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City · 6,771 residents · Scott County, Minnesota

Jordan , Minnesota

In Jordan, a typical home is worth $336,200 and typical rent is $1,192 a month. Compared with all of Scott County, typical rent is 24% lower and the typical home value is 20% lower.

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  • Typical home value

    $336,200

    20% below the county

    2% above Minnesota

    • Jordan
    • Scott
    • Minnesota

  • Typical rent

    $1,192a month

    24% below the county

    7% below Minnesota

    • Jordan
    • Scott
    • Minnesota

  • Typical household income

    $110,057a year

    8% below the county

    24% above Minnesota

    • Jordan
    • Scott
    • Minnesota

  • Households that own their home

    81%

    2 points below the county

    9 points above Minnesota

    • Jordan
    • Scott
    • Minnesota

Source: U.S. Census Bureau, Average 2020–2024

Market now, with Zillow data

Zillow data
Typical home value
$439,350
1.2% more than 12 months ago

From Zillow (ZHVI), September 2026. The Census figures above are 5-year averages (2020–2024).

Jordan is in Scott County. The FHA loan limit ($552,000 for a one-unit home), the fair market rents and the help on this page are those of all of Scott County. See the county

Data updated: October 1, 2026 11 official sources

Only here

What sets Jordan apart

What this place has that others do not, from public data, most unusual first.

  1. The typical rent in Jordan is $1,192 a month, 24% less than in Scott County as a whole ($1,568).

  2. The typical home in Jordan is worth $336,200, 20% less than in Scott County as a whole ($419,400).

Sources: U.S. Census Bureau (Average 2020–2024).

The homes here

Housing in Jordan

What homes there are in Jordan, what they cost, how that changed and how people live, from Census figures (2020–2024).

What homes there are

U.S. Census Bureau, ACS 5-year, 2020–2024

Kind of home

The detached house is the most common home in Jordan: 69% of homes, near the figure in Scott County (71%).

There are more mobile homes here than in Scott County: 12% of homes, against 1%.

Year built

In Jordan, half of the homes were built before 1999; in Scott County, before 1997.

In Jordan, 75% of homes have 3 bedrooms or more, about the same as in Scott County.

All homes, occupied or empty. A figure the Census cannot measure precisely enough here is not shown.

Census tables: B25024, B25034, B25035, B25041

What it costs here

U.S. Census Bureau, ACS 5-year, 2020–2024

Value of owner-occupied homes
Monthly rent with utilities

With a mortgage

$2,222 a month

Scott County: $2,329 a month

Without a mortgage

$775 a month

Scott County: $773 a month

Owners with a mortgage

69%

Scott County: 72%

The typical cost for an owner with a mortgage in Jordan is $2,222 a month, near the figure in Scott County ($2,329).

Value: what owners think their home is worth. Rent: rent plus utilities, for homes of every size. The FHA limit is the most an FHA loan (Federal Housing Administration) lends for a one-unit home; the fair market rent (FMR) is the one HUD uses for housing vouchers.

Census tables: B25075, B25063, B25088, B25081

How it changed

U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024

Change since 2015–2019

The typical home value in Jordan rose 43% since 2015–2019, about the same as in Scott County (40%).

Rent in Jordan moved so little since 2015–2019 that the Census cannot say whether it rose or fell.

Change between two 5-year periods that do not overlap, in each period's dollars, not adjusted for inflation.

Census tables: B25077, B25064, B19013

How people live

U.S. Census Bureau, ACS 5-year, 2020–2024

MeasureJordanScott CountyMinnesotaUnited States
Rental vacancy Unreliable estimateUnreliable estimate5.3%5.5%
Homeowner vacancy Unreliable estimateUnreliable estimate0.6%0.9%
More than one person per room Unreliable estimate1.7%2.3%3.4%
People per household 3.142.782.432.53
Drive alone 78%71%69%69%
Carpool Unreliable estimate7%8%9%
Public transit Unreliable estimate0%2%3%
Walk or bike Unreliable estimate1%3%3%
Work from home 13%20%18%15%
Other means Unreliable estimate2%1%2%
Typical commute 20 to 29 minutes20 to 29 minutes20 to 29 minutes20 to 29 minutes

More people live in each home here: 3.14 on average, against 2.78 in Scott County.

In Jordan, 78% of workers drive alone to work; in Scott County, 71%.

Vacancy: empty homes offered for rent or for sale. Rooms: every room in the home, not only bedrooms. Commute: the minute range of the typical worker.

Census tables: B25004, B25003, B25014, B25010, B08301, B08303

Do the math

What would you pay each month for a home in Jordan?

A typical home is tight for the typical income

We start with a typical home in Jordan, worth $336,200, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 31% of the typical household income in Jordan, which is $110,057 a year. For that payment to be 28% of income, a household would need to earn about $120,584 a year.

The calculator's FHA and conventional loan limits are those of all of Scott County.

Your numbers

Local data
$

Starts at the typical home value in Jordan. Change it to the price you have in mind.

Loan type
Your credit score

Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.

Down payment
%

That is $11,767 (3.5% of the price). The usual minimum for this loan is 3.5%.

This week's average ± a quarter or half point.

Term

National average as of November 5, 2026 (Freddie Mac); your rate may be different.

Adjust advanced details

Estimated monthly payment

Local data

$2,814

at 7.18% · 30 years

Loan amount
$330,111
Total interest
$474,952
Paid off in
November 2056

Includes $5,678 FHA upfront mortgage insurance premium.

Does it fit the income?

  • Comfortable

    up to $2,568 a month

  • Tight

    $2,568 to $3,302 a month

    Your payment · 31%

  • Hard

    more than $3,302 a month

Compared with the typical household income in Jordan ($110,057 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.

Show the result as
per month$2,814
Principal & interest$2,236
Property tax$289
Home insurance$140
FHA mortgage insurance (MIP)$149

You need at least $11,767 for the down payment, plus closing costs.

Next step

This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.

The city and its county

Jordan and Scott County

Jordan is in Scott County, Minnesota. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).

Jordan's own numbers

Typical home value
$336,200
Typical monthly rent
$1,192
Typical yearly household income
$110,057
Households that own their home
81%
Effective property tax rate
1.03%

U.S. Census Bureau, American Community Survey (average 2020–2024).

Numbers for all of Scott County

FHA limit, one-unit home
$552,000
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$1,734
Price change over 5 years (FHFA)
+35%
Homes in a high flood-risk zone
0.7%

HUD, FHFA and FEMA don't publish these numbers by city.

Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Scott County.

Everything about Scott County

Buying

Buying a home in Jordan

A typical home in Jordan is worth $336,200: 20% below the county and 2% above Minnesota. With the typical household income in Jordan ($110,057 a year), a typical home costs 3.1 times what the household earns in a year.

Years of income to pay for a typical home

The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.

  • Jordan 3.1 years
  • Scott 3.5 years
  • Minnesota 3.7 years
  • United States 4.1 years
Source: U.S. Census Bureau, Average 2020–2024

How prices have changed in Scott County

According to FHFA’s house price index, home prices in Scott County rose 66% in the 10 years through 2025.

FHFA does not publish this index by city: these are the numbers for all of Scott County.

Period County Minnesota U.S.
Last year (2025) +2.4% +2.8% +2.9%
5 years (2020–2025) +35% +37% +47%
10 years (2015–2025) +66% +71% +85%

The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data

Jordan next to Scott County, Minnesota and the U.S.

Three numbers side by side. “Typical” means the median: half are above it and half below.

Typical home value
  • Jordan $336,200
  • Scott $419,400
  • Minnesota $329,300
  • United States $332,700
Typical monthly rent
  • Jordan $1,192
  • Scott $1,568
  • Minnesota $1,280
  • United States $1,413
Typical yearly household income
  • Jordan $110,057
  • Scott $119,314
  • Minnesota $89,062
  • United States $80,734
See the full table
Jordan next to Scott County and Minnesota
Measure Jordan Scott County Minnesota U.S.
Typical home value $336,200 $419,400 $329,300 $332,700
Typical monthly rent $1,192 $1,568 $1,280 $1,413
Typical yearly household income $110,057 $119,314 $89,062 $80,734
Households that own their home 81% 84% 72% 65%
Typical yearly property tax $3,470 $4,230 $3,357 $3,119
Effective property tax rate 1.03% 1.01% 1.02% 0.94%
Renters with high rent for their income 49% 52% 48% 51%

“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Scott County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.

Four ways to pay for a typical home in Jordan

For a typical $336,200 home in Jordan, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Jordan's typical property tax, an example home insurance and mortgage insurance when it applies.

  • FHA, 3.5% down $2,814a month

    Least cash to close
    Down payment
    $11,767
    Cash to close
    $21,853
    Rate
    7.18%
    Mortgage insurance
    FHA MIP · $149

  • Conventional, 5% down $2,752a month

    Down payment
    $16,810
    Cash to close
    $26,896
    Rate
    7.18%
    Mortgage insurance
    PMI · $160

  • Conventional, 20% down, no PMI $2,251a month

    Down payment
    $67,240
    Cash to close
    $77,326
    Rate
    7.18%
    Mortgage insurance
    None

  • ITIN, 15% down (example) $2,562a month

    Down payment
    $50,430
    Cash to close
    $60,516
    Rate
    8.18%
    Mortgage insurance
    None

The option that asks for the least cash to close is FHA, 3.5% down.

  • Cash to close = down payment plus 3% of the price in closing costs (example).
  • Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
  • The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.

How much house can I afford? Estimate closing costs

Taxes and floods

Two costs that change from place to place

Property tax and flood insurance raise or lower what you pay each month. Here are the numbers for Jordan and for Scott County.

Property tax

Effective rate in Jordan

1.03%of the home’s value each year

$3,470 a year for the typical owner in Jordan.

  • Jordan 1.03%
  • Scott 1.01%
  • Minnesota 1.02%

What Minnesota publishes Homestead market value exclusion (Minnesota Office of the Revisor of Statutes (Minnesota Statutes))

Exemptions and deadlines in Minnesota

Flood risk in Scott County

FEMA does not publish these numbers by city: they are for all of Scott County.

Homes in the high-risk zone
0.7%
343
Of those, with NFIP insurance
19%
County Minnesota U.S.
Homes in the high-risk zone 0.7% 0.7% 3.5%
Of those, with NFIP insurance 19% 17% 48%

Most homeowners insurance policies do not cover flood damage.

Look up your address on FEMA’s map

Renting

Renting in Jordan

Typical rent in Jordan is $1,192 a month: 24% below the county. In Jordan, 49% of renter households pay 30% or more of their income in rent.

HUD publishes a fair market rent for all of Scott County, by unit size. To pay the 2-bedroom one ($1,734 a month) without spending more than 30% of your income, you would need to earn $33.35 an hour working full time.

HUD fair market rent for all of Scott County

What you need to earn to pay it without spending more than 30% of income, working full time.

Size Fair rent a month Hourly wage Yearly income
Studio $1,265 $24.33 $50,600
1 bedroom $1,427 $27.44 $57,080
2 bedrooms $1,734 $33.35 $69,360
3 bedrooms $2,264 $43.54 $90,560
4 bedrooms $2,538 $48.81 $101,520

Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027

By ZIP code

Fair market rent by ZIP code in Jordan

HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Jordan is in ZIP code 55352.

For 2 bedrooms it is $1,540: $194 less than the fair market rent for Scott County ($1,734).

  • 55352 $1,540$2,040

1 of these ZIP codes crosses the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Jordan when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD) Fiscal year 2027 Small Area Fair Market Rents (HUD) Source: Census Bureau ZCTA-to-place relationship file Data from 2020 data Census Bureau ZCTA-to-place relationship file

Is your rent high for your ZIP?

Low-income apartments

Low-income apartments in Jordan

HUD lists 2 buildings with rents for lower incomes in Jordan. These are the largest.

  • Schule Haus 100 4th St W, Jordan 55352 52 low-income homes · For older adults (952) 492-2084
  • Jordan Valley Townhomes Multiple Building Addresses, Jordan 55352 44 low-income homes · 2 bd: 3 · 3 bd: 41 · In service since 2008

See all 29 buildings in Scott County Source: HUD, Retrieved November 6, 2026

Free help

Help to buy or rent in Jordan

You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.

There is 1 HUD-approved agency with an office in Scott County; 1 says it serves in Spanish.

A grandmother pushes her grandson on a playground swing.

HUD counseling is free or low-cost

Assistance programs in Jordan

No down payment, repair or rent-help program on our list is for Jordan or Scott County. The ones below are statewide in Minnesota: they work in Jordan the same as in the rest of the state.

Which programs do I qualify for? All programs in Minnesota

  • Deferred Payment Loan (Start Up)

    Statewide in Minnesota

    Minnesota state agency loan for the down payment and closing costs alongside the Start Up mortgage for first-time buyers: up to $14,000 (or $18,000 in the Plus version), with no interest or monthly payments, repaid at the end of the mortgage. Offered by Minnesota Housing (Minnesota Housing Finance Agency).

    Deferred

    See the program Official page

  • Monthly Payment Loan

    Statewide in Minnesota

    Minnesota Housing loan of up to $14,000 for the down payment and closing costs, which you repay over 15 years at the same rate as your Minnesota Housing mortgage; it works with Start Up (first-time buyers) or Step Up. Offered by Minnesota Housing (Minnesota Housing Finance Agency).

    Repayable

    See the program Official page

Housing counselors near Jordan

The HUD-approved agencies closest to the center of Jordan, in a straight line, nearest first. If one says it serves in Spanish, its card says so.

  • Scott County Community Development Agency

    100 5th Ave E, Shakopee · 11 miles away · Spanish

    • Mortgage delinquency and default
    • Pre-purchase counseling
    • and 1 more
    (952) 402-9022

  • Dakota County Community Development Agency

    1228 Town Centre Dr, Eagan · 26 miles away

    • Mortgage delinquency and default
    • Budget and financial counseling
    • and 2 more
    (651) 675-4400

  • Prg, Inc.

    2017 E 38th St, Minneapolis · 27 miles away

    • Pre-purchase counseling
    • Homebuyer education workshops
    (612) 721-7556

Every agency in Scott County All counseling agencies in Minnesota

Help in Spanish near Jordan

1 of the 3 agencies on this list says it serves in Spanish.

Ask for service in Spanish

When you call, say “Spanish, please” or ask if someone speaks Spanish. If not, ask whether they offer an interpreter.

Housing authorities of Jordan

HUD’s record names them for Jordan or Scott County. They run public housing or Section 8 vouchers. Ask whether their waiting list is open.

  • Scott County Community Development Agency Public housing and Section 8 vouchers (952) 402-9022

All housing agencies in Minnesota Source: HUD

Cities

Other cities in Scott County

These cities are also in Scott County. They share its loan limits and fair market rents, but home values and rent change from one to the next.

Everything about Scott County Housing in Minnesota

Nearby cities

The cities closest to Jordan, with the typical home value.

Neighboring counties

If Scott County is out of reach, look next door. Each number is that county's own.

Keep going

Guides for your next step

Short explanations, in plain language and with official sources, for buying or renting in Jordan.

All guides
A father and mother walk their son by the hand down the sidewalk.

Questions

Housing questions about Jordan

Short answers with the numbers for Jordan and all of Scott County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.

How much does a typical home cost in Jordan?

The typical home value in Jordan is $336,200, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Scott County it is $419,400.

How much does it cost to rent in Jordan?

Typical rent in Jordan is $1,192 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Scott County is $1,734.

What is the FHA loan limit in Jordan?

Jordan uses the FHA limit for all of Scott County (2026): $552,000 for a one-unit home and $1,061,550 for a four-unit home.

How much property tax do owners pay in Jordan?

The typical homeowner in Jordan pays $3,470 a year, according to the U.S. Census Bureau. That is 1.03% of the home’s value; in Scott County, the rate is 1.01%.

Where can I find free help to buy or rent in Jordan?

There is 1 HUD-approved counseling agency with an office in Scott County. 1 says it serves in Spanish. They can help you get ready to buy, with your credit, or with rent.

Sources: American Community Survey (ACS) 5-year estimates (Average 2020–2024); FHA mortgage limits (HUD) (2026 data); Conforming loan limits (FHFA) (2026 data); Fair Market Rents (HUD) (Fiscal year 2027); Small Area Fair Market Rents (HUD) (Fiscal year 2027); Census Bureau ZCTA-to-place relationship file (2020 data); HUD-approved housing counseling agencies (Retrieved November 6, 2026); Public Housing Agencies (HUD) (Retrieved November 6, 2026); Freddie Mac Primary Mortgage Market Survey (PMMS) (As of November 5, 2026); FHFA House Price Index (HPI) (2025 data); Homes with flood insurance (NFIP, FEMA) (As of August 3, 2026).