%8.3%5.5%
Homeowner vacancy Unreliable estimate1.4%0.9%0.9%
More than one person per room 2.9%1.8%2.0%3.4%
People per household 2.242.412.442.53
Drive alone 82%79%76%69%
Carpool 4%8%9%9%
Public transit Unreliable estimate1%0%3%
Walk or bike Unreliable estimate2%2%3%
Work from home 12%10%12%15%
Other means Unreliable estimate1%2%2%
Typical commute 20 to 29 minutes20 to 29 minutes20 to 29 minutes20 to 29 minutes

More than one person per room: that is how 2.9% of households in Easley live, more than in Pickens County (1.8%).

On average, a household in Easley has 2.24 people, fewer than in Pickens County (2.41).

To get to work, 82% of workers in Easley drive alone; in Pickens County, 79%.

Vacancy: empty homes offered for rent or for sale. Rooms: every room in the home, not only bedrooms. Commute: the minute range of the typical worker.

Census tables: B25004, B25003, B25014, B25010, B08301, B08303

Do the math

What would you pay each month for a home in Easley?

A typical home costs more than the typical income allows

We start with a typical home in Easley, worth $263,500, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 37% of the typical household income in Easley, which is $66,299 a year. For that payment to be 28% of income, a household would need to earn about $88,298 a year.

The calculator's FHA and conventional loan limits are those of all of Pickens County.

Your numbers

Local data
$

Starts at the typical home value in Easley. Change it to the price you have in mind.

Loan type
Your credit score

Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.

Down payment
%

That is $9,223 (3.5% of the price). The usual minimum for this loan is 3.5%.

This week's average ± a quarter or half point.

Term

National average as of November 5, 2026 (Freddie Mac); your rate may be different.

Adjust advanced details

Estimated monthly payment

Local data

$2,060

at 7.18% · 30 years

Loan amount
$258,727
Total interest
$372,247
Paid off in
November 2056

Includes $4,450 FHA upfront mortgage insurance premium.

Does it fit the income?

  • Comfortable

    up to $1,547 a month

  • Tight

    $1,547 to $1,989 a month

  • Hard

    more than $1,989 a month

    Your payment · 37%

Compared with the typical household income in Easley ($66,299 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.

Show the result as
per month$2,060
Principal & interest$1,753
Property tax$81
Home insurance$110
FHA mortgage insurance (MIP)$117

You need at least $9,223 for the down payment, plus closing costs.

Next step

This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.

The city and its county

Easley and Pickens County

Easley is in Pickens County, South Carolina. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).

Easley's own numbers

Typical home value
$263,500
Typical monthly rent
$947
Typical yearly household income
$66,299
Households that own their home
69%
Effective property tax rate
0.37%

U.S. Census Bureau, American Community Survey (average 2020–2024).

Numbers for all of Pickens County

FHA limit, one-unit home
$541,287
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$1,507
Price change over 5 years (FHFA)
+59%
Homes in a high flood-risk zone
0.4%

HUD, FHFA and FEMA don't publish these numbers by city.

Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Pickens County.

Everything about Pickens County

Buying

Buying a home in Easley

A typical home in Easley is worth $263,500: 14% above the county and about the same as South Carolina. With the typical household income in Easley ($66,299 a year), a typical home costs 4.0 times what the household earns in a year.

Years of income to pay for a typical home

The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.

  • Easley 4.0 years
  • Pickens 3.8 years
  • South Carolina 3.7 years
  • United States 4.1 years
Source: U.S. Census Bureau, Average 2020–2024

How prices have changed in Pickens County

According to FHFA’s house price index, home prices in Pickens County rose 110% in the 10 years through 2025.

FHFA does not publish this index by city: these are the numbers for all of Pickens County.

Period County South Carolina U.S.
Last year (2025) +2.0% +3.6% +2.9%
5 years (2020–2025) +59% +60% +47%
10 years (2015–2025) +110% +104% +85%

The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data

Easley next to Pickens County, South Carolina and the U.S.

Three numbers side by side. “Typical” means the median: half are above it and half below.

Typical home value
  • Easley $263,500
  • Pickens $231,900
  • South Carolina $259,000
  • United States $332,700
Typical monthly rent
  • Easley $947
  • Pickens $972
  • South Carolina $1,180
  • United States $1,413
Typical yearly household income
  • Easley $66,299
  • Pickens $61,064
  • South Carolina $69,324
  • United States $80,734
See the full table
Easley next to Pickens County and South Carolina
Measure Easley Pickens County South Carolina U.S.
Typical home value $263,500 $231,900 $259,000 $332,700
Typical monthly rent $947 $972 $1,180 $1,413
Typical yearly household income $66,299 $61,064 $69,324 $80,734
Households that own their home 69% 71% 72% 65%
Typical yearly property tax $978 $866 $1,251 $3,119
Effective property tax rate 0.37% 0.37% 0.48% 0.94%
Renters with high rent for their income 63% 56% 52% 51%

“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Pickens County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.

Four ways to pay for a typical home in Easley

For a typical $263,500 home in Easley, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Easley's typical property tax, an example home insurance and mortgage insurance when it applies.

  • FHA, 3.5% down $2,060a month

    Least cash to close
    Down payment
    $9,223
    Cash to close
    $17,128
    Rate
    7.18%
    Mortgage insurance
    FHA MIP · $117

  • Conventional, 5% down $2,012a month

    Down payment
    $13,175
    Cash to close
    $21,080
    Rate
    7.18%
    Mortgage insurance
    PMI · $125

  • Conventional, 20% down, no PMI $1,619a month

    Down payment
    $52,700
    Cash to close
    $60,605
    Rate
    7.18%
    Mortgage insurance
    None

  • ITIN, 15% down (example) $1,863a month

    Down payment
    $39,525
    Cash to close
    $47,430
    Rate
    8.18%
    Mortgage insurance
    None

The option that asks for the least cash to close is FHA, 3.5% down.

  • Cash to close = down payment plus 3% of the price in closing costs (example).
  • Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
  • The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.

How much house can I afford? Estimate closing costs

Taxes and floods

Two costs that change from place to place

Property tax and flood insurance raise or lower what you pay each month. Here are the numbers for Easley and for Pickens County.

Property tax

Effective rate in Easley

0.37%of the home’s value each year

$978 a year for the typical owner in Easley.

  • Easley 0.37%
  • Pickens 0.37%
  • South Carolina 0.48%

What South Carolina publishes Special 4% assessment ratio for your legal residence (South Carolina General Assembly (South Carolina Code of Laws))

Exemptions and deadlines in South Carolina

Flood risk in Pickens County

FEMA does not publish these numbers by city: they are for all of Pickens County.

Homes in the high-risk zone
0.4%
182
Of those, with NFIP insurance
27%
County South Carolina U.S.
Homes in the high-risk zone 0.4% 4% 3.5%
Of those, with NFIP insurance 27% 85% 48%

Most homeowners insurance policies do not cover flood damage.

Look up your address on FEMA’s map

Renting

Renting in Easley

Typical rent in Easley is $947 a month: 3% below the county. In Easley, 63% of renter households pay 30% or more of their income in rent.

HUD publishes a fair market rent for all of Pickens County, by unit size. To pay the 2-bedroom one ($1,507 a month) without spending more than 30% of your income, you would need to earn $28.98 an hour working full time.

HUD fair market rent for all of Pickens County

What you need to earn to pay it without spending more than 30% of income, working full time.

Size Fair rent a month Hourly wage Yearly income
Studio $1,329 $25.56 $53,160
1 bedroom $1,384 $26.62 $55,360
2 bedrooms $1,507 $28.98 $60,280
3 bedrooms $1,801 $34.63 $72,040
4 bedrooms $2,124 $40.85 $84,960

Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027

By ZIP code

Fair market rent by ZIP code in Easley

HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Easley has 2 ZIP codes with their own.

For 2 bedrooms it runs from $1,210 in 29642 to $1,270 in 29640.

None is above the fair market rent for Pickens County ($1,507).

  • 29640 $1,270$1,520
  • 29642 $1,210$1,460

2 of these ZIP codes cross the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Easley when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD) Fiscal year 2027 Small Area Fair Market Rents (HUD) Source: Census Bureau ZCTA-to-place relationship file Data from 2020 data Census Bureau ZCTA-to-place relationship file

Is your rent high for your ZIP?

Low-income apartments

Low-income apartments in Easley

HUD lists 11 buildings with rents for lower incomes in Easley. These are the largest.

  • Creekside Apts 100 Pebble Brook Ct, Easley 29642 132 low-income homes · 2 bd: 66 · 3 bd: 66 · In service since 1997
  • Westgate Apartments 101 Wallace Dr, Easley 29640 100 homes, 99 low-income · Run by Housing Authority of Easley · Average payment: $399 a month · Average wait: 25 months (864) 855-0629
  • Crestview Village Apts., Associates 908 Crestview Rd, Easley 29642 76 low-income homes · For older adults (864) 859-2751
  • Park West Apts 300 Duvall St, Easley 29640 60 low-income homes · 2 bd: 44 · 3 bd: 16 · In service since 2003 · For families
  • Pope Field Terrace 110 Pope Field Ter DR, Easley 29640 56 homes, 55 low-income · 1 bd: 12 · 2 bd: 28 · 3 bd: 16 · In service since 2013 · For families

See all 20 buildings in Pickens County Source: HUD, Retrieved November 6, 2026

Free help

Help to buy or rent in Easley

You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.

We found no HUD-approved agencies with an office in Pickens County. The nearest ones are below; many serve by phone or online.

A man shakes hands with the specialist who helped him with his loan, in the kitchen of his new home.

HUD counseling is free or low-cost

Assistance programs in Easley

No down payment, repair or rent-help program on our list is for Easley or Pickens County. The ones below are statewide in South Carolina: they work in Easley the same as in the rest of the state.

Which programs do I qualify for? All programs in South Carolina

  • Palmetto Home Advantage

    Statewide in South Carolina

    South Carolina state agency program with forgivable down payment assistance of 0%, 3% or 4% of the loan, with no monthly payments, for any buyer in all 46 counties. Offered by SC Housing (South Carolina State Housing Finance and Development Authority).

    Forgivable

    See the program Official page

  • SC Housing Homebuyer Program

    Statewide in South Carolina

    South Carolina state agency fixed-rate mortgage with forgivable help for the down payment, closing costs or prepaid expenses: a 0% second mortgage with no monthly payments, forgiven if you live in the home 15 years. Offered by SC Housing (South Carolina State Housing Finance and Development Authority).

    Forgivable

    See the program Official page

Housing counselors near Easley

The HUD-approved agencies closest to the center of Easley, in a straight line, nearest first. If one says it serves in Spanish, its card says so.

  • Greenville County Human Relations Commission

    301 University Rdg, Greenville · 11 miles away

    • Mortgage delinquency and default
    • Budget and financial counseling
    • and 8 more
    (864) 467-7095

  • Telamon Corporation - Greenville Branch

    300A S Daniel Morgan Ave, Spartanburg · 38 miles away

    • Mortgage delinquency and default
    • Budget and financial counseling
    • and 7 more
    (919) 899-9911

  • Regenesis Community Development Corporation F/K/A Upstate Housing Partnership

    430 E Main St, Spartanburg · 39 miles away

    • Mortgage delinquency and default
    • Mortgage delinquency workshops
    • and 8 more
    (864) 504-3090

All counseling agencies in South Carolina

Help in Spanish near Easley

None of the 3 agencies on this list say they serve in Spanish.

Ask for service in Spanish

When you call, say “Spanish, please” or ask if someone speaks Spanish. If not, ask whether they offer an interpreter.

Housing authorities of Easley

HUD’s record names them for Easley or Pickens County. They run public housing or Section 8 vouchers. Ask whether their waiting list is open.

All housing agencies in South Carolina Source: HUD

Cities

Other cities in Pickens County

These cities are also in Pickens County. They share its loan limits and fair market rents, but home values and rent change from one to the next.

Everything about Pickens County Housing in South Carolina

Nearby cities

The cities closest to Easley, with the typical home value.

Neighboring counties

If Pickens County is out of reach, look next door. Each number is that county's own.

Keep going

Guides for your next step

Short explanations, in plain language and with official sources, for buying or renting in Easley.

All guides
A mother holds hands with her two daughters on the beach at sunset.

Questions

Housing questions about Easley

Short answers with the numbers for Easley and all of Pickens County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.

How much does a typical home cost in Easley?

The typical home value in Easley is $263,500, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Pickens County it is $231,900.

How much does it cost to rent in Easley?

Typical rent in Easley is $947 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Pickens County is $1,507.

What is the FHA loan limit in Easley?

Easley uses the FHA limit for all of Pickens County (2026): $541,287 for a one-unit home and $1,041,125 for a four-unit home.

How much property tax do owners pay in Easley?

The typical homeowner in Easley pays $978 a year, according to the U.S. Census Bureau. That is 0.37% of the home’s value; in Pickens County, the rate is 0.37%.

Where can I find free help to buy or rent in Easley?

We found no HUD-approved counseling agencies with an office in Pickens County; the nearest ones are on this page. They can help you get ready to buy, with your credit, or with rent.

Sources: American Community Survey (ACS) 5-year estimates (Average 2020–2024); FHA mortgage limits (HUD) (2026 data); Conforming loan limits (FHFA) (2026 data); Fair Market Rents (HUD) (Fiscal year 2027); Small Area Fair Market Rents (HUD) (Fiscal year 2027); Census Bureau ZCTA-to-place relationship file (2020 data); HUD-approved housing counseling agencies (Retrieved November 6, 2026); Public Housing Agencies (HUD) (Retrieved November 6, 2026); Freddie Mac Primary Mortgage Market Survey (PMMS) (As of November 5, 2026); FHFA House Price Index (HPI) (2025 data); Homes with flood insurance (NFIP, FEMA) (As of August 3, 2026).