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City · 7,015 residents · Pickens County, South Carolina

Clemson University , South Carolina

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Clemson University is in Pickens County. The FHA loan limit ($541,287 for a one-unit home), the fair market rents and the help on this page are those of all of Pickens County. See the county

Data updated: October 1, 2026 11 official sources

The homes here

Housing in Clemson University

What homes there are in Clemson University, what they cost, how that changed and how people live, from Census figures (2020–2024).

What homes there are

U.S. Census Bureau, ACS 5-year, 2020–2024

Kind of home

In Clemson University there is a bit of everything: no kind of home reaches half. The most common are buildings of 2 to 4 homes (100%), more than in Pickens County (6%).

Year built

All homes, occupied or empty. A figure the Census cannot measure precisely enough here is not shown.

Census tables: B25024, B25034, B25035, B25041

How it changed

U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024

Change since 2015–2019

The boundaries of Clemson University changed since 2015–2019, so the Census does not compare its figures from then and now. In Pickens County, the typical home value rose 57%.

Change between two 5-year periods that do not overlap, in each period's dollars, not adjusted for inflation.

Census tables: B25077, B25064, B19013

How people live

U.S. Census Bureau, ACS 5-year, 2020–2024

MeasureClemson UniversityPickens CountySouth CarolinaUnited States
Rental vacancy Unreliable estimate7.0%8.3%5.5%
More than one person per room Unreliable estimate1.8%2.0%3.4%
People per household 3.802.412.442.53
Drive alone 55%79%76%69%
Carpool Unreliable estimate8%9%9%
Public transit Unreliable estimate1%0%3%
Walk or bike 28%2%2%3%
Work from home Unreliable estimate10%12%15%
Other means Unreliable estimate1%2%2%
Typical commute 10 to 19 minutes20 to 29 minutes20 to 29 minutes20 to 29 minutes

On average, a household in Clemson University has 3.80 people, more than in Pickens County (2.41).

In Clemson University, 28% of workers walk or bike to work; in Pickens County, 2%.

Vacancy: empty homes offered for rent or for sale. Rooms: every room in the home, not only bedrooms. Commute: the minute range of the typical worker.

Census tables: B25004, B25003, B25014, B25010, B08301, B08303

Do the math

What would you pay each month for a home in Clemson University?

The Census Bureau publishes no typical home value or typical household income for Clemson University, so we don't measure how heavy the payment is. Enter your own numbers in the calculator. The Census Bureau publishes no typical home value for Clemson University, so the calculator starts with the one for Pickens County: $231,900. The rate is Freddie Mac’s weekly average (7.18%, November 5, 2026); yours may be different. The FHA and conventional loan limits are those of all of Pickens County. Change the price, the down payment or the loan type and see how your payment changes.

The calculator's FHA and conventional loan limits are those of all of Pickens County.

Your numbers

Local data
$

Starts at the typical home value in Clemson University. Change it to the price you have in mind.

Loan type
Your credit score

Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.

Down payment
%

That is $8,117 (3.5% of the price). The usual minimum for this loan is 3.5%.

This week's average ± a quarter or half point.

Term

National average as of November 5, 2026 (Freddie Mac); your rate may be different.

Adjust advanced details

Estimated monthly payment

Local data

$1,813

at 7.18% · 30 years

Loan amount
$227,699
Total interest
$327,606
Paid off in
November 2056

Includes $3,916 FHA upfront mortgage insurance premium.

Does it fit the income?

Type your income to see which tier this payment lands in.

Show the result as
per month$1,813
Principal & interest$1,543
Property tax$72
Home insurance$97
FHA mortgage insurance (MIP)$103

You need at least $8,117 for the down payment, plus closing costs.

Next step

This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.

The city and its county

Clemson University and Pickens County

Clemson University is in Pickens County, South Carolina. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).

Clemson University's own numbers

U.S. Census Bureau, American Community Survey (average 2020–2024).

Numbers for all of Pickens County

FHA limit, one-unit home
$541,287
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$1,507
Price change over 5 years (FHFA)
+59%
Homes in a high flood-risk zone
0.4%

HUD, FHFA and FEMA don't publish these numbers by city.

Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Pickens County.

Everything about Pickens County

Buying

Buying a home in Clemson University

The Census Bureau publishes no typical home value for Clemson University. Below are the numbers for Pickens County.

How prices have changed in Pickens County

According to FHFA’s house price index, home prices in Pickens County rose 110% in the 10 years through 2025.

FHFA does not publish this index by city: these are the numbers for all of Pickens County.

Period County South Carolina U.S.
Last year (2025) +2.0% +3.6% +2.9%
5 years (2020–2025) +59% +60% +47%
10 years (2015–2025) +110% +104% +85%

The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data

Clemson University next to Pickens County, South Carolina and the U.S.

Three numbers side by side. “Typical” means the median: half are above it and half below.

Data not available for this place

Four ways to pay for a typical home in Clemson University

The Census Bureau publishes no typical home value for Clemson University, so we don't build this table. You can enter the price you're looking for in the calculator above.

How much house can I afford? Estimate closing costs

Taxes and floods

Two costs that change from place to place

Property tax and flood insurance raise or lower what you pay each month. Here are the numbers for Clemson University and for Pickens County.

Property tax

Data not available for this place

What South Carolina publishes Special 4% assessment ratio for your legal residence (South Carolina General Assembly (South Carolina Code of Laws))

Exemptions and deadlines in South Carolina

Flood risk in Pickens County

FEMA does not publish these numbers by city: they are for all of Pickens County.

Homes in the high-risk zone
0.4%
182
Of those, with NFIP insurance
27%
County South Carolina U.S.
Homes in the high-risk zone 0.4% 4% 3.5%
Of those, with NFIP insurance 27% 85% 48%

Most homeowners insurance policies do not cover flood damage.

Look up your address on FEMA’s map

Renting

Renting in Clemson University

The Census Bureau publishes no typical rent for Clemson University. Below are the fair market rents for Pickens County.

HUD publishes a fair market rent for all of Pickens County, by unit size. To pay the 2-bedroom one ($1,507 a month) without spending more than 30% of your income, you would need to earn $28.98 an hour working full time.

HUD fair market rent for all of Pickens County

What you need to earn to pay it without spending more than 30% of income, working full time.

Size Fair rent a month Hourly wage Yearly income
Studio $1,329 $25.56 $53,160
1 bedroom $1,384 $26.62 $55,360
2 bedrooms $1,507 $28.98 $60,280
3 bedrooms $1,801 $34.63 $72,040
4 bedrooms $2,124 $40.85 $84,960

Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027

By ZIP code

Fair market rent by ZIP code in Clemson University

HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Clemson University has 2 ZIP codes with their own.

For 2 bedrooms it runs from $1,210 in 29634 to $1,290 in 29631.

None is above the fair market rent for Pickens County ($1,507).

  • 29631 $1,290$1,540
  • 29634 $1,210$1,460

1 of these ZIP codes crosses the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Clemson University when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD) Fiscal year 2027 Small Area Fair Market Rents (HUD) Source: Census Bureau ZCTA-to-place relationship file Data from 2020 data Census Bureau ZCTA-to-place relationship file

Is your rent high for your ZIP?

Free help

Help to buy or rent in Clemson University

You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.

We found no HUD-approved agencies with an office in Pickens County. The nearest ones are below; many serve by phone or online.

A man smiles on a bench outside his apartment building.

HUD counseling is free or low-cost

Assistance programs in Clemson University

No down payment, repair or rent-help program on our list is for Clemson University or Pickens County. The ones below are statewide in South Carolina: they work in Clemson University the same as in the rest of the state.

Which programs do I qualify for? All programs in South Carolina

  • Palmetto Home Advantage

    Statewide in South Carolina

    South Carolina state agency program with forgivable down payment assistance of 0%, 3% or 4% of the loan, with no monthly payments, for any buyer in all 46 counties. Offered by SC Housing (South Carolina State Housing Finance and Development Authority).

    Forgivable

    See the program Official page

  • SC Housing Homebuyer Program

    Statewide in South Carolina

    South Carolina state agency fixed-rate mortgage with forgivable help for the down payment, closing costs or prepaid expenses: a 0% second mortgage with no monthly payments, forgiven if you live in the home 15 years. Offered by SC Housing (South Carolina State Housing Finance and Development Authority).

    Forgivable

    See the program Official page

Housing counselors near Clemson University

The HUD-approved agencies closest to the center of Clemson University, in a straight line, nearest first. If one says it serves in Spanish, its card says so.

  • Greenville County Human Relations Commission

    301 University Rdg, Greenville · 27 miles away

    • Mortgage delinquency and default
    • Budget and financial counseling
    • and 8 more
    (864) 467-7095

  • Telamon Corporation - Greenville Branch

    300A S Daniel Morgan Ave, Spartanburg · 54 miles away

    • Mortgage delinquency and default
    • Budget and financial counseling
    • and 7 more
    (919) 899-9911

  • Regenesis Community Development Corporation F/K/A Upstate Housing Partnership

    430 E Main St, Spartanburg · 55 miles away

    • Mortgage delinquency and default
    • Mortgage delinquency workshops
    • and 8 more
    (864) 504-3090

All counseling agencies in South Carolina

Help in Spanish near Clemson University

None of the 3 agencies on this list say they serve in Spanish.

Ask for service in Spanish

When you call, say “Spanish, please” or ask if someone speaks Spanish. If not, ask whether they offer an interpreter.

Housing authorities of Clemson University

In HUD’s record, no housing authority with an office in Pickens County is named for Clemson University or Pickens County.

One other authority has an office in Pickens County: see the list Source: HUD

Cities

Other cities in Pickens County

These cities are also in Pickens County. They share its loan limits and fair market rents, but home values and rent change from one to the next.

Everything about Pickens County Housing in South Carolina

Nearby cities

The cities closest to Clemson University, with the typical home value.

Neighboring counties

If Pickens County is out of reach, look next door. Each number is that county's own.

Keep going

Guides for your next step

Short explanations, in plain language and with official sources, for buying or renting in Clemson University.

All guides
Three women of one family talk as they cook vegetables in the kitchen.

Questions

Housing questions about Clemson University

Short answers with the numbers for Clemson University and all of Pickens County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.

What is the FHA loan limit in Clemson University?

Clemson University uses the FHA limit for all of Pickens County (2026): $541,287 for a one-unit home and $1,041,125 for a four-unit home.

Where can I find free help to buy or rent in Clemson University?

We found no HUD-approved counseling agencies with an office in Pickens County; the nearest ones are on this page. They can help you get ready to buy, with your credit, or with rent.

Sources: American Community Survey (ACS) 5-year estimates (Average 2020–2024); FHA mortgage limits (HUD) (2026 data); Conforming loan limits (FHFA) (2026 data); Fair Market Rents (HUD) (Fiscal year 2027); Small Area Fair Market Rents (HUD) (Fiscal year 2027); Census Bureau ZCTA-to-place relationship file (2020 data); HUD-approved housing counseling agencies (Retrieved November 6, 2026); Public Housing Agencies (HUD) (Retrieved November 6, 2026); Freddie Mac Primary Mortgage Market Survey (PMMS) (As of November 5, 2026); FHFA House Price Index (HPI) (2025 data); Homes with flood insurance (NFIP, FEMA) (As of August 3, 2026).