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City · 15,401 residents · Greenville County, South Carolina

Gantt , South Carolina

In Gantt, a typical home is worth $184,400 and typical rent is $1,062 a month. Compared with all of Greenville County, typical household income is 38% lower, the typical home value is 38% lower, and the share of households that own their home is 9 points lower.

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  • Typical home value

    $184,400

    38% below the county

    29% below South Carolina

    • Gantt
    • Greenville
    • South Carolina

  • Typical rent

    $1,062a month

    16% below the county

    10% below South Carolina

    • Gantt
    • Greenville
    • South Carolina

  • Typical household income

    $47,316a year

    38% below the county

    32% below South Carolina

    • Gantt
    • Greenville
    • South Carolina

  • Households that own their home

    60%

    9 points below the county

    12 points below South Carolina

    • Gantt
    • Greenville
    • South Carolina

Source: U.S. Census Bureau, Average 2020–2024

Gantt is in Greenville County. The FHA loan limit ($541,287 for a one-unit home), the fair market rents and the help on this page are those of all of Greenville County. See the county

Data updated: October 1, 2026 11 official sources

Only here

What sets Gantt apart

What this place has that others do not, from public data, most unusual first.

  1. The typical household income in Gantt is $47,316, 38% less than in Greenville County as a whole ($76,932).

  2. The typical home in Gantt is worth $184,400, 38% less than in Greenville County as a whole ($299,000).

  3. Nearby, in Parker, the typical home value is $150,400: 18% less than in Gantt ($184,400).

  4. The typical rent in Gantt is $1,062 a month, 16% less than in Greenville County as a whole ($1,262).

  5. 60% of households in Gantt own their home, against 69% in Greenville County.

Sources: U.S. Census Bureau (Average 2020–2024).

The homes here

Housing in Gantt

What homes there are in Gantt, what they cost, how that changed and how people live, from Census figures (2020–2024).

What homes there are

U.S. Census Bureau, ACS 5-year, 2020–2024

Kind of home

In Gantt, 6 in 10 homes are single-family detached houses; in Greenville County, 7.

There are more mobile homes here than in Greenville County: 20% of homes, against 7%.

Year built

Homes in Gantt are older: the typical year built is 1974; in Greenville County, 1992.

By size, homes in Gantt look like those in Greenville County: 70% have 3 bedrooms or more.

All homes, occupied or empty. A figure the Census cannot measure precisely enough here is not shown.

Census tables: B25024, B25034, B25035, B25041

What it costs here

U.S. Census Bureau, ACS 5-year, 2020–2024

Value of owner-occupied homes

With an FHA limit of $541,287, at least 87% of owner-occupied homes in Gantt sit below it: they are worth less than $500,000.

Monthly rent with utilities

With a mortgage

$1,324 a month

Greenville County: $1,561 a month

Without a mortgage

$370 a month

Greenville County: $459 a month

Owners with a mortgage

47%

Greenville County: 62%

In Gantt, 47% of owners have a mortgage, and their typical cost is $1,324 a month, against $1,561 in Greenville County. Without one it drops to $370.

Value: what owners think their home is worth. Rent: rent plus utilities, for homes of every size. The FHA limit is the most an FHA loan (Federal Housing Administration) lends for a one-unit home; the fair market rent (FMR) is the one HUD uses for housing vouchers.

Census tables: B25075, B25063, B25088, B25081

How it changed

U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024

Change since 2015–2019

From 2015–2019 to 2020–2024, the typical home value in Gantt rose 78%; in Greenville County, it rose 63%.

The typical rent in Gantt rose 31% over the same time; in Greenville County, it rose 38%.

Here income did not keep up with housing: it rose 23%, while home values changed +78% and rent +31%.

Change between two 5-year periods that do not overlap, in each period's dollars, not adjusted for inflation.

Census tables: B25077, B25064, B19013

How people live

U.S. Census Bureau, ACS 5-year, 2020–2024

MeasureGanttGreenville CountySouth CarolinaUnited States
Rental vacancy Unreliable estimate7.4%8.3%5.5%
Homeowner vacancy Unreliable estimate1.0%0.9%0.9%
More than one person per room Unreliable estimate2.3%2.0%3.4%
People per household 2.852.432.442.53
Drive alone 75%75%76%69%
Carpool 14%8%9%9%
Public transit Unreliable estimate0%0%3%
Walk or bike Unreliable estimate2%2%3%
Work from home 7%14%12%15%
Other means Unreliable estimate2%2%2%
Typical commute 20 to 29 minutes20 to 29 minutes20 to 29 minutes20 to 29 minutes

On average, a household in Gantt has 2.85 people, more than in Greenville County (2.43).

In Gantt, 14% of workers share a car to get to work; in Greenville County, 8%.

Vacancy: empty homes offered for rent or for sale. Rooms: every room in the home, not only bedrooms. Commute: the minute range of the typical worker.

Census tables: B25004, B25003, B25014, B25010, B08301, B08303

Do the math

What would you pay each month for a home in Gantt?

A typical home costs more than the typical income allows

We start with a typical home in Gantt, worth $184,400, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 37% of the typical household income in Gantt, which is $47,316 a year. For that payment to be 28% of income, a household would need to earn about $62,451 a year.

The calculator's FHA and conventional loan limits are those of all of Greenville County.

Your numbers

Local data
$

Starts at the typical home value in Gantt. Change it to the price you have in mind.

Loan type
Your credit score

Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.

Down payment
%

That is $6,454 (3.5% of the price). The usual minimum for this loan is 3.5%.

This week's average ± a quarter or half point.

Term

National average as of November 5, 2026 (Freddie Mac); your rate may be different.

Adjust advanced details

Estimated monthly payment

Local data

$1,457

at 7.18% · 30 years

Loan amount
$181,060
Total interest
$260,503
Paid off in
November 2056

Includes $3,114 FHA upfront mortgage insurance premium.

Does it fit the income?

  • Comfortable

    up to $1,104 a month

  • Tight

    $1,104 to $1,419 a month

  • Hard

    more than $1,419 a month

    Your payment · 37%

Compared with the typical household income in Gantt ($47,316 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.

Show the result as
per month$1,457
Principal & interest$1,227
Property tax$72
Home insurance$77
FHA mortgage insurance (MIP)$82

You need at least $6,454 for the down payment, plus closing costs.

Next step

This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.

The city and its county

Gantt and Greenville County

Gantt is in Greenville County, South Carolina. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).

Gantt's own numbers

Typical home value
$184,400
Typical monthly rent
$1,062
Typical yearly household income
$47,316
Households that own their home
60%
Effective property tax rate
0.47%

U.S. Census Bureau, American Community Survey (average 2020–2024).

Numbers for all of Greenville County

FHA limit, one-unit home
$541,287
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$1,507
Price change over 5 years (FHFA)
+61%
Homes in a high flood-risk zone
0.6%

HUD, FHFA and FEMA don't publish these numbers by city.

Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Greenville County.

Everything about Greenville County

Buying

Buying a home in Gantt

A typical home in Gantt is worth $184,400: 38% below the county and 29% below South Carolina. With the typical household income in Gantt ($47,316 a year), a typical home costs 3.9 times what the household earns in a year.

Years of income to pay for a typical home

The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.

  • Gantt 3.9 years
  • Greenville 3.9 years
  • South Carolina 3.7 years
  • United States 4.1 years
Source: U.S. Census Bureau, Average 2020–2024

How prices have changed in Greenville County

According to FHFA’s house price index, home prices in Greenville County rose 118% in the 10 years through 2025.

FHFA does not publish this index by city: these are the numbers for all of Greenville County.

Period County South Carolina U.S.
Last year (2025) +3.8% +3.6% +2.9%
5 years (2020–2025) +61% +60% +47%
10 years (2015–2025) +118% +104% +85%

The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data

Gantt next to Greenville County, South Carolina and the U.S.

Three numbers side by side. “Typical” means the median: half are above it and half below.

Typical home value
  • Gantt $184,400
  • Greenville $299,000
  • South Carolina $259,000
  • United States $332,700
Typical monthly rent
  • Gantt $1,062
  • Greenville $1,262
  • South Carolina $1,180
  • United States $1,413
Typical yearly household income
  • Gantt $47,316
  • Greenville $76,932
  • South Carolina $69,324
  • United States $80,734
See the full table
Gantt next to Greenville County and South Carolina
Measure Gantt Greenville County South Carolina U.S.
Typical home value $184,400 $299,000 $259,000 $332,700
Typical monthly rent $1,062 $1,262 $1,180 $1,413
Typical yearly household income $47,316 $76,932 $69,324 $80,734
Households that own their home 60% 69% 72% 65%
Typical yearly property tax $868 $1,512 $1,251 $3,119
Effective property tax rate 0.47% 0.51% 0.48% 0.94%
Renters with high rent for their income 61% 51% 52% 51%

“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Greenville County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.

Four ways to pay for a typical home in Gantt

For a typical $184,400 home in Gantt, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Gantt's typical property tax, an example home insurance and mortgage insurance when it applies.

  • FHA, 3.5% down $1,457a month

    Least cash to close
    Down payment
    $6,454
    Cash to close
    $11,986
    Rate
    7.18%
    Mortgage insurance
    FHA MIP · $82

  • Conventional, 5% down $1,423a month

    Down payment
    $9,220
    Cash to close
    $14,752
    Rate
    7.18%
    Mortgage insurance
    PMI · $88

  • Conventional, 20% down, no PMI $1,148a month

    Down payment
    $36,880
    Cash to close
    $42,412
    Rate
    7.18%
    Mortgage insurance
    None

  • ITIN, 15% down (example) $1,319a month

    Down payment
    $27,660
    Cash to close
    $33,192
    Rate
    8.18%
    Mortgage insurance
    None

The option that asks for the least cash to close is FHA, 3.5% down.

  • Cash to close = down payment plus 3% of the price in closing costs (example).
  • Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
  • The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.

How much house can I afford? Estimate closing costs

Taxes and floods

Two costs that change from place to place

Property tax and flood insurance raise or lower what you pay each month. Here are the numbers for Gantt and for Greenville County.

Property tax

Effective rate in Gantt

0.47%of the home’s value each year

$868 a year for the typical owner in Gantt.

  • Gantt 0.47%
  • Greenville 0.51%
  • South Carolina 0.48%

What South Carolina publishes Special 4% assessment ratio for your legal residence (South Carolina General Assembly (South Carolina Code of Laws))

Exemptions and deadlines in South Carolina

Flood risk in Greenville County

FEMA does not publish these numbers by city: they are for all of Greenville County.

Homes in the high-risk zone
0.6%
1,128
Of those, with NFIP insurance
45%
County South Carolina U.S.
Homes in the high-risk zone 0.6% 4% 3.5%
Of those, with NFIP insurance 45% 85% 48%

Most homeowners insurance policies do not cover flood damage.

Look up your address on FEMA’s map

Renting

Renting in Gantt

Typical rent in Gantt is $1,062 a month: 16% below the county. In Gantt, 61% of renter households pay 30% or more of their income in rent.

HUD publishes a fair market rent for all of Greenville County, by unit size. To pay the 2-bedroom one ($1,507 a month) without spending more than 30% of your income, you would need to earn $28.98 an hour working full time.

HUD fair market rent for all of Greenville County

What you need to earn to pay it without spending more than 30% of income, working full time.

Size Fair rent a month Hourly wage Yearly income
Studio $1,329 $25.56 $53,160
1 bedroom $1,384 $26.62 $55,360
2 bedrooms $1,507 $28.98 $60,280
3 bedrooms $1,801 $34.63 $72,040
4 bedrooms $2,124 $40.85 $84,960

Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027

By ZIP code

Fair market rent by ZIP code in Gantt

HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Gantt has 2 ZIP codes with their own.

For 2 bedrooms it runs from $1,240 in 29673 to $1,350 in 29605.

None is above the fair market rent for Greenville County ($1,507).

  • 29605 $1,350$1,610
  • 29673 $1,240$1,550

2 of these ZIP codes cross the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Gantt when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD) Fiscal year 2027 Small Area Fair Market Rents (HUD) Source: Census Bureau ZCTA-to-place relationship file Data from 2020 data Census Bureau ZCTA-to-place relationship file

Is your rent high for your ZIP?

Free help

Help to buy or rent in Gantt

You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.

There is 1 HUD-approved agency with an office in Greenville County; none says it serves in Spanish.

A grandmother pushes her grandson on a playground swing.

HUD counseling is free or low-cost

Assistance programs in Gantt

No down payment, repair or rent-help program on our list is for Gantt or Greenville County. The ones below are statewide in South Carolina: they work in Gantt the same as in the rest of the state.

Which programs do I qualify for? All programs in South Carolina

  • Palmetto Home Advantage

    Statewide in South Carolina

    South Carolina state agency program with forgivable down payment assistance of 0%, 3% or 4% of the loan, with no monthly payments, for any buyer in all 46 counties. Offered by SC Housing (South Carolina State Housing Finance and Development Authority).

    Forgivable

    See the program Official page

  • SC Housing Homebuyer Program

    Statewide in South Carolina

    South Carolina state agency fixed-rate mortgage with forgivable help for the down payment, closing costs or prepaid expenses: a 0% second mortgage with no monthly payments, forgiven if you live in the home 15 years. Offered by SC Housing (South Carolina State Housing Finance and Development Authority).

    Forgivable

    See the program Official page

Housing counselors near Gantt

The HUD-approved agencies closest to the center of Gantt, in a straight line, nearest first. If one says it serves in Spanish, its card says so.

  • Greenville County Human Relations Commission

    301 University Rdg, Greenville · 4 miles away

    • Mortgage delinquency and default
    • Budget and financial counseling
    • and 8 more
    (864) 467-7095

  • Telamon Corporation - Greenville Branch

    300A S Daniel Morgan Ave, Spartanburg · 29 miles away

    • Mortgage delinquency and default
    • Budget and financial counseling
    • and 7 more
    (919) 899-9911

  • Regenesis Community Development Corporation F/K/A Upstate Housing Partnership

    430 E Main St, Spartanburg · 30 miles away

    • Mortgage delinquency and default
    • Mortgage delinquency workshops
    • and 8 more
    (864) 504-3090

Every agency in Greenville County All counseling agencies in South Carolina

Help in Spanish near Gantt

None of the 3 agencies on this list say they serve in Spanish.

Ask for service in Spanish

When you call, say “Spanish, please” or ask if someone speaks Spanish. If not, ask whether they offer an interpreter.

Housing authorities of Gantt

In HUD’s record, no housing authority with an office in Greenville County is named for Gantt or Greenville County.

2 other authorities have an office in Greenville County: see the list Source: HUD

Cities

Other cities in Greenville County

These cities are also in Greenville County. They share its loan limits and fair market rents, but home values and rent change from one to the next.

Everything about Greenville County Housing in South Carolina
See 1 more city in Greenville County, with its price and rent

Every city has its own page with prices, rents and help.

Nearby cities

The cities closest to Gantt, with the typical home value.

Neighboring counties

If Greenville County is out of reach, look next door. Each number is that county's own.

Keep going

Guides for your next step

Short explanations, in plain language and with official sources, for buying or renting in Gantt.

All guides
A father, a mother and their daughter smile among the avocado trees by their home in Somis, California.

Questions

Housing questions about Gantt

Short answers with the numbers for Gantt and all of Greenville County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.

How much does a typical home cost in Gantt?

The typical home value in Gantt is $184,400, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Greenville County it is $299,000.

How much does it cost to rent in Gantt?

Typical rent in Gantt is $1,062 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Greenville County is $1,507.

What is the FHA loan limit in Gantt?

Gantt uses the FHA limit for all of Greenville County (2026): $541,287 for a one-unit home and $1,041,125 for a four-unit home.

How much property tax do owners pay in Gantt?

The typical homeowner in Gantt pays $868 a year, according to the U.S. Census Bureau. That is 0.47% of the home’s value; in Greenville County, the rate is 0.51%.

Where can I find free help to buy or rent in Gantt?

There is 1 HUD-approved counseling agency with an office in Greenville County. They can help you get ready to buy, with your credit, or with rent.

Sources: American Community Survey (ACS) 5-year estimates (Average 2020–2024); FHA mortgage limits (HUD) (2026 data); Conforming loan limits (FHFA) (2026 data); Fair Market Rents (HUD) (Fiscal year 2027); Small Area Fair Market Rents (HUD) (Fiscal year 2027); Census Bureau ZCTA-to-place relationship file (2020 data); HUD-approved housing counseling agencies (Retrieved November 6, 2026); Public Housing Agencies (HUD) (Retrieved November 6, 2026); Freddie Mac Primary Mortgage Market Survey (PMMS) (As of November 5, 2026); FHFA House Price Index (HPI) (2025 data); Homes with flood insurance (NFIP, FEMA) (As of August 3, 2026).