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City · 7,049 residents · Anderson County, South Carolina

Centerville , South Carolina

In Centerville, a typical home is worth $229,700 and typical rent is $1,103 a month. Compared with all of Anderson County, typical rent is 12% higher and the share of households that own their home is 6 points higher.

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  • Typical home value

    $229,700

    About the same as the county

    11% below South Carolina

    • Centerville
    • Anderson
    • South Carolina

  • Typical rent

    $1,103a month

    12% above the county

    7% below South Carolina

    • Centerville
    • Anderson
    • South Carolina

  • Typical household income

    $64,380a year

    3% below the county

    7% below South Carolina

    • Centerville
    • Anderson
    • South Carolina

  • Households that own their home

    81%

    6 points above the county

    9 points above South Carolina

    • Centerville
    • Anderson
    • South Carolina

Source: U.S. Census Bureau, Average 2020–2024

Centerville is in Anderson County. The FHA loan limit ($541,287 for a one-unit home), the fair market rents and the help on this page are those of all of Anderson County. See the county

Data updated: October 1, 2026 11 official sources

Only here

What sets Centerville apart

What this place has that others do not, from public data, most unusual first.

  1. Centerville has the largest share of rent-burdened renters of the 93 cities in South Carolina with more than 5,000 people: 83%.

  2. Nearby, in Homeland Park, the typical home value is $103,700: 55% less than in Centerville ($229,700).

  3. Nearby, in Homeland Park, the typical rent is $829: 25% less than in Centerville ($1,103).

  4. 81% of households in Centerville own their home, against 75% in Anderson County.

Sources: U.S. Census Bureau (Average 2020–2024).

The homes here

Housing in Centerville

What homes there are in Centerville, what they cost, how that changed and how people live, from Census figures (2020–2024).

What homes there are

U.S. Census Bureau, ACS 5-year, 2020–2024

Kind of home

Detached houses, standing on their own, make up 78% of homes here, against 72% in Anderson County.

Year built

By age, homes in Centerville look like those in Anderson County: the typical year built is 1991.

All homes, occupied or empty. A figure the Census cannot measure precisely enough here is not shown.

Census tables: B25024, B25034, B25035, B25041

What it costs here

U.S. Census Bureau, ACS 5-year, 2020–2024

Value of owner-occupied homes
Monthly rent with utilities

With a mortgage

$1,312 a month

Anderson County: $1,389 a month

Without a mortgage

$411 a month

Anderson County: $401 a month

Owners with a mortgage

59%

Anderson County: 55%

Owning costs less in Centerville: with a mortgage, the typical cost is $1,312 a month; in Anderson County, $1,389. Without one, $411.

Value: what owners think their home is worth. Rent: rent plus utilities, for homes of every size. The FHA limit is the most an FHA loan (Federal Housing Administration) lends for a one-unit home; the fair market rent (FMR) is the one HUD uses for housing vouchers.

Census tables: B25075, B25063, B25088, B25081

How it changed

U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024

Change since 2015–2019

From 2015–2019 to 2020–2024, the typical home value in Centerville rose 52%; in Anderson County, it rose 59%.

Since 2015–2019, the typical rent in Centerville rose 42%, more than in Anderson County (27%).

Change between two 5-year periods that do not overlap, in each period's dollars, not adjusted for inflation.

Census tables: B25077, B25064, B19013

How people live

U.S. Census Bureau, ACS 5-year, 2020–2024

MeasureCentervilleAnderson CountySouth CarolinaUnited States
Rental vacancy Unreliable estimate7.9%8.3%5.5%
Homeowner vacancy Unreliable estimate0.6%0.9%0.9%
More than one person per room Unreliable estimate1.9%2.0%3.4%
People per household 2.272.472.442.53
Drive alone 84%80%76%69%
Carpool Unreliable estimate10%9%9%
Public transit Unreliable estimateUnreliable estimate0%3%
Walk or bike Unreliable estimate1%2%3%
Work from home Unreliable estimate8%12%15%
Other means Unreliable estimate1%2%2%
Typical commute Unreliable estimate20 to 29 minutes20 to 29 minutes20 to 29 minutes

Households in Centerville are smaller: 2.27 people on average; in Anderson County, 2.47.

In Centerville, 84% of workers drive alone to work; in Anderson County, 80%.

Vacancy: empty homes offered for rent or for sale. Rooms: every room in the home, not only bedrooms. Commute: the minute range of the typical worker.

Census tables: B25004, B25003, B25014, B25010, B08301, B08303

Do the math

What would you pay each month for a home in Centerville?

A typical home is tight for the typical income

We start with a typical home in Centerville, worth $229,700, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 34% of the typical household income in Centerville, which is $64,380 a year. For that payment to be 28% of income, a household would need to earn about $77,136 a year.

The calculator's FHA and conventional loan limits are those of all of Anderson County.

Your numbers

Local data
$

Starts at the typical home value in Centerville. Change it to the price you have in mind.

Loan type
Your credit score

Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.

Down payment
%

That is $8,040 (3.5% of the price). The usual minimum for this loan is 3.5%.

This week's average ± a quarter or half point.

Term

National average as of November 5, 2026 (Freddie Mac); your rate may be different.

Adjust advanced details

Estimated monthly payment

Local data

$1,800

at 7.18% · 30 years

Loan amount
$225,539
Total interest
$324,498
Paid off in
November 2056

Includes $3,879 FHA upfront mortgage insurance premium.

Does it fit the income?

  • Comfortable

    up to $1,502 a month

  • Tight

    $1,502 to $1,931 a month

    Your payment · 34%

  • Hard

    more than $1,931 a month

Compared with the typical household income in Centerville ($64,380 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.

Show the result as
per month$1,800
Principal & interest$1,528
Property tax$75
Home insurance$96
FHA mortgage insurance (MIP)$102

You need at least $8,040 for the down payment, plus closing costs.

Next step

This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.

The city and its county

Centerville and Anderson County

Centerville is in Anderson County, South Carolina. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).

Centerville's own numbers

Typical home value
$229,700
Typical monthly rent
$1,103
Typical yearly household income
$64,380
Households that own their home
81%
Effective property tax rate
0.39%

U.S. Census Bureau, American Community Survey (average 2020–2024).

Numbers for all of Anderson County

FHA limit, one-unit home
$541,287
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$1,102
Price change over 5 years (FHFA)
+64%
Homes in a high flood-risk zone
0.3%

HUD, FHFA and FEMA don't publish these numbers by city.

Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Anderson County.

Everything about Anderson County

Buying

Buying a home in Centerville

A typical home in Centerville is worth $229,700: about the same as the county and 11% below South Carolina. With the typical household income in Centerville ($64,380 a year), a typical home costs 3.6 times what the household earns in a year.

Years of income to pay for a typical home

The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.

  • Centerville 3.6 years
  • Anderson 3.5 years
  • South Carolina 3.7 years
  • United States 4.1 years
Source: U.S. Census Bureau, Average 2020–2024

How prices have changed in Anderson County

According to FHFA’s house price index, home prices in Anderson County rose 109% in the 10 years through 2025.

FHFA does not publish this index by city: these are the numbers for all of Anderson County.

Period County South Carolina U.S.
Last year (2025) +3.6% +3.6% +2.9%
5 years (2020–2025) +64% +60% +47%
10 years (2015–2025) +109% +104% +85%

The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data

Centerville next to Anderson County, South Carolina and the U.S.

Three numbers side by side. “Typical” means the median: half are above it and half below.

Typical home value
  • Centerville $229,700
  • Anderson $231,900
  • South Carolina $259,000
  • United States $332,700
Typical monthly rent
  • Centerville $1,103
  • Anderson $989
  • South Carolina $1,180
  • United States $1,413
Typical yearly household income
  • Centerville $64,380
  • Anderson $66,651
  • South Carolina $69,324
  • United States $80,734
See the full table
Centerville next to Anderson County and South Carolina
Measure Centerville Anderson County South Carolina U.S.
Typical home value $229,700 $231,900 $259,000 $332,700
Typical monthly rent $1,103 $989 $1,180 $1,413
Typical yearly household income $64,380 $66,651 $69,324 $80,734
Households that own their home 81% 75% 72% 65%
Typical yearly property tax $886 $1,043 $1,251 $3,119
Effective property tax rate 0.39% 0.45% 0.48% 0.94%
Renters with high rent for their income 83% 48% 52% 51%

“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Anderson County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.

Four ways to pay for a typical home in Centerville

For a typical $229,700 home in Centerville, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Centerville's typical property tax, an example home insurance and mortgage insurance when it applies.

  • FHA, 3.5% down $1,800a month

    Least cash to close
    Down payment
    $8,040
    Cash to close
    $14,931
    Rate
    7.18%
    Mortgage insurance
    FHA MIP · $102

  • Conventional, 5% down $1,758a month

    Down payment
    $11,485
    Cash to close
    $18,376
    Rate
    7.18%
    Mortgage insurance
    PMI · $109

  • Conventional, 20% down, no PMI $1,415a month

    Down payment
    $45,940
    Cash to close
    $52,831
    Rate
    7.18%
    Mortgage insurance
    None

  • ITIN, 15% down (example) $1,628a month

    Down payment
    $34,455
    Cash to close
    $41,346
    Rate
    8.18%
    Mortgage insurance
    None

The option that asks for the least cash to close is FHA, 3.5% down.

  • Cash to close = down payment plus 3% of the price in closing costs (example).
  • Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
  • The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.

How much house can I afford? Estimate closing costs

Taxes and floods

Two costs that change from place to place

Property tax and flood insurance raise or lower what you pay each month. Here are the numbers for Centerville and for Anderson County.

Property tax

Effective rate in Centerville

0.39%of the home’s value each year

$886 a year for the typical owner in Centerville.

  • Centerville 0.39%
  • Anderson 0.45%
  • South Carolina 0.48%

What South Carolina publishes Special 4% assessment ratio for your legal residence (South Carolina General Assembly (South Carolina Code of Laws))

Exemptions and deadlines in South Carolina

Flood risk in Anderson County

FEMA does not publish these numbers by city: they are for all of Anderson County.

Homes in the high-risk zone
0.3%
265
Of those, with NFIP insurance
21%
County South Carolina U.S.
Homes in the high-risk zone 0.3% 4% 3.5%
Of those, with NFIP insurance 21% 85% 48%

Most homeowners insurance policies do not cover flood damage.

Look up your address on FEMA’s map

Renting

Renting in Centerville

Typical rent in Centerville is $1,103 a month: 12% above the county. In Centerville, 83% of renter households pay 30% or more of their income in rent.

HUD publishes a fair market rent for all of Anderson County, by unit size. To pay the 2-bedroom one ($1,102 a month) without spending more than 30% of your income, you would need to earn $21.19 an hour working full time.

HUD fair market rent for all of Anderson County

What you need to earn to pay it without spending more than 30% of income, working full time.

Size Fair rent a month Hourly wage Yearly income
Studio $972 $18.69 $38,880
1 bedroom $1,012 $19.46 $40,480
2 bedrooms $1,102 $21.19 $44,080
3 bedrooms $1,444 $27.77 $57,760
4 bedrooms $1,704 $32.77 $68,160

Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027

By ZIP code

Fair market rent by ZIP code in Centerville

HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Centerville is in ZIP code 29625.

For 2 bedrooms it is $1,150: $48 more than the fair market rent for Anderson County ($1,102).

  • 29625 $1,150$1,510

1 of these ZIP codes crosses the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Centerville when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD) Fiscal year 2027 Small Area Fair Market Rents (HUD) Source: Census Bureau ZCTA-to-place relationship file Data from 2020 data Census Bureau ZCTA-to-place relationship file

Is your rent high for your ZIP?

Free help

Help to buy or rent in Centerville

You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.

We found no HUD-approved agencies with an office in Anderson County. The nearest ones are below; many serve by phone or online.

A man smiles on a bench outside his apartment building.

HUD counseling is free or low-cost

Assistance programs in Centerville

No down payment, repair or rent-help program on our list is for Centerville or Anderson County. The ones below are statewide in South Carolina: they work in Centerville the same as in the rest of the state.

Which programs do I qualify for? All programs in South Carolina

  • Palmetto Home Advantage

    Statewide in South Carolina

    South Carolina state agency program with forgivable down payment assistance of 0%, 3% or 4% of the loan, with no monthly payments, for any buyer in all 46 counties. Offered by SC Housing (South Carolina State Housing Finance and Development Authority).

    Forgivable

    See the program Official page

  • SC Housing Homebuyer Program

    Statewide in South Carolina

    South Carolina state agency fixed-rate mortgage with forgivable help for the down payment, closing costs or prepaid expenses: a 0% second mortgage with no monthly payments, forgiven if you live in the home 15 years. Offered by SC Housing (South Carolina State Housing Finance and Development Authority).

    Forgivable

    See the program Official page

Housing counselors near Centerville

The HUD-approved agencies closest to the center of Centerville, in a straight line, nearest first. If one says it serves in Spanish, its card says so.

  • Greenville County Human Relations Commission

    301 University Rdg, Greenville · 28 miles away

    • Mortgage delinquency and default
    • Budget and financial counseling
    • and 8 more
    (864) 467-7095

  • Telamon Corporation - Greenville Branch

    300A S Daniel Morgan Ave, Spartanburg · 53 miles away

    • Mortgage delinquency and default
    • Budget and financial counseling
    • and 7 more
    (919) 899-9911

  • Regenesis Community Development Corporation F/K/A Upstate Housing Partnership

    430 E Main St, Spartanburg · 54 miles away

    • Mortgage delinquency and default
    • Mortgage delinquency workshops
    • and 8 more
    (864) 504-3090

All counseling agencies in South Carolina

Help in Spanish near Centerville

None of the 3 agencies on this list say they serve in Spanish.

Ask for service in Spanish

When you call, say “Spanish, please” or ask if someone speaks Spanish. If not, ask whether they offer an interpreter.

Housing authorities of Centerville

In HUD’s record, no housing authority with an office in Anderson County is named for Centerville or Anderson County.

One other authority has an office in Anderson County: see the list Source: HUD

Cities

Other cities in Anderson County

These cities are also in Anderson County. They share its loan limits and fair market rents, but home values and rent change from one to the next.

Everything about Anderson County Housing in South Carolina

Nearby cities

The cities closest to Centerville, with the typical home value.

Neighboring counties

If Anderson County is out of reach, look next door. Each number is that county's own.

Keep going

Guides for your next step

Short explanations, in plain language and with official sources, for buying or renting in Centerville.

All guides
Two girls write and draw together at the living-room table.

Questions

Housing questions about Centerville

Short answers with the numbers for Centerville and all of Anderson County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.

How much does a typical home cost in Centerville?

The typical home value in Centerville is $229,700, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Anderson County it is $231,900.

How much does it cost to rent in Centerville?

Typical rent in Centerville is $1,103 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Anderson County is $1,102.

What is the FHA loan limit in Centerville?

Centerville uses the FHA limit for all of Anderson County (2026): $541,287 for a one-unit home and $1,041,125 for a four-unit home.

How much property tax do owners pay in Centerville?

The typical homeowner in Centerville pays $886 a year, according to the U.S. Census Bureau. That is 0.39% of the home’s value; in Anderson County, the rate is 0.45%.

Where can I find free help to buy or rent in Centerville?

We found no HUD-approved counseling agencies with an office in Anderson County; the nearest ones are on this page. They can help you get ready to buy, with your credit, or with rent.

Sources: American Community Survey (ACS) 5-year estimates (Average 2020–2024); FHA mortgage limits (HUD) (2026 data); Conforming loan limits (FHFA) (2026 data); Fair Market Rents (HUD) (Fiscal year 2027); Small Area Fair Market Rents (HUD) (Fiscal year 2027); Census Bureau ZCTA-to-place relationship file (2020 data); HUD-approved housing counseling agencies (Retrieved November 6, 2026); Public Housing Agencies (HUD) (Retrieved November 6, 2026); Freddie Mac Primary Mortgage Market Survey (PMMS) (As of November 5, 2026); FHFA House Price Index (HPI) (2025 data); Homes with flood insurance (NFIP, FEMA) (As of August 3, 2026).